A precious metals IRA or, more commonly called a gold-backed IRA will help safeguard your investment from the volatility of markets as well as protect your investment from inflation. Additionally, precious metals such as silver and gold are different from the standard investments like stocks and bonds, which makes them a good option to diversify.
We looked at the best gold IRA firms to determine which precious metal IRA accounts are the best value. We analyzed each gold IRA company below, based on a variety of things, such as the valuable metals they offer as well as the costs they impose, the storage options they offer as well as their customer service and even their reputation.
Goldco is one of the most trusted and most reliable company overall in the field of gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: New sales could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall in the field of gold IRAs.
Goldco is an established dealer of rare metals that sells goods that will help you save more for retirement. Goldco is a leading company in the field of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets in a variety of retirement accounts by shifting them to an precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at Goldco can guide you on how to transfer the funds in your account to a precious metals IRA.
This company also sells silver and gold directly to clients. You can put your retirement savings as well as money from other savings accounts in real silver and gold.
If you are looking to open a precious metals IRA through Goldco move or rollover your savings from your savings account into your new IRA. Goldco makes it easy and painless for customers to complete this process by guiding them through the following steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your valuable metals: Choose the precious metals you would like to include in your investment.
Goldco sells many different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of various sizes can also be bought. These bars are as pure as.9999.
Goldco also offers a program for buying back gold. If your situation changes and you have to sell the valuable metals in your account Goldco will buy them back at the most competitive buy-back price, with a guarantee.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a kit for free with details. This kit contains a written spoken, spoken, and a visual guide to investing in rare metals.
We believe that overall Goldco is one of the top companies that offer gold IRAs.
One of the most trusted companies to purchase silver, gold and platinum through an IRA.
reputable business with clear prices
With a gold IRA move, you are able to change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is run by a family and is headquartered in Los Angeles, CA. It has won several awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill out the papers.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you want to put in your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, store them with a safe storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of gold and silver products that can be purchased directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
In contrast, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak to someone about your investment and learn how they are doing. You can dial the number on the company’s website at any time to talk to your representative.
If you’d like to know more about purchasing gold prior to taking the next step you can contact the firm for a free guide. This guide of 25 pages contains valuable information about how rare metals IRAs can help you take control of your money.
You can also find out about the changes to the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on what to invest in.
American Hartford Gold is a reliable gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews as well as the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to invest your gold IRA money into Lear Capital. In this case you will be able to get assistance from a specialized expert, pay a flat fee and guarantee your purchase up to 24 hours and avoid charges for a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, emphasize smooth experiences with easy access to knowledgeable assistance teams and clear prices among other things. To ensure that your money is compliant with IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, silver, and platinum coins and bars which can be put into an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10to 100-ounce bar of your favorite metal. Prices for valuable metals are constantly changing to reflect changes in the market and make it easier to know what to expect.
Follow these steps to begin with Lear Capital:
You can create an rare metals IRA account by filling out an online application that takes just 10 minutes.
You should hear from the person in charge of the IRA within 24 hours regarding how to complete the tax-free transfer. It could take up to five days for the money to be moved.
You can buy valuable metals and then let Lear Capital ship them to a safe place where they will be fully insured.
Create and store your IRA at no cost if you invest at least $25,000 to $50,000 for a year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account over $25,000, you will receive free set-up and holding services.
If you make a purchase of more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
Assistance from a professional in gold IRA buying
Many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are clear because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to purchase rare metals, either directly or through an IRA. Since 2003, this firm has been operating and a large number of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be assured that buying in rare metals through Birch Gold Group is a secure and reliable process.
Birch Gold Group sells a large selection of silver, gold, palladium, and platinum products as well as other. You can purchase these metals on their own, or use them to put money into an precious metals IRA.
This company makes it easy for you to move your retirement savings into a precious metals IRA. With the assistance of a trained Precious Metals Specialist You can follow these steps:
Create your account and choose which method you would like to fund it. With Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) to help fund your self-directed IRA.
Choose the best metals for your account. Your valuable Metals Specialist can help you determine which metals to invest in to get the highest tax benefits.
You can buy your valuable metals. Your specialist will go over your purchase and inform you that your purchase was successful after they have completed the transaction.
Find a method to store your items. Your Specialist will show you the various ways to store your items. Birch Gold Group stores its customers’ investments at various locations, such as Delaware Depository and Brink’s Global Service.
Check the status of your IRA is going. You can call your Specialist anytime to review your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and items directly from them. The company offers a wide variety of currency that is deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold and silver.
Here are a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you want to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They offer IRAs and cash payments for gold and silver. The business also offers a site that contains many free information about the investment in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten excellent feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting the new IRA.
You can use money from your savings account to fund your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers create precious metals IRAs. This IRA company works with individuals from all fifty U.S. states. They have been in business since more than 30 years, and handled more than $25 billion.
After you have purchased gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in its Delaware vault which is a secure private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. It’s as simple as transferring funds into the Augusta account and choose the silver and gold items you’d like to purchase. Augusta will bring them right to your doorstep and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods made by the firm include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars, 10 up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
A few of the company’s top-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA you can check out the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They sell silver, gold, platinum, and palladium. The company has a fantastic rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and offers a range of tools available to help you get started with these funds. On the Oxford Gold website, you can learn how to transfer funds to a precious metal IRA and learn how they function and what kinds are available and the reasons they are a good investment.
