A precious metals IRA that is also known as a gold-backed IRA, can help protect your savings from market volatility as well as protect you against inflation. Additionally, precious metals like silver and gold are different from the standard assets like bonds and stocks which makes them a good option to diversify.
We reviewed the top gold IRA companies to determine which precious metal IRA accounts offer the best value. We evaluated every gold IRA company below, based on a variety of factors, including the quality of the metals they offer as well as the costs they impose, the storage options they provide, their customer service, and their image.
Goldco is one of the most trusted and best company generally for gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: New sales may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that can help you save more for retirement. Goldco is a leading company in the field of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets of different retirement accounts by moving them into an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert at Goldco can help you understand how to transfer the money from your account into an precious metals IRA.
This company also sells silver and gold directly to its customers. You can invest your retirement savings or other savings accounts into real silver and gold.
If you are looking to open an precious metals IRA through Goldco move or rollover your assets from your savings account to your new IRA. Goldco makes it easy and easy for customers to accomplish this by walking them through the following steps:
Make a commitment to understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your precious metals Select the precious metals that you would like to include in your investment.
Goldco sells a variety of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Marlin Gold
Bars of silver and gold in different sizes can also be purchased. These bars are as pure as.9999.
Goldco also offers an option to buy back gold. In the event that your situation alters and you require to sell the valuable metals in your account Goldco will buy these back for the highest buy-back price, with a guarantee.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a kit for free with details. This kit contains a written spoken, spoken, and a visual guide to investing in rare metals.
Overall, we believe Goldco is among the best companies to offer gold IRAs.
One of the top companies to buy gold, silver as well as platinum, through an IRA.
A reputable business with transparent prices
With the gold IRA move, you can alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is run by a family, and is located in Los Angeles, CA. It has won several awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver in your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill in the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you wish to place into your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, store them with a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a broad range of gold and silver goods which can be purchased directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
However, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
Combibar Valcambi
When you purchase valuable metals from American Hartford Gold, you will always be able to talk to a person about your investments and learn what they are doing. You can call the number listed on the company’s website anytime to speak to an agent.
If you’d like to know more about buying gold prior to making the move to buy it, you can ask the company for a complimentary guide. This 25-page guide has useful details on the ways that rare metals IRAs can help you take control of the savings you have.
You can also find out about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine how to spend.
American Hartford Gold is a trusted gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews as well as the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to invest your gold IRA funds into Lear Capital. In this case, you can get help from a personal expert and pay a flat amount and guarantee your purchase for 24 hours, and avoid charges if you make a big payment.
The following are Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, are focused on smooth experiences and easy access to friendly assistance teams and clear prices, among other things. To ensure that your money is compliant with IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, platinum, and silver coins and bars that can be placed in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10 100-ounce bar of your favorite metal. Prices for valuable metals are always changing to reflect changes in the market and make it easy to anticipate the price you can expect.
Follow these steps to start using Lear Capital:
You can open an rare metals IRA account by filling in an online application that takes just 10 minutes.
You should hear from the person who is responsible for the IRA within 24 hours of how to make the tax-free transfer. The money could take as long as five days to be transferred.
You can purchase precious metals and then allow Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Set up and store your IRA at no cost if you invest at least $25,000 to $50,000 for one year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you receive free set-up and hold services.
When you have invested more than $10,000 you will receive the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable rate
Assistance from a professional on gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from every source
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to purchase rare metals, either directly or through an IRA. Since 2003, the company has been operating and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be sure that buying rare metals through Birch Gold Group is a secure and reliable process.
Birch Gold Group sells a wide range of silver, gold palladium, and platinum products in addition to other. You can buy these metals on their own or use them to put money into an precious metals IRA.
This company makes it easy for you to convert your retirement savings to an precious metals IRA. With the assistance of a certified Precious Metals Specialist you can follow these five steps:
Set up your account and decide the method of funding it. With Birch Gold Group, you can move an IRA or roll over a 401(k) to fund your new self-directed IRA.
Choose the valuable metals for your account. The valuable Metals Specialist can help you determine which metals to invest in to reap the highest tax advantages.
You can buy your valuable metals. Your specialist will go over your order and let you know that your purchase was successful when they have confirmed it.
Choose a way to store your things. Your expert will help you understand the various options for storing your items. Birch Gold Group stores its customers’ funds at a number of places, such as Delaware Depository and Brink’s Global Service.
Check the status of you IRA is performing. You can call your Specialist anytime to check your account or make changes.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and items directly from the company. The company offers a broad range of coins that are OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold and silver.
These are just a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They offer IRAs and cash payments for silver and gold. This business also offers a site that contains lots of information for free regarding the investment in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting the new IRA.
Make use of the money in your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users create precious metals IRAs. This IRA company is a partner for people from all 50 U.S. states. They’ve been operating since more than 30 years, and managed more than $25 billion.
After you have purchased gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. All you have to do is transfer funds into the Augusta account and select the silver and gold items you’d like to purchase. Augusta will deliver them directly to your doorstep and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods manufactured by the company include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1- to 10-ounce bullion gold bars, 10 up to 100-ounce silver bullion bar, and 90 silver bags containing 97 percent.
