A precious metals IRA or, more commonly called a gold-backed IRA, can help protect your savings from market volatility and safeguard you from inflation. Additionally, precious metals such as silver and gold are different from the standard assets like bonds and stocks which makes them a great way to diversify.
We looked at the best gold IRA companies to see the best precious metal IRA accounts offer the most beneficial. We evaluated each gold IRA company below, based on a variety of things, such as the precious metals they provide as well as the costs they impose, their storage options they offer as well as their customer service and their image.
Goldco is among the most reputable and best company generally for gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: New sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save more for retirement. Goldco is a leader in the field of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets of various retirement accounts by moving them into an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert at Goldco can guide you on how to move the money that is in the account to an precious metals IRA.
The company also sells gold and silver directly to its customers. You can put your retirement savings, or other savings accounts in actual silver and gold.
If you are looking to open an precious metals IRA through Goldco, move or rollover the assets you have in your savings account to your new IRA. Goldco makes it simple and painless for customers to do this by guiding them through the following steps:
Make a commitment to know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Purchase your precious metals: Choose the precious metals you would like to include in your investment.
Goldco sells many different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Marlin Gold
Silver and gold bars of different sizes can be bought. They are as pure as.9999.
Goldco also offers a program for buying back gold. In the event that your situation alters and you need to sell the valuable metals in your account, Goldco will purchase these back for the most competitive buy-back price, with a guarantee.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit that includes details. This kit has a written and spoken instructions on investing in rare and precious metals.
Overall, we think Goldco is one of the best companies that provide gold IRAs.
One of the top companies to purchase gold, silver, and platinum through an IRA.
reputable business with clear prices
With a gold IRA move, you can change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy in silver and gold. The company is owned by a family, and is located in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver if you want through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill in the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you wish to place in your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, you can store them with a safe storage service like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also offers a variety of silver and gold goods which can be purchased directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
On the other hand, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
Combibar Valcambi
If you purchase precious metals from American Hartford Gold, you will always be able to speak with a representative about your investment and find out how they are doing. You can dial the number on the company’s website anytime to speak to an agent.
If you want to learn more about buying in gold prior to taking the next step to buy it, you can ask the company for a no-cost guide. This 25-page guide has useful information about the ways that rare metals IRAs can help you take charge of your money.
You can also find out about changes in the gold market by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine what to invest in.
American Hartford Gold is a trusted gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews as well as the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to invest your gold IRA money in Lear Capital. In this scenario you will be able to get assistance from a specialized expert or pay a fixed fee and guarantee your purchase up to 24 hours and not pay fees for a large payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, are focused on smooth experiences with easy access to knowledgeable help desks, and clear prices, among other things. To ensure that your money is in compliance with IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, platinum, and silver bars and coins which can be put into an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10to 100-ounce bar of your favorite metal. Prices for valuable metals change frequently to reflect market changes and allow you to be aware of what you should expect.
Follow these steps to get started with Lear Capital:
You can open an rare metals IRA account by filling out an online form that only takes 10 minutes.
You should hear from the person responsible for the IRA within 24 hours of how to complete the tax-free move. It could take up to five days for the money to be moved.
You can purchase precious metals and allow Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Set up and keep your IRA for free if invest at least $25,000 to $50,000 in a single year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you receive free set-up and holding services.
If you make a purchase of more than $10,000 you get your $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable price
Assistance from a professional for gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from all sources
Costs are clear because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to purchase rare metals either in person or via an IRA. Since 2003, this firm has been operating, and thousands of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be confident that purchasing rare metals from Birch Gold Group will be a safe and secure process.
Birch Gold Group sells a wide range of silver, gold palladium, and platinum products as well as other. You can buy these metals by themselves or use them to put money into a precious metals IRA.
This company makes it easy for you to transfer your retirement savings into a precious metals IRA. With the help of a trained Precious Metals Specialist, you can take these steps:
Set up your account and select the method of funding it. Through Birch Gold Group, you can move an IRA or roll over an existing 401(k) to help fund your new self-directed IRA.
Select the most valuable metals that will benefit your account. Your precious Metals Specialist can help you determine which metals to invest in to reap the greatest tax advantages.
You can buy your valuable metals. Your Specialist will look over your purchase and inform you that your purchase went through after they have completed the transaction.
Find a method to store your belongings. Your Specialist will show you the various ways to store your things. Birch Gold Group stores its customers’ investments in a variety of locations like Delaware Depository and Brink’s Global Service.
Find out how you IRA is performing. You can call your Specialist anytime to check on your account and make any changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and goods straight from them. The company sells a wide range of currency that is OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold and silver.
Here are a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They provide IRAs and cash payments for silver and gold. The business also offers a site with a lot of free information regarding the investment in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your brand new IRA.
You can use money from your savings account to pay for your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people create precious metals IRAs. This IRA company is a partner for people across all fifty U.S. states. They have been in business for more than 30 years and have managed more than $25 billion.
After you have purchased gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in its Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to buy real gold and silver. You just need to move money to the Augusta account and then select the silver and gold products you want to buy. Augusta will deliver them to your door and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods manufactured by the firm include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars. 10- up to 100-ounce silver bullion bar, and 90% silver bags.
