A precious metals IRA that is also known as a gold-backed IRA can help protect your money from volatility in the market as well as protect your investment from inflation. Additionally, precious metals like silver and gold are different from traditional assets like bonds and stocks which makes them an excellent way to diversify.
We looked at the top gold IRA companies to determine which precious metal IRA accounts are the best value. We looked at each gold IRA company below based upon a range of factors, including the precious metals they provide, the fees they impose, the storage choices they provide and their customer service as well as their appearance.
Goldco is among the most trusted and most reliable company for gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: The new sales can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that will help you save more for retirement. Goldco is a leading company in the business of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets in different retirement accounts by moving them to the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) and a precious metals expert at Goldco can help you understand how to transfer the funds from your account into an precious metals IRA.
This company also sells gold and silver directly to clients. You can invest your retirement savings as well as money from other savings accounts in actual silver and gold.
If you are looking to open an precious metals IRA through Goldco, move or rollover the assets you have in your current savings account into the new IRA. Goldco makes it easy and stress-free for customers to complete this process by walking them through the following steps:
Sign a deal saying you understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your valuable metals: Select the precious metals that you want to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Marlin Gold
Gold and silver bars of different sizes can be bought. They are as pure as.9999.
Goldco also offers a program to buy back gold. If you experience a change in your circumstances and need to sell the valuable metals in your account Goldco will buy them back at the highest buy-back price, with a guarantee.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit that includes details. The kit includes written, spoken, and seen instructions on investing in rare and precious metals.
Overall, we think Goldco is among the best companies to offer gold IRAs.
One of the top companies to purchase gold, silver, and platinum through an IRA.
A reputable business with transparent prices
With the gold IRA move, you are able to change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy gold and silver. The company is owned by a family, and is headquartered in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver in your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill out the papers.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you wish to place into your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, store them in a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a broad range of gold and silver goods that can be purchased directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
However metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
Combibar Valcambi
When you purchase valuable metals from American Hartford Gold, you will always be able to talk to a person about your investments and find out what they’re doing. You can call the number listed on the company’s website at any time to talk to your representative.
If you’re interested in learning more about purchasing gold before taking the step, you can ask the firm for a free guide. This guide, which is 25 pages long, provides information about the ways that rare metals IRAs can help you take control of your money.
You can also learn about changes in the market for gold by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide how to spend.
American Hartford Gold is a reliable gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews, the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to invest your gold IRA money in Lear Capital. In that case, you can get help from a personal expert, pay a flat fee, guarantee your purchase up to 24 hours and avoid charges when you make a large payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, emphasize smooth experiences and easy access to friendly help desks, and clear pricing as well as other aspects. To make sure your money is compliant with IRS standards, you must only work with a certified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be placed in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10to 100-ounce bar of your favorite metal. Prices for precious metals are always changing to reflect changes in the market and make it easy to be aware of what you should expect.
Follow these steps to start using Lear Capital:
You can create an rare metals IRA account by filling in an online application that takes just 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours of how to do the tax-free transfer. It could take up to five days for the money to be moved.
You can purchase valuable metals and allow Lear Capital ship them to an area that is secure and where they will be fully insured.
Set up and keep your IRA for free if spend at least $25,000 to $50,000 in a single year, $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you receive free set-up and holding services.
When you have invested more than $10,000 you get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat price
One-on-one help from pros in gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from every source
Costs are clear since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, this company has been operating, and thousands of customers have praised the company. reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be assured that purchasing rare metals from Birch Gold Group will be a safe and secure process.
Birch Gold Group sells a variety of gold, silver, palladium, and platinum products, among others. You can purchase these metals on their own or use them to deposit money into an precious metals IRA.
This company makes it simple for you to convert the retirement savings you have saved into a precious metals IRA. With the help of a qualified Precious Metals Specialist, you can take these steps:
Set up your account and decide the method of funding it. With Birch Gold Group, you can transfer an IRA or roll over a 401(k) to fund your self-directed IRA.
Select the most valuable metals that will benefit your account. Your valuable Metals Specialist can help you determine which metals to invest in to get the most tax benefits.
You can purchase your precious metals. Your specialist will review your purchase and inform you that your purchase was successful when they have confirmed it.
Choose a way to store your items. Your expert will help you understand the different ways to store your items. Birch Gold Group stores its customers’ funds at various locations including Delaware Depository and Brink’s Global Service.
Check how you IRA is doing. You can contact your Specialist anytime to check your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and items directly from them. The company offers a wide selection of coins that are OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold and silver.
These are some of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They provide IRAs and cash payments for silver and gold. The business also offers a site with a lot of free information about investing in rare metals as well as setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting the new IRA.
You can use money from your savings account to add funds to your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers to set up precious metals IRAs. This IRA company is a partner for people in all 50 U.S. states. They’ve been in business since more than 30 years, and managed more than $25 billion.
After you buy silver and gold to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals inside the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to buy real gold and silver. You just need to move funds to the Augusta account and select the silver and gold products you wish to purchase. Augusta will bring them right to your door, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion products manufactured by the company include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1- to 10-ounce bullion gold bars, 10 to 100-ounce silver bullion bars and 90 silver bags containing 97 percent.
