A precious metals IRA, which is also known as a gold-backed IRA, can help protect your money from volatility in the market as well as protect you against inflation. Additionally, precious metals such as silver and gold are different from the standard assets like stocks and bonds and bonds, which makes them an excellent option to diversify your portfolio.
We reviewed the top gold IRA companies to see the best precious metal IRA accounts are the best deal. We looked at each gold IRA company below based on a number of factors, including the precious metals they provide as well as the costs they impose, the storage choices they offer, their customer service, as well as their appearance.
Goldco is one of the most trusted and most reliable company for gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company with regard to gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that can help you save for retirement. This company is the leader in the business of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets of various retirement accounts by shifting them into an precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) and a precious metals expert from Goldco can guide you on how to transfer the money from your account into a precious metals IRA.
This business also sells silver and gold directly to its customers. You can put your retirement savings or other savings accounts in real gold and silver.
If you’re looking to establish a precious metals IRA through Goldco, move or rollover the assets you have in your current savings account to the new IRA. Goldco makes it simple and stress-free for customers to accomplish this by walking them through the following steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Buy your precious metals Choose the precious metals you’d like to add to your investment.
Goldco sells many different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Gold and silver bars of different sizes can also be purchased. These bars are pure as.9999.
Goldco also offers a program to buy back gold. If your situation changes and you have to sell the precious metals in your account Goldco will buy them back at the highest buy-back price, guaranteed.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a kit for free with information. The kit includes a written and spoken instructions on investing in rare and precious metals.
We believe that overall Goldco is among the best companies that provide gold IRAs.
One of the top companies to purchase gold, silver, and platinum through an IRA.
A reputable company with clear prices
With the gold IRA move, you can switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy gold and silver. The company is owned by a family and is based in Los Angeles, CA. It has won several awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill in the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you wish to place in your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you can keep them with a safe storage service like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also offers a variety of gold and silver goods which can be purchased directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
On the other hand, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investments and learn what they’re doing. You can call the number on the website anytime to speak to your representative.
If you’re interested in learning more about buying in gold prior to making the move, you can ask the business for a free guide. This 25-page guide has useful information on the ways that rare metals IRAs can help you take control of your savings.
You can also get information about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide what to invest in.
American Hartford Gold is a reliable gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews and the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to put your gold IRA funds into Lear Capital. In this scenario you will be able to get assistance from a specialized expert and pay a flat amount and make sure that the purchase is guaranteed up to 24 hours and not pay fees if you make a big payment.
These are the Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences, easy access to helpful assistance teams and clear prices as well as other aspects. To ensure that your money is in compliance with IRS standards, you must only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars which can be put into an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10 100-ounce bar made of your favorite metal. Prices for precious metals change frequently to reflect changes in the market and make it easy to know what to expect.
Follow these steps to begin by contacting Lear Capital:
You can open an rare metals IRA account by filling in an online application which takes only 10 minutes.
You should hear from the person in charge of your IRA within 24 hours about how to do the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can purchase valuable metals, and then allow Lear Capital ship them to a safe place that is fully insured.
Set up and store your IRA for free if invest at least $25,000 to $50,000 for one year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account over $25,000, you get free set-up and holding services.
If you have invested more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat cost
One-on-one assistance from experts for gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from every source
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals either in person or via an IRA. Since 2003, the company has been in business and a large number of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be assured that buying rare metals from this company is a secure and reliable process.
Birch Gold Group sells a wide range of gold, silver, palladium, and platinum products in addition to other. You can purchase these metals on their own, or use them to deposit money into a precious metals IRA.
This company makes it simple for you to move your retirement savings to a precious metals IRA. With the assistance of a qualified Precious Metals Specialist you can follow these five steps:
Create your account and choose which method you would like to fund it. Through Birch Gold Group, you can transfer an IRA or transfer a 401(k) to help fund your new self-directed IRA.
Choose the best metals to invest in for your account. Your precious Metals Specialist can help you determine which metals to invest in to get the most tax advantages.
You can purchase your precious metals. Your Specialist will look over your purchase and inform you that your purchase was successful after they have completed the transaction.
Find a method to store your things. Your expert will help you understand the different options for storing your items. Birch Gold Group stores its customers’ investments in a variety of locations, such as Delaware Depository and Brink’s Global Service.
Check the status of you IRA is performing. You can call your Specialist at any time to check on your account or make changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium items directly from the company. The company offers a wide range of gold and silver coins deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold as well as silver.
These are some of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you are looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They offer IRAs and cash payments for gold and silver. This business also offers a site that contains many free information regarding investing in rare metals and setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set the new IRA.
You can use money from your savings account to pay for your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers create precious metals IRAs. This IRA company is a partner for people across all 50 U.S. states. They have been in business since more than 30 years, and been able to manage more than $25 billion.
After you have purchased silver and gold to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. All you have to do is transfer money to the Augusta account and choose the gold and silver goods you’d like to purchase. Augusta will deliver them to your doorstep and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods manufactured by the company include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1- to 10-ounce gold bullion bars, 10- up to 100-ounce silver bullion bar, and 90% silver bags.
