A precious metals IRA, which is also known as a gold-backed IRA, can help protect your savings from market volatility and protect you from inflation. Also, valuable metals like silver and gold are different from the standard assets like stocks and bonds, which makes them an excellent way to diversify.
We reviewed the top gold IRA companies to see which precious metal IRA accounts offer the best deal. We analyzed every gold IRA company below, based on a variety of things, such as the precious metals they provide as well as the costs they impose, their storage choices they provide, their customer service, and their image.
Goldco is the most reputable and most reliable company overall in the field of gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company can receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall with regard to gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that can help you save for retirement. Goldco is a leader in the field of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco can help you safeguard the assets of different retirement accounts by shifting them into the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at the company can show you how to move the money in your account to an precious metals IRA.
This company also sells silver and gold directly to clients. You can invest your retirement savings, or other savings accounts in actual gold and silver.
If you want to start a precious metals IRA through Goldco and move or roll over your savings from your current savings account into the new IRA. Goldco makes it simple and easy for customers to complete this process by walking them through the steps:
Sign a deal saying you understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your valuable metals: Choose the precious metals you’d like to add to your investment.
Goldco sells a variety of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Marlin Gold
Silver and gold bars of different sizes can be bought. They are as pure as.9999.
Goldco also offers a program for buying back gold. If you experience a change in your circumstances and require to sell the precious metals in your account Goldco will buy them back at the most competitive buy-back price, with a guarantee.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a kit for free with details. This kit contains written, spoken, and seen guide to investing in rare metals.
We believe that overall Goldco is one of the best companies that offer gold IRAs.
One of the top companies to buy gold, silver and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you can switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you purchase gold and silver. The company is owned by a family and is located in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver if you want through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and fill out the papers.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you want to put in your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, you are able to store them with a safe storage service like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a wide range of silver and gold goods which can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
In contrast, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
Combibar Valcambi
If you purchase precious metals from American Hartford Gold, you will always be able to speak to someone about your investments and learn how they are doing. You can dial the number on the company’s website anytime to speak to your agent.
If you want to learn more about buying gold before taking the step, you can ask the company for a free guide. This guide, which is 25 pages long, provides details on how rare metals IRAs can help you take charge of the savings you have.
You can also get information about changes in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that will help you decide on which way to spend your money.
American Hartford Gold is a reliable gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews, the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to invest your gold IRA funds into Lear Capital. In this case you will be able to get assistance from a specialized expert, pay a flat fee, guarantee your purchase up to 24 hours and not pay fees for a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, focus on smooth experiences and easy access to friendly support teams, and clear pricing, among other things. To ensure that your money is in compliance with IRS standards, you must only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10- to 100-ounce bar made of your favorite metal. Prices for valuable metals change frequently to reflect changes in the market and make it easier to anticipate the price you can expect.
Follow these steps to begin by contacting Lear Capital:
You can open a rare metals IRA account by filling in an online application which takes only 10 minutes.
You should hear from the person who is responsible for your IRA within 24 hours about how to make the tax-free transfer. It could take up to five days for the money to be moved.
You can buy valuable metals, and then allow Lear Capital ship them to a safe place where they’ll be fully insured.
Create and store your IRA for free if you spend between $25,000 and $50,000 for a year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you will receive free setup and holding services.
If you make a purchase of more than $10,000 you get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
One-on-one assistance from experts in gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from every source
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, this firm has been operating and a lot of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be sure that buying in rare metals from this company is a secure and reliable process.
Birch Gold Group sells a variety of gold, silver, platinum, and palladium goods, among others. You can purchase these precious metals by themselves or use them to put money into a precious metals IRA.
This company makes it simple for you to convert your retirement savings to an precious metals IRA. With the assistance of a qualified Precious Metals Specialist, you can take these steps:
Set up your account and decide how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or roll over a 401(k) to help fund your new self-directed IRA.
Choose the best metals that will benefit your account. The valuable Metals Specialist can help you figure out which metals to invest in to gain the highest tax advantages.
You can buy your valuable metals. Your specialist will review your order and inform you that your purchase was successful once they have done so.
Choose a way to store your belongings. Your expert will help you understand the different methods to organize your items. Birch Gold Group stores its customers’ funds at a number of places like Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is doing. Contact your Specialist anytime to review your account and make any changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and items directly from them. The company sells a wide variety of coins that are accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold as well as silver.
Here are a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They offer IRAs and cash-payouts for silver and gold. This business also offers a site that contains lots of information for free on the investment in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your brand new IRA.
Make use of the money in your savings account to pay for your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people create precious metals IRAs. This IRA company works with individuals across all 50 U.S. states. They’ve been in business for over 30 years and handled more than $25 billion.
After you buy silver and gold to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in its Delaware vault, which is a safe private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. All you have to do is transfer money to your Augusta account and select the silver and gold products you wish to purchase. Augusta will deliver them to your doorstep and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion products manufactured by the company comprise things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1- to 10-ounce gold bullion bars, 10- up to 100-ounce silver bullion bar, and 90% silver bags.
