A precious metals IRA, which is also known as a gold-backed IRA, can help protect your money from volatility in the market and protect you against inflation. Additionally, precious metals like gold and silver are very different from standard assets like bonds and stocks which makes them a good option to diversify your portfolio.
We looked at the best gold IRA firms to determine the best precious metal IRA accounts offer the most beneficial. We evaluated every gold IRA company below, based on a variety of factors, including the precious metals they provide as well as the costs they impose, their storage choices they provide as well as their customer service and even their reputation.
Goldco is one of the most reputable and best company generally for gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: New sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the best company with regard to gold IRAs.
Goldco is an established dealer of rare metals that sells goods that can help you save for retirement. Goldco is a leader in the field of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will help you protect the assets of different retirement accounts by moving them into the precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) and a precious metals expert at the company can show you how to transfer the funds that is in the account to a precious metals IRA.
This company also sells gold and silver directly to its customers. You can invest your retirement savings, or money from other savings accounts into real gold and silver.
If you are looking to open an precious metals IRA through Goldco move or rollover the assets you have in your savings account to the new IRA. Goldco makes it simple and easy for customers to do this by walking them through the following steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your valuable metals: Choose the precious metals you would like to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Bars of silver and gold in various sizes can also be purchased. These bars are pure as.9999.
Goldco also has an option to buy back gold. In the event that your situation alters and you have to sell the precious metals that are in your account, Goldco will purchase these back for the highest price for buy-back, which is guaranteed.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a free kit that includes details. This kit contains a written and spoken information on investing in rare metals.
Overall, we believe Goldco is one of the best companies that offer gold IRAs.
One of the best companies to purchase silver, gold, and platinum through an IRA.
A reputable company with clear prices
With the gold IRA move, you can alter your savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy in silver and gold. The company is run by a family and is located in Los Angeles, CA. It has received numerous awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and fill out the papers.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you want to put into your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, store them in a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of silver and gold goods that can be bought directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
However, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always talk to a person about your investment and learn what they’re doing. You can dial the number on the website anytime to speak to your representative.
If you want to learn more about buying in gold before taking the step you can contact the firm for a free guide. This guide of 25 pages contains valuable information about the ways that rare metals IRAs can help you take control of your savings.
You can also find out about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine what to invest in.
American Hartford Gold is a reliable gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews as well as the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to put your gold IRA funds into Lear Capital. In this case, you can get help from a personal expert and pay a flat amount, guarantee your purchase up to 24 hours and avoid charges when you make a large payment.
These are the Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences and easy access to friendly help desks, and clear prices among other things. To make sure your money meets IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be placed in an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10- 100-ounce bar made of your favorite metal. Prices for precious metals change frequently to reflect changes in the market and make it easy to be aware of what you should expect.
Follow these steps to start with Lear Capital:
You can create a rare metals IRA account by filling in an online form that takes just 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours of how to complete the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can buy valuable metals and let Lear Capital ship them to an area that is secure and that is fully insured.
Set up and keep your IRA for free if you invest at least $25,000 to $50,000 for one year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you get free set-up and hold services.
If you make a purchase of more than $10,000 you get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat cost
Assistance from a professional on gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from every source
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals, either directly or through an IRA. Since 2003, this firm has been operating, and thousands of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be confident that buying in rare metals from Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a variety of silver, gold palladium, and platinum products as well as other. You can purchase these precious metals by themselves or use them to deposit money into an precious metals IRA.
This company makes it simple for you to move the retirement savings you have saved into a precious metals IRA. With the help of a trained Precious Metals Specialist You can follow these steps:
Set up your account and select the method of funding it. Through Birch Gold Group, you can move an IRA or transfer a 401(k) for funding your new self-directed IRA.
Choose the valuable metals for your account. Your precious Metals Specialist can help you figure out which metals to invest in to reap the greatest tax benefits.
You can buy your valuable metals. Your specialist will review your order and inform you that your purchase was successful once they have done so.
Choose a way to store your items. Your specialist will guide you through the different methods to organize your items. Birch Gold Group stores its customers’ funds at various locations including Delaware Depository and Brink’s Global Service.
Find out what your IRA is going. Contact your Specialist anytime to check your account and make any changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and goods straight from the company. The company offers a wide range of coins that are accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
These are just a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you want to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They offer IRAs and cash payments for gold and silver. This business also offers a site with a lot of free information regarding investing in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received excellent feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your brand new IRA.
You can use money from your savings account to fund your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people to set up precious metals IRAs. This IRA company works with individuals in all fifty U.S. states. They’ve been in business for over 30 years and managed more than $25 billion.
After you have purchased silver and gold for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in its Delaware vault which is a secure private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. It’s as simple as transferring funds into the Augusta account and then select the silver and gold items you wish to purchase. Augusta will deliver them directly to your doorstep, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods manufactured by the company comprise items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10-ounce bullion gold bars, 10 to 100-ounce silver bullion bars, and 90% silver bags.
