A precious metals IRA that is also called a gold-backed IRA will help safeguard your money from volatility in the market and safeguard you against inflation. Also, valuable metals like silver and gold are different from traditional investments like stocks and bonds which makes them a good option to diversify.
We looked at the top gold IRA companies to see which precious metal IRA accounts are the best value. We analyzed every gold IRA company below based upon a range of things, such as the precious metals they provide and the charges they charge, the storage choices they offer as well as their customer service and even their reputation.
Goldco is one of the most reputable and most reliable company overall in the field of gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company may receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that will help you save more for retirement. Goldco is a leader in the field of rare metals, and has been awarded many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will help you protect the assets of different retirement accounts by transferring them to an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert at Goldco can guide you on how to transfer the money that is in the account to a precious metals IRA.
This company also sells gold and silver directly to its customers. You can invest your retirement savings or money from other savings accounts in actual silver and gold.
If you are looking to open a precious metals IRA through Goldco and move or roll over your savings from your savings account to the new IRA. Goldco makes it simple and stress-free for customers to do this by walking them through the following steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your precious metals Choose the precious metals you’d like to add to your investment.
Goldco sells many different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Marlin Gold
Gold and silver bars of different sizes can also be purchased. These bars are pure as.9999.
Goldco also offers an option to buy back gold. If you experience a change in your circumstances and need to sell the precious metals in your account, Goldco will buy them back at the most competitive buy-back price, with a guarantee.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit that includes details. This kit contains a written, spoken, and seen information on investing in rare metals.
We believe that overall Goldco is one of the best companies to provide gold IRAs.
One of the top companies for buying in silver, gold, and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you can alter your savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is run by a family and is headquartered in Los Angeles, CA. It has received numerous awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver in your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Select the silver or gold items you would like to put into your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, you are able to keep them in a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also offers a variety of silver and gold goods which can be purchased directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
On the other hand, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
Combibar Valcambi
When you buy valuable metals from American Hartford Gold, you can always speak with a representative about your investments and learn how they are doing. You can dial the number on the company’s website anytime to speak to your agent.
If you’d like to know more about buying gold prior to making the move you can contact the company for a free guide. This guide, which is 25 pages long, provides information on the ways that rare metals IRAs can assist you in taking control of the savings you have.
You can also get information about the changes to the market for gold by going to the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on which way to spend your money.
American Hartford Gold is a reliable gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews and the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to put your gold IRA money into Lear Capital. In this scenario you will be able to get assistance from a specialized expert or pay a fixed fee and make sure that the purchase is guaranteed for 24 hours, and avoid charges for a large payment.
Here are Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences with easy access to knowledgeable support teams, and transparent prices among other things. To make sure your money meets IRS standards, you should only work with a certified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be placed in an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10-to 100-ounce bar made of your favorite metal. Prices for precious metals are constantly changing to reflect market changes and make it easier to know what to expect.
Follow these steps to start with Lear Capital:
You can create a rare metals IRA account by filling out a simple online application which takes only 10 minutes.
You should hear from the person in charge of the IRA within 24 hours of how to do the tax-free transfer. It could take up to five days for the money to be moved.
You can buy valuable metals and allow Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Set up and store your IRA for free if you invest at least $25,000 to $50,000 in a single year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you will receive free setup and holding services.
When you make a purchase of more than $10,000 you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
Assistance from a professional for gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from every source
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, the firm has been operating and a lot of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be assured that buying rare metals from Birch Gold Group will be a safe and secure process.
Birch Gold Group sells a variety of silver, gold platinum, and palladium goods in addition to other. You can buy these metals on their own, or use them to deposit money into a precious metals IRA.
The company makes it simple for you to convert your retirement savings to an precious metals IRA. With the help of a certified Precious Metals Specialist you can follow the following steps:
Create your account and decide the method of funding it. Through Birch Gold Group, you can transfer an IRA or transfer a 401(k) to help fund your self-directed IRA.
Select the most valuable metals to invest in for your account. The valuable Metals Specialist can help you figure out which metals to invest in to get the greatest tax benefits.
You can buy your valuable metals. Your Specialist will look over your order and let you know that the purchase was successful after they have completed the transaction.
Find a storage solution for your belongings. Your Specialist will show you the various options for storing your items. Birch Gold Group stores its customers’ funds at a number of places, such as Delaware Depository and Brink’s Global Service.
Check how your IRA is performing. You can contact your Specialist anytime to check your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium items directly from the company. The company offers a wide variety of currency that is deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
These are some of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They offer IRAs and cash payments for silver and gold. This company also has a website that contains many free information regarding investing in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your new IRA.
You can use money from your savings account to add funds to your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people create precious metals IRAs. This IRA company works with people in all fifty U.S. states. They’ve been in business since more than 30 years, and handled more than $25 billion.
When you purchase gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in its Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. All you have to do is transfer money to your Augusta account and select the silver and gold products you’d like to purchase. Augusta will bring them right to your door and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods made by the company include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10 ounce bullion gold bars, 10 up to 100-ounce silver bullion bar, and 90% silver bags.