Some of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA you can take a look at the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They sell gold, silver, platinum, and palladium. The company has an excellent evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools to help you get started with these funds. On the Oxford Gold website, you will learn how to transfer money to an precious metal IRA and learn how they function, what kinds are offered, and why they are good assets.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company offers a broad variety of popular silver and gold coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The firm also sells a tiny number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals firms by listening to its clients and providing them with the tools they need to make sound financial decisions. On its website, the company offers an entire learning center that can help with the buying process.
This study area has several tools, including:
Guide to investing in precious metals
Stories and news about buying gold
FAQs
A list of terms
If you are employed by Oxford Gold Group, you’ll also be able to work directly with one of the Oxford Gold Group’s Managing Partners. This person can help you answer any questions that you have regarding how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial point of view. This helps customers understand the pros and cons of these investments and make better decisions.
In the end, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an array of high-quality metals that have been approved by the IRS. It also provides helpful training materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. In less than 10 years of operation, the company’s gold IRA reviews on all sites have been awarded five stars.
Opening an IRA account is a big option, so it is important to select a gold investment company that puts the reviews of its clients and its accreditations for affiliates first. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you are able to place bars and coins made of gold, silver platinum, palladium, and platinum in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations, all rare metals IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay between $80 to $200 a year to store your precious metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to start using Noble Gold:
Fill out the online form to receive personalized advice or create an IRA account for gold. You can speak with an expert in-house about your options during the free sessions.
Talk to an Noble Gold expert to start the process of moving your existing gold IRA over to the new account. If you withdraw money of a retirement account to put into the gold IRA instead of rolling it over, you might be required to pay tax on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA and then purchase the valuable metals you want.
Select the storage you want and wait for Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are many types of precious metals that you can pick from.
Many sources gave it five stars.
Access to expert advice
There are a lot of training tools to help investors.
If you’re ready to sell, make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who are familiar with the market and want to invest a significant portion of their assets into an investment in gold IRA which offers savings for large investments but doesn’t have the tools needed to help new investors learn. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer that offers basic silver and gold and helpful ways to seek help.
The following grades, accreditations and titles have been given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB gave the BBB the A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its clients by offering them friendly assistance lines, straightforward pricing, and simple-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The value of gold is updated in real time through the site, which means you can easily see the risks, benefits, and costs associated with your purchase. You can choose from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, therefore it is best for buyers who have previously had this service. The initial year of storage and maintenance costs $250, and each year thereafter costs $200. You may have to shell out more such as a fee to set up an account.
To begin with Patriot Gold Group, you have to follow these steps:
Complete the online application for a new account to start.
Contact a customer service worker to initiate your account restart or transfer of funds.
You can buy valuable metals and decide how you want to keep them.
You can receive complimentary delivery to your safe locker.
Investors can get these important things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Account fees have been eliminated for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to helpful customer service
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide choice of physical gold coins as well as bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim they are the best gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you when you love doing things online and would like to have easy access to good training tools.
You can apply for an account with no need to talk to a person, and the company gives access to a vast knowledge base with tools, videos, and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars and it is awarded an A+ grade.
More than 700 users have awarded Google five stars.
More than 1,400 customers have rated Trustpilot five stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, fantastic assistance and transparent prices in all your interactions with the company.
AdvantageGold allows you to put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage fees for IRA purchases are between $100 to $150. Investors also pay a $50 account-setting-up cost and a variety of yearly upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To begin using AdvantageGold To begin using AdvantageGold, you must follow these steps:
Complete the form online and choose the account manager you want. You can do this first step on your own with AdvantageGold, or you can contact the customer support team for assistance tailored to your needs.
Accept the rules and policies of the company, and then share your financial documents. You may need to show various documents regarding your IRA or taxes.
Select the method you prefer to transfer money in your account. A professional who has experience in rolling over money into a gold IRA can assist you with this.
You can purchase valuable metals and select a secure location to store them. As the last step, you must complete the declaration form.
AdvantageGold has the following traits which make it stand out from the crowd:
If you’re ready to sell the property, the buy-back program makes it easy.
A free guide to investing in gold through your IRA.
There are many methods to study.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions on how to withdraw money
Customers on all sites leave glowing reviews of gold IRAs.
What is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account which makes use of gold, silver or other precious metals instead of stocks or bonds.
To protect yourself from the risk of inflation and stock market crashes, you require a variety of investments. Because of this, a lot of people are now putting gold, silver, and other valuable metals into their retirement accounts because they are a fairly safe and reliable investment.
The companies listed on our list help people set the gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, you should move the money in your retirement savings to an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. The items must be gold or coins and must meet specific “fineness” standards. These accounts can only hold coins that are approved by the IRS, like the Canadian Maple Leaf.
The best gold IRA firms make it easy and painless to fund and take care of these retirement accounts for individuals. Many businesses put customers in touch with account reps who can help them through the process.
However, an agent for an account isn’t the same as a financial advisor. If you’re considering adding a gold IRA to your retirement account to diversify it you should consult your financial adviser first to find out whether it’s a good idea for you.
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