A precious metals IRA or, more commonly called a gold-backed IRA, can help protect your investment from the volatility of markets and protect you against inflation. Additionally, precious metals such as silver and gold are different from traditional assets like stocks and bonds which makes them a good way to diversify.
We looked at the top gold IRA firms to determine the best precious metal IRA accounts are the most beneficial. We looked at each gold IRA company below based upon a range of factors, including the quality of the metals they offer as well as the costs they impose, their storage options they provide as well as their customer service as well as their appearance.
Goldco is among the most trusted and best company generally when it comes to gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: New sales may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that can help you save for retirement. Goldco is a leader in the field of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to safeguard the assets of a variety of retirement accounts by transferring them to a precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b), a precious metals expert at the company can show you how to transfer the money from your account into a precious metals IRA.
The company also sells silver and gold directly to its customers. You can put your retirement savings as well as other savings accounts in actual silver and gold.
If you want to start a precious metals IRA through Goldco move or rollover the assets you have in your current savings account to the new IRA. Goldco makes it simple and painless for customers to do this by walking them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Purchase your precious metals: Choose the precious metals you want to include in your investment.
Goldco sells many different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of various sizes can also be bought. These bars are pure as.9999.
Goldco also has a program to buy back gold. In the event that your situation alters and you need to sell the precious metals in your account Goldco will purchase them back at the highest buy-back price, guaranteed.
If you’re considering investing in an rare metals IRA, Goldco will send you a free kit that includes information. The kit includes a written and spoken instructions on investing in rare and precious metals.
Overall, we believe Goldco is among the best companies to provide gold IRAs.
One of the top companies for buying in silver, gold and platinum through an IRA.
reputable business with clear prices
With the gold IRA move, you can alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to purchase gold and silver. The company is run by a family and is based in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver if you want through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and complete the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you want to put into your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, you are able to store them with a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of gold and silver goods that can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
However metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to speak to someone about your investments and learn what they’re doing. You can dial the number on the company’s website anytime to speak to an agent.
If you want to learn more about buying in gold prior to taking the next step, you can ask the firm for a complimentary guide. This guide, which is 25 pages long, provides information about the ways that rare metals IRAs can assist you in taking control of your savings.
You can also learn about changes in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that will help you decide on how to spend.
American Hartford Gold is a reliable gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews and Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to invest your gold IRA money into Lear Capital. In this case you can seek advice from a specialist and pay a flat amount and guarantee your purchase up to 24 hours and not pay fees if you make a big payment.
The following are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, focus on smooth experiences and easy access to friendly help desks, and clear prices as well as other aspects. To ensure that your money meets IRS standards, it is best to only deal with a qualified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be put in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10 100-ounce bar of your favorite metal. Prices for precious metals are constantly changing to reflect market trends and make it easier to be aware of the price you can expect.
Follow these steps to get started using Lear Capital:
You can open a rare metals IRA account by filling out a simple online application which takes only 10 minutes.
You should hear back from the person responsible for the IRA within 24 hours regarding how to complete the tax-free transfer. The money could take as long as five days to be moved.
You can buy valuable metals and then let Lear Capital ship them to a safe place that is fully insured.
Set up and keep your IRA for free if spend between $25,000 and $50,000 in a single year or $25,000-$50,000 for two years, and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you receive free set-up and hold services.
If you have invested more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at a flat rate
One-on-one assistance from experts for gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from all sources
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, the company has been in business and a large number of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be sure that buying rare metals from Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a variety of gold, silver, palladium and platinum items as well as other. You can buy these metals on their own or use them to put money into an precious metals IRA.
This company makes it simple for you to move your retirement savings to an precious metals IRA. With the help of a certified Precious Metals Specialist, you can take the following steps:
Set up your account and select which method you would like to fund it. With Birch Gold Group, you can move an IRA or roll over an existing 401(k) to fund your new self-directed IRA.
Select the most valuable metals to invest in for your account. Your precious Metals Specialist can help you determine which metals to invest in to reap the most tax benefits.
You can buy your valuable metals. Your specialist will review your purchase and inform you that the purchase was successful when they have confirmed it.
Find a method to store your items. Your specialist will guide you through the various methods to organize your belongings. Birch Gold Group stores its customers’ investments in a variety of locations like Delaware Depository and Brink’s Global Service.
Check the status of your IRA is doing. You can call your Specialist at any time to review your account and make any changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium goods straight from them. The company offers a wide selection of coins that are accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
These are just a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They offer IRAs and cash-payouts for silver and gold. The business also offers a site with lots of information for free on investing in rare metals and setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
You can use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users set up precious metals IRAs. This IRA company works with individuals across all 50 U.S. states. They’ve been in business for over 30 years and managed more than $25 billion.
After you buy gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in its Delaware vault which is a secure private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. It’s as simple as transferring funds to your Augusta account and then select the silver and gold products you want to buy. Augusta will deliver them directly to your doorstep, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods made by the company include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1- to 10-ounce bullion gold bars, 10- up to 100-ounce silver bullion bar, and 90% silver bags.
