A precious metals IRA or, more commonly called a gold-backed IRA, can help protect your money from volatility in the market and protect you against inflation. Additionally, precious metals such as gold and silver are very different from standard assets like stocks and bonds which makes them an excellent way to diversify.
We reviewed the top gold IRA firms to determine which precious metal IRA accounts are the best deal. We analyzed every gold IRA company below based upon a range of things, such as the valuable metals they offer as well as the costs they impose, the storage choices they provide, their customer service, and their image.
Goldco is the most trusted and most reliable company in the field of gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: New sales can get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall in the field of gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that will help you save more for retirement. Goldco is a leader in the field of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets of various retirement accounts by moving them to a precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at the company can show you how to move the money in your account to a precious metals IRA.
This business also sells silver and gold directly to customers. You can invest your retirement savings, or money from other savings accounts in real silver and gold.
If you’re looking to establish a precious metals IRA through Goldco move or rollover your assets from your current savings account into your new IRA. Goldco makes it easy and stress-free for customers to complete this process by walking them through the following steps:
Sign a deal saying you understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Purchase your precious metals: Select the precious metals you’d like to add to your investment.
Goldco sells many different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Marlin Gold
Bars of silver and gold in various sizes can also be bought. They are as pure as.9999.
Goldco also offers a program to buy back gold. If your situation changes and you need to sell the precious metals in your account, Goldco will purchase these back for the highest price for buy-back, which is guaranteed.
If you’re considering investing in a rare metals IRA, Goldco will send you a kit for free with details. This kit has written and spoken information on investing in rare metals.
Overall, we believe Goldco is among the best companies that offer gold IRAs.
One of the top companies to buy gold, silver, as well as platinum, through an IRA.
reputable business with clear prices
With the gold IRA move, you can change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you purchase gold and silver. The company is run by a family, and is based in Los Angeles, CA. It has won several awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and complete the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you would like to put in your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, store them in a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a broad range of silver and gold goods that can be bought directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
However, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
Combibar Valcambi
If you purchase precious metals from American Hartford Gold, you will always be able to speak with a representative about your investment and find out how they are doing. You can dial the number on the website at any time to talk to an agent.
If you want to learn more about buying in gold before taking the step, you can ask the firm for a no-cost guide. This 25-page guide has useful information about the ways that rare metals IRAs can help you take charge of the savings you have.
You can also get information about the latest developments in the gold market by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine how to spend.
American Hartford Gold is a reliable gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews as well as the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to invest your gold IRA money into Lear Capital. In this case, you can get help from a specialist or pay a fixed fee, guarantee your purchase for 24 hours, and avoid charges when you make a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences with easy access to knowledgeable assistance teams and clear pricing as well as other aspects. To ensure that your money is compliant with IRS standards, you must only use a reputable service.
Lear Capital sells gold, silver, and platinum coins and bars that can be put in an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10-to 100-ounce bar made of your favorite metal. Prices for valuable metals change frequently to reflect market changes and make it easier to anticipate the price you can expect.
Follow these steps to begin using Lear Capital:
You can create an rare metals IRA account by filling in an online application which takes only 10 minutes.
You should hear back from the person responsible for the IRA within 24 hours of how to do the tax-free move. The money could take as long as five days to be transferred.
You can buy valuable metals, and then allow Lear Capital ship them to a safe place where they will be fully insured.
Create and keep your IRA at no cost if you invest at least $25,000 to $50,000 in a single year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you will receive free set-up and hold services.
When you have invested more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at an unbeatable cost
One-on-one help from pros for gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals either in person or via an IRA. Since 2003, this company has been in business and a lot of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be assured that purchasing rare metals from this company is a secure and reliable process.
Birch Gold Group sells a wide range of gold, silver, palladium and platinum items in addition to other. You can purchase these precious metals on their own, or use them to put money into a precious metals IRA.
This company makes it easy for you to transfer your retirement savings into a precious metals IRA. With the assistance of a certified Precious Metals Specialist, you can take these steps:
Create your account and select which method you would like to fund it. Through Birch Gold Group, you can transfer an IRA or roll over a 401(k) to fund your new self-directed IRA.
Choose the best metals for your account. Your valuable Metals Specialist can help you determine which metals you should invest in to gain the highest tax advantages.
You can buy your valuable metals. Your specialist will review your order and let you know that your purchase was successful after they have completed the transaction.
Choose a way to store your items. Your specialist will guide you through the various methods to organize your items. Birch Gold Group stores its customers’ investments in a variety of locations like Delaware Depository and Brink’s Global Service.
Find out how your IRA is performing. Contact your Specialist at any time to review your account or make changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and items directly from the company. The company offers a broad selection of gold and silver coins OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
These are some of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They offer IRAs and cash payments for silver and gold. The company also has a website that contains many free information on investing in rare metals as well as setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
Use money from your savings account to fund your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people to set up precious metals IRAs. This IRA company is a partner for people from all 50 U.S. states. They’ve been operating for over 30 years and handled more than $25 billion.
After you have purchased gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals inside the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. All you have to do is transfer funds to your Augusta account and then select the silver and gold items you want to buy. Augusta will deliver them to your doorstep and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods made by the company comprise coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars, 10- up to 100-ounce silver bullion bar, and 90 silver bags that contain a minimum of 99.
