A precious metals IRA or, more commonly called a gold-backed IRA can help protect your savings from market volatility as well as protect your investment from inflation. Also, valuable metals like silver and gold are different from the standard assets like stocks and bonds, which makes them a great way to diversify.
We reviewed the top gold IRA firms to determine the best precious metal IRA accounts are the best value. We analyzed every gold IRA company below, based on a variety of factors, including the quality of the metals they offer as well as the costs they impose, the storage options they provide and their customer service and their image.
Goldco is one of the most trusted and most reliable company overall when it comes to gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: The new sales may get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company in the field of gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that can help you save more for retirement. This company is the leader in the business of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets of a variety of retirement accounts by shifting them to an precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b), a precious metals expert at Goldco can help you understand how to move the money that is in the account to a precious metals IRA.
This business also sells gold and silver directly to clients. You can also invest your retirement savings or money from other savings accounts in actual gold and silver.
If you’re looking to establish an precious metals IRA through Goldco and move or roll over your assets from your savings account to your new IRA. Goldco makes it simple and easy for customers to accomplish this by walking them through the steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your valuable metals: Select the precious metals you would like to include in your investment.
Goldco sells a variety of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of various sizes can also be purchased. They’re as pure as.9999.
Goldco also has an option to buy back gold. In the event that your situation alters and you require to sell the valuable metals in your account Goldco will buy them back at the highest price for buy-back, which is guaranteed.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a free kit with details. The kit includes written, spoken, and seen guide to investing in rare metals.
We believe that overall Goldco is one of the best companies to offer gold IRAs.
One of the most trusted companies for buying in gold, silver and platinum through an IRA.
reputable business with clear prices
With a gold IRA move, you are able to switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy gold and silver. The company is run by a family of employees and is located in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill in the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Select the silver or gold items you would like to put into your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, you can store them with a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of gold and silver goods which can be purchased directly. For example, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
However, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always speak to someone about your investments and find out what they are doing. You can dial the number on the website anytime to speak to your agent.
If you want to learn more about purchasing gold before taking the step to buy it, you can ask the company for a free guide. This guide, which is 25 pages long, provides information about how rare metals IRAs can assist you in taking charge of your savings.
You can also get information about the latest developments in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide what to invest in.
American Hartford Gold is a reliable gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews, the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to put your gold IRA money into Lear Capital. In this scenario, you can get help from a personal expert and pay a flat amount and guarantee your purchase for 24 hours, and not pay fees if you make a big payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, are focused on smooth experiences, easy access to helpful support teams, and clear prices among other things. To make sure your money is in compliance with IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something simpler like a 10to 100-ounce bar made of your favorite metal. Prices for precious metals are always changing to reflect market trends and allow you to anticipate what you should expect.
Follow these steps to get started by contacting Lear Capital:
You can open a rare metals IRA account by filling out a simple online application that takes just 10 minutes.
You should hear from the person in charge of the IRA within 24 hours regarding how to do the tax-free transfer. The money could take as long as five days to be transferred.
You can purchase valuable metals, and then let Lear Capital ship them to an area that is secure and that is fully insured.
Create and keep your IRA at no cost if you spend between $25,000 and $50,000 for one year and $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you get free setup and holding services.
If you make a purchase of more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at the flat rate
One-on-one assistance from experts on gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from every source
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals in person or through an IRA. Since 2003, this company has been operating and a lot of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be assured that buying rare metals from this company will be a safe and reliable process.
Birch Gold Group sells a large selection of gold, silver, palladium, and platinum products as well as other. You can purchase these metals on their own, or use them to deposit money into an precious metals IRA.
This company makes it easy for you to convert the retirement savings you have saved into an precious metals IRA. With the help of a certified Precious Metals Specialist you can follow these five steps:
Create your account and select the method of funding it. Through Birch Gold Group, you can transfer an IRA or roll over a 401(k) for funding your self-directed IRA.
Select the most valuable metals for your account. The valuable Metals Specialist can help you figure out which metals to invest in to reap the highest tax advantages.
You can buy your valuable metals. Your specialist will review your order and inform you that the purchase was successful after they have completed the transaction.
Choose a way to store your items. Your specialist will guide you through the various options for storing your things. Birch Gold Group stores its customers’ investments at a number of places, such as Delaware Depository and Brink’s Global Service.
Find out how your IRA is going. Contact your Specialist anytime to review your account and make any changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium products directly from them. The company offers a wide selection of coins that are deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold and silver.
Here are a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They provide IRAs and cash-payouts for silver and gold. The firm also runs a website with lots of information for free about investing in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your new IRA.
Use money from your savings account to add funds to your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people set up precious metals IRAs. This IRA company is a partner for people in all fifty U.S. states. They have been in business since more than 30 years, and been able to manage more than $25 billion.