A few of the company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA You can also check out the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They offer silver, gold, platinum, and palladium. The company has a fantastic rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools that can assist you in establishing these funds. On the Oxford Gold website, you will learn how to transfer funds to an precious metal IRA and how they work and what kinds are available, and why they are good assets.
The Oxford Gold website, you can purchase coins and bars made of silver, gold platinum, palladium, and. The company sells a vast range of popular silver and gold coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The company also sells a small number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals companies in its ability to listen to customers and giving them the tools they need to make sound financial decisions. On its website, the company offers a complete learning center to assist buyers.
This study area comes with many tools which include:
Guide to investing in precious metals
News and stories about buying in gold
A listing of terms
When you join the Oxford Gold Group, you’ll also be able to interact directly with one of the company’s Managing Partners. The person will be able to assist you with any queries you might have regarding how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying precious metals from a neutral point of view. This lets customers learn the advantages and disadvantages of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA firms because it provides an array of high-quality metals that have been allowed by the IRS. It also provides helpful training materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After less than 10 years in operation, the company’s gold IRA reviews on all sites have been awarded five stars.
Opening an gold IRA account is a great choice, so you should select a precious metals investment firm that places the reviews of its customers as well as the certifications of its affiliates first. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment companies in that you are able to place bars and coins composed of silver, gold platinum, palladium, and tin in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare such as the Austrian Silver Philharmonic 1oz Coin. To conform to IRS rules the rare metals that are included in IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay between $80 to $200 per year to keep your real valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to begin using Noble Gold:
Complete the online form to receive a custom advice or to open an IRA account for gold. You can talk to an expert in-house about your choices during the free sessions.
Speak to a Noble Gold expert to start the process of moving your existing gold IRA over to the new account. If you withdraw money of another retirement account to transfer to the gold IRA instead of rolling it over, you may be required to pay taxes on it. Consult a tax professional first.
You can fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose the storage that you prefer, and then allow Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Excellent ways to help customers
There are many types of precious metals to pick from.
Many sources gave it five stars.
Free access to the advice of experts
There are plenty of training tools that can help investors.
When you’re ready to sell, make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top silver and gold dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who know the market and want to put a big chunk of their money into a gold IRA which offers savings for large investments but doesn’t offer many tools to help investors who are new. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer that has options for basic silver and gold and good ways to get help.
The following grades, accreditations and titles were granted to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB gave it an A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews, and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its clients by providing them with helpful support lines, clear prices, and simple to use services that comply with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The price of gold changes in real time on their website, so you can easily assess the risks, benefits and costs associated with your purchase. You can pick among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins from fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, therefore it is recommended to go with buyers who have previously had this service. The initial year of storage and upkeep costs $250 and every year thereafter costs $200. You might have to pay more, like the cost to open an account.
To begin your journey with Patriot Gold Group, you must do the following:
Complete the online account application to start.
Contact a customer service worker to get your account started or movement of funds.
You can purchase valuable metals and choose how you’d like to keep them.
You can get free delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Account fees have been waived for purchases over $100,000
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good choice of gold physical coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They say they are the best gold-producing company within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice If you enjoy doing things online and want easy access to quality training tools.
You can apply for an account without speaking to a person, and the company gives you access to a huge knowledge base with videos, tools, and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars and it is awarded an A+ grade.
Over 700 customers have awarded Google five stars.
More than 1,400 people have rated Trustpilot 5 stars.
Based on the reviews of AdvantageGold you can count on great customer service, fantastic assistance and transparent prices throughout your interactions with AdvantageGold.
AdvantageGold allows you to put platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage fees for IRA purchases range from $100-$150. Investors also have to pay a $50 account-setting-up cost and a variety of annual upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To start using AdvantageGold, you need to follow these steps:
Complete the online form, and select the account manager you would like to work with. You can complete this initial step by yourself using AdvantageGold or contact the customer support team for assistance tailored to your needs.
Accept the policies and rules of the company, and then share your financial documents. You may need to show different documents about your IRA or tax obligations.
Choose the method you wish to deposit money into your account. An expert in rolling money over into an gold IRA will help you do this.
You can purchase precious metals and choose a safe location to store them. As the last step, you must complete the declaration form.
AdvantageGold has the following characteristics that distinguish it from the crowd:
If you’re ready to sell the house, the buy-back plan simplifies the process.
A guide for investing in gold through your IRA.
There are many ways to learn.
There are no minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Step-by-step directions on how to withdraw money
Customers on all websites give great reviews of gold IRAs.
What exactly is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that uses silver, gold or other precious metals instead bonds.
To protect yourself from the effects of inflation and potential stock market crashes, it is important to should have a diverse portfolio of investments. This is why a lot of people are now placing silver, gold, and other valuable metals into their retirement accounts due to them being relatively safe and dependable investment.
The companies we have listed assist people in setting in place gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t start a gold IRA from scratch. Instead, you should transfer the money in your retirement savings into an account that is new.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. They must be either coins or gold that meet a set of “fineness” standards. These accounts are only able to hold coins that are OK with the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it easy and painless to manage and fund these retirement accounts for individuals. Many companies put clients in contact with account representatives who can help them through the process.
But an agent of an account is not the same as a financial advisor. If you are considering adding an gold IRA to your retirement account to diversify it, you should talk to your financial advisor to find out whether it is a good idea for you.