A precious metals IRA or, more commonly called a gold-backed IRA, can help protect your money from volatility in the market and safeguard you against inflation. Also, valuable metals like gold and silver are very different from the standard assets like bonds and stocks and bonds, which makes them a great way to diversify.
We looked at the top gold IRA companies to determine which precious metal IRA accounts offer the most beneficial. We looked at every gold IRA company below based on a number of things, such as the quality of the metals they offer, the fees they charge, the storage choices they provide and their customer service as well as their appearance.
Goldco is one of the most trusted and most reliable company overall in the field of gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company may receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that can help you save for retirement. Goldco is a leading company in the business of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets in a variety of retirement accounts by shifting them into the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert at Goldco can guide you on how to transfer the funds from your account into an precious metals IRA.
This company also sells gold and silver directly to customers. You can invest your retirement savings, or money from other savings accounts in actual silver and gold.
If you want to start an precious metals IRA through Goldco, move or rollover the assets you have in your current savings account to the new IRA. Goldco makes it simple and painless for customers to do this by walking them through the following steps:
Sign a deal saying you understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Purchase your precious metals: Select the precious metals that you’d like to add to your investment.
Goldco sells a variety of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of various sizes can also be bought. They’re as pure as.9999.
Goldco also has a program to buy back gold. If you experience a change in your circumstances and need to sell the valuable metals that are in your account, Goldco will purchase these back for the most competitive price for buy-back, which is guaranteed.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a free kit with details. The kit includes written, spoken, and seen guide to investing in rare metals.
Overall, we believe Goldco is among the top companies that provide gold IRAs.
One of the best companies for buying in gold, silver, and platinum through an IRA.
A reputable business with transparent prices
With the gold IRA move, you can switch your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is owned by a family and is based in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill out the papers.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the gold or silver items you wish to place in your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, you are able to keep them with a safe storage service such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also offers a variety of gold and silver goods which can be purchased directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always talk to a person about your investment and learn what they are doing. You can dial the number listed on the company’s website at any time to talk to your agent.
If you’d like to know more about purchasing gold before taking the step, you can ask the company for a complimentary guide. This guide, which is 25 pages long, provides information on how rare metals IRAs can assist you in taking control of the savings you have.
You can also get information about the changes to the gold market by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine how to spend.
American Hartford Gold is a reliable gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews and Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to invest your gold IRA money in Lear Capital. In that case, you can get help from a specialist or pay a fixed fee, guarantee your purchase up to 24 hours and avoid fees for a large payment.
The following are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, are focused on smooth experiences and easy access to friendly help desks, and clear pricing as well as other aspects. To ensure that your money is in compliance with IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be placed in an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10- to 100-ounce bar of your favorite metal. Prices for valuable metals are always changing to reflect market changes and make it easier to anticipate what to expect.
Follow these steps to start by contacting Lear Capital:
You can create an rare metals IRA account by filling out an online application which takes only 10 minutes.
You should hear from the person responsible for your IRA within 24 hours of how to do the tax-free transfer. It could take up to five days for the money to be moved.
You can purchase valuable metals, and then allow Lear Capital ship them to an appropriate location where they’ll be fully insured.
Set up and keep your IRA at no cost if you invest at least $25,000 to $50,000 for a year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you get free setup and holding services.
If you have invested more than $10,000 you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
Assistance from a professional in gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from every source
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, the company has been operating and a lot of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be sure that purchasing rare metals from this company will be a safe and secure process.
Birch Gold Group sells a variety of silver, gold palladium and platinum items in addition to other. You can purchase these metals on their own or make use of them to deposit money into a precious metals IRA.
This company makes it simple for you to move your retirement savings to a precious metals IRA. With the help of a qualified Precious Metals Specialist, you can take these five steps:
Create your account and decide the method of funding it. Through Birch Gold Group, you can move an IRA or transfer a 401(k) to help fund your self-directed IRA.
Select the most valuable metals that will benefit your account. Your valuable Metals Specialist can help you figure out which metals to invest in to gain the most tax benefits.
You can buy your valuable metals. Your Specialist will look over your order and let you know that your purchase went through when they have confirmed it.
Find a method to store your belongings. Your expert will help you understand the various options for storing your belongings. Birch Gold Group stores its customers’ assets at various locations like Delaware Depository and Brink’s Global Service.
Check how you IRA is doing. You can call your Specialist anytime to review your account and make any changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and items directly from them. The company offers a wide selection of coins that are accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold and silver.
These are just a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They provide IRAs and cash-payouts for gold and silver. This firm also runs a website that contains many free information about investing in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your brand new IRA.
You can use money from your savings account to add funds to your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers set up precious metals IRAs. This IRA company is a partner for people in all 50 U.S. states. They’ve been in business since more than 30 years, and handled more than $25 billion.
After you buy gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to buy real gold and silver. All you have to do is transfer money into your Augusta account and choose the gold and silver goods you wish to purchase. Augusta will deliver them to your doorstep, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods manufactured by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10 ounce bullion gold bars, 10- up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
The company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA You can also look at a list of the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They sell silver, gold platinum, palladium, and. The company has a great rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools available to assist you in establishing these funds. On the Oxford Gold website, you can learn how to transfer funds to an precious metal IRA, how these IRAs work and what kinds are available and the reasons why they are good assets.
