A precious metals IRA or, more commonly known as a gold-backed IRA will help safeguard your investment from the volatility of markets and safeguard your investment from inflation. Also, valuable metals like gold and silver are very different from traditional assets like stocks and bonds which makes them an excellent option to diversify your portfolio.
We looked at the top gold IRA companies to see what precious metal IRA accounts offer the best value. We evaluated each gold IRA company below, based on a variety of things, such as the precious metals they provide as well as the costs they charge, the storage choices they offer and their customer service and even their reputation.
Goldco is among the most trusted and best company generally for gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: The new sales may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the best company with regard to gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that can help you save more for retirement. Goldco is a leading company in the business of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to safeguard the assets of a variety of retirement accounts by shifting them to an precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b), a precious metals expert from the company can show you how to transfer the funds in your account to a precious metals IRA.
This business also sells gold and silver directly to clients. You can put your retirement savings, or money from other savings accounts into real gold and silver.
If you want to start an precious metals IRA through Goldco, move or rollover your savings from your savings account into the new IRA. Goldco makes it easy and easy for customers to complete this process by guiding them through the steps:
Make a commitment to know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your precious metals Select the precious metals you’d like to add to your investment.
Goldco sells a variety of different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Silver and gold bars of various sizes can also be purchased. They are as pure as.9999.
Goldco also offers a program to buy back gold. If you experience a change in your circumstances and have to sell the valuable metals that are in your account, Goldco will purchase them back at the best buy-back price, with a guarantee.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a kit for free with information. This kit contains a written, spoken, and seen instructions on investing in rare and precious metals.
Overall, we believe Goldco is among the best companies that offer gold IRAs.
One of the best companies for buying in silver, gold and platinum via an IRA.
reputable business with clear prices
With a gold IRA move, you can change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you purchase gold and silver. The company is run by a family, and is headquartered in Los Angeles, CA. It has received numerous awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and fill in the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Select the silver or gold items you wish to place in your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, you are able to keep them with a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a broad range of gold and silver products which can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
However, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always speak to someone about your investment and learn what they are doing. You can dial the number listed on the company’s website at any time to talk to an agent.
If you’d like to know more about purchasing gold prior to making the move, you can ask the business for a complimentary guide. This guide, which is 25 pages long, provides information about how rare metals IRAs can help you take control of your money.
You can also find out about changes in the gold market by going to the News and Charts part of the American Hartford Gold website. The site also has articles that will help you decide on which way to spend your money.
American Hartford Gold is a reliable gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews, the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to put your gold IRA funds into Lear Capital. In this scenario you will be able to get assistance from a specialist and pay a flat amount, guarantee your purchase for 24 hours, and not pay fees for a large payment.
These are the Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, are focused on smooth experiences with easy access to knowledgeable assistance teams and clear pricing, among other things. To make sure your money meets IRS standards, you must only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10- to 100-ounce bar of your favorite metal. Prices for valuable metals are always changing to reflect market changes and make it easy to know what you should expect.
Follow these steps to begin with Lear Capital:
You can open an rare metals IRA account by filling in a simple online application which takes only 10 minutes.
You should hear from the person who is responsible for your IRA within 24 hours of how to complete the tax-free move. It could take up to five days for the money to be moved.
You can buy valuable metals and allow Lear Capital ship them to an appropriate location where they’ll be fully insured.
Create and keep your IRA at no cost if you invest at least $25,000 to $50,000 in a single year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you get free setup and holding services.
When you make a purchase of more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at the flat cost
One-on-one assistance from experts in gold IRA buying
Many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals, either directly or through an IRA. Since 2003, the firm has been operating, and thousands of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be sure that buying rare metals through this company will be a safe and dependable process.
Birch Gold Group sells a variety of gold, silver, platinum, and palladium goods in addition to other. You can buy these metals on their own, or use them to deposit money into a precious metals IRA.
The company makes it simple for you to convert your retirement savings into a precious metals IRA. With the assistance of a trained Precious Metals Specialist you can follow these steps:
Set up your account and decide which method you would like to fund it. Through Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) to fund your self-directed IRA.
Select the most valuable metals that will benefit your account. Your precious Metals Specialist can help you determine which metals to invest in to gain the highest tax benefits.
You can purchase your precious metals. Your Specialist will look over your purchase and inform you that the purchase was successful once they have done so.
Choose a way to store your things. Your Specialist will show you the various ways to store your belongings. Birch Gold Group stores its customers’ funds in a variety of locations like Delaware Depository and Brink’s Global Service.
Check how you IRA is going. Contact your Specialist anytime to review your account and make any changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium products directly from them. The company sells a wide range of coins that are deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold as well as silver.
These are just a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They provide IRAs and cash-payouts for gold and silver. The company also has a website with a lot of free information about investing in rare metals and establishing an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting the new IRA.
You can use money from your savings account to fund your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers set up precious metals IRAs. This IRA company is a partner for people across all fifty U.S. states. They have been in business for over 30 years and managed more than $25 billion.