Some of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding products to your IRA, you can also look at a list of the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They sell gold, silver, platinum, and palladium. The company has a great rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools that can assist you in establishing these funds. On the Oxford Gold website, you will learn how to transfer funds to a precious metal IRA and how they work, what kinds are offered and the reasons they are a good investment.
On the Oxford Gold website, you can purchase bars and coins made of silver, gold, platinum, and palladium. The company sells a wide variety of popular silver and gold coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The company also sells a small number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be superior to other companies that deal in precious metals by listening to its clients and providing them with the tools they need to make sound financial decisions. On their website, the business provides an entire learning center that can aid buyers in the purchasing process.
This study area includes several tools that include:
Guide to investing in precious metals
Stories and news about buying gold
FAQs
A list of terms
When you join the Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to help you answer any questions that you might have regarding how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This lets customers learn the advantages and disadvantages of these investments and make better decisions.
In general, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an extensive selection of precious metals that have been allowed by the IRS. It also provides helpful training material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After less than 10 years in operation Noble Gold’s gold IRA reviews on all websites have been awarded five stars.
Opening an IRA account is a good choice, so you should select a precious metals investment company that puts the reviews of its customers and its accreditations for affiliates first. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you are able to place bars and coins made of gold, silver, platinum, and palladium in your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare such as the Austrian Silver Philharmonic 1oz Coin. To comply with IRS regulations all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anything from $80 to $200 a year to store your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to start with Noble Gold:
Complete the online form to get a custom advice or to create an IRA account for gold. You can speak to an expert in-house about your options during free sessions.
Contact an Noble Gold expert to start the process of moving your existing gold IRA over to the new account. If you withdraw money of a retirement account to put into the gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax professional first.
Fund your precious metals IRA and then purchase the precious metals you’d like.
Choose your storage, and then allow Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Excellent ways to help customers
There are a variety of precious metals that you can pick from.
Many sources have rated it five stars.
Access to the advice of experts
There are a lot of training tools that can help investors.
If you’re ready to sell when you’re ready to sell, consider you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated gold and silver dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for experienced precious metals investors who are familiar with the market and would like to put a large portion of their wealth into an investment in gold IRA, since it gives savings for big investments but lacks the tools needed to help novice investors understand. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer with options for basic silver and gold and good ways to get help.
The following accreditations, grades, and titles have been given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB awarded the BBB an A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews, and awards, you’ll find a better company than Patriot Gold Group. The company puts its customers first by providing them with helpful assistance lines, straightforward prices, and easy-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. Gold prices changes in real time on the website, so you can easily see the risks, benefits and costs of purchasing. You can select from 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date 50 years ago.
Patriot Gold Group has a high minimum account size of $50,000, so it is recommended for those who have done this before. First year storage and maintenance costs $250 and each year following that is $200. You may have to shell out more for instance, the cost to open an account.
To start your journey with Patriot Gold Group, you must do the following:
Fill out the online account application to get started.
Contact a service representative to initiate your account restart or to transfer funds.
You can buy valuable metals and pick the way you want to store them.
You can receive no cost delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Fees for accounts have been eliminated for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide selection of gold physical coins as well as bullion.
AdvantageGold is among the top companies for gold IRAs. They claim to be the best gold firm within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice if you like to do things online and would like to have easy access to good training tools.
The application process is simple without speaking to a person, and the company gives access to a vast knowledge base that includes videos, tools, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and the A+ grade.
More than 700 users have awarded Google five stars.
More than 1,400 people have rated Trustpilot five stars.
Based on the reviews of AdvantageGold, you can expect great customer service, excellent assistance, and clear prices in all your interactions with AdvantageGold.
AdvantageGold lets you put platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage fees for IRA purchases are between $100 and $150. Investors are also required to pay a $50 account set-up fee and a variety of annual upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To start using AdvantageGold you must do the following:
Fill out the online form and choose the account manager you want. You can complete the first step on your own with AdvantageGold, or you can contact the customer service team for personalized assistance.
Accept the rules and guidelines that the business follows, and then share your financial documents. You may need to show different documents about your IRA or taxes.
Select the method you prefer to transfer money into your account. A professional who has experience in rolling money into a gold IRA can assist you with this.
You can purchase valuable metals and pick a secure place to store them. In the final step, you must complete the declaration form.
AdvantageGold has the following traits that distinguish it from the crowd:
When you’re ready to sell the property, the buy-back program simplifies the process.
A free guide on investing in gold through your IRA.
There are a variety of options to get involved in learning.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Step-by-step directions for withdrawing cash
Customers on all sites leave great review of gold IRAs.
What exactly is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account which makes use of gold, silver, or other valuable metals instead of stocks or bonds.
To protect yourself from the effects of inflation and potential stock market crashes, you should have a diverse portfolio of investments. Because of this, many people are now putting gold, silver and other precious metals in retirement accounts because they are a fairly safe and reliable investment.
The companies listed on our list assist people in setting the gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t start a gold IRA from scratch. Instead, move the money in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. The items must be coins or gold and must meet specific “fineness” standards. These accounts can only hold coins that are accepted by the IRS like the Canadian Maple Leaf.
The best gold IRA firms make it easy and painless to set up and manage these individual retirement accounts. Many companies put clients in contact with account reps who can help them through the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you’re considering adding an gold IRA to your retirement account to diversify it, you should talk to your financial advisor to find out if it makes sense for you.
Precious Metals IRA Previous Post