A precious metals IRA or, more commonly known as a gold-backed IRA will help safeguard your savings from market volatility and protect you against inflation. Also, valuable metals like gold and silver are very different from standard assets like stocks and bonds, which makes them a good option to diversify.
We looked at the best gold IRA companies to determine which precious metal IRA accounts are the best deal. We evaluated each gold IRA company below, based on a variety of factors, including the quality of the metals they offer and the charges they impose, the storage choices they provide and their customer service and their image.
Goldco is the most trusted and best company generally in the field of gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company may get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that can help you save for retirement. Goldco is a leader in the field of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets in different retirement accounts by shifting them into the precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b), a precious metals expert at the company can show you how to transfer the money in your account to a precious metals IRA.
This company also sells silver and gold directly to customers. You can put your retirement savings or other savings accounts in actual silver and gold.
If you want to start an precious metals IRA through Goldco move or rollover your savings from your savings account to your new IRA. Goldco makes it simple and stress-free for customers to do this by guiding them through the steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Purchase your precious metals: Select the precious metals that you would like to include in your investment.
Goldco sells many different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of different sizes can also be bought. They’re as pure as.9999.
Goldco also has a program for buying back gold. In the event that your situation alters and you have to sell the precious metals in your account Goldco will purchase these back for the most competitive buy-back price, with a guarantee.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit that includes details. This kit has a written and spoken information on investing in rare metals.
We believe that overall Goldco is one of the best companies that offer gold IRAs.
One of the best companies to purchase silver, gold, and platinum via an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to alter your savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is owned by a family of employees and is located in Los Angeles, CA. It has received numerous awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill in the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you want to put in your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you can store them with a safe storage company such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of gold and silver goods which can be purchased directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 1 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to speak to someone about your investment and find out what they’re doing. You can call the number on the company’s website anytime to speak to your representative.
If you’re interested in learning more about buying gold prior to taking the next step, you can ask the business for a free guide. This guide, which is 25 pages long, provides details on the ways that rare metals IRAs can help you take charge of your money.
You can also get information about changes in the gold market by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide which way to spend your money.
American Hartford Gold is a trusted gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to invest your gold IRA money in Lear Capital. In this case you will be able to get assistance from a specialist, pay a flat fee and guarantee your purchase for 24 hours, and avoid fees for a large payment.
Here are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, focus on smooth experiences and easy access to friendly help desks, and transparent prices, among other things. To ensure that your money meets IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, platinum, and silver coins and bars that can be placed in an IRA. You can pick from a variety of renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10- to 100-ounce bar of your favorite metal. Prices for valuable metals change frequently to reflect market trends and allow you to anticipate what to expect.
Follow these steps to begin with Lear Capital:
You can open an rare metals IRA account by filling in an online application that takes just 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours of how to do the tax-free move. It can take anywhere from five to seven days for your money to be moved.
You can purchase precious metals and then let Lear Capital ship them to an area that is secure and where they will be fully insured.
Set up and keep your IRA for free if you spend at least $25,000 to $50,000 for one year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account over $25,000, you receive free setup and holding services.
If you make a purchase of more than $10,000 you get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat cost
Assistance from a professional on gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from every source
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, the company has been operating and a lot of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be confident that purchasing rare metals from this company is a secure and dependable process.
Birch Gold Group sells a variety of gold, silver, palladium and platinum items, among others. You can purchase these metals by themselves or use them to deposit money into a precious metals IRA.
This company makes it easy for you to move your retirement savings into an precious metals IRA. With the help of a qualified Precious Metals Specialist You can follow these steps:
Create your account and decide how you want to fund it. Through Birch Gold Group, you can move an IRA or transfer an existing 401(k) to help fund your new self-directed IRA.
Select the most valuable metals that will benefit your account. Your precious Metals Specialist can help you determine which metals you should invest in to reap the highest tax advantages.
You can purchase your precious metals. Your specialist will review your purchase and inform you that your purchase went through when they have confirmed it.
Find a storage solution for your belongings. Your expert will help you understand the different methods to organize your things. Birch Gold Group stores its customers’ investments at various locations, such as Delaware Depository and Brink’s Global Service.
Find out how you IRA is doing. Contact your Specialist anytime to check on your account or make changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and items directly from them. The company offers a wide selection of currency that is deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
Here are a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They provide IRAs and cash-payouts for gold and silver. The company also has a website with a lot of free information on investing in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
You can use money from your savings account to fund your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people create precious metals IRAs. This IRA company works with people across all fifty U.S. states. They’ve been operating for more than 30 years and have handled more than $25 billion.
After you buy silver and gold for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in its Delaware vault which is a secure private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. All you have to do is transfer funds into your Augusta account and then select the silver and gold products you’d like to purchase. Augusta will deliver them directly to your door, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion products manufactured by the company include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10 ounce bullion gold bars, 10- to 100-ounce silver bullion bars, and 90% silver bags.
The company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA, you can also take a look at the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that assists people in setting gold IRAs. They sell silver, gold, platinum, and palladium. The company has a fantastic evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools to help you start these funds. On the Oxford Gold website, you can find out how to transfer money to an precious metal IRA, how they work, what kinds are offered and the reasons why they are great investments.