After you buy gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in its Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an option to buy real gold and silver. It’s as simple as transferring funds into the Augusta account and choose the gold and silver goods you’d like to purchase. Augusta will bring them right to your door and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods made by the company include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10 ounce bullion gold bars, 10 up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
The company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA You can also take a look at the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They sell silver, gold platinum, palladium, and. The company has a great rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools to assist you in establishing these funds. On the Oxford Gold website, you can learn how to move money into a precious metal IRA and how they work, what kinds are offered and the reasons why they are a good investment.
The Oxford Gold website, you can purchase coins and bars made of silver, gold platinum, palladium, and. The company sells a wide range of gold and silver coins, as well as other items like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The firm also sells a tiny number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be different from other companies that deal in precious metals by listening to clients and providing them with the tools needed to make sound financial decisions. On its website, the company provides a full learning center to aid buyers in the purchasing process.
This study area has several tools, including:
Guide to investing in precious metals
News and stories about buying gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the Oxford Gold Group’s Managing Partners. This person can assist you with any queries you may have about how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial perspective. This helps customers understand the advantages and disadvantages of these investments and make better choices.
In general, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an extensive selection of precious metals that have been allowed by the IRS. It also provides helpful training materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. In less than 10 years of operation Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening an gold IRA account is a good option, so it is important to select a gold investment firm that places the reviews of its customers as well as the certifications of its affiliates first. The following scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can place bars and coins made of silver, gold platinum, palladium, and platinum in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare such as the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations, all rare metals IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anything from $80-$200 per year to keep your valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to begin using Noble Gold:
Fill out the online form to receive an individualized advice or to open an IRA account for gold. You can speak to an expert in-house about your choices during the free sessions.
Talk to an Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you withdraw money of another retirement account to transfer to your gold IRA instead of rolling it over, you may be required to pay tax on it. Consult a tax expert first.
You can fund your precious metals IRA and then purchase the valuable metals you want.
Choose your storage, and then allow Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many types of precious metals that you can pick from.
A number of sources have rated it five stars.
Free access to expert advice
There are plenty of training tools that can help investors.
When you’re ready for selling and sell your home, you should have you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top silver and gold dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who know the market and wish to put a large portion of their wealth into a gold IRA as it offers savings for large investments, but doesn’t have the tools needed to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a basic IRA dealer that has options for basic gold and silver, and good ways to get help.
The following grades, accreditations and titles have been given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB gave the BBB the A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its clients by giving them helpful support lines, clear prices, and easy-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The value of gold is updated in real-time through the site, so you can easily assess the risks, benefits, and costs associated with your purchase. You can select among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date 50 years ago.
Patriot Gold Group has a high minimal account size of $50,000 therefore it is recommended to go with buyers who have done this before. The first year of storage and maintenance costs $250 and every year thereafter costs $200. There may be a need to shell out more for instance, an amount to establish an account.
To start with Patriot Gold Group, you have to follow these steps:
Fill out the online account application to start.
Contact a service representative to initiate your account restart or transfer of funds.
You can purchase precious metals and choose how you’d like to store them.
You can receive free delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Fees for accounts have been eliminated for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good selection of physical gold coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They claim they are the top gold-producing company within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice If you enjoy doing things online and need easy access to high-quality training tools.
The application process is simple without talking to a person The company will give access to a vast knowledge base, including tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with an A+ rating.
Over 700 customers have rated Google five stars.
More than 1,400 people have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold, you can expect great customer service, excellent assistance, and clear prices in all your interactions with the company.
AdvantageGold lets you deposit platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage fees for IRA purchases are between $100-$150. Investors also have to pay a $50 account-setting-up fee and a variety of annual upkeep fees. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To start using AdvantageGold To begin using AdvantageGold, you must follow these steps:
Fill out the online form and select the account manager you want. You can complete this initial step by yourself using AdvantageGold or call the customer service team for personalized help.
Accept the rules and policies that the business follows, and then share your financial documents. You may be required to present different papers about your IRA or tax obligations.
Select the method you prefer to deposit money in your account. A professional who has experience in rolling money into a gold IRA can assist you with this.
You can buy valuable metals and select a secure place to store them. As a final step, you have to sign the declaration form.
AdvantageGold has the following traits that make it stand out:
If you’re ready to sell, the buy-back scheme makes it easy.
A free guide to investing in gold through your IRA.
There are many methods to study.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Step-by-step directions for withdrawing money
Customers on all websites give glowing feedback on gold IRAs.
What is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that uses gold, silver or other precious metals instead of stocks and bonds.
To protect yourself from the risk of inflation and stock market crashes, you need a diversified collection of investments. Due to this, a lot of people have started investing in silver, gold, and other valuable metals into their retirement accounts since they are a fairly safe and reliable investment.
The companies we have listed help people set up gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, you should move the funds in your retirement savings to an account that is new.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. These items have to be coins or gold that meet a set of “fineness” standards. These accounts can only hold the coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA firms make it easy and painless to manage and fund these individual retirement accounts. Many companies put customers in touch with account reps who will assist them throughout the process.
However, an agent for an account is not the same as a financial advisor. If you want to add an gold IRA to your retirement account to diversify it, you should talk to your financial advisor first to find out if it makes sense for you.