A precious metals IRA or, more commonly called a gold-backed IRA can help protect your money from volatility in the market and protect you against inflation. Additionally, precious metals such as silver and gold are different from traditional assets like bonds and stocks, which makes them a good option to diversify.
We looked at the best gold IRA companies to determine what precious metal IRA accounts are the most beneficial. We evaluated each gold IRA company below based upon a range of things, such as the valuable metals they offer, the fees they impose, the storage choices they offer and their customer service as well as their appearance.
Goldco is one of the most reputable and most reliable company in the field of gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: New sales can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall in the field of gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that will help you save more for retirement. Goldco is a leading company in the field of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets in a variety of retirement accounts by moving them to a precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at the company can show you how to transfer the funds in your account to an precious metals IRA.
This company also sells silver and gold directly to clients. You can put your retirement savings, or money from other savings accounts in actual gold and silver.
If you’re looking to establish a precious metals IRA through Goldco move or rollover your assets from your savings account into the new IRA. Goldco makes it easy and stress-free for customers to accomplish this by walking them through the following steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Purchase your precious metals: Select the precious metals that you want to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Marlin Gold
Bars of silver and gold in different sizes can also be bought. They are as pure as.9999.
Goldco also has a program to buy back gold. If you experience a change in your circumstances and need to sell the precious metals that are in your account, Goldco will buy these back for the best buy-back price, guaranteed.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit that includes information. The kit includes written spoken, spoken, and a visual guide to investing in rare metals.
Overall, we think Goldco is among the best companies to provide gold IRAs.
One of the top companies to buy gold, silver as well as platinum, through an IRA.
A reputable company with clear prices
With a gold IRA move, you can alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is owned by a family and is based in Los Angeles, CA. It has received numerous awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver if you want through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill in the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you would like to put in your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, you are able to store them with a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a wide range of gold and silver products that can be bought directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
On the other hand, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
Combibar Valcambi
When you buy valuable metals from American Hartford Gold, you will always be able to speak to someone about your investment and learn how they are doing. You can call the number on the company’s website at any time to talk to your representative.
If you’re interested in learning more about buying gold prior to taking the next step to buy it, you can ask the company for a free guide. This guide of 25 pages contains valuable details on how rare metals IRAs can help you take charge of your savings.
You can also get information about changes in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on which way to spend your money.
American Hartford Gold is a trusted gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews and the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to put your gold IRA funds into Lear Capital. In this scenario you will be able to get assistance from a specialized expert or pay a fixed fee and guarantee your purchase up to 24 hours and avoid charges for a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, emphasize smooth experiences with easy access to knowledgeable support teams, and clear pricing, among other things. To make sure your money meets IRS standards, you should only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10- 100-ounce bar made of your favorite metal. Prices for valuable metals change frequently to reflect market changes and make it easy to be aware of what you should expect.
Follow these steps to start by contacting Lear Capital:
You can open a rare metals IRA account by filling in a simple online application that takes just 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours regarding how to make the tax-free move. The money could take as long as five days to be transferred.
You can purchase valuable metals and allow Lear Capital ship them to an appropriate location where they’ll be fully insured.
Set up and store your IRA at no cost if you spend at least $25,000 to $50,000 in a single year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you get free set-up and hold services.
If you invest more than $10,000, you will receive the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable cost
One-on-one assistance from experts on gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from every source
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, this company has been in business and a large number of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be confident that purchasing rare metals through Birch Gold Group is a secure and reliable process.
Birch Gold Group sells a wide range of silver, gold, platinum, and palladium goods in addition to other. You can purchase these precious metals on their own, or use them to put money into a precious metals IRA.
This company makes it simple for you to move your retirement savings to an precious metals IRA. With the help of a trained Precious Metals Specialist, you can take these five steps:
Set up your account and choose the method of funding it. Through Birch Gold Group, you can move an IRA or transfer a 401(k) for funding your new self-directed IRA.
Select the most valuable metals that will benefit your account. Your valuable Metals Specialist can help you determine which metals you should invest in to get the greatest tax benefits.
You can buy your valuable metals. Your specialist will review your order and let you know that the purchase was successful when they have confirmed it.
Find a method to store your items. Your expert will help you understand the various ways to store your items. Birch Gold Group stores its customers’ investments at various locations like Delaware Depository and Brink’s Global Service.
Check how your IRA is performing. Contact your Specialist at any time to check your account and make any changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium items directly from the company. The company sells a wide selection of gold and silver coins accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold as well as silver.
These are just a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They provide IRAs and cash-payouts for gold and silver. This company also has a website that contains many free information about the investment in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your new IRA.
Make use of the money in your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers set up precious metals IRAs. This IRA company is a partner for people across all 50 U.S. states. They’ve been operating for more than 30 years and have been able to manage more than $25 billion.
After you buy silver and gold to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals inside the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. All you have to do is transfer money into your Augusta account and then select the silver and gold products you want to buy. Augusta will bring them right to your door and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the company include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10-ounce bullion gold bars, 10- to 100-ounce silver bullion bars and 90 silver bags containing 97 percent.
