A precious metals IRA that is also known as a gold-backed IRA will help safeguard your investment from the volatility of markets and protect you from inflation. Additionally, precious metals such as gold and silver are very different from standard investments like stocks and bonds, which makes them a great option to diversify your portfolio.
We reviewed the top gold IRA companies to determine what precious metal IRA accounts offer the most beneficial. We analyzed each gold IRA company below, based on a variety of things, such as the precious metals they provide, the fees they charge, the storage choices they offer and their customer service as well as their appearance.
Goldco is one of the most reputable and most reliable company when it comes to gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: New sales may get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall with regard to gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that can help you save for retirement. This company is the leader in the field of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to safeguard the assets of different retirement accounts by moving them into a precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert from Goldco can guide you on how to transfer the funds in your account to a precious metals IRA.
The company also sells silver and gold directly to customers. You can invest your retirement savings or other savings accounts in actual silver and gold.
If you’re looking to establish an precious metals IRA through Goldco, move or rollover your savings from your current savings account to the new IRA. Goldco makes it easy and stress-free for customers to accomplish this by guiding them through the following steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your valuable metals: Select the precious metals that you’d like to add to your investment.
Goldco sells many different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Marlin Gold
Silver and gold bars of different sizes can also be bought. They are pure as.9999.
Goldco also has a program for buying back gold. If your situation changes and you have to sell the valuable metals that are in your account, Goldco will purchase these back for the highest buy-back price, guaranteed.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a kit for free with details. This kit contains written spoken, spoken, and a visual information on investing in rare metals.
Overall, we believe Goldco is among the best companies that offer gold IRAs.
One of the best companies to buy silver, gold, and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy gold and silver. The company is run by a family of employees and is based in Los Angeles, CA. It has received numerous awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and complete the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you want to put in your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, you are able to store them in a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of gold and silver products which can be purchased directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
In contrast, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
Combibar Valcambi
If you purchase precious metals from American Hartford Gold, you will always be able to talk to a person about your investment and learn how they are doing. You can dial the number on the website anytime to speak to your agent.
If you’re interested in learning more about buying in gold prior to making the move you can contact the business for a no-cost guide. This guide of 25 pages contains valuable information on the ways that rare metals IRAs can assist you in taking control of your savings.
You can also find out about the changes to the gold market by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine what to invest in.
American Hartford Gold is a reliable gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews as well as the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to invest your gold IRA funds into Lear Capital. In this scenario, you can get help from a personal expert or pay a fixed fee and guarantee your purchase for 24 hours, and avoid fees for a large payment.
Here are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, are focused on smooth experiences with easy access to knowledgeable help desks, and clear prices, among other things. To ensure that your money is compliant with IRS standards, you must only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10 100-ounce bar made of your favorite metal. Prices for precious metals change frequently to reflect market trends and make it easy to know what you should expect.
Follow these steps to begin with Lear Capital:
You can create a rare metals IRA account by filling in a simple online application that only takes 10 minutes.
You should hear from the person responsible for your IRA within 24 hours regarding how to make the tax-free transfer. The money could take as long as five days to be transferred.
You can buy valuable metals, and then let Lear Capital ship them to an area that is secure and that is fully insured.
Create and store your IRA for free if you invest at least $25,000 to $50,000 for a year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you get free setup and holding services.
If you have invested more than $10,000 you will receive the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable price
One-on-one help from pros in gold IRA buying
Many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals either in person or via an IRA. Since 2003, this firm has been operating and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be assured that buying rare metals from this company will be a safe and secure process.
Birch Gold Group sells a variety of silver, gold, palladium and platinum items as well as other. You can purchase these precious metals on their own, or make use of them to deposit money into a precious metals IRA.
The company makes it simple for you to transfer your retirement savings into a precious metals IRA. With the help of a certified Precious Metals Specialist, you can take these steps:
Create your account and choose which method you would like to fund it. Through Birch Gold Group, you can move an IRA or transfer a 401(k) to help fund your self-directed IRA.
Select the most valuable metals to invest in for your account. Your valuable Metals Specialist can help you figure out which metals to invest in to get the most tax benefits.
You can purchase your precious metals. Your specialist will go over your order and let you know that your purchase went through when they have confirmed it.
Choose a way to store your items. Your Specialist will show you the different ways to store your things. Birch Gold Group stores its customers’ funds at various locations including Delaware Depository and Brink’s Global Service.
Check what you IRA is performing. You can contact your Specialist anytime to check on your account or make adjustments.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium products directly from them. The company sells a wide range of gold and silver coins deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold and silver.
These are just a few of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They provide IRAs and cash-payouts for gold and silver. This company also has a website with lots of information for free on investing in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your new IRA.
Make use of the money in your savings account to fund your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people set up precious metals IRAs. This IRA company works with people across all fifty U.S. states. They’ve been operating for over 30 years and been able to manage more than $25 billion.
