A precious metals IRA or, more commonly called a gold-backed IRA will help safeguard your investment from the volatility of markets and protect you from inflation. Also, valuable metals like gold and silver are very different from standard investments like stocks and bonds which makes them a great way to diversify.
We looked at the best gold IRA companies to determine what precious metal IRA accounts are the best deal. We analyzed each gold IRA company below based on a number of factors, including the precious metals they provide as well as the costs they impose, the storage choices they offer, their customer service, and even their reputation.
Goldco is the most reputable and best company generally for gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: Sales made by the company could get up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall with regard to gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that can help you save for retirement. This company is the leader in the field of rare metals, and has been awarded many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets in a variety of retirement accounts by transferring them to an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert at the company can show you how to transfer the funds that is in the account to an precious metals IRA.
The company also sells silver and gold directly to clients. You can also invest your retirement savings as well as money from other savings accounts in actual silver and gold.
If you want to start an precious metals IRA through Goldco move or rollover the assets you have in your current savings account into your new IRA. Goldco makes it simple and stress-free for customers to accomplish this by guiding them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your precious metals Select the precious metals you’d like to add to your investment.
Goldco sells many different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of various sizes can also be bought. They’re pure as.9999.
Goldco also offers an option to buy back gold. If you experience a change in your circumstances and require to sell the valuable metals in your account Goldco will buy these back for the most competitive price for buy-back, which is guaranteed.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a kit for free with details. The kit includes a written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we think Goldco is among the best companies that offer gold IRAs.
One of the best companies to buy silver, gold and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you purchase gold and silver. The company is run by a family of employees and is located in Los Angeles, CA. It has won several awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver in your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and fill out the papers.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you would like to put in your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, you can store them in a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a broad range of silver and gold goods which can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
In contrast, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always talk to a person about your investment and learn what they are doing. You can dial the number on the website anytime to speak to your agent.
If you want to learn more about buying in gold prior to taking the next step to buy it, you can ask the company for a free guide. This guide, which is 25 pages long, provides information about the ways that rare metals IRAs can help you take control of your money.
You can also find out about changes in the gold market by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on how to spend.
American Hartford Gold is a reliable gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been in business for more than 25 years. Based on gold IRA reviews and the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to invest your gold IRA money into Lear Capital. In that case you can seek advice from a personal expert and pay a flat amount and guarantee your purchase for 24 hours, and avoid fees if you make a big payment.
These are the Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, are focused on smooth experiences with easy access to knowledgeable support teams, and clear prices, among other things. To make sure your money meets IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, platinum, and silver coins and bars that can be put in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10– to 100-ounce bar of your favorite metal. Prices for valuable metals are constantly changing to reflect market trends and make it easier to anticipate what you should expect.
Follow these steps to get started by contacting Lear Capital:
You can open a rare metals IRA account by filling out an online form that only takes 10 minutes.
You should hear back from the person who is responsible for the IRA within 24 hours regarding how to make the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can purchase valuable metals and let Lear Capital ship them to a safe place where they will be fully insured.
Set up and keep your IRA at no cost if you spend at least $25,000 to $50,000 for a year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you get free setup and holding services.
When you invest more than $10,000, you get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat cost
One-on-one help from pros on gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from all sources
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals, either directly or through an IRA. Since 2003, the company has been operating, and thousands of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be assured that buying in rare metals from Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a wide range of silver, gold palladium, and platinum products in addition to other. You can purchase these metals on their own or use them to deposit money into a precious metals IRA.
This company makes it simple for you to convert the retirement savings you have saved into an precious metals IRA. With the assistance of a certified Precious Metals Specialist You can follow these five steps:
Create your account and choose how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) to help fund your self-directed IRA.
Select the most valuable metals to invest in for your account. Your valuable Metals Specialist can help you figure out which metals to invest in to reap the most tax benefits.
You can purchase your precious metals. Your specialist will go over your order and let you know that your purchase was successful once they have done so.
Find a method to store your items. Your Specialist will show you the various options for storing your items. Birch Gold Group stores its customers’ investments in a variety of locations including Delaware Depository and Brink’s Global Service.
Check what you IRA is performing. You can call your Specialist anytime to review your account and make any changes.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and goods straight from the company. The company offers a broad variety of coins that are OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
Here are a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They provide IRAs and cash payments for gold and silver. This company also has a website with a lot of free information on investing in rare metals and establishing an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your brand new IRA.
Make use of the money in your savings account to pay for your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers to set up precious metals IRAs. This IRA company works with individuals in all fifty U.S. states. They’ve been operating since more than 30 years, and been able to manage more than $25 billion.
