A precious metals IRA or, more commonly known as a gold-backed IRA can help protect your money from volatility in the market and protect your investment from inflation. Also, valuable metals like silver and gold are different from the standard investments like stocks and bonds which makes them an excellent way to diversify.
We looked at the best gold IRA firms to determine what precious metal IRA accounts are the best value. We analyzed every gold IRA company below based on a number of factors, including the precious metals they provide, the fees they impose, the storage choices they provide, their customer service, and even their reputation.
Goldco is one of the most trusted and most reliable company overall when it comes to gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that will help you save more for retirement. Goldco is a leader in the business of rare metals, and has been awarded many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets of a variety of retirement accounts by shifting them into a precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert at Goldco can help you understand how to transfer the money in your account to a precious metals IRA.
This business also sells gold and silver directly to its customers. You can also invest your retirement savings as well as other savings accounts in actual silver and gold.
If you want to start an precious metals IRA through Goldco, move or rollover your savings from your current savings account into your new IRA. Goldco makes it simple and stress-free for customers to accomplish this by guiding them through the following steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your valuable metals: Choose the precious metals you’d like to add to your investment.
Goldco sells a variety of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of different sizes can also be purchased. They are as pure as.9999.
Goldco also has a program for buying back gold. In the event that your situation alters and you require to sell the precious metals that are in your account, Goldco will purchase these back for the most competitive price for buy-back, which is guaranteed.
If you’re considering investing in an rare metals IRA, Goldco will send you a kit for free with information. This kit contains a written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we think Goldco is among the top companies that offer gold IRAs.
One of the best companies to buy gold, silver, and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you can change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy in silver and gold. The company is run by a family of employees and is based in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver in your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill in the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you want to put in your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, you are able to keep them with a safe storage company such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of silver and gold goods that can be bought directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
However metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to talk to a person about your investment and find out what they are doing. You can dial the number on the company’s website anytime to speak to your representative.
If you want to learn more about purchasing gold before taking the step, you can ask the business for a no-cost guide. This 25-page guide has useful information on how rare metals IRAs can assist you in taking charge of your money.
You can also find out about the changes to the market for gold by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine how to spend.
American Hartford Gold is a reliable gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to put your gold IRA money into Lear Capital. In this scenario you will be able to get assistance from a specialist, pay a flat fee and guarantee your purchase up to 24 hours and avoid fees for a large payment.
These are the Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, are focused on smooth experiences with easy access to knowledgeable support teams, and transparent prices, among other things. To make sure your money is in compliance with IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be placed in an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10 100-ounce bar of your favorite metal. Prices for valuable metals change frequently to reflect changes in the market and make it easy to be aware of what you should expect.
Follow these steps to begin using Lear Capital:
You can open a rare metals IRA account by filling out a simple online application that only takes 10 minutes.
You should hear from the person who is responsible for your IRA within 24 hours about how to make the tax-free move. It can take anywhere from five to seven days for your money to be moved.
You can buy valuable metals and allow Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Set up and store your IRA for free if spend at least $25,000 to $50,000 for a year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you get free set-up and hold services.
When you make a purchase of more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable price
One-on-one assistance from experts in gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, the company has been operating, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be confident that buying in rare metals through Birch Gold Group will be a safe and secure process.
Birch Gold Group sells a variety of silver, gold, palladium and platinum items in addition to other. You can buy these metals on their own, or use them to put money into an precious metals IRA.
This company makes it simple for you to transfer your retirement savings to an precious metals IRA. With the help of a qualified Precious Metals Specialist, you can take these steps:
Set up your account and choose how you want to fund it. Through Birch Gold Group, you can move an IRA or transfer a 401(k) for funding your self-directed IRA.
Select the most valuable metals to invest in for your account. The valuable Metals Specialist can help you determine which metals to invest in to gain the highest tax advantages.
You can buy your valuable metals. Your specialist will go over your purchase and inform you that the purchase was successful when they have confirmed it.
Find a method to store your items. Your Specialist will show you the different methods to organize your items. Birch Gold Group stores its customers’ investments at various locations including Delaware Depository and Brink’s Global Service.
Check the status of your IRA is going. You can call your Specialist at any time to review your account or make changes.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and items directly from the company. The company offers a broad selection of gold and silver coins deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold as well as silver.
These are just a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They provide IRAs and cash-payouts for gold and silver. The business also offers a site with many free information about the investment in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your new IRA.
Use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people set up precious metals IRAs. This IRA company works with individuals from all 50 U.S. states. They have been in business for over 30 years and managed more than $25 billion.
