A precious metals IRA, which is also known as a gold-backed IRA can help protect your savings from market volatility as well as protect your investment from inflation. Additionally, precious metals such as silver and gold are different from traditional assets like stocks and bonds, which makes them a great option to diversify.
We looked at the top gold IRA companies to determine the best precious metal IRA accounts are the best deal. We analyzed every gold IRA company below based upon a range of factors, including the valuable metals they offer, the fees they charge, the storage options they provide and their customer service and their image.
Goldco is one of the most trusted and most reliable company when it comes to gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: New sales may receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that will help you save more for retirement. Goldco is a leading company in the business of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco can help you safeguard the assets in different retirement accounts by moving them into a precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert from Goldco can help you understand how to move the money in your account to a precious metals IRA.
The company also sells silver and gold directly to customers. You can put your retirement savings, or money from other savings accounts in real silver and gold.
If you want to start an precious metals IRA through Goldco, move or rollover your assets from your current savings account into your new IRA. Goldco makes it simple and stress-free for customers to do this by walking them through the following steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Buy your valuable metals: Choose the precious metals you would like to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Marlin Gold
Gold and silver bars of different sizes can be purchased. They’re as pure as.9999.
Goldco also offers a program for buying back gold. If your situation changes and you require to sell the precious metals in your account Goldco will purchase these back for the best buy-back price, with a guarantee.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a free kit that includes information. The kit includes written, spoken, and seen instructions on investing in rare and precious metals.
Overall, we think Goldco is among the best companies to offer gold IRAs.
One of the most trusted companies for buying in silver, gold as well as platinum, through an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is run by a family, and is headquartered in Los Angeles, CA. It has received numerous awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver if you want through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and complete the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you want to put into your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you can store them with a safe storage company like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a wide range of gold and silver products that can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
However, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
Combibar Valcambi
If you purchase precious metals from American Hartford Gold, you will always be able to talk to a person about your investments and find out what they are doing. You can dial the number on the company’s website at any time to talk to your agent.
If you’re interested in learning more about purchasing gold prior to making the move to buy it, you can ask the firm for a complimentary guide. This 25-page guide has useful details on how rare metals IRAs can help you take charge of the savings you have.
You can also learn about changes in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on how to spend.
American Hartford Gold is a trusted gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews, the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to invest your gold IRA money in Lear Capital. In that case, you can get help from a specialist, pay a flat fee, guarantee your purchase for 24 hours, and avoid fees for a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, focus on smooth experiences with easy access to knowledgeable support teams, and clear prices among other things. To make sure your money is compliant with IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be put in an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10- 100-ounce bar made of your favorite metal. Prices for valuable metals are always changing to reflect market changes and make it easy to know the price you can expect.
Follow these steps to get started using Lear Capital:
You can open a rare metals IRA account by filling in an online form which takes only 10 minutes.
You should hear from the person responsible for your IRA within 24 hours of how to do the tax-free transfer. The money could take as long as five days to be transferred.
You can purchase precious metals and then let Lear Capital ship them to an appropriate location where they’ll be fully insured.
Create and store your IRA for free if you spend at least $25,000 to $50,000 for a year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you will receive free set-up and hold services.
If you have invested more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at a flat rate
One-on-one assistance from experts in gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from every source
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, this company has been operating and a lot of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be confident that buying in rare metals from Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a large selection of gold, silver, platinum, and palladium goods, among others. You can purchase these precious metals on their own or make use of them to deposit money into an precious metals IRA.
This company makes it simple for you to move the retirement savings you have saved into a precious metals IRA. With the assistance of a certified Precious Metals Specialist you can follow the following steps:
Set up your account and select how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or transfer a 401(k) to fund your self-directed IRA.
Choose the best metals for your account. Your valuable Metals Specialist can help you determine which metals you should invest in to get the highest tax benefits.
You can purchase your precious metals. Your specialist will go over your purchase and inform you that your purchase went through after they have completed the transaction.
Find a method to store your belongings. Your expert will help you understand the different ways to store your items. Birch Gold Group stores its customers’ funds at a number of places, such as Delaware Depository and Brink’s Global Service.
Check what you IRA is performing. You can contact your Specialist anytime to review your account and make any changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium items directly from the company. The company offers a wide selection of currency that is accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold as well as silver.
These are some of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They offer IRAs and cash-payouts for silver and gold. The firm also runs a website that contains many free information on the investment in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your new IRA.
Use money from your savings account to fund your account.
Through Augusta’s order desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people create precious metals IRAs. This IRA company is a partner for people from all 50 U.S. states. They’ve been operating since more than 30 years, and handled more than $25 billion.
After you have purchased gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. You just need to move funds to the Augusta account and choose the gold and silver goods you wish to purchase. Augusta will deliver them directly to your doorstep, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion products manufactured by the company include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars. 10- to 100-ounce silver bullion bars and 90 silver bags containing 97 percent.
