A precious metals IRA or, more commonly called a gold-backed IRA will help safeguard your investment from the volatility of markets as well as protect you from inflation. Additionally, precious metals like gold and silver are very different from the standard assets like bonds and stocks which makes them an excellent way to diversify.
We looked at the top gold IRA firms to determine the best precious metal IRA accounts are the best value. We analyzed every gold IRA company below based upon a range of factors, including the quality of the metals they offer and the charges they charge, the storage choices they provide, their customer service, and even their reputation.
Goldco is among the most reputable and most reliable company overall in the field of gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: New sales could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall in the field of gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that will help you save more for retirement. Goldco is a leader in the business of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to safeguard the assets of different retirement accounts by shifting them into an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert from the company can show you how to transfer the money that is in the account to an precious metals IRA.
This company also sells gold and silver directly to customers. You can invest your retirement savings as well as other savings accounts into real silver and gold.
If you are looking to open a precious metals IRA through Goldco move or rollover the assets you have in your current savings account into the new IRA. Goldco makes it easy and stress-free for customers to do this by walking them through the steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Purchase your precious metals: Select the precious metals that you’d like to add to your investment.
Goldco sells a variety of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of various sizes can also be purchased. They’re as pure as.9999.
Goldco also has a program for buying back gold. If your situation changes and you require to sell the valuable metals in your account Goldco will purchase these back for the best buy-back price, with a guarantee.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a free kit with information. The kit includes written and spoken guide to investing in rare metals.
We believe that overall Goldco is among the top companies that provide gold IRAs.
One of the most trusted companies to purchase silver, gold and platinum through an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is run by a family of employees and is located in Los Angeles, CA. It has won several awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver in your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Select the silver or gold items you would like to put in your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, you are able to store them in a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a broad range of gold and silver products that can be purchased directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always talk to a person about your investment and learn what they’re doing. You can dial the number on the company’s website at any time to talk to an agent.
If you’d like to know more about purchasing gold prior to taking the next step, you can ask the firm for a free guide. This guide, which is 25 pages long, provides information on the ways that rare metals IRAs can assist you in taking charge of the savings you have.
You can also get information about changes in the gold market by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that will help you decide on how to spend.
American Hartford Gold is a reliable gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews as well as the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to invest your gold IRA money into Lear Capital. In that case, you can get help from a specialist or pay a fixed fee and make sure that the purchase is guaranteed up to 24 hours and not pay fees when you make a large payment.
The following are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, are focused on smooth experiences, easy access to helpful help desks, and clear prices among other things. To ensure that your money is in compliance with IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, silver, and platinum coins and bars which can be put into an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10- 100-ounce bar made of your favorite metal. Prices for valuable metals are always changing to reflect market changes and make it easier to anticipate what to expect.
Follow these steps to begin using Lear Capital:
You can create an rare metals IRA account by filling in an online form that only takes 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours about how to make the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can purchase precious metals, and then let Lear Capital ship them to an appropriate location where they’ll be fully insured.
Create and store your IRA for free if spend between $25,000 and $50,000 for one year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account over $25,000, you get free set-up and holding services.
When you make a purchase of more than $10,000 you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
Assistance from a professional in gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from every source
Costs are clear because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to buy rare metals, either directly or through an IRA. Since 2003, the company has been operating and a large number of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be confident that purchasing rare metals through this company is a secure and dependable process.
Birch Gold Group sells a variety of silver, gold platinum, and palladium goods, among others. You can buy these metals on their own or make use of them to deposit money into an precious metals IRA.
This company makes it simple for you to transfer the retirement savings you have saved into an precious metals IRA. With the help of a certified Precious Metals Specialist You can follow these five steps:
Create your account and decide how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or roll over a 401(k) to help fund your new self-directed IRA.
Choose the best metals to invest in for your account. Your precious Metals Specialist can help you determine which metals to invest in to get the highest tax advantages.
You can purchase your precious metals. Your specialist will review your order and inform you that the purchase was successful after they have completed the transaction.
Find a storage solution for your things. Your Specialist will show you the various methods to organize your items. Birch Gold Group stores its customers’ investments at various locations including Delaware Depository and Brink’s Global Service.
Check what you IRA is going. Contact your Specialist at any time to review your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium products directly from the company. The company sells a wide variety of coins that are OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
These are just a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They offer IRAs and cash payments for gold and silver. The firm also runs a website that contains a lot of free information on the investment in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
Make use of the money in your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help users set up precious metals IRAs. This IRA company is a partner for people from all fifty U.S. states. They have been in business for over 30 years and managed more than $25 billion.
After you have purchased gold and silver for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. It’s as simple as transferring funds to your Augusta account and choose the silver and gold products you’d like to purchase. Augusta will bring them right to your doorstep and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion products manufactured by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars. 10 up to 100-ounce silver bullion bar and 90% silver bags.
