A precious metals IRA or, more commonly known as a gold-backed IRA will help safeguard your savings from market volatility and safeguard you against inflation. Additionally, precious metals such as gold and silver are very different from the standard investments like stocks and bonds which makes them a good option to diversify your portfolio.
We reviewed the top gold IRA companies to see which precious metal IRA accounts are the best value. We analyzed each gold IRA company below based upon a range of factors, including the valuable metals they offer and the charges they impose, their storage choices they provide and their customer service and even their reputation.
Goldco is the most reputable and best company generally for gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company could get up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company in the field of gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that can help you save more for retirement. Goldco is a leader in the field of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets of various retirement accounts by shifting them into the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) and a precious metals expert from Goldco can guide you on how to transfer the money in your account to a precious metals IRA.
This business also sells silver and gold directly to its customers. You can also invest your retirement savings as well as other savings accounts in real silver and gold.
If you want to start an precious metals IRA through Goldco and move or roll over your savings from your current savings account into your new IRA. Goldco makes it simple and stress-free for customers to do this by walking them through the following steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your valuable metals: Select the precious metals you’d like to add to your investment.
Goldco sells a variety of different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Marlin Gold
Bars of silver and gold in different sizes can also be purchased. They are as pure as.9999.
Goldco also has a program to buy back gold. In the event that your situation alters and you require to sell the precious metals in your account Goldco will purchase these back for the most competitive buy-back price, with a guarantee.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a free kit with details. This kit has written and spoken guide to investing in rare metals.
Overall, we think Goldco is one of the top companies that provide gold IRAs.
One of the top companies to buy gold, silver and platinum via an IRA.
A reputable business with transparent prices
With the gold IRA move, you can change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to purchase gold and silver. The company is run by a family, and is located in Los Angeles, CA. It has received numerous awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver in your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the gold or silver items you want to put into your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, you can store them with a safe storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of gold and silver products that can be bought directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
On the other hand, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
Combibar Valcambi
When you buy valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investments and learn what they are doing. You can dial the number on the website at any time to talk to your agent.
If you want to learn more about buying gold prior to taking the next step you can contact the business for a free guide. This guide, which is 25 pages long, provides information on the ways that rare metals IRAs can help you take charge of your money.
You can also get information about the latest developments in the gold market by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide what to invest in.
American Hartford Gold is a trusted gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews, the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to invest your gold IRA money in Lear Capital. In this case you can seek advice from a specialized expert, pay a flat fee, guarantee your purchase up to 24 hours and not pay fees for a large payment.
The following are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, focus on smooth experiences with easy access to knowledgeable help desks, and clear prices, among other things. To ensure that your money is compliant with IRS standards, you must only work with a certified service.
Lear Capital sells gold, silver, and platinum coins and bars which can be put into an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10 100-ounce bar of your favorite metal. Prices for valuable metals are always changing to reflect market changes and make it easy to anticipate the price you can expect.
Follow these steps to get started with Lear Capital:
You can open an rare metals IRA account by filling in an online form that only takes 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours of how to make the tax-free move. It could take up to five days for the money to be transferred.
You can purchase valuable metals and then let Lear Capital ship them to an appropriate location where they’ll be fully insured.
Create and keep your IRA for free if you spend at least $25,000 to $50,000 in a single year, $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you will receive free set-up and holding services.
When you have invested more than $10,000 you get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat cost
Assistance from a professional on gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from every source
Costs are clear since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, the company has been operating, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be assured that purchasing rare metals from this company will be a safe and reliable process.
Birch Gold Group sells a large selection of gold, silver, palladium, and platinum products as well as other. You can purchase these precious metals on their own or make use of them to deposit money into an precious metals IRA.
This company makes it simple for you to transfer your retirement savings into a precious metals IRA. With the help of a certified Precious Metals Specialist you can follow these five steps:
Set up your account and choose which method you would like to fund it. With Birch Gold Group, you can move an IRA or roll over an existing 401(k) to fund your self-directed IRA.
Select the most valuable metals to invest in for your account. The valuable Metals Specialist can help you figure out which metals to invest in to get the greatest tax advantages.
You can buy your valuable metals. Your specialist will go over your order and let you know that your purchase was successful when they have confirmed it.
Choose a way to store your belongings. Your specialist will guide you through the different methods to organize your belongings. Birch Gold Group stores its customers’ funds in a variety of locations, such as Delaware Depository and Brink’s Global Service.
Find out what you IRA is performing. You can call your Specialist at any time to review your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium items directly from the company. The company sells a wide selection of gold and silver coins deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold and silver.
Here are a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They offer IRAs and cash payments for gold and silver. This firm also runs a website that contains many free information regarding the investment in rare metals and setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your brand new IRA.
Use money from your savings account to fund your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users set up precious metals IRAs. This IRA company works with people across all fifty U.S. states. They have been in business for over 30 years and been able to manage more than $25 billion.
After you buy silver and gold to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in its Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an option to buy real gold and silver. You just need to move money to your Augusta account and then select the silver and gold products you wish to purchase. Augusta will bring them right to your door and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods manufactured by the firm include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10-ounce bullion gold bars, 10- to 100-ounce silver bullion bars, and 90 silver bags containing 97 percent.