When you purchase silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals inside the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. All you have to do is transfer money to the Augusta account and then select the silver and gold products you wish to purchase. Augusta will deliver them to your doorstep and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods made by the firm include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10 ounce bullion gold bars, 10 up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
Some of the company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA, you can also check out the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They sell silver, gold, platinum, and palladium. The company has a fantastic evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools available to assist you in establishing these funds. On the Oxford Gold website, you will learn how to transfer money to a precious metal IRA and how these IRAs work and what types are available and the reasons why they are great investments.
The Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company sells a wide selection of popular silver and gold coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The company also sells a small number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals firms in its ability to listen to clients and giving them the tools they require to make informed financial decisions. On its website, the company offers an entire learning center that can help with the buying process.
This study area has many tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also be able to interact directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to answer any questions you might have about how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial point of view. This helps customers understand the advantages and disadvantages of these investments and make better decisions.
In general, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA firms because it provides an extensive selection of precious metals that have been allowed by the IRS. It also provides helpful training materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After less than 10 years of operation, the company’s gold IRA reviews on all sites have earned it five stars.
Opening an gold IRA account is a great choice, so you should choose a precious metals investment firm that values the reviews of its customers as well as the certifications of its affiliates in the first place. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were hard to find.
Noble Gold is like other gold investment firms in that you can place bars and coins composed of silver, gold platinum, palladium, and tin in your IRA. There are many kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS rules, all rare metals IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay between $80 to $200 a year for storage of your real valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to get started with Noble Gold:
Complete the online form to receive an individualized advice or to create an IRA account for gold. You can talk to an in-house expert about your options during the free sessions.
Contact a Noble Gold expert to start the process of moving your existing gold IRA over to the new account. If you withdraw money of another retirement account to put into your gold IRA instead of rolling it over, you could be required to pay tax on it. Talk to a tax expert first.
Fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Select the storage you want, and then allow Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are many types of valuable metals to choose from.
Many sources gave it five stars.
Free access to the advice of experts
There are a lot of training tools to help investors.
If you’re ready to sell when you’re ready to sell, consider you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a company based in Los Angeles that is rated as the top silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who are familiar with the market and wish to put a large portion of their money into an investment in gold IRA as it offers savings for large investments but doesn’t offer the tools needed to help new investors learn. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer that offers basic silver and gold and helpful ways to seek help.
The following accreditations, grades and titles have been granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB gave the BBB an A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you’ll be able to find a better company than Patriot Gold Group. The company puts its customers first by giving them helpful assistance lines, straightforward prices, and easy-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. Gold prices fluctuates in real time on the website, so you can easily see the risks, benefits, and costs of your purchase. You can choose among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date as early as 50 years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, therefore it is recommended to go with buyers who have had this experience before. First year storage and upkeep costs $250 and each year following that is $200. You might have to pay more, such as the cost to open an account.
To start your journey with Patriot Gold Group, you need to do the following:
Fill out the online application form to start.
Contact a customer service worker to initiate your account restart or movement of funds.
You can purchase precious metals and choose how you’d like to store them.
You can receive no cost delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
The cost of accounts has been waived for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good variety of gold coins and bullion.
AdvantageGold is one of the top companies for gold IRAs. They say they are the best gold company in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you when you love doing things online and would like to have easy access to quality training tools.
It is possible to apply for an account without talking to a person, and the company gives you access to a large knowledge base with videos, tools and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars, and it is awarded an A+ grade.
Nearly 700 of their customers have rated Google five stars.
More than 1,400 people have given Trustpilot five stars.
Based on the reviews of AdvantageGold, you can expect great customer service, great help and transparent prices in all your interactions with the company.
AdvantageGold lets you put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage fees for IRA purchases are between $100 and $150. Investors also pay a $50 account-setting-up fee and a variety of annual upkeep charges. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To get started using AdvantageGold, you need to complete the following steps:
Complete the online form, and select the account manager you would like to work with. You can complete the first step by yourself using AdvantageGold, or you can contact the customer support team for personalized help.
Accept the rules and guidelines that the business follows, and then share your financial records. You may be required to present different papers about your IRA or taxes.
Choose the method you wish to transfer funds into your account. An expert in rolling money over into an gold IRA will assist you in doing this.
You can purchase precious metals and choose a safe storage space for them. In the final step, you need to complete the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out from the crowd:
If you’re ready to sell the house, the buy-back plan makes it easy.
A free guide on investing in gold through your IRA.
There are many methods to study.
There are no minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources with step-by-step instructions on how to withdraw funds
Customers on all sites give glowing feedback on gold IRAs.
What exactly is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account which makes use of silver, gold, or other valuable metals instead of stocks and bonds.
To safeguard yourself from the effects of the risk of inflation and market crashes, you need a diversified collection of investments. This is why a lot of people are placing silver, gold and other precious metals in retirement accounts due to them being a fairly safe and reliable investment.
The companies we have listed help people set in place gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, you should transfer the money in your retirement savings into an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. These items have to be either coins or gold and meet certain “fineness” standards. These accounts are only able to hold coins that are OK with the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it simple and painless to manage and fund the individual retirement accounts. Many businesses put customers in touch with account representatives who can help them through the process.
But an agent of an account is not the same as an advisor to financial matters. If you want to add a gold IRA to your retirement account to diversify it, you should talk to your financial advisor to determine if it makes sense for you.