A few of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA, you can also take a look at the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set up gold IRAs. They sell gold, silver platinum, palladium, and. The company has an excellent evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools that can assist you in establishing these funds. On the Oxford Gold website, you will learn how to move money into a precious metal IRA and how these IRAs work and what kinds are available, and why they are a good investment.
The Oxford Gold website, you can purchase bars and coins made of silver, gold platinum, palladium, and. The company offers a broad selection of gold and silver coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The company also sells a tiny amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals companies by listening to its clients and providing them with the tools they need to make good financial choices. On their website, the business offers a full learning center to help with the buying process.
This study area comes with many tools that include:
Guide to investing in precious metals
Stories and news about buying in gold
FAQs
A glossary of terms
When you join the Oxford Gold Group, you’ll also get to interact directly with one of the company’s Managing Partners. The person you talk to will be able to help you answer any questions that you have about how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This helps customers understand the advantages and disadvantages of these investments and make better decisions.
In general, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides an array of high-quality metals that have been allowed by the IRS. It also provides helpful training material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. In less than 10 years of operation, the company’s gold IRA reviews on all websites have been awarded five stars.
Opening an IRA account is a good decision, so you must select a precious metals investment firm that places the reviews of its clients as well as the certifications of its affiliates in the first place. The following scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you can put bars and coins made of silver, gold, platinum, and palladium in your IRA. There are many kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce such as the 1oz Austrian Silver Philharmonic Coin. To meet IRS rules, all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anywhere from $80-$200 per year for storage of your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin with Noble Gold:
Fill out the form online to receive an individualized advice or to open an IRA account for gold. You can speak with an expert in-house about your options during free sessions.
Speak to a Noble Gold expert to start the process of moving your gold IRA over to the new account. If you withdraw money of another retirement account to transfer to your gold IRA instead of rolling it over, you may have to pay taxes on it. Consult a tax professional first.
You can fund your precious metals IRA and then purchase the valuable metals you want.
Select the storage you want, and then wait for Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Great ways to assist customers
There are a variety of precious metals to pick from.
Many sources have rated it five stars.
Free access to the advice of experts
There are many training tools that can help investors.
When you’re ready to sell, make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated silver and gold dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for investors with experience in precious metals who know the market and would like to put a big chunk of their wealth into a gold IRA, since it gives savings for large investments, but doesn’t have many tools to help new investors learn. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer with options for basic silver and gold and the best ways to get assistance.
The following accreditations, grades and titles were awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB gave the BBB the A+ rating and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you’ll find a better company than Patriot Gold Group. The company puts its customers first by offering them friendly support lines, clear prices, and easy-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. Gold prices fluctuates in real-time through the site, which means you can easily assess the risks, benefits and costs of purchasing. You can choose from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from as early as 50 years ago.
Patriot Gold Group has a large minimal account size of $50,000 which is why it is best for buyers who have had this experience before. The first year of storage and maintenance costs $250 and every year following that is $200. You may have to shell out more such as the cost to open an account.
To start working with Patriot Gold Group, you must do the following:
Complete the online application form to get started.
Contact a customer service representative to start your account restart or to transfer funds.
You can buy valuable metals and decide how you’d like to keep them.
You can receive no cost delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
The cost of accounts has been eliminated for purchases over $100,000
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide choice of gold physical coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim they are the best gold firm in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice if you like to do things online and want easy access to high-quality training tools.
You can apply for an account with no need to talk to a person and the company provides access to a vast knowledge base, including videos, tools and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and the A+ grade.
More than 700 users have rated Google 5 stars.
More than 1,400 people have given Trustpilot five stars.
Based on the reviews of AdvantageGold, you can expect great customer service, excellent assistance, and clear prices in all of your contacts with the company.
AdvantageGold lets you put platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage fees for IRA purchases are between $100-$150. Investors also pay a $50 account-setting-up cost and a variety of annual upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To start using AdvantageGold, you need to complete the following steps:
Complete the form online and choose the account manager you want. You can complete the first step on your own using AdvantageGold, or you can contact the customer support team for personalized assistance.
Accept the rules and guidelines of your company then share your financial records. You may need to provide different documents about your IRA or tax obligations.
Choose the method you wish to put money in your account. A professional who has experience in rolling over money into a gold IRA will assist you in doing this.
You can purchase precious metals and select a secure storage space for them. As the last step, you have to sign the declaration form.
AdvantageGold has the following traits that distinguish it:
When you’re ready to sell, the buy-back scheme makes it easy.
A guide for investing in gold through your IRA.
There are a variety of methods to study.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Step-by-step directions for withdrawing funds
Customers on all websites give excellent review of gold IRAs.
What is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account which makes use of gold, silver or other precious metals instead of stocks or bonds.
To guard yourself against inflation and possible stock market crashes, you need a diversified collection of investments. Because of this, a lot of people are now investing in silver, gold, and other valuable metals into their retirement accounts due to them being relatively safe and dependable investment.
The companies listed on our list assist people in setting up gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, move the money from your retirement savings into a new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. The items must be coins or gold and meet certain “fineness” standards. These accounts can only hold the coins that are approved by the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it simple and painless to manage and fund the individual retirement accounts. Many companies place customers in touch with account representatives who can help them through the process.
But an agent of an account is not the same as a financial advisor. If you want to add a gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor to find out if it makes sense for you.
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