A precious metals IRA or, more commonly known as a gold-backed IRA can help protect your savings from market volatility and safeguard you from inflation. Additionally, precious metals like gold and silver are very different from traditional investments like stocks and bonds, which makes them a good option to diversify.
We reviewed the top gold IRA firms to determine what precious metal IRA accounts offer the best deal. We analyzed every gold IRA company below based on a number of factors, including the valuable metals they offer, the fees they impose, their storage options they provide and their customer service and their image.
Goldco is among the most trusted and best company generally in the field of gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company in the field of gold IRAs.
Goldco is an established dealer of rare metals that sells goods that can help you save for retirement. Goldco is a leading company in the business of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to safeguard the assets in a variety of retirement accounts by shifting them to an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert at Goldco can guide you on how to transfer the money in your account to an precious metals IRA.
This company also sells silver and gold directly to clients. You can also invest your retirement savings or other savings accounts in actual silver and gold.
If you want to start a precious metals IRA through Goldco and move or roll over the assets you have in your current savings account into your new IRA. Goldco makes it simple and easy for customers to do this by guiding them through the steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your precious metals Choose the precious metals you would like to include in your investment.
Goldco sells a variety of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of different sizes can also be purchased. They are as pure as.9999.
Goldco also has a program for buying back gold. If your situation changes and you require to sell the precious metals in your account Goldco will purchase these back for the highest buy-back price, with a guarantee.
If you’re considering investing in an rare metals IRA, Goldco will send you a free kit that includes details. This kit has written, spoken, and seen information on investing in rare metals.
Overall, we think Goldco is among the best companies that provide gold IRAs.
One of the top companies to buy silver, gold and platinum via an IRA.
reputable business with clear prices
With a gold IRA move, you can switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is run by a family of employees and is based in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver in your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the gold or silver items you wish to place into your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, you are able to keep them with a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also offers a variety of gold and silver products which can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
In contrast, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always speak to someone about your investments and learn what they’re doing. You can dial the number on the website at any time to talk to your agent.
If you’re interested in learning more about purchasing gold prior to making the move, you can ask the business for a no-cost guide. This guide, which is 25 pages long, provides information on how rare metals IRAs can assist you in taking charge of your money.
You can also learn about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide what to invest in.
American Hartford Gold is a reliable gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews, Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to invest your gold IRA money into Lear Capital. In this scenario you can seek advice from a personal expert or pay a fixed fee, guarantee your purchase up to 24 hours and avoid fees when you make a large payment.
Here are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, emphasize smooth experiences, easy access to helpful support teams, and clear pricing as well as other aspects. To make sure your money is in compliance with IRS standards, you must only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars which can be put into an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10to 100-ounce bar made of your favorite metal. Prices for valuable metals are constantly changing to reflect changes in the market and make it easier to know what you should expect.
Follow these steps to get started with Lear Capital:
You can create a rare metals IRA account by filling in a simple online application that only takes 10 minutes.
You should hear from the person responsible for the IRA within 24 hours of how to complete the tax-free move. The money could take as long as five days to be transferred.
You can buy valuable metals, and then let Lear Capital ship them to an area that is secure and that is fully insured.
Set up and store your IRA for free if you invest at least $25,000 to $50,000 for one year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account over $25,000, you will receive free setup and holding services.
When you have invested more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at the flat price
One-on-one assistance from experts in gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from all sources
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals, either directly or through an IRA. Since 2003, this company has been in business and a lot of customers have praised the company. reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be sure that buying in rare metals through this company will be a safe and dependable process.
Birch Gold Group sells a wide range of silver, gold, platinum, and palladium goods, among others. You can buy these metals by themselves or make use of them to deposit money into a precious metals IRA.
This company makes it simple for you to transfer your retirement savings to a precious metals IRA. With the help of a qualified Precious Metals Specialist you can follow these five steps:
Create your account and select the method of funding it. Through Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to help fund your self-directed IRA.
Select the most valuable metals to invest in for your account. Your precious Metals Specialist can help you determine which metals you should invest in to reap the most tax benefits.
You can purchase your precious metals. Your specialist will go over your order and inform you that the purchase was successful after they have completed the transaction.
Find a method to store your belongings. Your Specialist will show you the various ways to store your belongings. Birch Gold Group stores its customers’ funds at various locations including Delaware Depository and Brink’s Global Service.
Check how you IRA is doing. Contact your Specialist anytime to check on your account or make changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and products directly from them. The company offers a broad range of gold and silver coins deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold and silver.
These are some of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They offer IRAs and cash payments for silver and gold. The firm also runs a website that contains lots of information for free on the investment in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting the new IRA.
You can use money from your savings account to pay for your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers create precious metals IRAs. This IRA company works with people in all 50 U.S. states. They’ve been in business since more than 30 years, and been able to manage more than $25 billion.
After you have purchased gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. It’s as simple as transferring funds into your Augusta account and select the gold and silver goods you want to buy. Augusta will bring them right to your doorstep, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars. 10- up to 100-ounce silver bullion bar, and 90 silver bags that contain a minimum of 99.
Some of the company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA, you can also look at a list of the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They sell gold, silver platinum, palladium, and. The company has a great evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools to help you start these funds. On the Oxford Gold website, you can find out how to move money to a precious metal IRA and how they function and what kinds are available, and why they are good assets.
