A precious metals IRA that is also called a gold-backed IRA, can help protect your investment from the volatility of markets and safeguard you from inflation. Additionally, precious metals such as silver and gold are different from the standard investments like stocks and bonds, which makes them a great way to diversify.
We reviewed the top gold IRA companies to determine which precious metal IRA accounts offer the best deal. We analyzed each gold IRA company below based on a number of factors, including the valuable metals they offer and the charges they impose, their storage options they offer and their customer service and their image.
Goldco is the most trusted and most reliable company overall in the field of gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company could receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that can help you save for retirement. This company is the leader in the field of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco can help you protect the assets in different retirement accounts by shifting them to an precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b), a precious metals expert at Goldco can help you understand how to move the money that is in the account to a precious metals IRA.
This business also sells silver and gold directly to customers. You can also invest your retirement savings as well as money from other savings accounts into real gold and silver.
If you want to start a precious metals IRA through Goldco move or rollover your savings from your savings account into the new IRA. Goldco makes it easy and stress-free for customers to do this by guiding them through the steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Purchase your precious metals: Select the precious metals you’d like to add to your investment.
Goldco sells a variety of different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Bars of silver and gold in different sizes can also be purchased. They’re pure as.9999.
Goldco also offers an option to buy back gold. If you experience a change in your circumstances and require to sell the valuable metals in your account Goldco will buy these back for the best buy-back price, with a guarantee.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a free kit with information. The kit includes a written and spoken instructions on investing in rare and precious metals.
We believe that overall Goldco is among the top companies that offer gold IRAs.
One of the best companies to purchase gold, silver, and platinum through an IRA.
reputable business with clear prices
With a gold IRA move, you can alter your savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy in silver and gold. The company is run by a family, and is located in Los Angeles, CA. It has received numerous awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver if you want through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and fill out the papers.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you would like to put in your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, keep them in a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a broad range of silver and gold goods that can be bought directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
However metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always talk to a person about your investments and find out what they’re doing. You can dial the number on the website at any time to talk to an agent.
If you want to learn more about buying gold before taking the step, you can ask the firm for a free guide. This guide, which is 25 pages long, provides information about the ways that rare metals IRAs can assist you in taking charge of the savings you have.
You can also get information about the changes to the market for gold by going to the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on which way to spend your money.
American Hartford Gold is a trusted gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews and the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to invest your gold IRA money into Lear Capital. In this scenario you can seek advice from a specialist or pay a fixed fee and guarantee your purchase for 24 hours, and avoid charges for a large payment.
These are the Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, focus on smooth experiences with easy access to knowledgeable assistance teams and clear prices among other things. To ensure that your money is compliant with IRS standards, you must only work with a certified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be placed in an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10– to 100-ounce bar of your preferred metal. Prices for precious metals are always changing to reflect market changes and make it easy to know what you should expect.
Follow these steps to get started by contacting Lear Capital:
You can create an rare metals IRA account by filling out an online form that only takes 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours about how to do the tax-free transfer. It can take anywhere from five to seven days for your money to be transferred.
You can buy valuable metals and then let Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Create and store your IRA at no cost if you invest at least $25,000 to $50,000 in a single year or $25,000-$50,000 for two years and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you receive free set-up and hold services.
When you make a purchase of more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat price
Assistance from a professional in gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from every source
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals in person or through an IRA. Since 2003, this firm has been operating, and thousands of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be confident that purchasing rare metals from this company will be a safe and reliable process.
Birch Gold Group sells a variety of silver, gold, palladium, and platinum products in addition to other. You can purchase these metals by themselves or use them to put money into a precious metals IRA.
This company makes it simple for you to transfer the retirement savings you have saved into an precious metals IRA. With the help of a trained Precious Metals Specialist you can follow the following steps:
Create your account and select the method of funding it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) to fund your new self-directed IRA.
Choose the valuable metals to invest in for your account. Your valuable Metals Specialist can help you figure out which metals to invest in to reap the highest tax benefits.
You can purchase your precious metals. Your Specialist will look over your purchase and inform you that your purchase was successful when they have confirmed it.
Find a storage solution for your belongings. Your specialist will guide you through the various ways to store your things. Birch Gold Group stores its customers’ assets at a number of places including Delaware Depository and Brink’s Global Service.
Check what your IRA is going. You can call your Specialist at any time to check on your account or make changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and items directly from them. The company offers a broad range of gold and silver coins accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold and silver.
These are just a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They offer IRAs and cash payments for silver and gold. The firm also runs a website that contains lots of information for free about investing in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting the new IRA.
You can use money from your savings account to pay for your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers set up precious metals IRAs. This IRA company is a partner for people in all 50 U.S. states. They have been in business for over 30 years and managed more than $25 billion.
When you purchase silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. It’s as simple as transferring funds to your Augusta account and select the silver and gold products you wish to purchase. Augusta will deliver them directly to your doorstep, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods made by the company comprise items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars. 10- up to 100-ounce silver bullion bar, and 90% silver bags.