A few of the company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding goods to your IRA, you can also take a look at the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They offer silver, gold, platinum, and palladium. The company has a fantastic rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools available to help you get started with these funds. On the Oxford Gold website, you can learn how to transfer money into an precious metal IRA, how these IRAs work and what types are available, and why they are a good investment.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver platinum, palladium, and. The company sells a vast range of gold and silver coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The firm also sells a small number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals companies by listening to clients and giving them the tools needed to make good financial choices. On its website, the company offers an entire learning center that can aid buyers in the purchasing process.
This study area includes several tools that include:
Guide to investing in precious metals
News and stories about buying in gold
FAQs
A list of terms
When you join the Oxford Gold Group, you’ll also have the opportunity to work directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to help you answer any questions that you may have about how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This helps customers understand the advantages and disadvantages of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers an extensive selection of precious metals that have been approved by the IRS. It also offers helpful educational materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After just a few years of operation Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening an gold IRA account is a good decision, so you must choose a precious metals investment firm that values the reviews of its clients and the accreditations of its affiliates first. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can place bars and coins composed of silver, gold, platinum, and palladium into your IRA. There are many different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are scarce, like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules the rare metals that are included in IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anywhere from $80-$200 per year for storage of your real valuable metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to begin using Noble Gold:
Fill out the online form to receive an individualized advice or to open an IRA account for gold. You can speak to an in-house expert about your options during the free sessions.
Talk to an Noble Gold expert to start the process of moving your gold IRA over to the new account. If you withdraw money from a retirement account and transfer to the gold IRA instead of rolling it over, you may be required to pay taxes on it. Talk to a tax expert first.
Fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose your storage and let Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are a variety of precious metals to pick from.
Many sources have rated it five stars.
Free access to the advice of experts
There are a lot of training tools to help investors.
When you’re ready to sell, make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for experienced precious metals investors who are familiar with the market and want to put a large portion of their money into a gold IRA which offers savings for big investments but lacks the tools needed to help novice investors understand. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer with options for basic gold and silver, and helpful ways to seek help.
The following grades, accreditations and titles have been given to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB awarded it an A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates, and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its customers by giving them helpful support lines, clear prices, and simple to use services that meet IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The value of gold is updated in real time on the website, which means you can easily see the risks, benefits and costs of your purchase. You can choose among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date as far back as 50 years ago.
Patriot Gold Group has a large minimal account size of $50,000 so it is recommended to go with buyers who have previously had this service. The initial year of storage and maintenance costs $250 and each year after that costs $200. There may be a need to shell out more like the cost to open an account.
To start your journey with Patriot Gold Group, you have to follow these steps:
Fill out the online application for a new account to get started.
Contact a customer service worker to start your account restart or movement of funds.
You can purchase valuable metals and pick the way you’d like to store them.
You can receive free delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Fees for accounts have been waived for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a great variety of gold physical coins and bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim they are the top gold company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice when you love doing things online and need easy access to quality training tools.
The application process is simple without speaking to a person, and the company gives you access to a huge knowledge base that includes videos, tools, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars and the A+ rating.
Over 700 customers have rated Google 5 stars.
More than 1,400 people have rated Trustpilot five stars.
Based on the reviews of AdvantageGold you can count on great customer service, excellent assistance, and clear prices in all your interactions with AdvantageGold.
AdvantageGold allows you to put gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage charges for IRA purchases are between $100-$150. Investors also pay a $50 account set-up fee and a range of different annual upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To start using AdvantageGold, you need to follow these steps:
Fill out the online form, and select the account manager you would like to work with. You can complete this initial step on your own using AdvantageGold or contact the customer service team for personalized assistance.
Accept the rules and guidelines of the company, and then provide your financial documents. You may be required to present different documents about your IRA or taxes.
Select the method you prefer to transfer funds into your account. A expert in rolling over money into a gold IRA can assist you with this.
You can purchase precious metals and select a secure place to store them. As a final step, you must sign the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out from the crowd:
If you’re ready to sell the house, the buy-back plan simplifies the process.
A free guide on investing in gold through your IRA.
There are a variety of ways to learn.
There are no minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions for withdrawing cash
Customers on all sites give great feedback on gold IRAs.
What exactly is an IRA that is backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account that uses gold, silver, or other valuable metals instead bonds.
To guard yourself against the effects of inflation and potential stock market crashes, you should have a diverse portfolio of investments. This is why a lot of people are placing silver, gold and other precious metals in their retirement accounts because they are relatively safe and dependable investment.
The companies on our list assist people in setting up gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, you should transfer the money in your retirement savings to an account that is new.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. These items have to be gold or coins and meet certain “fineness” standards. These accounts can only hold coins that are accepted by the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it simple and stress-free to fund and take care of these retirement accounts for individuals. Many companies put clients in contact with account representatives who can assist them in the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you’re considering adding an gold IRA to your retirement account to diversify it, you should talk to your financial advisor first to determine whether it’s a good idea for you.
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