After you have purchased gold and silver for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. You just need to move money to your Augusta account and choose the gold and silver goods you want to buy. Augusta will deliver them directly to your doorstep and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods manufactured by the company comprise things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10-ounce bullion gold bars, 10 up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
A few of the company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA, you can also take a look at the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that assists people in setting gold IRAs. They offer silver, gold platinum, palladium, and. The company has an excellent rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools that can assist you in establishing these funds. On the Oxford Gold website, you can learn how to transfer money into a precious metal IRA, how they function and what kinds are available and the reasons they are a good investment.
The Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company sells a wide variety of popular silver and gold coins, as well as other items such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
It also offers a small number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals firms in its ability to listen to customers and giving them the tools needed to make sound financial decisions. On their website, the business provides a complete learning center to assist buyers.
This study area includes many tools, including:
Guide to investing in precious metals
Stories and news about buying gold
A list of terms
When you join the Oxford Gold Group, you’ll also get to interact directly with one of the company’s Managing Partners. The person you talk to will be able to answer any questions you have regarding trading or how to keep your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial perspective. This helps customers understand the advantages and disadvantages of these investment options and make better decisions.
In general, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides a wide range of valuable metals that have been approved by the IRS. It also has helpful teaching material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. In less than 10 years in business Noble Gold’s gold IRA reviews on all sites have been awarded five stars.
Opening an IRA account is a good choice, so you should select a precious metals investment firm that values the reviews of its clients and its accreditations for affiliates first. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment companies in that you are able to put bars and coins made of gold, silver platinum, palladium, and tin into your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce, like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS rules the rare metals that are included in IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay between $80-$200 per year to store your real precious metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to begin using Noble Gold:
Fill out the online form to get a custom advice or to create an IRA account for gold. You can talk to an in-house expert about your options during free sessions.
Talk to a Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you take money out from a retirement account and put into the gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax professional first.
Make sure you fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose the storage that you prefer and allow Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are many types of precious metals to pick from.
Several sources gave it five stars.
Free access to expert advice
There are plenty of training tools to help investors.
If you’re ready to sell and sell your home, you should have make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated gold and silver dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who are familiar with the market and would like to put a large portion of their wealth into an investment in gold IRA which offers savings for big investments but doesn’t have a lot of tools to help investors who are new. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer that has options for basic silver and gold and the best ways to get assistance.
The following accreditations, grades, and titles have been awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB awarded it an A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its customers by offering them friendly support lines, clear prices, and easy-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The price of gold is updated in real time through the site, which means you can easily assess the risks, benefits and costs of purchasing. You can select from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from as far back as 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, therefore it is recommended for those who have had this experience before. The initial year of storage and upkeep costs $250, and each year following that is $200. You might have to pay more, such as an amount to establish an account.
To begin with Patriot Gold Group, you must do the following:
Complete the online account application to begin.
Contact a customer service representative to initiate your account restart or movement of funds.
You can buy valuable metals and decide how you’d like to store them.
You can get free delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
Account fees have been eliminated for purchases over $100,000
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good selection of physical gold coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim they are the top gold-producing company within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you If you enjoy doing things online and would like to have easy access to high-quality training tools.
The application process is simple with no need to talk to anyone and the company provides you access to a huge knowledge base, including videos, tools, and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars, and an A+ grade.
Over 700 customers have given Google five stars.
More than 1,400 users have given Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, fantastic assistance and transparent prices throughout your interactions with the company.
AdvantageGold lets you deposit platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most common choices.
Annual storage fees for IRA purchases range from $100 and $150. Investors are also required to pay a $50 account-setting-up fee and a variety of yearly upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To start using AdvantageGold you must complete the following steps:
Fill out the online form, and select the account manager you would like to work with. You can complete this initial step by yourself using AdvantageGold or contact the customer service team for assistance tailored to your needs.
Accept the policies and rules of the company, and then provide your financial documents. You may need to provide different papers about your IRA or taxes.
Choose the way you want to deposit money in your account. A professional who has experience in rolling money into a gold IRA will help you do this.
You can purchase precious metals and choose a safe location to store them. As a final step, you need to complete the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it from the crowd:
When you’re ready to sell the house, the buy-back plan simplifies the process.
A free guide to investing in gold with your IRA.
There are many options to get involved in learning.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions regarding how to withdraw cash
Customers on all websites give glowing feedback on gold IRAs.
What is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account that uses silver, gold, or other valuable metals instead of stocks or bonds.
To protect yourself from the risk of inflation and stock market crashes, you require a variety of investments. This is why a lot of people have started placing silver, gold and other precious metals in retirement accounts because they are relatively safe and dependable investment.
The companies listed on our list help people set the gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, you should transfer the funds in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. These items have to be coins or gold and must meet specific “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it simple and stress-free to manage and fund the individual retirement accounts. Many companies place customers in touch with account representatives who can assist them in the process.
However, an agent for an account is not the same as a financial advisor. If you are considering adding gold IRA to your retirement account to diversify it, you should talk to your financial advisor to find out whether it is a good idea for you.