A precious metals IRA that is also known as a gold-backed IRA can help protect your investment from the volatility of markets and safeguard you against inflation. Additionally, precious metals such as silver and gold are different from traditional assets like stocks and bonds and bonds, which makes them an excellent option to diversify.
We reviewed the top gold IRA firms to determine which precious metal IRA accounts are the most beneficial. We evaluated each gold IRA company below based on a number of factors, including the quality of the metals they offer, the fees they impose, their storage options they offer as well as their customer service and even their reputation.
Goldco is the most trusted and most reliable company for gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: The new sales can receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that can help you save for retirement. Goldco is a leader in the field of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will help you protect the assets of different retirement accounts by transferring them to an precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) and a precious metals expert at Goldco can help you understand how to move the money that is in the account to a precious metals IRA.
This company also sells silver and gold directly to customers. You can put your retirement savings as well as money from other savings accounts in actual silver and gold.
If you’re looking to establish a precious metals IRA through Goldco move or rollover your assets from your savings account to your new IRA. Goldco makes it simple and painless for customers to accomplish this by walking them through the following steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Purchase your precious metals: Choose the precious metals you’d like to add to your investment.
Goldco sells many different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of different sizes can also be purchased. They’re pure as.9999.
Goldco also has a program for buying back gold. If your situation changes and you have to sell the precious metals in your account, Goldco will buy these back for the best buy-back price, guaranteed.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a free kit with details. This kit has written and spoken instructions on investing in rare and precious metals.
Overall, we believe Goldco is among the best companies that provide gold IRAs.
One of the best companies to buy silver, gold as well as platinum, through an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy in silver and gold. The company is owned by a family, and is headquartered in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver in your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and complete the forms.
You can move your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you would like to put in your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, you are able to keep them with a safe storage firm like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a wide range of silver and gold goods which can be purchased directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
However metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always speak to someone about your investment and learn what they’re doing. You can call the number on the company’s website anytime to speak to an agent.
If you want to learn more about buying in gold prior to taking the next step, you can ask the business for a complimentary guide. This guide, which is 25 pages long, provides details on how rare metals IRAs can assist you in taking charge of the savings you have.
You can also find out about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that will help you decide on what to invest in.
American Hartford Gold is a reliable gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews and the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to invest your gold IRA money into Lear Capital. In this scenario you will be able to get assistance from a specialist or pay a fixed fee, guarantee your purchase up to 24 hours and avoid charges if you make a big payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, are focused on smooth experiences, easy access to helpful help desks, and transparent prices, among other things. To make sure your money meets IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something simpler like a 10 100-ounce bar made of your favorite metal. Prices for precious metals are constantly changing to reflect market trends and make it easy to know what to expect.
Follow these steps to get started by contacting Lear Capital:
You can open an rare metals IRA account by filling out a simple online application that only takes 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours regarding how to do the tax-free move. It could take up to five days for the money to be transferred.
You can buy valuable metals, and then allow Lear Capital ship them to a safe place that is fully insured.
Set up and keep your IRA for free if you invest at least $25,000 to $50,000 in a single year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account over $25,000, you receive free set-up and holding services.
When you have invested more than $10,000 you get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat cost
Assistance from a professional on gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from every source
Costs are clear because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals in person or through an IRA. Since 2003, this firm has been operating and a large number of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be confident that buying rare metals from Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a large selection of gold, silver, palladium and platinum items as well as other. You can purchase these metals by themselves or make use of them to deposit money into a precious metals IRA.
This company makes it simple for you to move the retirement savings you have saved into a precious metals IRA. With the help of a qualified Precious Metals Specialist, you can take these steps:
Set up your account and decide which method you would like to fund it. With Birch Gold Group, you can transfer an IRA or roll over a 401(k) for funding your new self-directed IRA.
Choose the valuable metals to invest in for your account. Your precious Metals Specialist can help you figure out which metals to invest in to gain the highest tax benefits.
You can purchase your precious metals. Your specialist will go over your order and let you know that your purchase went through after they have completed the transaction.
Choose a way to store your belongings. Your expert will help you understand the various methods to organize your things. Birch Gold Group stores its customers’ funds in a variety of locations including Delaware Depository and Brink’s Global Service.
Check what your IRA is going. Contact your Specialist anytime to check on your account and make any changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium items directly from them. The company offers a wide selection of currency that is deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold and silver.
Here are a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They offer IRAs and cash-payouts for silver and gold. This company also has a website that contains lots of information for free on the investment in rare metals and establishing an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set the new IRA.
You can use money from your savings account to fund your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users set up precious metals IRAs. This IRA company works with people from all 50 U.S. states. They have been in business for more than 30 years and have handled more than $25 billion.
When you purchase gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals inside the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also a place where you can purchase real gold and silver. It’s as simple as transferring funds into your Augusta account and choose the silver and gold products you wish to purchase. Augusta will bring them right to your doorstep, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the company include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars. 10- to 100-ounce silver bullion bars and 90 silver bags that contain a minimum of 99.
A few of the company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA you can look at a list of the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell silver, gold, platinum, and palladium. The company has a great review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools that can help you get started with these funds. On the Oxford Gold website, you will learn how to transfer funds into an precious metal IRA, how they work and what kinds are available, and why they are great investments.
