A precious metals IRA that is also called a gold-backed IRA can help protect your money from volatility in the market and protect you from inflation. Additionally, precious metals such as gold and silver are very different from traditional assets like stocks and bonds which makes them a great way to diversify.
We looked at the top gold IRA companies to determine which precious metal IRA accounts are the best deal. We analyzed every gold IRA company below based upon a range of factors, including the quality of the metals they offer and the charges they charge, the storage options they provide, their customer service, and their image.
Goldco is the most reputable and most reliable company in the field of gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: The new sales could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that can help you save for retirement. This company is the leader in the business of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will help you protect the assets in a variety of retirement accounts by transferring them to an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert from Goldco can guide you on how to transfer the funds that is in the account to an precious metals IRA.
This company also sells silver and gold directly to its customers. You can put your retirement savings as well as money from other savings accounts in real gold and silver.
If you want to start an precious metals IRA through Goldco move or rollover your assets from your savings account into the new IRA. Goldco makes it easy and painless for customers to complete this process by walking them through the steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your precious metals Choose the precious metals you want to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Bars of silver and gold in different sizes can also be purchased. They are as pure as.9999.
Goldco also offers a program to buy back gold. If you experience a change in your circumstances and need to sell the valuable metals in your account Goldco will buy these back for the highest buy-back price, with a guarantee.
If you’re considering investing in a rare metals IRA, Goldco will send you a free kit that includes information. The kit includes written spoken, spoken, and a visual guide to investing in rare metals.
We believe that overall Goldco is one of the best companies to offer gold IRAs.
One of the best companies to buy silver, gold and platinum through an IRA.
A reputable business with transparent prices
With the gold IRA move, you are able to alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy in silver and gold. The company is run by a family, and is headquartered in Los Angeles, CA. It has won several awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and complete the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you would like to put in your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, keep them in a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of gold and silver goods that can be purchased directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to speak to someone about your investment and learn what they’re doing. You can dial the number on the website at any time to talk to your agent.
If you’re interested in learning more about purchasing gold prior to taking the next step, you can ask the firm for a free guide. This guide of 25 pages contains valuable information on the ways that rare metals IRAs can help you take charge of your savings.
You can also find out about changes in the market for gold by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine what to invest in.
American Hartford Gold is a trusted gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews and the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to put your gold IRA funds into Lear Capital. In this case, you can get help from a specialist or pay a fixed fee and make sure that the purchase is guaranteed for 24 hours, and avoid charges when you make a large payment.
The following are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, focus on smooth experiences and easy access to friendly help desks, and clear prices, among other things. To make sure your money is in compliance with IRS standards, you must only work with a certified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be placed in an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10to 100-ounce bar made of your favorite metal. Prices for precious metals are always changing to reflect changes in the market and make it easier to know the price you can expect.
Follow these steps to get started using Lear Capital:
You can open an rare metals IRA account by filling in a simple online application which takes only 10 minutes.
You should hear from the person in charge of the IRA within 24 hours of how to make the tax-free transfer. It can take anywhere from five to seven days for your money to be transferred.
You can purchase precious metals, and then let Lear Capital ship them to an appropriate location where they’ll be fully insured.
Set up and keep your IRA for free if spend between $25,000 and $50,000 for a year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you receive free setup and holding services.
When you make a purchase of more than $10,000 you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat cost
One-on-one help from pros on gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from every source
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, the company has been operating and a lot of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be assured that buying in rare metals from this company will be a safe and dependable process.
Birch Gold Group sells a wide range of silver, gold, platinum, and palladium goods, among others. You can buy these metals on their own or make use of them to deposit money into a precious metals IRA.
This company makes it simple for you to transfer your retirement savings into a precious metals IRA. With the assistance of a certified Precious Metals Specialist You can follow these five steps:
Create your account and select which method you would like to fund it. With Birch Gold Group, you can move an IRA or roll over an existing 401(k) to help fund your self-directed IRA.
Choose the valuable metals that will benefit your account. Your precious Metals Specialist can help you determine which metals to invest in to gain the most tax benefits.
You can purchase your precious metals. Your Specialist will look over your purchase and inform you that the purchase was successful after they have completed the transaction.
Find a method to store your things. Your Specialist will show you the various methods to organize your belongings. Birch Gold Group stores its customers’ assets at a number of places including Delaware Depository and Brink’s Global Service.
Find out how your IRA is going. You can call your Specialist at any time to check your account or make changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium products directly from them. The company offers a wide selection of coins that are accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold as well as silver.
These are just a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They offer IRAs and cash-payouts for gold and silver. The company also has a website with many free information regarding investing in rare metals and setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your new IRA.
Make use of the money in your savings account to pay for your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people set up precious metals IRAs. This IRA company is a partner for people in all 50 U.S. states. They have been in business for over 30 years and managed more than $25 billion.
After you buy silver and gold for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an option to buy real gold and silver. It’s as simple as transferring money into your Augusta account and select the silver and gold products you want to buy. Augusta will deliver them directly to your doorstep, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the firm include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10 ounce bullion gold bars, 10- up to 100-ounce silver bullion bar, and 90 silver bags containing 97 percent.
