A precious metals IRA that is also called a gold-backed IRA can help protect your investment from the volatility of markets and safeguard you from inflation. Additionally, precious metals like gold and silver are very different from standard investments like stocks and bonds, which makes them a great option to diversify your portfolio.
We looked at the top gold IRA companies to see the best precious metal IRA accounts offer the most beneficial. We looked at each gold IRA company below, based on a variety of things, such as the valuable metals they offer, the fees they impose, the storage options they offer as well as their customer service and their image.
Goldco is the most reputable and best company generally when it comes to gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: New sales may receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that can help you save for retirement. This company is the leader in the business of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets in a variety of retirement accounts by transferring them to the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert from Goldco can guide you on how to transfer the funds from your account into a precious metals IRA.
This business also sells silver and gold directly to its customers. You can invest your retirement savings or other savings accounts in actual silver and gold.
If you’re looking to establish a precious metals IRA through Goldco and move or roll over the assets you have in your savings account to your new IRA. Goldco makes it simple and stress-free for customers to do this by walking them through the steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your precious metals Select the precious metals you’d like to add to your investment.
Goldco sells many different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of different sizes can also be bought. They’re pure as.9999.
Goldco also offers a program for buying back gold. If your situation changes and you require to sell the valuable metals that are in your account, Goldco will buy them back at the most competitive buy-back price, guaranteed.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit that includes information. This kit has written spoken, spoken, and a visual information on investing in rare metals.
Overall, we believe Goldco is among the top companies that offer gold IRAs.
One of the best companies for buying in silver, gold, and platinum via an IRA.
A reputable business with transparent prices
With a gold IRA move, you can switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy in silver and gold. The company is run by a family and is located in Los Angeles, CA. It has won several awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill out the papers.
You can transfer your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you wish to place into your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, store them in a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a wide range of gold and silver goods that can be purchased directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 Oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to talk to a person about your investments and learn what they’re doing. You can call the number listed on the company’s website at any time to talk to an agent.
If you want to learn more about buying in gold prior to taking the next step, you can ask the firm for a free guide. This guide, which is 25 pages long, provides details on how rare metals IRAs can help you take charge of the savings you have.
You can also learn about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide which way to spend your money.
American Hartford Gold is a trusted gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews, the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to invest your gold IRA funds into Lear Capital. In this case you can seek advice from a specialist, pay a flat fee, guarantee your purchase for 24 hours, and not pay fees for a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences, easy access to helpful help desks, and clear prices as well as other aspects. To make sure your money meets IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be put in an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10 100-ounce bar of your favorite metal. Prices for valuable metals change frequently to reflect market trends and allow you to know what to expect.
Follow these steps to begin using Lear Capital:
You can create an rare metals IRA account by filling in a simple online application that only takes 10 minutes.
You should hear from the person in charge of the IRA within 24 hours of how to do the tax-free move. It could take up to five days for the money to be transferred.
You can purchase valuable metals and let Lear Capital ship them to an appropriate location where they’ll be fully insured.
Set up and keep your IRA for free if you spend between $25,000 and $50,000 for a year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account over $25,000, you receive free setup and holding services.
If you have invested more than $10,000 you get the $50 setup fee back.
24 hour promises on purchases
Priced at the flat cost
Assistance from a professional on gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from every source
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, the company has been operating and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be confident that buying in rare metals through Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a variety of silver, gold, platinum, and palladium goods as well as other. You can buy these metals on their own or use them to deposit money into a precious metals IRA.
The company makes it simple for you to move your retirement savings into an precious metals IRA. With the assistance of a qualified Precious Metals Specialist, you can take these five steps:
Set up your account and select the method of funding it. With Birch Gold Group, you can transfer an IRA or roll over a 401(k) for funding your new self-directed IRA.
Select the most valuable metals to invest in for your account. Your precious Metals Specialist can help you figure out which metals to invest in to reap the most tax benefits.
You can buy your valuable metals. Your specialist will review your purchase and inform you that your purchase was successful once they have done so.
Find a storage solution for your things. Your Specialist will show you the different ways to store your belongings. Birch Gold Group stores its customers’ funds at various locations including Delaware Depository and Brink’s Global Service.
Find out what your IRA is doing. Contact your Specialist anytime to check on your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and items directly from the company. The company sells a wide range of gold and silver coins OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold as well as silver.
These are just a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you want to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They offer IRAs and cash payments for gold and silver. The company also has a website with many free information on investing in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten positive feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your new IRA.
Use money from your savings account to add funds to your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people to set up precious metals IRAs. This IRA company works with individuals across all fifty U.S. states. They have been in business since more than 30 years, and been able to manage more than $25 billion.
After you buy silver and gold for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. All you have to do is transfer funds to your Augusta account and choose the silver and gold items you’d like to purchase. Augusta will deliver them directly to your door and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods made by the firm include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars, 10- up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
Some of the company’s top-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA you can take a look at the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that helps people set gold IRAs. They offer silver, gold, platinum, and palladium. The company has a fantastic review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools available to help you start these funds. On the Oxford Gold website, you will learn how to move money to an precious metal IRA, how they work, what kinds are offered and the reasons why they are good assets.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver platinum, palladium, and. The company sells a vast range of popular silver and gold coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
It also offers a limited number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other companies that deal in precious metals by listening to its clients and giving them the tools they require to make good financial choices. The company’s website provides a complete learning center to assist buyers.