The company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA you can take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that helps people set the gold IRAs. They offer silver, gold, platinum, and palladium. The company has a great review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools to assist you in establishing these funds. On the Oxford Gold website, you can learn how to transfer money into a precious metal IRA and how these IRAs work and what kinds are available and the reasons why they are great investments.
The Oxford Gold website, you can purchase coins and bars made of gold, silver platinum, palladium, and. The company sells a wide range of gold and silver coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The company also sells a tiny amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other companies that deal in precious metals in its ability to listen to clients and providing them with the tools needed to make sound financial decisions. On its website, the company has a full learning center to help with the buying process.
This study area includes a number of tools, including:
Guide to investing in precious metals
News and stories about buying in gold
A list of terms
When you work for Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the company’s Managing Partners. This person can assist you with any queries you may have regarding trading or how to store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This lets customers learn the pros and cons of these investments and make better decisions.
Overall, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its an extensive selection of precious metals that have been allowed by the IRS. It also has helpful teaching materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After just a few years of operation, the company’s gold IRA reviews on all sites have won it five stars.
Opening an IRA account is a great choice, so you should select a gold investment company that puts the reviews of its customers and the accreditations of its affiliates first. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment firms in that you can put coins and bars made of silver, gold platinum, palladium, and platinum into your IRA. There are many different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce, like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations all rare metals IRA purchases are sent to secure locations located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay between $80 to $200 per year to store your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to get started using Noble Gold:
Complete the form online to get personalized advice or create an IRA account for gold. You can talk to an expert from the company about your options during free sessions.
Talk to an Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you withdraw money from a retirement account and put into your gold IRA instead of rolling it over, you could have to pay taxes on it. Consult a tax expert first.
You can fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose your storage, and then let Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Excellent ways to help customers
There are many types of precious metals to pick from.
Many sources have rated it five stars.
Access to the advice of experts
There are many tools for training that can assist investors.
If you’re ready to sell, make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated silver and gold dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who know the market and would like to put a large portion of their wealth into a gold IRA, since it gives savings for large investments but lacks the tools needed to help investors who are new. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer that offers basic silver and gold and helpful ways to seek help.
The following accreditations, grades, and titles were granted to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB awarded it the A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its clients by giving them helpful support lines, clear prices, and simple to use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. Gold prices is updated in real time on the website, which means you are able to easily evaluate the risks, benefits, and costs of your purchase. You can select among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, therefore it is best for buyers who have done this before. The initial year of storage and maintenance costs $250 and each year following that is $200. There may be a need to shell out more like an amount to establish an account.
To start working with Patriot Gold Group, you must do the following:
Fill out the online account application to start.
Contact a customer service worker to get your account started or transfer of funds.
You can purchase valuable metals and choose how you want to store them.
You can get no cost delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Account fees have been eliminated for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good selection of gold physical coins and bullion.
AdvantageGold is one of the top companies for gold IRAs. They claim they are the best gold-producing company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice when you love doing things online and would like to have easy access to high-quality training tools.
You can apply for an account without speaking to a person and the company provides access to a vast knowledge base, including tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars, and it is awarded an A+ rating.
More than 700 users have rated Google 5 stars.
More than 1,400 people have rated Trustpilot 5 stars.
Based on the reviews of AdvantageGold, you can expect great customer service, great help and clear pricing in all your interactions with AdvantageGold.
AdvantageGold allows you to put gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage fees for IRA purchases range from $100-$150. Investors are also required to pay a $50 account-setting-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To get started using AdvantageGold To begin using AdvantageGold, you must complete the following steps:
Fill out the online form, and select the account manager you’d like to choose. You can complete the first step by yourself using AdvantageGold, or you can contact the customer support team for personalized help.
Accept the policies and rules of your company and then share your financial records. You may be required to present different documents about your IRA or taxes.
Choose the method you wish to transfer funds into your account. A expert in rolling money over into a gold IRA can assist you with this.
You can purchase valuable metals and pick a secure location to store them. As a final step, you have to sign the declaration form.
AdvantageGold has the following traits that make it stand out:
When you’re ready for selling the house, the buy-back plan simplifies the process.
A guide for investing in gold through your IRA.
There are a variety of options to get involved in learning.
There are no minimum investments.
Rollover help is convenient.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions for withdrawing money
Customers on all websites give great reviews of gold IRAs.
What is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-managed personal retirement account which makes use of gold, silver, or other valuable metals instead of stocks or bonds.
To protect yourself from inflation and possible stock market crashes, you require a variety of investments. Because of this, many people are investing in silver, gold and other precious metals in retirement accounts because they are a fairly safe and reliable investment.
The companies listed on our list assist people in setting in place gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, you should move the money in your retirement savings into an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. The items must be coins or gold and must meet specific “fineness” standards. These accounts can only hold the coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA firms make it easy and painless to manage and fund the individual retirement accounts. Many companies place customers in touch with account representatives who can assist them in the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you are considering adding gold IRA to your retirement account to diversify it, you should talk to your financial advisor to see whether it’s a good idea for you.