A precious metals IRA that is also known as a gold-backed IRA, can help protect your money from volatility in the market and protect you against inflation. Additionally, precious metals such as gold and silver are very different from traditional investments like stocks and bonds which makes them an excellent way to diversify.
We reviewed the top gold IRA companies to see which precious metal IRA accounts are the best value. We analyzed each gold IRA company below based upon a range of factors, including the valuable metals they offer as well as the costs they impose, their storage options they offer and their customer service and even their reputation.
Goldco is among the most reputable and most reliable company overall in the field of gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company in the field of gold IRAs.
Goldco is an established dealer of rare metals that sells goods that can help you save for retirement. This company is the leader in the field of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets in different retirement accounts by shifting them to a precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b), a precious metals expert from the company can show you how to transfer the funds that is in the account to an precious metals IRA.
This company also sells gold and silver directly to customers. You can also invest your retirement savings as well as money from other savings accounts in real gold and silver.
If you want to start an precious metals IRA through Goldco move or rollover your assets from your current savings account into your new IRA. Goldco makes it easy and stress-free for customers to complete this process by guiding them through the steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your valuable metals: Choose the precious metals you’d like to add to your investment.
Goldco sells a variety of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Marlin Gold
Gold and silver bars of different sizes can be purchased. These bars are pure as.9999.
Goldco also has a program for buying back gold. If you experience a change in your circumstances and require to sell the valuable metals in your account, Goldco will purchase them back at the most competitive buy-back price, guaranteed.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit that includes information. The kit includes a written and spoken instructions on investing in rare and precious metals.
We believe that overall Goldco is one of the top companies that offer gold IRAs.
One of the most trusted companies for buying in silver, gold and platinum through an IRA.
A reputable company with clear prices
With a gold IRA move, you can alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy gold and silver. The company is owned by a family, and is located in Los Angeles, CA. It has won several awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver in your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the gold or silver items you wish to place into your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, you can keep them in a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of silver and gold goods that can be bought directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
However, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
Combibar Valcambi
When you purchase valuable metals from American Hartford Gold, you can always speak with a representative about your investments and find out how they are doing. You can dial the number on the website anytime to speak to your agent.
If you’re interested in learning more about buying gold before taking the step, you can ask the firm for a no-cost guide. This 25-page guide has useful details on how rare metals IRAs can assist you in taking charge of your money.
You can also get information about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on how to spend.
American Hartford Gold is a reliable gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews, Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to put your gold IRA money in Lear Capital. In this scenario you can seek advice from a specialized expert or pay a fixed fee and make sure that the purchase is guaranteed for 24 hours, and not pay fees when you make a large payment.
Here are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, emphasize smooth experiences, easy access to helpful assistance teams and clear pricing among other things. To ensure that your money is compliant with IRS standards, you should only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be put in an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10to 100-ounce bar of your preferred metal. Prices for valuable metals change frequently to reflect changes in the market and make it easier to know the price you can expect.
Follow these steps to get started by contacting Lear Capital:
You can open a rare metals IRA account by filling out a simple online application that takes just 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours of how to complete the tax-free transfer. The money could take as long as five days to be transferred.
You can purchase precious metals and allow Lear Capital ship them to an appropriate location that is fully insured.
Set up and store your IRA for free if invest at least $25,000 to $50,000 for a year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account over $25,000, you will receive free setup and holding services.
If you make a purchase of more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at the flat price
Assistance from a professional for gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from all sources
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, this company has been operating and a large number of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be sure that buying rare metals from this company is a secure and reliable process.
Birch Gold Group sells a wide range of gold, silver, palladium and platinum items in addition to other. You can buy these metals on their own or use them to put money into an precious metals IRA.
The company makes it simple for you to convert the retirement savings you have saved into an precious metals IRA. With the help of a certified Precious Metals Specialist You can follow these steps:
Create your account and decide which method you would like to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or transfer a 401(k) to fund your new self-directed IRA.
Choose the valuable metals that will benefit your account. Your precious Metals Specialist can help you determine which metals to invest in to get the most tax advantages.
You can buy your valuable metals. Your specialist will go over your order and let you know that the purchase was successful after they have completed the transaction.
Find a method to store your belongings. Your Specialist will show you the various methods to organize your items. Birch Gold Group stores its customers’ funds at a number of places, such as Delaware Depository and Brink’s Global Service.
Find out how you IRA is performing. You can contact your Specialist anytime to check your account or make changes.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and products directly from the company. The company sells a wide selection of gold and silver coins accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold as well as silver.
These are some of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They offer IRAs and cash-payouts for gold and silver. This company also has a website that contains many free information regarding the investment in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
Use money from your savings account to pay for your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people set up precious metals IRAs. This IRA company is a partner for people in all fifty U.S. states. They’ve been operating for more than 30 years and have been able to manage more than $25 billion.
After you buy gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals inside the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. All you have to do is transfer funds into the Augusta account and choose the gold and silver goods you wish to purchase. Augusta will bring them right to your doorstep, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods manufactured by the firm include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10 ounce bullion gold bars, 10 to 100-ounce silver bullion bars, and 90 silver bags that contain a minimum of 99.