Some of the company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA, you can also look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell silver, gold, platinum, and palladium. The company has an excellent review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools to help you get started with these funds. On the Oxford Gold website, you can learn how to transfer money to an precious metal IRA and learn how these IRAs work, what kinds are offered and the reasons why they are a good investment.
On the Oxford Gold website, you can purchase bars and coins made of gold, silver platinum, palladium, and. The company offers a broad range of popular silver and gold coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
It also offers a limited number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be different from other companies that deal in precious metals in its ability to listen to clients and giving them the tools they require to make sound financial decisions. On their website, the business offers a complete learning center to help with the buying process.
This study area comes with several tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
FAQs
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the company’s Managing Partners. The person you talk to will be able to help you answer any questions that you have about how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This allows customers to understand the pros and cons of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an extensive selection of precious metals that are regulated by the IRS. It also provides helpful training materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. In less than 10 years in operation, the company’s gold IRA reviews on all sites have won it five stars.
Opening an IRA account is a big decision, so you must select a gold investment firm that places the opinions of its clients as well as the certifications of its affiliates first. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to place bars and coins made of gold, silver, platinum, and palladium into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare such as the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations all rare metals IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anywhere from $80 to $200 per year for storage of your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to get started with Noble Gold:
Complete the form online to receive an individualized advice or to open an IRA account for gold. You can talk to an in-house expert about your options during the free sessions.
Contact a Noble Gold expert to start the process of moving your gold IRA over to your new account. If you take money out from a retirement account and transfer to the gold IRA instead of rolling it over, you may be required to pay taxes on it. Consult a tax professional first.
You can fund your precious metals IRA, and then buy the precious metals you’d like.
Select the storage you want and wait for Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are a variety of precious metals that you can pick from.
Several sources gave it five stars.
Access to expert advice
There are plenty of training tools to help investors.
When you’re ready for selling when you’re ready to sell, consider a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who are familiar with the market and wish to put a large portion of their money into an investment in gold IRA which offers savings for large investments, but lacks many tools to help investors who are new. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that has options for basic silver and gold and good ways to get help.
The following grades, accreditations, and titles have been given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB awarded the BBB the A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews, and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its clients by providing them with helpful support lines, clear prices, and easy-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The price of gold fluctuates in real time through the site, which means you can easily assess the risks, benefits, and costs associated with your purchase. You can pick among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date 50 years ago.
Patriot Gold Group has a large minimal account size of $50,000 which is why it is recommended to go with buyers who have had this experience before. The initial year of storage and maintenance costs $250 and every year thereafter costs $200. You might have to pay more, for instance, a fee to set up an account.
To begin working with Patriot Gold Group, you must do the following:
Fill out the online application form to get started.
Contact a customer service worker to start your account restart or movement of funds.
You can purchase valuable metals and choose how you want to keep them.
You can receive free delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Fees for accounts have been eliminated for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a great variety of physical gold coins as well as bullion.
AdvantageGold is among the top companies for gold IRAs. They claim to be the top gold-producing company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice If you enjoy doing things online and need easy access to good training tools.
The application process is simple without speaking to a person and the company provides you access to a huge knowledge base that includes tools, videos, and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars and an A+ rating.
Nearly 700 of their customers have rated Google five stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, fantastic assistance and transparent prices in all your interactions with AdvantageGold.
AdvantageGold lets you deposit platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage charges for IRA purchases are between $100-$150. Investors also pay a $50 account-setting-up cost and a range of different yearly upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To start using AdvantageGold, you need to complete the following steps:
Complete the online form, and choose the account manager you’d like to choose. You can do this first step on your own with AdvantageGold, or you can call the customer service team for personalized help.
Accept the policies and rules that the business follows, then share your financial records. You may need to show various documents regarding your IRA or tax obligations.
Choose the way you want to deposit funds into your account. A expert in rolling money over into an gold IRA can assist you with this.
You can buy valuable metals and choose a safe storage space for them. As a final step, you need to sign the declaration form.
AdvantageGold has the following characteristics which make it stand out from the crowd:
When you’re ready for selling the property, the buy-back program simplifies the process.
A guide for investing in gold with your IRA.
There are a variety of options to get involved in learning.
There are no minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions regarding how to withdraw cash
Customers on all sites leave great feedback on gold IRAs.
What exactly is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-directed personal retirement account which makes use of gold, silver, or other valuable metals instead of stocks and bonds.
To protect yourself from inflation and possible market crashes, you need a diversified collection of investments. Due to this, a lot of people are investing in silver, gold and other precious metals into their retirement accounts since they are an extremely safe and reliable investment.
The companies listed on our list assist people in setting up gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You should not create a new gold IRA from scratch. Instead, transfer the money from your retirement savings into an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. The items must be coins or gold and meet certain “fineness” standards. These accounts can only hold the coins that are approved by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it easy and easy to set up and manage the individual retirement accounts. Many businesses put clients in contact with account representatives who can help them through the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you want to add a gold IRA to your retirement account to diversify it You should speak to your financial adviser first to determine whether it is a good idea for you.
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