A precious metals IRA that is also called a gold-backed IRA will help safeguard your money from volatility in the market and protect you against inflation. Additionally, precious metals such as silver and gold are different from standard investments like stocks and bonds which makes them a great option to diversify your portfolio.
We reviewed the top gold IRA companies to determine the best precious metal IRA accounts offer the best deal. We evaluated every gold IRA company below based on a number of things, such as the quality of the metals they offer, the fees they impose, their storage choices they offer and their customer service and even their reputation.
Goldco is one of the most reputable and best company generally in the field of gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: The new sales may receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company in the field of gold IRAs.
Goldco is an established dealer of rare metals and sells products that can help you save more for retirement. This company is the leader in the business of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets of a variety of retirement accounts by transferring them to the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b), a precious metals expert at Goldco can help you understand how to move the money that is in the account to a precious metals IRA.
This business also sells gold and silver directly to customers. You can also invest your retirement savings or other savings accounts into real silver and gold.
If you are looking to open a precious metals IRA through Goldco, move or rollover your savings from your savings account into the new IRA. Goldco makes it easy and stress-free for customers to do this by walking them through the steps:
Sign a deal saying you understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Purchase your precious metals: Choose the precious metals you’d like to add to your investment.
Goldco sells a variety of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Bars of silver and gold in different sizes can also be purchased. They are as pure as.9999.
Goldco also offers a program to buy back gold. In the event that your situation alters and you have to sell the precious metals that are in your account, Goldco will purchase these back for the best price for buy-back, which is guaranteed.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a free kit with details. This kit has written and spoken information on investing in rare metals.
Overall, we think Goldco is one of the top companies that provide gold IRAs.
One of the most trusted companies to purchase gold, silver and platinum through an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is run by a family of employees and is headquartered in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and fill in the forms.
You can move your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you would like to put in your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, store them with a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a wide range of gold and silver goods which can be purchased directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
However metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to talk to a person about your investments and find out how they are doing. You can call the number listed on the company’s website anytime to speak to your representative.
If you want to learn more about purchasing gold prior to taking the next step, you can ask the firm for a free guide. This guide, which is 25 pages long, provides information about how rare metals IRAs can help you take charge of your money.
You can also learn about the changes to the market for gold by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide what to invest in.
American Hartford Gold is a reliable gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews, the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to invest your gold IRA funds into Lear Capital. In this scenario you will be able to get assistance from a specialist or pay a fixed fee, guarantee your purchase for 24 hours, and avoid charges if you make a big payment.
These are the Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences with easy access to knowledgeable assistance teams and transparent prices, among other things. To make sure your money is compliant with IRS standards, you should only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something simpler like a 10to 100-ounce bar of your preferred metal. Prices for valuable metals are constantly changing to reflect changes in the market and allow you to know what you should expect.
Follow these steps to get started by contacting Lear Capital:
You can open a rare metals IRA account by filling out an online application which takes only 10 minutes.
You should hear from the person in charge of the IRA within 24 hours regarding how to do the tax-free transfer. It can take anywhere from five to seven days for your money to be transferred.
You can purchase valuable metals, and then allow Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Create and store your IRA for free if spend between $25,000 and $50,000 in a single year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you receive free set-up and hold services.
When you make a purchase of more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at an unbeatable cost
One-on-one help from pros in gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are clear because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, the firm has been operating and a large number of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be confident that purchasing rare metals from this company is a secure and secure process.
Birch Gold Group sells a large selection of silver, gold, palladium and platinum items, among others. You can purchase these metals on their own or make use of them to deposit money into a precious metals IRA.
The company makes it simple for you to convert the retirement savings you have saved into an precious metals IRA. With the help of a trained Precious Metals Specialist you can follow the following steps:
Create your account and select the method of funding it. Through Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) to fund your new self-directed IRA.
Select the most valuable metals that will benefit your account. The valuable Metals Specialist can help you determine which metals you should invest in to gain the greatest tax benefits.
You can purchase your precious metals. Your Specialist will look over your order and let you know that your purchase went through once they have done so.
Find a storage solution for your things. Your expert will help you understand the various options for storing your items. Birch Gold Group stores its customers’ investments at various locations including Delaware Depository and Brink’s Global Service.
Check how your IRA is going. Contact your Specialist anytime to check on your account or make changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and products directly from them. The company offers a broad variety of coins that are OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold and silver.
Here are a few of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They offer IRAs and cash payments for silver and gold. This firm also runs a website that contains lots of information for free on the investment in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your brand new IRA.
You can use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users create precious metals IRAs. This IRA company is a partner for people from all 50 U.S. states. They’ve been operating since more than 30 years, and managed more than $25 billion.
After you have purchased silver and gold to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. You just need to move funds to the Augusta account and then select the gold and silver goods you’d like to purchase. Augusta will bring them right to your door and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods manufactured by the company comprise things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars. 10 to 100-ounce silver bullion bars and 90% silver bags.