When you purchase silver and gold to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in its Delaware vault which is a secure private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. It’s as simple as transferring money to your Augusta account and select the silver and gold items you wish to purchase. Augusta will bring them right to your doorstep and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the company comprise coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10-ounce bullion gold bars, 10 up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
A few of the company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA, you can also check out the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They sell silver, gold platinum, palladium, and. The company has a fantastic rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools that can help you start these funds. On the Oxford Gold website, you can learn how to transfer funds to a precious metal IRA and learn how these IRAs work, what kinds are offered and the reasons why they are great investments.
The Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company offers a broad range of popular silver and gold coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The company also sells a tiny amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other companies that deal in precious metals in its ability to listen to clients and giving them the tools needed to make good financial choices. The company’s website provides a complete learning center to assist buyers.
This study area comes with a number of tools which include:
Guide to investing in precious metals
News and stories about buying in gold
FAQs
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also get to interact directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to answer any questions you might have about how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial perspective. This lets customers learn the pros and cons of these investments and make better decisions.
Overall, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an extensive selection of precious metals that have been allowed by the IRS. It also provides helpful training material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After just a few years in business Noble Gold’s gold IRA reviews on all websites have been awarded five stars.
Opening an gold IRA account is a big choice, so you should select a gold investment company that puts the opinions of its clients and the accreditations of its affiliates first. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were hard to find.
Noble Gold is like other gold investment firms in that you can place bars and coins composed of silver, gold platinum, palladium, and tin in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce such as the Austrian Silver Philharmonic 1oz Coin. To conform to IRS rules, all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anywhere from $80-$200 per year to store your valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin with Noble Gold:
Fill out the online form to receive an individualized advice or to create an IRA account for gold. You can speak to an in-house expert about your choices during the free sessions.
Talk to an Noble Gold expert to start the process of moving your gold IRA over to your new account. If you take money out of a retirement account to put into the gold IRA instead of rolling it over, you might be required to pay taxes on it. Consult a tax expert first.
Fund your precious metals IRA and then purchase the precious metals you’d like.
Choose your storage, and then wait for Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals that you can pick from.
Many sources have rated it five stars.
Free access to the advice of experts
There are many training tools that can help investors.
When you’re ready for selling and sell your home, you should have make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top gold and silver dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for investors with experience in precious metals who are familiar with the market and want to put a big chunk of their wealth into a gold IRA, since it gives savings for big investments but lacks a lot of tools to help new investors learn. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer with options for basic gold and silver as well as helpful ways to seek help.
The following accreditations, grades and titles have been given to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB awarded the BBB the A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its clients by giving them helpful support lines, transparent prices, and simple to use services that meet IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. Gold prices fluctuates in real-time on their website, which means you can easily assess the benefits, risks, and costs of your purchase. You can pick from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins from fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 so it is best for buyers who have had this experience before. First year storage and upkeep costs $250, and each year thereafter costs $200. You might have to pay a little more such as the cost to open an account.
To start your journey with Patriot Gold Group, you have to follow these steps:
Complete the online application for a new account to get started.
Contact a customer service representative to initiate your account restart or movement of funds.
You can purchase valuable metals and decide how you’d like to keep them.
You can get complimentary delivery to your safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Account fees have been waived for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company with a good choice of gold physical coins and bullion.
AdvantageGold is one of the best companies for gold IRAs. They say they are the top gold-producing company within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice when you love doing things online and would like to have easy access to quality training tools.
You can apply for an account without speaking to a person, and the company gives access to a vast knowledge base, including videos, tools, and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and the A+ rating.
More than 700 users have rated Google 5 stars.
More than 1,400 customers have rated Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, excellent assistance, and clear prices in all of your contacts with the company.
AdvantageGold lets you put gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most popular choices.
The annual storage costs for IRA purchases range from $100 to $150. Investors also pay a $50 account-setting-up fee and a range of different yearly upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To begin using AdvantageGold you must do the following:
Complete the online form and select the account manager you would like to work with. You can complete this initial step by yourself using AdvantageGold, or you can contact the customer support team for personalized help.
Accept the policies and rules of your company and then share your financial records. You may be required to present different papers about your IRA or taxes.
Choose the method you wish to put money into your account. A professional who has experience in rolling over money into an gold IRA will help you do this.
You can purchase precious metals and pick a secure place to store them. As a final step, you need to complete the declaration form.
AdvantageGold has the following characteristics which make it stand out from the crowd:
When you’re ready to sell the house, the buy-back plan simplifies the process.
A free guide to investing in gold through your IRA.
There are many options to get involved in learning.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions on how to withdraw cash
Customers on all websites give excellent feedback on gold IRAs.
What exactly is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account which makes use of gold, silver or other precious metals instead bonds.
To safeguard yourself from the effects of the effects of inflation and potential market crashes, you should have a diverse portfolio of investments. Because of this, many people are placing silver, gold and other precious metals in their retirement accounts due to them being a fairly safe and reliable investment.
The companies listed on our list help people set in place gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, you should move the funds in your retirement savings into an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. The items must be either coins or gold and meet certain “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS such as the Canadian Maple Leaf.
The top gold IRA firms make it easy and painless to manage and fund these individual retirement accounts. Many companies put clients in contact with account reps who will assist them throughout the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you are considering adding gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor first to see whether it’s a good idea for you.
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