The Oxford Gold website, you can purchase coins and bars made of gold, silver platinum, palladium, and. The company offers a broad variety of popular silver and gold coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
It also offers a tiny number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals firms by listening to its clients and giving them the tools they require to make informed financial decisions. On their website, the business provides a complete learning center to assist buyers.
This study area has a number of tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity direct access to one of the Oxford Gold Group’s Managing Partners. The person will be able to assist you with any queries you may have regarding how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This helps customers understand the advantages and disadvantages of these investments and make better choices.
In general, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its an extensive selection of precious metals that are regulated by the IRS. It also provides helpful training materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. In less than 10 years in operation Noble Gold’s gold IRA reviews on all sites have been awarded five stars.
Opening a gold IRA account is a good choice, so you should select a precious metals investment firm that values the reviews of its clients as well as the certifications of its affiliates in the first place. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you can put coins and bars made of silver, gold platinum, palladium, and tin into your IRA. There are many kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce such as the 1oz Austrian Silver Philharmonic Coin. To meet IRS rules all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay between $80 to $200 a year to store your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to get started with Noble Gold:
Fill out the form online to receive personalized advice or open an IRA account for gold. You can speak to an expert from the company about your choices during the free sessions.
Speak to a Noble Gold expert to start the process of moving your gold IRA over to your new account. If you take money out of another retirement account to transfer to your gold IRA instead of rolling it over, you may be required to pay tax on it. Consult a tax professional first.
Fund your precious metals IRA and then purchase the precious metals you’d like.
Choose the storage that you prefer, and then allow Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Great ways to assist customers
There are a variety of valuable metals to choose from.
Many sources have rated it five stars.
Free access to expert advice
There are a lot of training tools that can help investors.
If you’re ready to sell when you’re ready to sell, consider a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for experienced precious metals investors who know the market and want to invest a significant portion of their wealth into a gold IRA which offers savings for large investments, but doesn’t offer a lot of tools to help novice investors understand. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer with options for basic gold and silver as well as helpful ways to seek help.
The following accreditations, grades and titles were granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB gave the BBB an A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you won’t find a better organization than Patriot Gold Group. The company puts its customers first by providing them with helpful assistance lines, straightforward prices, and easy-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The price of gold changes in real-time on their website, so you are able to easily evaluate the risks, benefits and costs of purchasing. You can pick from 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date 50 years ago.
Patriot Gold Group has a high minimal account size of $50,000 so it is recommended to go with buyers who have had this experience before. The first year of storage and maintenance costs $250, and each year after that costs $200. You might have to shell out more such as the cost to open an account.
To start your journey with Patriot Gold Group, you have to follow these steps:
Fill out the online application for a new account to get started.
Contact a service representative to initiate your account restart or transfer of funds.
You can purchase precious metals and decide how you want to store them.
You can get free delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
Fees for accounts have been waived for purchases over $100,000
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide choice of gold physical coins as well as bullion.
AdvantageGold is among the top companies for gold IRAs. They say they are the best gold-producing company in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice when you love doing things online and need easy access to high-quality training tools.
It is possible to apply for an account without talking to anyone, and the company gives access to a vast knowledge base that includes videos, tools and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars and it is awarded an A+ rating.
More than 700 users have given Google five stars.
More than 1,400 people have rated Trustpilot five stars.
Based on AdvantageGold’s reviews, you can expect great customer service, great help and transparent prices in all of your contacts with the company.
AdvantageGold lets you put platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage charges for IRA purchases are between $100 and $150. Investors are also required to pay a $50 account set-up fee and a variety of annual upkeep charges. AdvantageGold has no minimum payments, which is a good thing.
To start using AdvantageGold, you need to complete the following steps:
Fill out the form online and choose the account manager you would like to work with. You can complete the first step on your own with AdvantageGold, or you can call the customer service team for personalized assistance.
Accept the rules and guidelines that the business follows, and then share your financial documents. You may be required to present various documents regarding your IRA or taxes.
Choose the method you wish to transfer money into your account. An expert in rolling money over into a gold IRA will help you do this.
You can purchase precious metals and pick a secure place to store them. In the final step, you must sign the declaration form.
AdvantageGold has the following characteristics that make it stand out:
If you’re ready to sell the house, the buy-back plan makes it easy.
A free guide to investing in gold through your IRA.
There are many ways to learn.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Step-by-step directions for withdrawing cash
Customers on all websites give great reviews of gold IRAs.
What is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account which makes use of silver, gold, or other valuable metals instead bonds.
To guard yourself against inflation and possible market crashes, you need a diversified collection of investments. Because of this, many people are placing silver, gold, and other valuable metals in their retirement accounts because they are an extremely safe and reliable investment.
The companies on our list assist people in setting up gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, move the funds in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. They must be gold or coins that meet a set of “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS like the Canadian Maple Leaf.
The best gold IRA firms make it easy and easy to manage and fund these individual retirement accounts. Many companies place clients in contact with account reps who will assist them throughout the process.
But an agent of an account isn’t the same as a financial advisor. If you’re considering adding a gold IRA to your retirement account to diversify it, you should talk to your financial advisor first to find out whether it is a good idea for you.