On the Oxford Gold website, you can purchase bars and coins made of silver, gold platinum, palladium, and. The company sells a vast variety of gold and silver coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The firm also sells a limited amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other companies that deal in precious metals in its ability to listen to clients and providing them with the tools they require to make sound financial decisions. On their website, the business has an entire learning center that can aid buyers in the purchasing process.
This study area comes with several tools which include:
Guide to investing in precious metals
News and stories about buying in gold
A listing of terms
When you work for Oxford Gold Group, you’ll also get to interact directly with one of the company’s Managing Partners. The person you talk to will be able to assist you with any queries you may have about how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from a neutral point of view. This lets customers learn the advantages and disadvantages of these investments and make better choices.
In general, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides an extensive selection of precious metals that are regulated by the IRS. It also has helpful teaching materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After less than 10 years of operation Noble Gold’s gold IRA reviews on all websites have been awarded five stars.
Opening an gold IRA account is a good decision, so you must select a gold investment firm that places the opinions of its clients as well as the certifications of its affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment firms in that you can put coins and bars made of silver, gold platinum, palladium, and tin in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare like the Austrian Silver Philharmonic 1oz Coin. To meet IRS regulations the rare metals that are included in IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay between $80-$200 per year for storage of your valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to get started using Noble Gold:
Complete the online form to get a custom advice or to open an IRA account for gold. You can speak to an expert in-house about your options during free sessions.
Talk to a Noble Gold expert to start the process of moving your existing gold IRA over to the new account. If you take money out from a retirement account and put into the gold IRA instead of rolling it over, you may be required to pay tax on it. Consult a tax expert first.
Fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose your storage, and then allow Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are a variety of valuable metals to choose from.
Several sources gave it five stars.
Access to expert advice
There are plenty of training tools that can help investors.
If you’re ready to sell when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for experienced precious metals investors who know the market and would like to put a large portion of their wealth into a gold IRA which offers savings for large investments, but lacks a lot of tools to help novice investors understand. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer that has options for basic gold and silver, and the best ways to get assistance.
The following grades, accreditations, and titles were granted to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB gave it the A+ rating and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you’ll find a better organization than Patriot Gold Group. The company puts its customers first by offering them friendly support lines, clear prices, and simple to use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. Gold prices fluctuates in real time on the website, which means you are able to easily evaluate the risks, benefits and costs of purchasing. You can choose from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from 50 years ago.
Patriot Gold Group has a large minimal account size of $50,000 which is why it is recommended to go with buyers who have previously had this service. The initial year of storage and maintenance costs $250, and each year after that costs $200. You might have to shell out more for instance, an amount to establish an account.
To start working with Patriot Gold Group, you must do the following:
Complete the online application for a new account to get started.
Contact a customer service worker to start your account restart or to transfer funds.
You can buy valuable metals and decide how you want to store them.
You can receive no cost delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
The cost of accounts has been eliminated for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide variety of physical gold coins and bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim they are the best gold company within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be for you if you like to do things online and need easy access to high-quality training tools.
It is possible to apply for an account without speaking to anyone The company will give you access to a huge knowledge base that includes videos, tools, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars with the A+ rating.
More than 700 users have awarded Google 5 stars.
More than 1,400 users have given Trustpilot 5 stars.
Based on AdvantageGold’s reviews, you can expect great customer service, excellent assistance and clear pricing in all your interactions with AdvantageGold.
AdvantageGold lets you deposit gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage charges for IRA purchases range from $100 to $150. Investors also have to pay a $50 account-setting-up fee and a variety of yearly upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To start using AdvantageGold you must follow these steps:
Complete the online form, and choose the account manager you want. You can do this first step on your own using AdvantageGold, or you can call the customer service team for personalized assistance.
Accept the policies and rules of the company, and then share your financial records. You may be required to present different papers about your IRA or tax obligations.
Choose the way you want to deposit funds into your account. A professional who has experience in rolling money over into an gold IRA can assist you with this.
You can purchase valuable metals and pick a secure location to store them. In the final step, you need to complete the declaration form.
AdvantageGold has the following characteristics which make it stand out from the crowd:
When you’re ready for selling, the buy-back scheme makes it easy.
A free guide to investing in gold with your IRA.
There are many options to get involved in learning.
There are no minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Step-by-step directions on how to withdraw money
Customers on all websites give glowing feedback on gold IRAs.
What is an IRA that is backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account that uses silver, gold or other precious metals instead bonds.
To protect yourself from inflation and possible stock market crashes, it is important to should have a diverse portfolio of investments. Due to this, many people have started putting gold, silver, and other valuable metals into their retirement accounts because they are a fairly safe and reliable investment.
The companies on our list help people set in place gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, you should move the funds in your retirement savings into an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. They must be gold or coins that meet a set of “fineness” standards. These accounts can only hold coins that are approved by the IRS like the Canadian Maple Leaf.
The top gold IRA firms make it easy and painless to fund and take care of these retirement accounts for individuals. Many companies place customers in touch with account representatives who will assist them throughout the process.
But an agent of an account is not the same as a financial advisor. If you are considering adding gold IRA to your retirement account to make it more diverse you should consult your financial advisor first to find out if it makes sense for you.