A precious metals IRA that is also known as a gold-backed IRA will help safeguard your money from volatility in the market and protect you against inflation. Additionally, precious metals like gold and silver are very different from traditional investments like stocks and bonds, which makes them a good option to diversify your portfolio.
We looked at the best gold IRA firms to determine what precious metal IRA accounts are the best value. We evaluated each gold IRA company below based on a number of things, such as the valuable metals they offer as well as the costs they charge, the storage choices they offer and their customer service and even their reputation.
Goldco is among the most reputable and best company generally in the field of gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: New sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company in the field of gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that can help you save more for retirement. Goldco is a leading company in the business of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco can help you safeguard the assets of different retirement accounts by transferring them into a precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at Goldco can help you understand how to transfer the funds in your account to an precious metals IRA.
This company also sells gold and silver directly to its customers. You can put your retirement savings or money from other savings accounts in actual gold and silver.
If you are looking to open an precious metals IRA through Goldco move or rollover your savings from your current savings account into the new IRA. Goldco makes it simple and stress-free for customers to do this by guiding them through the steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Purchase your precious metals: Select the precious metals you’d like to add to your investment.
Goldco sells a variety of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Bars of silver and gold in different sizes can also be bought. They’re pure as.9999.
Goldco also has a program for buying back gold. If you experience a change in your circumstances and have to sell the valuable metals in your account, Goldco will purchase them back at the best price for buy-back, which is guaranteed.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit with details. The kit includes written and spoken guide to investing in rare metals.
Overall, we think Goldco is among the top companies that offer gold IRAs.
One of the most trusted companies to buy gold, silver and platinum through an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to switch your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy in silver and gold. The company is run by a family of employees and is based in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver in your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill out the papers.
You can move your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you would like to put into your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, you can keep them with a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a wide range of silver and gold goods that can be bought directly. For example, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
However, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to talk to a person about your investments and learn how they are doing. You can dial the number on the company’s website at any time to talk to an agent.
If you want to learn more about buying gold prior to taking the next step you can contact the company for a complimentary guide. This 25-page guide has useful details on how rare metals IRAs can help you take control of your money.
You can also get information about changes in the gold market by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide which way to spend your money.
American Hartford Gold is a trusted gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews, Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to invest your gold IRA money into Lear Capital. In this scenario, you can get help from a personal expert and pay a flat amount, guarantee your purchase for 24 hours, and avoid fees when you make a large payment.
The following are Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, emphasize smooth experiences and easy access to friendly help desks, and clear prices, among other things. To make sure your money is compliant with IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, platinum, and silver bars and coins which can be put into an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10-to 100-ounce bar of your preferred metal. Prices for precious metals change frequently to reflect changes in the market and allow you to be aware of what to expect.
Follow these steps to get started with Lear Capital:
You can create a rare metals IRA account by filling in an online form that only takes 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours of how to complete the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can buy valuable metals and then let Lear Capital ship them to an appropriate location where they will be fully insured.
Create and store your IRA for free if spend between $25,000 and $50,000 for one year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you receive free setup and holding services.
If you have invested more than $10,000 you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat cost
One-on-one assistance from experts for gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from every source
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals in person or through an IRA. Since 2003, this company has been in business, and thousands of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be confident that purchasing rare metals from Birch Gold Group is a secure and reliable process.
Birch Gold Group sells a wide range of silver, gold palladium, and platinum products in addition to other. You can purchase these metals by themselves or use them to put money into a precious metals IRA.
The company makes it simple for you to move the retirement savings you have saved into an precious metals IRA. With the help of a certified Precious Metals Specialist You can follow these five steps:
Create your account and decide the method of funding it. Through Birch Gold Group, you can move an IRA or transfer a 401(k) for funding your self-directed IRA.
Choose the best metals that will benefit your account. Your precious Metals Specialist can help you determine which metals to invest in to reap the most tax advantages.
You can buy your valuable metals. Your specialist will go over your order and inform you that your purchase was successful when they have confirmed it.
Find a method to store your things. Your expert will help you understand the various ways to store your belongings. Birch Gold Group stores its customers’ assets in a variety of locations like Delaware Depository and Brink’s Global Service.
Check the status of you IRA is performing. Contact your Specialist at any time to check on your account or make adjustments.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium products directly from the company. The company sells a wide range of coins that are deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold as well as silver.
Here are a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They offer IRAs and cash payments for gold and silver. This business also offers a site that contains many free information regarding investing in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
Use money from your savings account to fund your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers create precious metals IRAs. This IRA company is a partner for people across all 50 U.S. states. They’ve been in business for over 30 years and managed more than $25 billion.
When you purchase silver and gold for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. It’s as simple as transferring money into the Augusta account and select the gold and silver goods you wish to purchase. Augusta will deliver them to your doorstep and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods made by the company comprise coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1- to 10-ounce gold bullion bars, 10- up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
Some of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA, you can also look at a list of the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They sell gold, silver platinum, palladium, and. The company has a fantastic rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools to help you get started with these funds. On the Oxford Gold website, you will learn how to transfer money to an precious metal IRA, how these IRAs work, what kinds are offered and the reasons they are a good investment.