After you have purchased silver and gold to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals inside the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. All you have to do is transfer money into the Augusta account and select the silver and gold items you’d like to purchase. Augusta will deliver them directly to your doorstep and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion products manufactured by the firm include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1- to 10-ounce gold bullion bars, 10 up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
A few of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA you can check out the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They sell silver, gold, platinum, and palladium. The company has a great rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools that can assist you in establishing these funds. On the Oxford Gold website, you can learn how to move money to an precious metal IRA and how these IRAs work and what types are available and the reasons why they are a good investment.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company sells a wide range of gold and silver coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The firm also sells a limited amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other companies that deal in precious metals by listening to customers and providing them with the tools they require to make good financial choices. On its website, the company offers a complete learning center to assist buyers.
This study area includes many tools that include:
Guide to investing in precious metals
Stories and news about buying gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also get direct access to one of the company’s Managing Partners. The person will be able to help you answer any questions that you may have regarding how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from a neutral point of view. This lets customers learn the pros and cons of these investments and make better choices.
In general, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides an array of high-quality metals that have been allowed by the IRS. It also has helpful teaching materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After less than 10 years of operation Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening a gold IRA account is a good decision, so you must select a precious metals investment firm that values the opinions of its clients as well as the certifications of its affiliates in the first place. The following scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment companies in that you can put bars and coins composed of silver, gold platinum, palladium, and tin into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are scarce, like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS rules all rare metals IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay anything from $80-$200 per year for storage of your precious metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin using Noble Gold:
Complete the form online to receive personalized advice or create an IRA account for gold. You can speak with an in-house expert about your choices during the free sessions.
Contact an Noble Gold expert to start the process of rolling your gold IRA over to your new account. If you withdraw money of a retirement account to transfer to the gold IRA instead of rolling it over, you might be required to pay taxes on it. Consult a tax professional first.
Make sure you fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose the storage that you prefer, and then let Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are many types of valuable metals to choose from.
A number of sources have rated it five stars.
Access to expert advice
There are a lot of tools for training that can assist investors.
When you’re ready to sell when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated silver and gold dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for investors with experience in precious metals who know the market and wish to put a big chunk of their wealth into a gold IRA as it offers savings for large investments but doesn’t have a lot of tools to help new investors learn. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer with options for basic silver and gold and good ways to get help.
The following accreditations, grades, and titles have been granted to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB awarded it the A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its clients by offering them friendly assistance lines, straightforward prices, and simple to use services that comply with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The price of gold is updated in real-time on the website, which means you can easily see the risks, benefits, and costs of purchasing. You can select among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 therefore it is recommended to go with buyers who have had this experience before. The first year of storage and maintenance costs $250 and every year after that costs $200. You may have to shell out more for instance, an amount to establish an account.
To begin working with Patriot Gold Group, you need to do the following:
Fill out the online account application to begin.
Contact a service representative to initiate your account restart or transfer of funds.
You can purchase precious metals and decide how you’d like to store them.
You can get complimentary delivery to your safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Account fees have been eliminated for purchases over $100,000
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a great selection of gold coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim to be the best gold-producing company within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice if you like to do things online and would like to have easy access to high-quality training tools.
The application process is simple without talking to anyone and the company provides you access to a large knowledge base, including tools, videos, and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars and the A+ rating.
Nearly 700 of their customers have awarded Google 5 stars.
More than 1,400 people have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold you can count on great customer service, excellent assistance, and clear prices in all of your contacts with AdvantageGold.
AdvantageGold lets you put gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most common choices.
Annual storage charges for IRA purchases range from $100 and $150. Investors also have to pay a $50 account-setting-up fee and a variety of annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To begin using AdvantageGold, you need to follow these steps:
Complete the online form, and choose the account manager you’d like to choose. You can complete the first step on your own with AdvantageGold or contact the customer service team for personalized assistance.
Accept the rules and guidelines of the company, then share your financial documents. You may need to show different documents about your IRA or tax obligations.
Choose the way you want to deposit money in your account. An expert in rolling money over into a gold IRA can assist you with this.
You can purchase precious metals and choose a safe place to store them. As the last step, you have to sign the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out from the crowd:
When you’re ready to sell the property, the buy-back program makes it easy.
A guide for investing in gold with your IRA.
There are many methods to study.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Resources with step-by-step instructions regarding how to withdraw funds
Customers on all sites leave excellent feedback on gold IRAs.
What exactly is an IRA that is backed by gold?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account which makes use of silver, gold or other precious metals instead of stocks or bonds.
To guard yourself against inflation and possible market crashes, you require a variety of investments. This is why many people have started investing in silver, gold and other precious metals in retirement accounts due to them being a fairly safe and reliable investment.
The companies listed on our list assist people in setting up gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You should not create a new gold IRA from scratch. Instead, move the money from your retirement savings to an account that is new.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. The items must be gold or coins that meet a set of “fineness” standards. These accounts are only able to hold coins that are approved by the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it simple and stress-free to set up and manage these individual retirement accounts. Many companies put customers in touch with account representatives who will assist them throughout the process.
But an agent of an account isn’t the same as a financial advisor. If you’re considering adding gold IRA to your retirement account to make it more diverse you should consult your financial advisor to see if it makes sense for you.