On the Oxford Gold website, you can purchase bars and coins made of silver, gold, platinum, and palladium. The company sells a wide selection of popular silver and gold coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The firm also sells a small number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other companies that deal in precious metals by listening to its customers and providing them with the tools needed to make sound financial decisions. The company’s website offers a full learning center to assist buyers.
This study area comes with a number of tools which include:
Guide to investing in precious metals
Stories and news about buying gold
A listing of terms
When you join the Oxford Gold Group, you’ll also get to work directly with one of the company’s Managing Partners. The person will be able to answer any questions you might have about how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying valuable metals from a neutral point of view. This lets customers learn the pros and cons of these investments and make better decisions.
Overall, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides an extensive selection of precious metals that have been allowed by the IRS. It also offers helpful educational material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. In less than 10 years in business, the company’s gold IRA reviews on all sites have been awarded five stars.
Opening an gold IRA account is a big choice, so you should choose a precious metals investment firm that values the reviews of its clients as well as the certifications of its affiliates first. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment companies in that you can place bars and coins made of gold, silver, platinum, and palladium into your IRA. There are many different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare such as the 1oz Austrian Silver Philharmonic Coin. To meet IRS rules the rare metals that are included in IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anything from $80 to $200 a year to keep your real precious metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to get started with Noble Gold:
Fill out the form online to get personalized advice or create an IRA account for gold. You can speak with an expert in-house about your choices during the free sessions.
Contact a Noble Gold expert to start the process of moving the gold IRA over to your new account. If you take money out of a retirement account to transfer to your gold IRA instead of rolling it over, you might be required to pay taxes on it. Talk to a tax expert first.
You can fund your precious metals IRA, and then buy the precious metals you’d like.
Choose the storage that you prefer and let Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many types of valuable metals to choose from.
A number of sources have rated it five stars.
Free access to expert advice
There are a lot of training tools to help investors.
If you’re ready to sell when you’re ready to sell, consider a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are knowledgeable about the market and wish to invest a significant portion of their money into an investment in gold IRA, since it gives savings for big investments but doesn’t offer many tools to help novice investors understand. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer that offers basic silver and gold and the best ways to get assistance.
The following accreditations, grades and titles were granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB gave it the A+ rating and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its customers by giving them helpful support lines, transparent prices, and easy-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The price of gold fluctuates in real-time on their website, so you are able to easily evaluate the risks, benefits, and costs of your purchase. You can choose among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating 50 years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, therefore it is recommended to go with buyers who have had this experience before. The first year of storage and upkeep costs $250 and each year thereafter costs $200. You might have to pay a little more such as an amount to establish an account.
To begin working with Patriot Gold Group, you must do the following:
Complete the online application for a new account to get started.
Contact a customer service worker to get your account started or transfer of funds.
You can purchase precious metals and pick the way you’d like to keep them.
You can get complimentary delivery to your safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Account fees have been eliminated for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide selection of gold physical coins as well as bullion.
AdvantageGold is among the top companies that offer gold IRAs. They say they are the top gold firm within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice If you enjoy doing things online and need easy access to good training tools.
It is possible to apply for an account without talking to a person The company will give you access to a large knowledge base, including tools, videos and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and an A+ rating.
More than 700 users have given Google five stars.
More than 1,400 customers have rated Trustpilot five stars.
Based on the reviews of AdvantageGold, you can expect great customer service, excellent assistance and clear pricing throughout your interactions with AdvantageGold.
AdvantageGold lets you deposit platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage fees for IRA purchases are between $100-$150. Investors are also required to pay a $50 account-setting-up fee and a variety of yearly upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To get started using AdvantageGold, you need to do the following:
Fill out the form online and choose the account manager you’d like to choose. You can do this first step on your own with AdvantageGold or call the customer service team for assistance tailored to your needs.
Accept the policies and rules that the business follows, then share your financial records. You may be required to present different documents about your IRA or taxes.
Choose the method you wish to put money into your account. A expert in rolling money over into a gold IRA will assist you in doing this.
You can buy valuable metals and select a secure storage space for them. As a final step, you have to sign the declaration form.
AdvantageGold has the following traits that make it stand out:
If you’re ready to sell, the buy-back scheme simplifies the process.
A guide for investing in gold with your IRA.
There are many ways to learn.
There are no minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions regarding how to withdraw money
Customers on all sites give excellent review of gold IRAs.
What exactly is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account that uses gold, silver, or other valuable metals instead of stocks and bonds.
To guard yourself against inflation and possible stock market crashes, it is important to should have a diverse portfolio of investments. Due to this, many people are investing in silver, gold and other precious metals into their retirement accounts because they are relatively safe and dependable investment.
The companies on our list help people set up gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You shouldn’t start a gold IRA from scratch. Instead, you should move the funds in your retirement savings to an account that is new.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. The items must be either coins or gold and must meet specific “fineness” standards. These accounts can only hold the coins that are OK with the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it simple and painless to fund and take care of the individual retirement accounts. Many companies place customers in touch with account reps who can assist them in the process.
But an agent of an account is not the same as a financial advisor. If you are considering adding a gold IRA to your retirement account to make it more diverse you should consult your financial adviser first to see whether it is a good idea for you.