A precious metals IRA, which is also known as a gold-backed IRA will help safeguard your investment from the volatility of markets as well as protect your investment from inflation. Additionally, precious metals such as gold and silver are very different from traditional assets like bonds and stocks and bonds, which makes them an excellent way to diversify.
We looked at the top gold IRA companies to see what precious metal IRA accounts offer the best value. We looked at each gold IRA company below, based on a variety of factors, including the quality of the metals they offer and the charges they impose, their storage choices they offer and their customer service as well as their appearance.
Goldco is the most reputable and most reliable company overall in the field of gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: New sales may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall in the field of gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that can help you save more for retirement. Goldco is a leader in the business of rare metals, and has been awarded many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets of different retirement accounts by transferring them into the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b), a precious metals expert from Goldco can guide you on how to transfer the money from your account into a precious metals IRA.
The company also sells gold and silver directly to customers. You can put your retirement savings, or money from other savings accounts in actual silver and gold.
If you’re looking to establish a precious metals IRA through Goldco and move or roll over your savings from your current savings account to the new IRA. Goldco makes it simple and easy for customers to accomplish this by walking them through the following steps:
Make a commitment to know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your valuable metals: Select the precious metals you’d like to add to your investment.
Goldco sells a variety of different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Marlin Gold
Bars of silver and gold in various sizes can also be purchased. They are as pure as.9999.
Goldco also has a program to buy back gold. In the event that your situation alters and you have to sell the valuable metals that are in your account, Goldco will purchase them back at the best buy-back price, with a guarantee.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a kit for free with information. This kit contains written and spoken information on investing in rare metals.
Overall, we believe Goldco is one of the top companies that offer gold IRAs.
One of the most trusted companies to buy silver, gold and platinum via an IRA.
A reputable business with transparent prices
With the gold IRA move, you are able to alter your savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to purchase gold and silver. The company is run by a family, and is based in Los Angeles, CA. It has won several awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and complete the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you wish to place into your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, you are able to store them with a safe storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also offers a variety of silver and gold goods that can be bought directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
On the other hand metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
Combibar Valcambi
If you purchase precious metals from American Hartford Gold, you will always be able to talk to a person about your investments and learn what they’re doing. You can dial the number on the company’s website anytime to speak to your representative.
If you’re interested in learning more about purchasing gold prior to making the move you can contact the business for a complimentary guide. This 25-page guide has useful details on the ways that rare metals IRAs can assist you in taking charge of the savings you have.
You can also find out about the changes to the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide how to spend.
American Hartford Gold is a trusted gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews, the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to invest your gold IRA funds into Lear Capital. In that case you can seek advice from a specialized expert and pay a flat amount, guarantee your purchase for 24 hours, and avoid charges when you make a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, focus on smooth experiences and easy access to friendly assistance teams and transparent prices, among other things. To make sure your money is in compliance with IRS standards, you must only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10 100-ounce bar of your preferred metal. Prices for precious metals are always changing to reflect market trends and make it easier to know what to expect.
Follow these steps to get started by contacting Lear Capital:
You can create an rare metals IRA account by filling in an online application that takes just 10 minutes.
You should hear from the person responsible for your IRA within 24 hours regarding how to complete the tax-free move. It could take up to five days for the money to be transferred.
You can purchase valuable metals, and then allow Lear Capital ship them to a safe place where they’ll be fully insured.
Create and keep your IRA at no cost if you invest at least $25,000 to $50,000 for one year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you get free set-up and holding services.
If you have invested more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat rate
Assistance from a professional for gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from all sources
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals, either directly or through an IRA. Since 2003, the company has been in business, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be assured that buying rare metals from this company will be a safe and secure process.
Birch Gold Group sells a large selection of silver, gold, platinum, and palladium goods in addition to other. You can purchase these precious metals on their own, or make use of them to deposit money into a precious metals IRA.
The company makes it simple for you to convert the retirement savings you have saved into an precious metals IRA. With the assistance of a qualified Precious Metals Specialist You can follow these five steps:
Create your account and select how you want to fund it. Through Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to help fund your new self-directed IRA.
Choose the valuable metals for your account. The valuable Metals Specialist can help you determine which metals you should invest in to gain the greatest tax advantages.
You can buy your valuable metals. Your specialist will go over your purchase and inform you that your purchase was successful when they have confirmed it.
Find a method to store your belongings. Your expert will help you understand the various ways to store your belongings. Birch Gold Group stores its customers’ assets at a number of places, such as Delaware Depository and Brink’s Global Service.
Check the status of your IRA is doing. You can contact your Specialist at any time to check on your account or make adjustments.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and items directly from them. The company sells a wide range of coins that are accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold as well as silver.
Here are a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They offer IRAs and cash payments for silver and gold. The business also offers a site with a lot of free information regarding investing in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received excellent feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your brand new IRA.
You can use money from your savings account to pay for your account.
Through Augusta’s order desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help users to set up precious metals IRAs. This IRA company is a partner for people across all fifty U.S. states. They’ve been in business for over 30 years and been able to manage more than $25 billion.
After you have purchased silver and gold to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals inside the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also a place where you can purchase real gold and silver. You just need to move funds to your Augusta account and then select the silver and gold products you want to buy. Augusta will deliver them directly to your doorstep, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the firm include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1- to 10-ounce gold bullion bars. 10- up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
The company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding goods to your IRA You can also look at a list of the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They offer silver, gold, platinum, and palladium. The company has a great review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools that can help you start these funds. On the Oxford Gold website, you will learn how to move money into an precious metal IRA, how they function, what kinds are offered and the reasons why they are good assets.
The Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company sells a wide selection of popular silver and gold coins, as well as other items such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The firm also sells a limited number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other companies that deal in precious metals in its ability to listen to clients and providing them with the tools they require to make good financial choices. The company’s website has a complete learning center to help with the buying process.
This study area comes with a number of tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
FAQs
A list of terms
When you work for Oxford Gold Group, you’ll also get to interact directly with one of the company’s Managing Partners. The person will be able to assist you with any queries you might have regarding trading or how to keep your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial perspective. This allows customers to understand the pros and cons of these investments and make better choices.
In general, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers a wide range of valuable metals that are regulated by the IRS. It also provides helpful training material for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After less than 10 years of operation, the company’s gold IRA reviews on all sites have earned it five stars.
Opening an IRA account is a big decision, so you must choose a precious metals investment company that puts the opinions of its clients and its accreditations for affiliates in the first place. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were hard to find.
Noble Gold is like other gold investment companies in that you are able to put bars and coins made of silver, gold platinum, palladium, and platinum in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS regulations all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay anywhere from $80-$200 per year for storage of your real precious metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to start using Noble Gold:
Fill out the form online to get personalized advice or open an IRA account for gold. You can speak to an expert in-house about your options during the free sessions.
Contact a Noble Gold expert to start the process of moving your gold IRA over to your new account. If you take money out from a retirement account and put into your gold IRA instead of rolling it over, you might have to pay taxes on it. Consult a tax expert first.
You can fund your precious metals IRA, and then buy the precious metals you’d like.
Choose the storage that you prefer and let Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are many kinds of valuable metals to choose from.
Many sources have rated it five stars.
Access to the advice of experts
There are many tools for training that can assist investors.
When you’re ready to sell when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated gold and silver dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for experienced precious metals investors who are knowledgeable about the market and would like to put a large portion of their assets into a gold IRA as it offers savings for large investments, but doesn’t have the tools needed to help novice investors understand. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer with options for basic gold and silver, and good ways to get help.
The following accreditations, grades and titles have been given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB awarded it an A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates, and awards, you’ll be able to find a better company than Patriot Gold Group. The company puts its customers first by offering them friendly support lines, transparent prices, and easy-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The value of gold fluctuates in real-time on the website, which means you are able to easily evaluate the risks, benefits, and costs of purchasing. You can select among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date as far back as 50 years ago.
Patriot Gold Group has a high minimal account size of $50,000 which is why it is recommended for those who have had this experience before. First year storage and maintenance costs $250 and every year following that is $200. You may have to shell out more for instance, an amount to establish an account.
To begin your journey with Patriot Gold Group, you need to do the following:
Complete the online application form to get started.
Contact a customer service representative to initiate your account restart or transfer of funds.
You can purchase valuable metals and choose how you want to store them.
You can get complimentary delivery to your safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Account fees have been eliminated for purchases over $100,000
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide selection of physical gold coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They claim they are the top gold firm within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice If you enjoy doing things online and would like to have easy access to good training tools.
It is possible to apply for an account without talking to anyone The company will give you access to a huge knowledge base, including videos, tools and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and it is awarded an A+ grade.
More than 700 users have given Google five stars.
More than 1,400 people have rated Trustpilot five stars.
Based on the reviews of AdvantageGold you can count on great customer service, excellent assistance, and clear prices in all your interactions with the company.
AdvantageGold lets you deposit platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage charges for IRA purchases are between $100 to $150. Investors also pay a $50 account-setting-up cost and a range of different annual upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To start using AdvantageGold you must complete the following steps:
Complete the form online and choose the account manager you would like to work with. You can do this first step by yourself using AdvantageGold, or you can call the customer service team for assistance tailored to your needs.
Accept the rules and policies of the company, and then share your financial documents. You may need to provide different documents about your IRA or tax obligations.
Select the method you prefer to transfer money into your account. A professional who has experience in rolling money into an gold IRA will assist you in doing this.
You can buy valuable metals and pick a secure place to store them. As a final step, you have to sign the declaration form.
AdvantageGold has the following traits that make it stand out:
When you’re ready to sell, the buy-back scheme simplifies the process.
A guide for investing in gold with your IRA.
There are many ways to learn.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions regarding how to withdraw cash
Customers on all sites give excellent review of gold IRAs.
What exactly is an IRA that is backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account that uses silver, gold, or other valuable metals instead of stocks and bonds.
To guard yourself against the effects of inflation and potential stock market crashes, you need a diversified collection of investments. Because of this, many people have started placing silver, gold and other precious metals in retirement accounts because they are a fairly safe and reliable investment.
The companies on our list help people set up gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, you should transfer the money from your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. The items must be gold or coins and must meet specific “fineness” standards. These accounts can only hold coins that are approved by the IRS like the Canadian Maple Leaf.
The best gold IRA firms make it easy and stress-free to fund and take care of the individual retirement accounts. Many companies place customers in touch with account reps who can assist them in the process.
But an agent of an account isn’t the same as a financial advisor. If you are considering adding an gold IRA to your retirement account to make it more diverse you should consult your financial advisor to determine whether it is a good idea for you.
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