The company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA You can also look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that helps people set gold IRAs. They sell gold, silver, platinum, and palladium. The company has an excellent rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools that can help you start these funds. On the Oxford Gold website, you will learn how to transfer money into an precious metal IRA, how these IRAs work and what types are available and the reasons they are good assets.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company offers a broad range of gold and silver coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The company also sells a tiny number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals companies by listening to its clients and giving them the tools they require to make sound financial decisions. The company’s website provides an entire learning center that can aid buyers in the purchasing process.
This study area comes with many tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A list of terms
When you join the Oxford Gold Group, you’ll also get to work directly with one of the company’s Managing Partners. This person can help you answer any questions that you have regarding trading or how to keep your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial perspective. This allows customers to understand the advantages and disadvantages of these investments and make better choices.
In general, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its a wide range of valuable metals that are regulated by the IRS. It also provides helpful training materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. In less than 10 years in business, the company’s gold IRA reviews on all sites have been awarded five stars.
Opening an IRA account is a great option, so it is important to select a gold investment company that puts the reviews of its clients and the accreditations of its affiliates in the first place. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment companies in that you are able to place bars and coins composed of silver, gold, platinum, and palladium in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare like the Austrian Silver Philharmonic 1oz Coin. To meet IRS rules all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay between $80 to $200 per year to keep your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to begin using Noble Gold:
Complete the online form to get an individualized advice or to create an IRA account for gold. You can speak to an in-house expert about your options during the free sessions.
Speak to a Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you take money out of another retirement account to transfer to your gold IRA instead of rolling it over, you might be required to pay taxes on it. Consult a tax expert first.
Fund your precious metals IRA, and then buy the precious metals you’d like.
Choose your storage and let Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are many kinds of precious metals that you can pick from.
Several sources gave it five stars.
Free access to the advice of experts
There are many training tools to help investors.
When you’re ready to sell, a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for experienced precious metals investors who are knowledgeable about the market and would like to put a big chunk of their money into a gold IRA which offers savings for large investments but doesn’t offer a lot of tools to help novice investors understand. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer with options for basic silver and gold and the best ways to get assistance.
The following accreditations, grades, and titles were granted to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB gave the BBB an A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its customers by providing them with helpful assistance lines, straightforward prices, and easy-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The price of gold fluctuates in real time through the site, so you are able to easily evaluate the risks, benefits and costs of your purchase. You can pick from 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating as far back as fifty years ago.
Patriot Gold Group has a high minimum account size of $50,000, so it is best for buyers who have previously had this service. The initial year of storage and maintenance costs $250 and every year after that costs $200. You may have to shell out more like an amount to establish an account.
To start with Patriot Gold Group, you must do the following:
Complete the online application for a new account to begin.
Contact a service representative to get your account started or movement of funds.
You can purchase valuable metals and decide how you want to keep them.
You can receive complimentary delivery to your safe locker.
Investors can get these important items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
The cost of accounts has been eliminated for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide selection of gold physical coins as well as bullion.
AdvantageGold is among the top companies that offer gold IRAs. They say they are the top gold-producing company within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice if you like to do things online and want easy access to high-quality training tools.
You can apply for an account without talking to anyone The company will give you access to a large knowledge base with tools, videos and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and the A+ grade.
Nearly 700 of their customers have awarded Google 5 stars.
More than 1,400 users have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, great help and transparent prices in all of your contacts with the company.
AdvantageGold lets you deposit platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage charges for IRA purchases range from $100 to $150. Investors also have to pay a $50 account-setting-up cost and a range of different annual upkeep charges. AdvantageGold has no minimum payments which is a great thing.
To start using AdvantageGold, you need to complete the following steps:
Fill out the form online and choose the account manager you’d like to choose. You can do this first step on your own using AdvantageGold, or you can contact the customer service team for personalized help.
Accept the policies and rules of the company, and then provide your financial records. You may need to provide different papers about your IRA or tax obligations.
Choose the way you want to put funds into your account. A expert in rolling money into an gold IRA will help you do this.
You can purchase precious metals and choose a safe storage space for them. As the last step, you need to complete the declaration form.
AdvantageGold has the following traits which make it stand out:
If you’re ready to sell, the buy-back scheme simplifies the process.
A free guide to investing in gold through your IRA.
There are a variety of options to get involved in learning.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Step-by-step directions regarding how to withdraw funds
Customers on all websites give glowing review of gold IRAs.
What exactly is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-directed personal retirement account that uses gold, silver or other precious metals instead of stocks and bonds.
To safeguard yourself from the effects of the risk of inflation and stock market crashes, it is important to need a diversified collection of investments. Because of this, many people have started placing silver, gold, and other valuable metals into their retirement accounts because they are an extremely safe and reliable investment.
The companies we have listed help people set up gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, move the funds in your retirement savings to a new tab.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. The items must be coins or gold and meet certain “fineness” standards. These accounts can only hold the coins that are approved by the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it easy and easy to set up and manage these individual retirement accounts. Many companies place customers in touch with account representatives who can assist them in the process.
However, an agent for an account isn’t the same as a financial advisor. If you are considering adding a gold IRA to your retirement account to diversify it you should consult your financial advisor to determine if it makes sense for you.