The company’s top-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA you can take a look at the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They sell silver, gold, platinum, and palladium. The company has a great evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools available to help you start these funds. On the Oxford Gold website, you can find out how to transfer funds to a precious metal IRA and how they work and what kinds are available and the reasons they are good assets.
The Oxford Gold website, you can purchase bars and coins made of silver, gold, platinum, and palladium. The company sells a wide variety of gold and silver coins, as well as other items such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The company also sells a limited amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other companies that deal in precious metals in its ability to listen to clients and providing them with the tools they need to make good financial choices. On its website, the company has a full learning center to help with the buying process.
This study area has several tools which include:
Guide to investing in precious metals
News and stories about buying gold
FAQs
A glossary of terms
When you join the Oxford Gold Group, you’ll also have the opportunity direct access to one of the company’s Managing Partners. The person will be able to assist you with any queries you might have regarding trading or how to store your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial point of view. This lets customers learn the pros and cons of these investments and make better decisions.
In general, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers a wide range of valuable metals that are regulated by the IRS. It also has helpful teaching materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After just a few years in operation Noble Gold’s gold IRA reviews on all sites have won it five stars.
Opening an gold IRA account is a good decision, so you must choose a precious metals investment firm that places the reviews of its clients and its accreditations for affiliates first. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment firms in that you can put coins and bars composed of silver, gold, platinum, and palladium in your IRA. There are many kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce, like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS rules, all rare metals IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay between $80 to $200 per year to store your valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to get started using Noble Gold:
Fill out the online form to receive personalized advice or open an IRA account for gold. You can speak with an expert from the company about your choices during the free sessions.
Contact an Noble Gold expert to start the process of rolling your gold IRA over to the new account. If you take money out from a retirement account and put into the gold IRA instead of rolling it over, you may have to pay taxes on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like.
Select the storage you want, and then wait for Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are a variety of precious metals that you can pick from.
Many sources have rated it five stars.
Access to the advice of experts
There are plenty of training tools to help investors.
If you’re ready to sell and sell your home, you should have make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated gold and silver dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are knowledgeable about the market and want to put a large portion of their assets into an investment in gold IRA, since it gives savings for large investments, but doesn’t have a lot of tools to help novice investors understand. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that has options for basic gold and silver as well as good ways to get help.
The following grades, accreditations, and titles have been granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB awarded the BBB an A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its clients by providing them with helpful assistance lines, straightforward prices, and simple to use services that meet IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The value of gold fluctuates in real time through the site, which means you are able to easily evaluate the benefits, risks, and costs associated with your purchase. You can select from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating as far back as fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, so it is recommended to go with buyers who have previously had this service. The first year of storage and maintenance costs $250 and each year following that is $200. You might have to pay more, such as an amount to establish an account.
To begin your journey with Patriot Gold Group, you have to follow these steps:
Fill out the online application for a new account to start.
Contact a customer service worker to start your account restart or to transfer funds.
You can buy valuable metals and choose how you’d like to store them.
You can get complimentary delivery to your safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Fees for accounts have been waived for purchases over $100,000
Free investment guides for gold in an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great selection of gold coins as well as bullion.
AdvantageGold is among the top companies for gold IRAs. They claim they are the top gold firm in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice when you love doing things online and want easy access to quality training tools.
It is possible to apply for an account without speaking to anyone, and the company gives you access to a large knowledge base that includes videos, tools, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with the A+ grade.
More than 700 users have awarded Google five stars.
More than 1,400 users have rated Trustpilot five stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, fantastic assistance and transparent prices in all your interactions with the company.
AdvantageGold lets you deposit platinum, gold, silver, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage fees for IRA purchases are between $100-$150. Investors are also required to pay a $50 account set-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To get started using AdvantageGold you must follow these steps:
Complete the online form and choose the account manager you’d like to choose. You can complete the first step on your own with AdvantageGold, or you can contact the customer support team for personalized assistance.
Accept the rules and policies of the company, then share your financial documents. You may need to provide different documents about your IRA or tax obligations.
Select the method you prefer to put funds into your account. A expert in rolling money over into a gold IRA will assist you in doing this.
You can purchase precious metals and pick a secure place to store them. As the last step, you must complete the declaration form.
AdvantageGold has the following traits that distinguish it:
When you’re ready for selling the house, the buy-back plan makes it simple.
A free guide to investing in gold through your IRA.
There are many options to get involved in learning.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions on how to withdraw cash
Customers on all websites give excellent review of gold IRAs.
What is an IRA that is backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account that makes use of gold, silver or other precious metals instead bonds.
To guard yourself against the risk of inflation and stock market crashes, it is important to need a diversified collection of investments. This is why a lot of people have started investing in silver, gold, and other valuable metals in retirement accounts since they are relatively safe and dependable investment.
The companies on our list help people set in place gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t start a gold IRA from scratch. Instead, you should transfer the money from your retirement savings into a new tab.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. The items must be either coins or gold and meet certain “fineness” standards. These accounts can only hold the coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it simple and stress-free to set up and manage these retirement accounts for individuals. Many companies put customers in touch with account representatives who can help them through the process.
However, an agent for an account is not the same as a financial advisor. If you want to add an gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor to determine whether it is a good idea for you.
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