Some of the company’s high-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA you can look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They sell silver, gold platinum, palladium, and. The company has a fantastic rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools available to assist you in establishing these funds. On the Oxford Gold website, you can find out how to move money into an precious metal IRA and learn how they function and what types are available and the reasons why they are a good investment.
The Oxford Gold website, you can buy coins and bars made of gold, silver, platinum, and palladium. The company sells a wide selection of gold and silver coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The firm also sells a tiny amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other companies that deal in precious metals by listening to its customers and giving them the tools they need to make informed financial decisions. On their website, the business has an entire learning center that can assist buyers.
This study area has many tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
FAQs
A listing of terms
When you work for Oxford Gold Group, you’ll also have the opportunity to work directly with one of the company’s Managing Partners. The person you talk to will be able to answer any questions you have about how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial perspective. This helps customers understand the advantages and disadvantages of these investment options and make better decisions.
In general, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers a wide range of valuable metals that have been approved by the IRS. It also offers helpful educational material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. In less than 10 years in business Noble Gold’s gold IRA reviews on all websites have won it five stars.
Opening a gold IRA account is a big decision, so you must select a gold investment firm that places the opinions of its clients as well as the certifications of its affiliates in the first place. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to put bars and coins made of silver, gold platinum, palladium, and platinum in your IRA. There are many kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce, like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS rules the rare metals that are included in IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anywhere from $80 to $200 per year to keep your real valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to begin using Noble Gold:
Complete the form online to receive personalized advice or open an IRA account for gold. You can speak to an expert from the company about your options during the free sessions.
Talk to an Noble Gold expert to start the process of rolling the gold IRA over to your new account. If you withdraw money from a retirement account and put into the gold IRA instead of rolling it over, you could be required to pay taxes on it. Consult a tax professional first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Select the storage you want, and then let Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Excellent ways to help customers
There are many types of precious metals to pick from.
A number of sources gave it five stars.
Free access to the advice of experts
There are a lot of tools for training that can assist investors.
When you’re ready to sell, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are familiar with the market and would like to put a large portion of their wealth into a gold IRA, since it gives savings for large investments but doesn’t offer many tools to help novice investors understand. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer with options for basic gold and silver, and helpful ways to seek help.
The following accreditations, grades, and titles were granted to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB awarded the BBB the A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its clients by providing them with helpful support lines, transparent pricing, and simple-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The value of gold changes in real-time on their website, so you are able to easily evaluate the benefits, risks, and costs of purchasing. You can select from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date as early as 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, therefore it is recommended for those who have done this before. The first year of storage and maintenance costs $250 and every year after that costs $200. You might have to shell out more such as an amount to establish an account.
To begin your journey with Patriot Gold Group, you have to follow these steps:
Complete the online account application to get started.
Contact a customer service representative to initiate your account restart or movement of funds.
You can purchase precious metals and decide how you want to store them.
You can get free delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Fees for accounts have been waived for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide choice of physical gold coins as well as bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim they are the top gold company within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice if you like to do things online and want easy access to good training tools.
It is possible to apply for an account without talking to anyone and the company provides access to a vast knowledge base with tools, videos and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and an A+ grade.
Over 700 customers have rated Google 5 stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews you can count on great customer service, excellent assistance and transparent prices in all your interactions with the company.
AdvantageGold lets you put platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most commonly used options.
The annual storage costs for IRA purchases are between $100-$150. Investors also have to pay a $50 account set-up fee and a range of different yearly upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To begin using AdvantageGold, you need to follow these steps:
Complete the online form and choose the account manager you’d like to choose. You can do this first step by yourself using AdvantageGold or contact the customer service team for personalized help.
Accept the rules and guidelines of the company, then share your financial records. You may need to show different papers about your IRA or tax obligations.
Choose the way you want to transfer money in your account. An expert in rolling over money into an gold IRA can assist you with this.
You can purchase valuable metals and pick a secure location to store them. As a final step, you must sign the declaration form.
AdvantageGold has the following traits which make it stand out:
When you’re ready to sell the house, the buy-back plan makes it simple.
A guide for investing in gold through your IRA.
There are many options to get involved in learning.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions on how to withdraw money
Customers on all sites give great review of gold IRAs.
What is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-managed personal retirement account that makes use of silver, gold, or other valuable metals instead bonds.
To protect yourself from inflation and possible stock market crashes, you should have a diverse portfolio of investments. Due to this, many people have started putting gold, silver and other precious metals into their retirement accounts due to them being a fairly safe and reliable investment.
The companies listed on our list assist people in setting in place gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You should not create a new gold IRA from scratch. Instead, move the funds in your retirement savings into an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. These items have to be coins or gold and meet certain “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA firms make it easy and stress-free to manage and fund the individual retirement accounts. Many businesses put clients in contact with account reps who will assist them throughout the process.
But an agent of an account is not the same as a financial advisor. If you want to add a gold IRA to your retirement account to diversify it, you should talk to your financial advisor first to see if it makes sense for you.
Precious Metals IRA Previous Post