On the Oxford Gold website, you can buy coins and bars made of silver, gold, platinum, and palladium. The company offers a broad variety of gold and silver coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The company also sells a tiny amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals firms in its ability to listen to customers and providing them with the tools needed to make sound financial decisions. On its website, the company has a full learning center to aid buyers in the purchasing process.
This study area comes with several tools which include:
Guide to investing in precious metals
Stories and news about buying gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also have the opportunity to work directly with one of the Oxford Gold Group’s Managing Partners. This person can assist you with any queries you may have regarding trading or how to store your gold in an IRA.
We like that Oxford Gold looks at buying valuable metals from a neutral point of view. This helps customers understand the advantages and disadvantages of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides an extensive selection of precious metals that have been approved by the IRS. It also has helpful teaching material for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After just a few years in operation, the company’s gold IRA reviews on all sites have been awarded five stars.
Opening an IRA account is a big decision, so you must select a gold investment firm that places the opinions of its clients as well as the certifications of its affiliates in the first place. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can put bars and coins made of silver, gold platinum, palladium, and tin into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare, like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS regulations, all rare metals IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anywhere from $80 to $200 per year to store your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to get started using Noble Gold:
Complete the form online to get an individualized advice or to create an IRA account for gold. You can speak with an expert in-house about your choices during the free sessions.
Contact a Noble Gold expert to start the process of rolling your existing gold IRA over to the new account. If you take money out of a retirement account to transfer to your gold IRA instead of rolling it over, you could have to pay taxes on it. Consult a tax professional first.
Fund your precious metals IRA, and then buy the precious metals you’d like.
Select the storage you want, and then let Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are a variety of precious metals to pick from.
A number of sources gave it five stars.
Access to expert advice
There are many training tools that can help investors.
When you’re ready for selling and sell your home, you should have make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated gold and silver dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for experienced precious metals investors who are knowledgeable about the market and would like to put a big chunk of their wealth into an investment in gold IRA as it offers savings for big investments but lacks many tools to help investors who are new. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer with options for basic gold and silver as well as the best ways to get assistance.
The following grades, accreditations, and titles have been awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB gave the BBB the A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews, and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its clients by offering them friendly support lines, transparent prices, and easy-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The price of gold changes in real time on their website, which means you are able to easily evaluate the risks, benefits, and costs associated with your purchase. You can pick among 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating as far back as 50 years ago.
Patriot Gold Group has a high minimal account size of $50,000 which is why it is recommended to go with buyers who have previously had this service. The initial year of storage and maintenance costs $250 and every year following that is $200. You might have to shell out more such as the cost to open an account.
To start your journey with Patriot Gold Group, you need to do the following:
Complete the online account application to get started.
Contact a customer service worker to get your account started or transfer of funds.
You can purchase valuable metals and pick the way you want to keep them.
You can get free delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
The cost of accounts has been eliminated for purchases over $100,000
Free investment guides for gold in an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a great variety of gold physical coins as well as bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim they are the top gold company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice If you enjoy doing things online and need easy access to good training tools.
The application process is simple without talking to anyone The company will give access to a vast knowledge base that includes videos, tools, and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars with the A+ grade.
Over 700 customers have given Google five stars.
More than 1,400 users have given Trustpilot five stars.
Based on AdvantageGold’s reviews, you can expect great customer service, great help and clear pricing throughout your interactions with AdvantageGold.
AdvantageGold allows you to put gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage fees for IRA purchases are between $100-$150. Investors also pay a $50 account-setting-up fee and a range of different yearly upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To start using AdvantageGold you must follow these steps:
Fill out the online form, and choose the account manager you would like to work with. You can do this first step by yourself using AdvantageGold or contact the customer service team for personalized assistance.
Accept the rules and guidelines of your company and then provide your financial documents. You may need to show different documents about your IRA or taxes.
Select the method you prefer to transfer money in your account. A professional who has experience in rolling money into a gold IRA can assist you with this.
You can buy valuable metals and select a secure storage space for them. In the final step, you have to sign the declaration form.
AdvantageGold has the following characteristics which make it stand out:
When you’re ready to sell the house, the buy-back plan makes it easy.
A free guide on investing in gold through your IRA.
There are a variety of options to get involved in learning.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has named us the most trusted gold IRA company over the last seven years.
Resources with step-by-step instructions for withdrawing money
Customers on all sites leave great review of gold IRAs.
What exactly is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-managed personal retirement account that uses gold, silver or other precious metals instead of stocks and bonds.
To guard yourself against inflation and possible market crashes, you need a diversified collection of investments. This is why a lot of people have started investing in silver, gold and other precious metals in retirement accounts since they are relatively safe and dependable investment.
The companies on our list assist people in setting in place gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, transfer the funds in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be placed in precious metals IRAs. They must be gold or coins that meet a set of “fineness” standards. These accounts are only able to hold coins that are OK with the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it simple and painless to manage and fund the individual retirement accounts. Many businesses put customers in touch with account reps who can help them through the process.
But an agent of an account is not the same as a financial advisor. If you’re considering adding an gold IRA to your retirement account to diversify it you should consult your financial advisor to find out whether it is a good idea for you.