The company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding products to your IRA you can check out the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that assists people in setting the gold IRAs. They sell gold, silver, platinum, and palladium. The company has a great evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools that can assist you in establishing these funds. On the Oxford Gold website, you will learn how to transfer money to a precious metal IRA and learn how these IRAs work and what types are available, and why they are great investments.
The Oxford Gold website, you can purchase bars and coins made of gold, silver, platinum, and palladium. The company sells a vast range of gold and silver coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
It also offers a limited number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals firms in its ability to listen to customers and providing them with the tools they require to make informed financial decisions. On its website, the company has a complete learning center to help with the buying process.
This study area includes a number of tools that include:
Guide to investing in precious metals
News and stories about buying in gold
FAQs
A list of terms
When you join the Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to help you answer any questions that you have regarding how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial perspective. This lets customers learn the pros and cons of these investments and make better choices.
Overall, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the top gold IRA companies because it offers an extensive selection of precious metals that are regulated by the IRS. It also provides helpful training material for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. In less than 10 years in operation, the company’s gold IRA reviews on all websites have earned it five stars.
Opening an gold IRA account is a good choice, so you should select a gold investment company that puts the reviews of its clients as well as the certifications of its affiliates first. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were hard to locate.
Noble Gold is like other gold investment companies in that you can place bars and coins made of silver, gold platinum, palladium, and platinum in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare such as the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules all rare metals IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay between $80 to $200 per year to store your real valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin with Noble Gold:
Fill out the online form to get an individualized advice or to open an IRA account for gold. You can speak to an in-house expert about your options during the free sessions.
Contact a Noble Gold expert to start the process of rolling your gold IRA over to the new account. If you take money out from a retirement account and put into your gold IRA instead of rolling it over, you could be required to pay taxes on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose your storage, and then wait for Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are many kinds of precious metals that you can pick from.
A number of sources have rated it five stars.
Access to the advice of experts
There are plenty of training tools that can help investors.
When you’re ready to sell, a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for experienced precious metals investors who are knowledgeable about the market and want to put a large portion of their wealth into a gold IRA as it offers savings for big investments but doesn’t offer a lot of tools to help investors who are new. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer that has options for basic gold and silver, and the best ways to get assistance.
The following grades, accreditations and titles have been given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB awarded it an A+ rating and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its customers by giving them helpful support lines, clear pricing, and simple-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The value of gold is updated in real time on their website, which means you can easily see the risks, benefits, and costs of your purchase. You can choose from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as far back as 50 years ago.
Patriot Gold Group has a large minimal account size of $50,000 therefore it is recommended to go with buyers who have previously had this service. First year storage and maintenance costs $250, and each year thereafter costs $200. There may be a need to pay a little more for instance, the cost to open an account.
To start your journey with Patriot Gold Group, you must do the following:
Complete the online application form to get started.
Contact a customer service representative to start your account restart or to transfer funds.
You can buy valuable metals and choose how you want to keep them.
You can receive free delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Fees for accounts have been waived for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good choice of gold physical coins and bullion.
AdvantageGold is one of the top companies for gold IRAs. They say they are the best gold company in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice when you love doing things online and want easy access to high-quality training tools.
You can apply for an account with no need to talk to a person, and the company gives access to a vast knowledge base with tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars, and it is awarded an A+ rating.
More than 700 users have awarded Google 5 stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews, you can expect great customer service, great help, and clear prices throughout your interactions with AdvantageGold.
AdvantageGold lets you deposit platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage fees for IRA purchases are between $100 to $150. Investors are also required to pay a $50 account set-up fee and a variety of annual upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To get started using AdvantageGold you must follow these steps:
Complete the online form, and choose the account manager you want. You can complete the first step by yourself using AdvantageGold or contact the customer support team for personalized help.
Accept the rules and guidelines that the business follows, and then provide your financial records. You may need to show different documents about your IRA or tax obligations.
Choose the method you wish to put money into your account. A expert in rolling money into a gold IRA will help you do this.
You can purchase valuable metals and choose a safe storage space for them. As a final step, you have to complete the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it:
If you’re ready to sell the property, the buy-back program simplifies the process.
A free guide on investing in gold with your IRA.
There are many ways to learn.
There are no minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources with step-by-step instructions for withdrawing funds
Customers on all sites leave excellent review of gold IRAs.
What exactly is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that makes use of gold, silver or other precious metals instead of stocks or bonds.
To guard yourself against the effects of inflation and potential market crashes, you need a diversified collection of investments. Because of this, a lot of people are investing in silver, gold and other precious metals in their retirement accounts since they are relatively safe and dependable investment.
The companies on our list help people set the gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, you should transfer the money from your retirement savings to a new tab.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. These items have to be gold or coins and must meet specific “fineness” standards. These accounts can only hold coins that are accepted by the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it easy and painless to set up and manage these individual retirement accounts. Many companies place customers in touch with account reps who will assist them throughout the process.
But an agent of an account isn’t the same as an advisor to financial matters. If you’re considering adding a gold IRA to your retirement account to make it more diverse You should speak to your financial adviser first to see if it makes sense for you.
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