This study area has many tools that include:
Guide to investing in precious metals
Stories and news about buying gold
A list of terms
When you work for Oxford Gold Group, you’ll also have the opportunity to work directly with one of the company’s Managing Partners. The person you talk to will be able to answer any questions you may have regarding how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from a neutral point of view. This lets customers learn the pros and cons of these investments and make better decisions.
In general, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides an extensive selection of precious metals that have been allowed by the IRS. It also offers helpful educational materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. In less than 10 years in operation Noble Gold’s gold IRA reviews on all websites have been awarded five stars.
Opening a gold IRA account is a good decision, so you must choose a precious metals investment firm that places the reviews of its customers and its accreditations for affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were difficult to locate.
Noble Gold is like other gold investment firms in that you can put coins and bars made of gold, silver, platinum, and palladium in your IRA. There are many different types of valuable metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare, like the 1oz Austrian Silver Philharmonic Coin. To meet IRS rules the rare metals that are included in IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anything from $80-$200 per year to store your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to get started with Noble Gold:
Fill out the online form to get an individualized advice or to create an IRA account for gold. You can speak with an in-house expert about your options during free sessions.
Contact a Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you withdraw money of a retirement account to transfer to your gold IRA instead of rolling it over, you might have to pay taxes on it. Consult a tax professional first.
Fund your precious metals IRA and then purchase the precious metals you’d like.
Choose the storage that you prefer and wait for Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals that you can pick from.
Several sources gave it five stars.
Access to the advice of experts
There are a lot of training tools to help investors.
If you’re ready to sell and sell your home, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that is rated as the top gold and silver dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who are knowledgeable about the market and would like to put a big chunk of their money into a gold IRA which offers savings for large investments, but lacks many tools to help new investors learn. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer with options for basic gold and silver, and helpful ways to seek help.
The following accreditations, grades and titles were awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB awarded it the A+ rating and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its clients by giving them helpful support lines, transparent prices, and easy-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The value of gold fluctuates in real time on the website, so you can easily see the risks, benefits, and costs associated with your purchase. You can select among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date as far back as fifty years ago.
Patriot Gold Group has a high minimum account size of $50,000, which is why it is recommended to go with buyers who have previously had this service. The initial year of storage and maintenance costs $250, and each year thereafter costs $200. You might have to shell out more for instance, the cost to open an account.
To start working with Patriot Gold Group, you have to follow these steps:
Fill out the online application for a new account to begin.
Contact a service representative to start your account restart or movement of funds.
You can purchase precious metals and choose how you want to store them.
You can receive free delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
The cost of accounts has been eliminated for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a good variety of physical gold coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They claim to be the top gold company within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you when you love doing things online and want easy access to good training tools.
You can apply for an account without speaking to a person, and the company gives you access to a large knowledge base, including tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars and the A+ grade.
More than 700 users have given Google five stars.
More than 1,400 people have given Trustpilot five stars.
Based on the reviews of AdvantageGold, you can expect great customer service, great help, and clear prices in all your interactions with AdvantageGold.
AdvantageGold allows you to put gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most common choices.
The annual storage costs for IRA purchases are between $100 and $150. Investors are also required to pay a $50 account set-up fee and a variety of annual upkeep charges. AdvantageGold has no minimum payment which is a great thing.
To begin using AdvantageGold To begin using AdvantageGold, you must complete the following steps:
Fill out the online form and select the account manager you want. You can complete this initial step on your own using AdvantageGold, or you can contact the customer support team for assistance tailored to your needs.
Accept the rules and policies of your company and then provide your financial records. You may need to show different documents about your IRA or taxes.
Choose the method you wish to transfer money in your account. A expert in rolling money into an gold IRA will help you do this.
You can buy valuable metals and choose a safe location to store them. As the last step, you must complete the declaration form.
AdvantageGold has the following characteristics that distinguish it from the crowd:
If you’re ready to sell the house, the buy-back plan makes it simple.
A free guide to investing in gold with your IRA.
There are a variety of options to get involved in learning.
There are no minimum investments.
Rollover help is convenient.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Resources with step-by-step instructions for withdrawing funds
Customers on all sites give glowing review of gold IRAs.
What exactly is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that uses silver, gold, or other valuable metals instead bonds.
To safeguard yourself from the effects of the effects of inflation and potential stock market crashes, you need a diversified collection of investments. Due to this, a lot of people are now investing in silver, gold, and other valuable metals in their retirement accounts due to them being an extremely safe and reliable investment.
The companies on our list assist people in setting in place gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, you should transfer the money in your retirement savings to a new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be placed in precious metals IRAs. They must be either coins or gold and meet certain “fineness” standards. These accounts can only hold the coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it simple and easy to fund and take care of these individual retirement accounts. Many companies place customers in touch with account representatives who can help them through the process.
But an agent of an account is not the same as a financial advisor. If you are considering adding a gold IRA to your retirement account to diversify it, you should talk to your financial adviser first to determine whether it’s a good idea for you.