The company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA, you can also look at a list of the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that helps people set up gold IRAs. They sell silver, gold platinum, palladium, and. The company has a fantastic rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and offers a range of tools to help you start these funds. On the Oxford Gold website, you can learn how to transfer funds into a precious metal IRA and learn how these IRAs work and what kinds are available and the reasons why they are good assets.
The Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company sells a vast range of gold and silver coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The firm also sells a limited number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals firms by listening to clients and giving them the tools needed to make informed financial decisions. On its website, the company provides a complete learning center to aid buyers in the purchasing process.
This study area includes a number of tools, including:
Guide to investing in precious metals
Stories and news about buying gold
FAQs
A list of terms
When you work for Oxford Gold Group, you’ll also be able to interact directly with one of the company’s Managing Partners. The person will be able to help you answer any questions that you might have regarding how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial point of view. This allows customers to understand the pros and cons of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA firms because it provides a wide range of valuable metals that have been approved by the IRS. It also has helpful teaching material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After just a few years in operation, the company’s gold IRA reviews on all sites have earned it five stars.
Opening an gold IRA account is a big choice, so you should select a precious metals investment firm that values the opinions of its clients as well as the certifications of its affiliates in the first place. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were hard to locate.
Noble Gold is like other gold investment companies in that you can place bars and coins made of gold, silver platinum, palladium, and platinum into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare, like the Austrian Silver Philharmonic 1oz Coin. To meet IRS rules the rare metals that are included in IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anywhere from $80 to $200 per year to keep your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to get started using Noble Gold:
Complete the online form to receive an individualized advice or to open an IRA account for gold. You can speak to an expert in-house about your options during free sessions.
Talk to a Noble Gold expert to start the process of moving the gold IRA over to your new account. If you withdraw money of a retirement account to put into your gold IRA instead of rolling it over, you might be required to pay tax on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like.
Choose the storage that you prefer and wait for Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many types of precious metals to pick from.
A number of sources have rated it five stars.
Free access to the advice of experts
There are many tools for training that can assist investors.
If you’re ready to sell, make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been rated the highest-rated silver and gold dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for experienced precious metals investors who know the market and wish to put a large portion of their money into a gold IRA, since it gives savings for large investments but doesn’t offer many tools to help new investors learn. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that offers basic gold and silver as well as helpful ways to seek help.
The following grades, accreditations and titles have been given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB awarded it an A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its clients by providing them with helpful support lines, transparent prices, and simple to use services that meet IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The price of gold is updated in real time through the site, so you can easily assess the risks, benefits and costs of purchasing. You can select from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, which is why it is recommended for those who have previously had this service. The initial year of storage and upkeep costs $250 and every year following that is $200. There may be a need to shell out more like a fee to set up an account.
To start working with Patriot Gold Group, you have to follow these steps:
Complete the online application for a new account to get started.
Contact a customer service representative to start your account restart or to transfer funds.
You can purchase precious metals and choose how you want to store them.
You can receive complimentary delivery to your safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
Fees for accounts have been waived for purchases over $100,000
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good selection of gold physical coins and bullion.
AdvantageGold is one of the best companies for gold IRAs. They say they are the best gold firm in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice if you like to do things online and want easy access to good training tools.
You can apply for an account without talking to anyone The company will give access to a vast knowledge base that includes tools, videos and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars with an A+ grade.
Over 700 customers have given Google 5 stars.
More than 1,400 users have given Trustpilot five stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, fantastic assistance and clear pricing in all of your contacts with AdvantageGold.
AdvantageGold lets you put gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage fees for IRA purchases are between $100 and $150. Investors also have to pay a $50 account-setting-up cost and a variety of annual upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To start using AdvantageGold you must do the following:
Complete the online form, and choose the account manager you would like to work with. You can complete the first step on your own with AdvantageGold or contact the customer service team for personalized help.
Accept the policies and rules that the business follows, and then provide your financial documents. You may need to provide various documents regarding your IRA or tax obligations.
Select the method you prefer to transfer funds into your account. A expert in rolling money over into a gold IRA can assist you with this.
You can purchase valuable metals and choose a safe storage space for them. In the final step, you need to complete the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it:
If you’re ready to sell, the buy-back scheme makes it simple.
A guide for investing in gold through your IRA.
There are a variety of options to get involved in learning.
There are no minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Resources with step-by-step instructions for withdrawing funds
Customers on all sites give glowing reviews of gold IRAs.
What is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account which makes use of silver, gold, or other valuable metals instead of stocks and bonds.
To protect yourself from inflation and possible stock market crashes, it is important to require a variety of investments. Due to this, a lot of people are investing in silver, gold and other precious metals in retirement accounts because they are relatively safe and dependable investment.
The companies on our list help people set in place gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, move the funds in your retirement savings to a new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. The items must be either coins or gold and meet certain “fineness” standards. These accounts can only hold the coins that are accepted by the IRS like the Canadian Maple Leaf.
The best gold IRA firms make it easy and stress-free to manage and fund these retirement accounts for individuals. Many companies put customers in touch with account representatives who can help them through the process.
However, an agent for an account isn’t the same as a financial advisor. If you’re considering adding an gold IRA to your retirement account to diversify it you should consult your financial advisor first to see if it makes sense for you.
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