The company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA You can also check out the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that assists people in setting the gold IRAs. They offer silver, gold platinum, palladium, and. The company has an excellent evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools that can help you start these funds. On the Oxford Gold website, you can find out how to move money into an precious metal IRA and learn how they function and what kinds are available and the reasons they are great investments.
The Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company offers a broad variety of popular silver and gold coins, as well as other items like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The firm also sells a tiny number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals companies in its ability to listen to clients and providing them with the tools they need to make sound financial decisions. On its website, the company provides a full learning center to assist buyers.
This study area comes with several tools, including:
Guide to investing in precious metals
News and stories about buying in gold
A list of terms
When you work for Oxford Gold Group, you’ll also be able to work directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to assist you with any queries you might have about how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from an impartial point of view. This lets customers learn the pros and cons of these investments and make better choices.
Overall, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides an array of high-quality metals that are regulated by the IRS. It also has helpful teaching materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. In less than 10 years in operation, the company’s gold IRA reviews on all websites have earned it five stars.
Opening an gold IRA account is a good decision, so you must choose a precious metals investment firm that places the opinions of its clients and the accreditations of its affiliates first. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were hard to find.
Noble Gold is like other gold investment companies in that you can put coins and bars made of silver, gold platinum, palladium, and tin in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce such as the 1oz Austrian Silver Philharmonic Coin. To comply with IRS rules, all rare metals IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay between $80-$200 per year for storage of your valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to start using Noble Gold:
Fill out the online form to get an individualized advice or to open an IRA account for gold. You can speak with an expert in-house about your options during free sessions.
Speak to an Noble Gold expert to start the process of moving your existing gold IRA over to the new account. If you withdraw money from a retirement account and put into your gold IRA instead of rolling it over, you could have to pay taxes on it. Talk to a tax expert first.
You can fund your precious metals IRA and then purchase the precious metals you’d like.
Select the storage you want and wait for Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are many kinds of valuable metals to choose from.
Several sources have rated it five stars.
Free access to the advice of experts
There are a lot of training tools that can help investors.
When you’re ready for selling, make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated silver and gold dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are familiar with the market and wish to put a large portion of their wealth into a gold IRA, since it gives savings for large investments but lacks the tools needed to help novice investors understand. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer with options for basic silver and gold and the best ways to get assistance.
The following grades, accreditations and titles were awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB awarded the BBB an A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its customers by providing them with helpful assistance lines, straightforward pricing, and simple-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. Gold prices fluctuates in real time on the website, so you are able to easily evaluate the benefits, risks, and costs associated with your purchase. You can pick from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from as early as 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, therefore it is best for buyers who have previously had this service. First year storage and upkeep costs $250, and each year thereafter costs $200. There may be a need to pay more, such as a fee to set up an account.
To begin your journey with Patriot Gold Group, you must do the following:
Fill out the online application for a new account to start.
Contact a customer service worker to initiate your account restart or to transfer funds.
You can purchase precious metals and pick the way you’d like to store them.
You can receive complimentary delivery to your safe locker.
Investors can get these important things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Fees for accounts have been waived for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a great selection of physical gold coins as well as bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim they are the best gold company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you If you enjoy doing things online and need easy access to quality training tools.
It is possible to apply for an account without speaking to anyone The company will give you access to a huge knowledge base with tools, videos and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars, and the A+ rating.
Over 700 customers have rated Google 5 stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, great help and clear pricing throughout your interactions with AdvantageGold.
AdvantageGold lets you put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage charges for IRA purchases range from $100 to $150. Investors are also required to pay a $50 account-setting-up cost and a range of different annual upkeep charges. AdvantageGold has no minimum payments which is a great thing.
To start using AdvantageGold you must follow these steps:
Complete the form online and choose the account manager you would like to work with. You can complete the first step on your own with AdvantageGold, or you can contact the customer service team for personalized help.
Accept the rules and policies of your company and then provide your financial documents. You may need to show various documents regarding your IRA or tax obligations.
Select the method you prefer to put money in your account. An expert in rolling money over into an gold IRA will help you do this.
You can purchase precious metals and choose a safe place to store them. As a final step, you need to sign the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out from the crowd:
When you’re ready to sell the property, the buy-back program simplifies the process.
A guide for investing in gold through your IRA.
There are a variety of options to get involved in learning.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources with step-by-step instructions on how to withdraw cash
Customers on all sites give great reviews of gold IRAs.
What is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account which makes use of silver, gold or other precious metals instead of stocks or bonds.
To guard yourself against the risk of inflation and market crashes, you need a diversified collection of investments. Due to this, a lot of people are now putting gold, silver and other precious metals into their retirement accounts due to them being a fairly safe and reliable investment.
The companies listed on our list help people set in place gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You shouldn’t start a gold IRA from scratch. Instead, transfer the funds in your retirement savings into a new tab.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. These items have to be either coins or gold and must meet specific “fineness” standards. These accounts are only able to hold coins that are OK with the IRS like the Canadian Maple Leaf.
The best gold IRA firms make it easy and painless to manage and fund the individual retirement accounts. Many businesses put clients in contact with account reps who can help them through the process.
But an agent of an account isn’t the same as a financial advisor. If you are considering adding gold IRA to your retirement account to diversify it, you should talk to your financial advisor to determine whether it’s a good idea for you.