Some of the company’s top-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA, you can also check out the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They offer silver, gold, platinum, and palladium. The company has an excellent review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools to assist you in establishing these funds. On the Oxford Gold website, you can find out how to transfer funds to a precious metal IRA and learn how they function and what types are available and the reasons why they are great investments.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company offers a broad variety of gold and silver coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The company also sells a tiny number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals firms in its ability to listen to clients and giving them the tools they need to make informed financial decisions. The company’s website has a full learning center to assist buyers.
This study area has a number of tools that include:
Guide to investing in precious metals
News and stories about buying gold
FAQs
A list of terms
When you work for Oxford Gold Group, you’ll also be able to interact directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to assist you with any queries you have about how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This helps customers understand the advantages and disadvantages of these investments and make better choices.
In general, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its an array of high-quality metals that have been approved by the IRS. It also offers helpful educational material for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. In less than 10 years of operation, the company’s gold IRA reviews on all sites have won it five stars.
Opening an IRA account is a big choice, so you should select a precious metals investment firm that places the reviews of its clients and the accreditations of its affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you can place bars and coins made of silver, gold platinum, palladium, and platinum in your IRA. There are many kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce such as the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations, all rare metals IRA purchases are sent to secure locations located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anything from $80 to $200 per year to keep your real valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to start using Noble Gold:
Fill out the online form to get an individualized advice or to open an IRA account for gold. You can speak with an in-house expert about your options during free sessions.
Talk to a Noble Gold expert to start the process of moving the gold IRA over to your new account. If you take money out of another retirement account to transfer to the gold IRA instead of rolling it over, you might have to pay taxes on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA, and then buy the valuable metals you want.
Choose your storage, and then allow Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are many types of valuable metals to choose from.
Many sources gave it five stars.
Access to the advice of experts
There are a lot of training tools that can help investors.
If you’re ready to sell, a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been rated the highest-rated gold and silver dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for experienced precious metals investors who know the market and would like to put a big chunk of their assets into a gold IRA as it offers savings for large investments but doesn’t offer the tools needed to help novice investors understand. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer that has options for basic gold and silver as well as good ways to get help.
The following grades, accreditations and titles were given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB awarded the BBB an A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates, and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its clients by providing them with helpful assistance lines, straightforward prices, and easy-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. Gold prices fluctuates in real-time on their website, so you are able to easily evaluate the risks, benefits and costs of your purchase. You can select from a variety of gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating as far back as 50 years ago.
Patriot Gold Group has a high minimal account size of $50,000 therefore it is recommended to go with buyers who have had this experience before. The first year of storage and upkeep costs $250 and every year after that costs $200. There may be a need to pay a little more for instance, an amount to establish an account.
To start working with Patriot Gold Group, you have to follow these steps:
Complete the online application form to get started.
Contact a customer service representative to start your account restart or to transfer funds.
You can buy valuable metals and decide how you’d like to store them.
You can get no cost delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
Fees for accounts have been waived for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great choice of physical gold coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim to be the top gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you when you love doing things online and want easy access to high-quality training tools.
It is possible to apply for an account with no need to talk to a person, and the company gives you access to a large knowledge base with tools, videos and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars with it is awarded an A+ grade.
Nearly 700 of their customers have awarded Google 5 stars.
More than 1,400 users have given Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, fantastic assistance and transparent prices throughout your interactions with AdvantageGold.
AdvantageGold lets you deposit gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage fees for IRA purchases range from $100 and $150. Investors also have to pay a $50 account set-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To start using AdvantageGold you must do the following:
Complete the form online and choose the account manager you want. You can complete this initial step on your own using AdvantageGold, or you can contact the customer service team for personalized assistance.
Accept the rules and policies of the company, and then provide your financial documents. You may be required to present different papers about your IRA or tax obligations.
Choose the method you wish to transfer money into your account. A professional who has experience in rolling over money into an gold IRA can assist you with this.
You can buy valuable metals and pick a secure place to store them. As the last step, you have to complete the declaration form.
AdvantageGold has the following characteristics that make it stand out:
When you’re ready for selling the property, the buy-back program makes it easy.
A free guide on investing in gold with your IRA.
There are many options to get involved in learning.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions regarding how to withdraw money
Customers on all sites leave great reviews of gold IRAs.
What is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-managed personal retirement account that uses silver, gold, or other valuable metals instead bonds.
To protect yourself from the risk of inflation and stock market crashes, you require a variety of investments. This is why many people have started investing in silver, gold, and other valuable metals in their retirement accounts because they are relatively safe and dependable investment.
The companies we have listed assist people in setting in place gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t start a gold IRA from scratch. Instead, move the money in your retirement savings into a new tab.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. These items have to be gold or coins that meet a set of “fineness” standards. These accounts can only hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA firms make it easy and painless to manage and fund these retirement accounts for individuals. Many companies put customers in touch with account representatives who can help them through the process.
But an agent of an account isn’t the same as a financial advisor. If you are considering adding gold IRA to your retirement account to make it more diverse You should speak to your financial advisor first to see whether it’s a good idea for you.
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