The company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA, you can also look at a list of the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set up gold IRAs. They sell gold, silver platinum, palladium, and. The company has a great review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and offers a range of tools to help you get started with these funds. On the Oxford Gold website, you can find out how to transfer money to a precious metal IRA and learn how they function and what kinds are available and the reasons why they are great investments.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company offers a broad range of popular silver and gold coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The company also sells a small number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals firms in its ability to listen to customers and giving them the tools needed to make informed financial decisions. On its website, the company provides a full learning center to help with the buying process.
This study area comes with a number of tools that include:
Guide to investing in precious metals
Stories and news about buying gold
A listing of terms
When you work for Oxford Gold Group, you’ll also have the opportunity to work directly with one of the company’s Managing Partners. The person you talk to will be able to assist you with any queries you might have regarding trading or how to store your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from a neutral point of view. This helps customers understand the pros and cons of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its an array of high-quality metals that have been approved by the IRS. It also provides helpful training materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After less than 10 years in business, the company’s gold IRA reviews on all sites have won it five stars.
Opening an IRA account is a great decision, so you must select a precious metals investment firm that values the reviews of its clients and the accreditations of its affiliates in the first place. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were difficult to find.
Noble Gold is like other gold investment companies in that you can put bars and coins made of silver, gold platinum, palladium, and tin into your IRA. There are many different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules, all rare metals IRA purchases are sent to secure locations located in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay between $80 to $200 per year to store your real valuable metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to begin using Noble Gold:
Complete the online form to receive personalized advice or open an IRA account for gold. You can speak to an expert from the company about your choices during the free sessions.
Contact a Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you withdraw money of another retirement account to transfer to the gold IRA instead of rolling it over, you may have to pay taxes on it. Consult a tax professional first.
Fund your precious metals IRA, and then buy the precious metals you’d like.
Select the storage you want and allow Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Great ways to assist customers
There are many types of precious metals that you can pick from.
Several sources have rated it five stars.
Access to the advice of experts
There are many tools for training that can assist investors.
If you’re ready to sell when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been rated the highest-rated gold and silver dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for investors with experience in precious metals who are knowledgeable about the market and want to put a big chunk of their assets into a gold IRA as it offers savings for large investments but doesn’t have a lot of tools to help novice investors understand. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer that offers basic gold and silver, and the best ways to get assistance.
The following accreditations, grades and titles were given to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB gave it the A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its customers by offering them friendly support lines, transparent pricing, and simple-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. Gold prices changes in real-time through the site, so you are able to easily evaluate the risks, benefits and costs associated with your purchase. You can choose from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date as early as 50 years ago.
Patriot Gold Group has a high minimum account size of $50,000, so it is recommended to go with buyers who have had this experience before. First year storage and upkeep costs $250 and each year following that is $200. You might have to pay a little more like an amount to establish an account.
To start with Patriot Gold Group, you have to follow these steps:
Complete the online account application to start.
Contact a service representative to initiate your account restart or transfer of funds.
You can buy valuable metals and choose how you want to store them.
You can receive free delivery to the safe locker.
Investors can obtain these essential items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
Account fees have been eliminated for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good choice of gold physical coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim to be the top gold firm within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice if you like to do things online and need easy access to high-quality training tools.
The application process is simple without speaking to anyone and the company provides you access to a large knowledge base that includes videos, tools, and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with it is awarded an A+ rating.
Over 700 customers have awarded Google 5 stars.
More than 1,400 people have rated Trustpilot five stars.
Based on the reviews of AdvantageGold, you can expect great customer service, excellent assistance, and clear prices in all of your contacts with the company.
AdvantageGold allows you to put platinum, gold, silver, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage fees for IRA purchases are between $100 to $150. Investors also pay a $50 account set-up fee and a range of different annual upkeep charges. AdvantageGold has no minimum payments which is a great thing.
To begin using AdvantageGold you must do the following:
Complete the online form, and select the account manager you would like to work with. You can do this first step on your own with AdvantageGold or contact the customer service team for personalized help.
Accept the policies and rules of the company, and then share your financial documents. You may be required to present various documents regarding your IRA or tax obligations.
Choose the way you want to transfer money in your account. A professional who has experience in rolling money over into a gold IRA can assist you with this.
You can purchase precious metals and select a secure place to store them. In the final step, you need to sign the declaration form.
AdvantageGold has the following characteristics that make it stand out:
When you’re ready for selling the property, the buy-back program makes it simple.
A guide for investing in gold through your IRA.
There are a variety of options to get involved in learning.
There are no minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Step-by-step directions for withdrawing cash
Customers on all websites give excellent review of gold IRAs.
What is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-managed personal retirement account that uses gold, silver, or other valuable metals instead of stocks or bonds.
To guard yourself against the effects of inflation and potential market crashes, you should have a diverse portfolio of investments. Due to this, many people are now placing silver, gold and other precious metals in retirement accounts since they are an extremely safe and reliable investment.
The companies we have listed assist people in setting the gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t start a gold IRA from scratch. Instead, transfer the money from your retirement savings to an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. They must be coins or gold that meet a set of “fineness” standards. These accounts can only hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it simple and stress-free to manage and fund these retirement accounts for individuals. Many companies place clients in contact with account reps who will assist them throughout the process.
However, an agent for an account isn’t the same as a financial advisor. If you are considering adding gold IRA to your retirement account to diversify it you should consult your financial adviser first to determine if it makes sense for you.