The Oxford Gold website, you can purchase coins and bars made of silver, gold platinum, palladium, and. The company sells a vast selection of popular silver and gold coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The firm also sells a tiny amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals firms in its ability to listen to clients and providing them with the tools they require to make good financial choices. The company’s website offers a full learning center to assist buyers.
This study area includes many tools, including:
Guide to investing in precious metals
Stories and news about buying gold
A listing of terms
When you work for Oxford Gold Group, you’ll also get to work directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to help you answer any questions that you might have about how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial perspective. This helps customers understand the advantages and disadvantages of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies because it offers a wide range of valuable metals that are regulated by the IRS. It also offers helpful educational materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After less than 10 years in business, the company’s gold IRA reviews on all sites have won it five stars.
Opening an IRA account is a big choice, so you should select a gold investment company that puts the opinions of its clients and the accreditations of its affiliates in the first place. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were hard to find.
Noble Gold is like other gold investment companies in that you can put coins and bars made of silver, gold platinum, palladium, and tin in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS rules, all rare metals IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anywhere from $80-$200 per year for storage of your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to get started using Noble Gold:
Complete the form online to receive a custom advice or to open an IRA account for gold. You can speak with an in-house expert about your options during the free sessions.
Talk to a Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you withdraw money from a retirement account and transfer to your gold IRA instead of rolling it over, you may be required to pay taxes on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA, and then buy the valuable metals you want.
Choose your storage, and then wait for Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals to pick from.
Several sources have rated it five stars.
Free access to expert advice
There are plenty of training tools to help investors.
When you’re ready for selling when you’re ready to sell, consider a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who are knowledgeable about the market and would like to put a big chunk of their wealth into a gold IRA which offers savings for large investments, but lacks a lot of tools to help novice investors understand. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer that has options for basic gold and silver, and good ways to get help.
The following grades, accreditations, and titles have been given to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB awarded the BBB the A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you’ll be able to find a better organization than Patriot Gold Group. The company puts its customers first by providing them with helpful support lines, transparent prices, and easy-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The price of gold fluctuates in real time on the website, which means you can easily assess the risks, benefits, and costs of your purchase. You can choose among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating as far back as fifty years ago.
Patriot Gold Group has a high minimum account size of $50,000, so it is recommended to go with buyers who have previously had this service. The initial year of storage and upkeep costs $250, and each year after that costs $200. You may have to pay more, for instance, the cost to open an account.
To start with Patriot Gold Group, you have to follow these steps:
Fill out the online application form to start.
Contact a customer service worker to get your account started or transfer of funds.
You can purchase precious metals and decide how you’d like to keep them.
You can get free delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
The cost of accounts has been waived for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good variety of physical gold coins and bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim they are the best gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you If you enjoy doing things online and want easy access to good training tools.
It is possible to apply for an account with no need to talk to a person and the company provides you access to a large knowledge base with videos, tools and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars, and it is awarded an A+ rating.
More than 700 users have given Google five stars.
More than 1,400 customers have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, fantastic assistance and transparent prices in all your interactions with AdvantageGold.
AdvantageGold allows you to put platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage charges for IRA purchases range from $100 to $150. Investors also pay a $50 account-setting-up fee and a variety of annual upkeep charges. AdvantageGold does not have a minimum amount to pay which is a great thing.
To begin using AdvantageGold you must do the following:
Fill out the form online and choose the account manager you would like to work with. You can complete the first step on your own using AdvantageGold or contact the customer support team for assistance tailored to your needs.
Accept the rules and policies that the business follows, and then provide your financial records. You may need to provide various documents regarding your IRA or taxes.
Choose the way you want to put funds into your account. An expert in rolling money over into an gold IRA will assist you in doing this.
You can buy valuable metals and choose a safe place to store them. In the final step, you have to complete the declaration form.
AdvantageGold has the following traits that make it stand out:
When you’re ready to sell, the buy-back scheme makes it simple.
A free guide on investing in gold with your IRA.
There are a variety of ways to learn.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has named us the most trusted gold IRA company over the last seven years.
Resources with step-by-step instructions on how to withdraw money
Customers on all websites give glowing feedback on gold IRAs.
What exactly is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that uses silver, gold or other precious metals instead bonds.
To protect yourself from the risk of inflation and market crashes, you need a diversified collection of investments. Because of this, many people are now placing silver, gold and other precious metals in their retirement accounts because they are a fairly safe and reliable investment.
The companies listed on our list assist people in setting up gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, move the money in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. These items have to be gold or coins that meet a set of “fineness” standards. These accounts can only hold coins that are approved by the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it simple and stress-free to set up and manage the individual retirement accounts. Many companies place clients in contact with account reps who can help them through the process.
However, an agent for an account isn’t the same as a financial advisor. If you’re considering adding a gold IRA to your retirement account to make it more diverse you should consult your financial advisor first to find out if it makes sense for you.