On the Oxford Gold website, you can purchase bars and coins made of silver, gold, platinum, and palladium. The company offers a broad range of gold and silver coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
It also offers a small number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals firms by listening to its customers and giving them the tools they require to make informed financial decisions. On their website, the business has a full learning center to assist buyers.
This study area includes a number of tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A glossary of terms
When you join the Oxford Gold Group, you’ll also get to work directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to assist you with any queries you have regarding trading or how to store your gold in an IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial point of view. This helps customers understand the advantages and disadvantages of these investments and make better choices.
Overall, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA firms because it provides an array of high-quality metals that have been allowed by the IRS. It also provides helpful training materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. In less than 10 years in business Noble Gold’s gold IRA reviews on all sites have won it five stars.
Opening an IRA account is a great option, so it is important to select a precious metals investment company that puts the reviews of its clients and the accreditations of its affiliates in the first place. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were hard to find.
Noble Gold is like other gold investment companies in that you are able to put bars and coins composed of silver, gold platinum, palladium, and platinum into your IRA. There are many different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce such as the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations, all rare metals IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay anywhere from $80 to $200 per year to store your valuable metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to get started with Noble Gold:
Complete the form online to receive personalized advice or open an IRA account for gold. You can talk to an expert from the company about your options during the free sessions.
Contact a Noble Gold expert to start the process of rolling the gold IRA over to your new account. If you withdraw money of another retirement account to put into your gold IRA instead of rolling it over, you may be required to pay taxes on it. Talk to a tax expert first.
You can fund your precious metals IRA, and then buy the precious metals you’d like.
Choose the storage that you prefer, and then allow Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are many types of valuable metals to choose from.
Several sources gave it five stars.
Access to the advice of experts
There are many tools for training that can assist investors.
When you’re ready for selling, a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated silver and gold dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for experienced precious metals investors who are familiar with the market and would like to put a big chunk of their assets into an investment in gold IRA, since it gives savings for big investments but lacks a lot of tools to help new investors learn. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer that has options for basic gold and silver as well as the best ways to get assistance.
The following grades, accreditations, and titles have been granted to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB awarded it the A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better company than Patriot Gold Group. The company puts its customers first by giving them helpful support lines, clear pricing, and simple-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The price of gold is updated in real-time through the site, which means you can easily assess the risks, benefits and costs of your purchase. You can select from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date 50 years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, so it is recommended to go with buyers who have had this experience before. The initial year of storage and upkeep costs $250, and each year thereafter costs $200. You might have to pay more, like the cost to open an account.
To begin working with Patriot Gold Group, you must do the following:
Complete the online account application to start.
Contact a customer service worker to initiate your account restart or movement of funds.
You can purchase valuable metals and decide how you’d like to store them.
You can receive complimentary delivery to your safe locker.
Investors can obtain these essential items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Fees for accounts have been eliminated for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a great selection of gold coins as well as bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim to be the top gold company within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice If you enjoy doing things online and need easy access to quality training tools.
The application process is simple without talking to a person and the company provides access to a vast knowledge base that includes tools, videos, and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars and it is awarded an A+ grade.
More than 700 users have awarded Google 5 stars.
More than 1,400 users have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, great help, and clear prices throughout your interactions with AdvantageGold.
AdvantageGold allows you to put gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most popular choices.
The annual storage costs for IRA purchases range from $100 to $150. Investors also have to pay a $50 account set-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To get started using AdvantageGold To begin using AdvantageGold, you must do the following:
Complete the online form and choose the account manager you would like to work with. You can complete the first step by yourself using AdvantageGold or call the customer service team for personalized help.
Accept the policies and rules that the business follows, then share your financial records. You may be required to present different documents about your IRA or tax obligations.
Select the method you prefer to transfer funds into your account. A professional who has experience in rolling over money into a gold IRA will help you do this.
You can purchase valuable metals and select a secure storage space for them. As a final step, you need to sign the declaration form.
AdvantageGold has the following traits which make it stand out from the crowd:
When you’re ready to sell the house, the buy-back plan makes it simple.
A free guide on investing in gold with your IRA.
There are many options to get involved in learning.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Resources with step-by-step instructions on how to withdraw cash
Customers on all sites leave great feedback on gold IRAs.
What exactly is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account that makes use of gold, silver, or other valuable metals instead of stocks and bonds.
To guard yourself against inflation and possible stock market crashes, you require a variety of investments. Due to this, many people have started investing in silver, gold and other precious metals in retirement accounts due to them being an extremely safe and reliable investment.
The companies listed on our list assist people in setting the gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, you should move the money from your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. These items have to be gold or coins and must meet specific “fineness” standards. These accounts are only able to hold coins that are approved by the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it easy and stress-free to set up and manage the individual retirement accounts. Many companies put customers in touch with account reps who can help them through the process.
However, an agent for an account isn’t the same as a financial advisor. If you’re considering adding a gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor to determine if it makes sense for you.