A few of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA you can take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They sell silver, gold, platinum, and palladium. The company has a fantastic evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools to help you start these funds. On the Oxford Gold website, you can find out how to transfer funds to a precious metal IRA and learn how they work and what types are available and the reasons they are great investments.
On the Oxford Gold website, you can purchase bars and coins made of silver, gold, platinum, and palladium. The company offers a broad selection of popular silver and gold coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
It also offers a limited amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals firms by listening to clients and giving them the tools needed to make sound financial decisions. On its website, the company has a complete learning center to help with the buying process.
This study area has a number of tools, including:
Guide to investing in precious metals
News and stories about buying in gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also be able direct access to one of the company’s Managing Partners. The person you talk to will be able to assist you with any queries you might have regarding trading or how to store your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial point of view. This helps customers understand the advantages and disadvantages of these investments and make better decisions.
In general, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its an extensive selection of precious metals that have been allowed by the IRS. It also provides helpful training material for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After just a few years of operation Noble Gold’s gold IRA reviews on all sites have been awarded five stars.
Opening a gold IRA account is a great option, so it is important to select a precious metals investment firm that values the reviews of its clients as well as the certifications of its affiliates first. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment companies in that you can place bars and coins composed of silver, gold, platinum, and palladium into your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS rules, all rare metals IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anything from $80 to $200 per year for storage of your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to begin with Noble Gold:
Fill out the online form to get an individualized advice or to create an IRA account for gold. You can talk to an in-house expert about your choices during the free sessions.
Talk to an Noble Gold expert to start the process of moving your existing gold IRA over to the new account. If you take money out from a retirement account and transfer to the gold IRA instead of rolling it over, you may have to pay taxes on it. Consult a tax expert first.
Make sure you fund your precious metals IRA, and then buy the valuable metals you want.
Choose your storage, and then let Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Great ways to assist customers
There are many types of precious metals that you can pick from.
Several sources have rated it five stars.
Free access to the advice of experts
There are plenty of training tools that can help investors.
When you’re ready for selling, make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are knowledgeable about the market and wish to put a big chunk of their wealth into a gold IRA which offers savings for large investments, but doesn’t offer many tools to help new investors learn. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer that has options for basic silver and gold and the best ways to get assistance.
The following accreditations, grades, and titles have been awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB gave the BBB the A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its customers by giving them helpful support lines, clear prices, and simple to use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The price of gold fluctuates in real time on the website, which means you can easily see the risks, benefits, and costs associated with your purchase. You can pick from 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating 50 years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, which is why it is recommended for those who have done this before. The initial year of storage and upkeep costs $250, and each year thereafter costs $200. You might have to pay more, such as an amount to establish an account.
To start your journey with Patriot Gold Group, you have to follow these steps:
Complete the online application form to get started.
Contact a service representative to get your account started or movement of funds.
You can buy valuable metals and choose how you’d like to store them.
You can receive no cost delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Fees for accounts have been eliminated for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide selection of physical gold coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim they are the top gold company in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice If you enjoy doing things online and need easy access to good training tools.
The application process is simple without speaking to anyone, and the company gives you access to a large knowledge base with tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars with the A+ grade.
More than 700 users have rated Google five stars.
More than 1,400 people have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews you can count on great customer service, fantastic assistance and transparent prices in all your interactions with the company.
AdvantageGold allows you to put platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most common choices.
Annual storage charges for IRA purchases are between $100 to $150. Investors also have to pay a $50 account set-up fee and a range of different annual upkeep charges. AdvantageGold has no minimum payment which is a great thing.
To start using AdvantageGold you must complete the following steps:
Complete the online form, and select the account manager you’d like to choose. You can do this first step on your own using AdvantageGold or call the customer service team for assistance tailored to your needs.
Accept the rules and guidelines of the company, then share your financial documents. You may need to provide various documents regarding your IRA or tax obligations.
Choose the way you want to put funds into your account. An expert in rolling money over into an gold IRA can assist you with this.
You can purchase valuable metals and select a secure place to store them. As the last step, you need to sign the declaration form.
AdvantageGold has the following traits which make it stand out:
When you’re ready for selling the house, the buy-back plan simplifies the process.
A guide for investing in gold with your IRA.
There are many ways to learn.
There are no minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Resources with step-by-step instructions regarding how to withdraw money
Customers on all websites give excellent review of gold IRAs.
What is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account which makes use of silver, gold or other precious metals instead bonds.
To protect yourself from inflation and possible market crashes, you require a variety of investments. This is why many people have started putting gold, silver and other precious metals in retirement accounts since they are a fairly safe and reliable investment.
The companies we have listed assist people in setting up gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, transfer the money from your retirement savings to an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals can be placed in precious metals IRAs. These items have to be gold or coins that meet a set of “fineness” standards. These accounts can only hold the coins that are OK with the IRS such as the Canadian Maple Leaf.
The top gold IRA companies make it easy and easy to fund and take care of these retirement accounts for individuals. Many companies put customers in touch with account reps who can help them through the process.
But an agent of an account isn’t the same as a financial advisor. If you are considering adding gold IRA to your retirement account to make it more diverse You should speak to your financial advisor first to determine if it makes sense for you.