Some of the company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA, you can also take a look at the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They sell gold, silver platinum, palladium, and. The company has a great evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools available to help you start these funds. On the Oxford Gold website, you can learn how to move money to an precious metal IRA, how these IRAs work and what kinds are available and the reasons they are great investments.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold platinum, palladium, and. The company sells a wide selection of gold and silver coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The firm also sells a small amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals firms in its ability to listen to customers and providing them with the tools they require to make informed financial decisions. The company’s website has a complete learning center to assist buyers.
This study area includes many tools which include:
Guide to investing in precious metals
Stories and news about buying gold
A listing of terms
When you join the Oxford Gold Group, you’ll also get direct access to one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to help you answer any questions that you might have regarding trading or how to store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from a neutral point of view. This lets customers learn the pros and cons of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA firms because it provides an array of high-quality metals that are regulated by the IRS. It also offers helpful educational materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After less than 10 years in operation, the company’s gold IRA reviews on all websites have won it five stars.
Opening an gold IRA account is a big option, so it is important to select a gold investment company that puts the opinions of its clients as well as the certifications of its affiliates in the first place. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can put coins and bars made of gold, silver platinum, palladium, and platinum in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce, like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS rules the rare metals that are included in IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anywhere from $80 to $200 a year to store your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to begin using Noble Gold:
Fill out the form online to receive an individualized advice or to open an IRA account for gold. You can speak to an in-house expert about your options during free sessions.
Contact an Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you withdraw money of another retirement account to transfer to the gold IRA instead of rolling it over, you may be required to pay tax on it. Consult a tax professional first.
Fund your precious metals IRA, and then buy the precious metals you’d like.
Choose the storage that you prefer, and then let Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are a variety of precious metals to pick from.
Many sources have rated it five stars.
Access to expert advice
There are many training tools to help investors.
If you’re ready to sell, a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated silver and gold dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who know the market and would like to invest a significant portion of their wealth into an investment in gold IRA which offers savings for large investments but lacks many tools to help investors who are new. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer with options for basic gold and silver, and good ways to get help.
The following grades, accreditations, and titles have been given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB gave the BBB an A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates, and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its customers by providing them with helpful support lines, clear prices, and easy-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The value of gold changes in real time on the website, so you are able to easily evaluate the risks, benefits, and costs associated with your purchase. You can choose from a variety of gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 which is why it is best for buyers who have previously had this service. First year storage and maintenance costs $250 and every year following that is $200. You may have to shell out more like an amount to establish an account.
To begin working with Patriot Gold Group, you have to follow these steps:
Fill out the online account application to start.
Contact a service representative to start your account restart or movement of funds.
You can buy valuable metals and decide how you’d like to keep them.
You can receive complimentary delivery to your safe locker.
Investors can get these important items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Fees for accounts have been waived for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a great choice of physical gold coins and bullion.
AdvantageGold is one of the best companies for gold IRAs. They say they are the top gold-producing company within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice If you enjoy doing things online and would like to have easy access to high-quality training tools.
It is possible to apply for an account with no need to talk to anyone The company will give access to a vast knowledge base that includes tools, videos, and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars with an A+ rating.
Nearly 700 of their customers have awarded Google five stars.
More than 1,400 users have given Trustpilot 5 stars.
Based on AdvantageGold’s reviews you can count on great customer service, great help and transparent prices in all of your contacts with the company.
AdvantageGold allows you to put gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage charges for IRA purchases range from $100 and $150. Investors are also required to pay a $50 account set-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To begin using AdvantageGold, you need to follow these steps:
Complete the online form, and choose the account manager you’d like to choose. You can complete the first step on your own with AdvantageGold, or you can contact the customer service team for assistance tailored to your needs.
Accept the policies and rules of the company, and then share your financial documents. You may be required to present different papers about your IRA or tax obligations.
Choose the way you want to transfer funds into your account. A professional who has experience in rolling over money into a gold IRA will assist you in doing this.
You can purchase valuable metals and choose a safe storage space for them. In the final step, you must sign the declaration form.
AdvantageGold has the following characteristics that make it stand out from the crowd:
If you’re ready to sell, the buy-back scheme makes it easy.
A free guide to investing in gold with your IRA.
There are a variety of ways to learn.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has named us the most trusted gold IRA company over the last seven years.
Step-by-step directions regarding how to withdraw cash
Customers on all sites give great review of gold IRAs.
What is an IRA that is backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account which makes use of silver, gold, or other valuable metals instead of stocks and bonds.
To protect yourself from the risk of inflation and stock market crashes, you should have a diverse portfolio of investments. Due to this, many people have started putting gold, silver and other precious metals in retirement accounts since they are a fairly safe and reliable investment.
The companies listed on our list assist people in setting in place gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, move the funds in your retirement savings to a new tab.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. The items must be either coins or gold and meet certain “fineness” standards. These accounts can only hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it easy and easy to set up and manage these retirement accounts for individuals. Many businesses put clients in contact with account representatives who can help them through the process.
But an agent of an account isn’t the same as a financial advisor. If you are considering adding a gold IRA to your retirement account to make it more diverse You should speak to your financial advisor first to see if it makes sense for you.