A precious metals IRA or, more commonly called a gold-backed IRA, can help protect your investment from the volatility of markets and protect you from inflation. Additionally, precious metals like gold and silver are very different from the standard assets like bonds and stocks which makes them a great option to diversify.
We looked at the top gold IRA companies to see the best precious metal IRA accounts offer the most beneficial. We evaluated each gold IRA company below based upon a range of things, such as the precious metals they provide, the fees they impose, the storage options they offer, their customer service, and their image.
Goldco is the most trusted and most reliable company when it comes to gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company may get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall in the field of gold IRAs.
Goldco is an established dealer of rare metals that sells goods that can help you save for retirement. This company is the leader in the field of rare metals, and has been awarded many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets of a variety of retirement accounts by transferring them into the precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert from the company can show you how to move the money from your account into an precious metals IRA.
This company also sells gold and silver directly to customers. You can also invest your retirement savings as well as other savings accounts in actual gold and silver.
If you want to start an precious metals IRA through Goldco and move or roll over your savings from your current savings account into the new IRA. Goldco makes it easy and stress-free for customers to complete this process by guiding them through the steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your precious metals Choose the precious metals you’d like to add to your investment.
Goldco sells many different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of different sizes can be bought. They’re as pure as.9999.
Goldco also offers a program to buy back gold. In the event that your situation alters and you have to sell the precious metals in your account Goldco will buy these back for the best price for buy-back, which is guaranteed.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a free kit with details. The kit includes written spoken, spoken, and a visual guide to investing in rare metals.
Overall, we think Goldco is one of the best companies to provide gold IRAs.
One of the top companies to buy gold, silver, and platinum through an IRA.
A reputable business with transparent prices
With the gold IRA move, you are able to switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy in silver and gold. The company is owned by a family and is located in Los Angeles, CA. It has won several awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver in your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and complete the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you want to put in your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, you can store them in a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of silver and gold goods which can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always talk to a person about your investments and learn what they’re doing. You can dial the number on the company’s website anytime to speak to an agent.
If you’d like to know more about buying in gold before taking the step to buy it, you can ask the company for a free guide. This guide of 25 pages contains valuable information on the ways that rare metals IRAs can help you take charge of your savings.
You can also learn about the latest developments in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide what to invest in.
American Hartford Gold is a trusted gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews, Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to put your gold IRA funds into Lear Capital. In this case you will be able to get assistance from a personal expert and pay a flat amount and guarantee your purchase up to 24 hours and not pay fees when you make a large payment.
Here are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, are focused on smooth experiences and easy access to friendly assistance teams and transparent prices among other things. To ensure that your money is in compliance with IRS standards, you should only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10to 100-ounce bar made of your favorite metal. Prices for valuable metals are constantly changing to reflect market trends and allow you to know what to expect.
Follow these steps to get started by contacting Lear Capital:
You can open a rare metals IRA account by filling out an online application that takes just 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours about how to do the tax-free transfer. The money could take as long as five days to be transferred.
You can buy valuable metals and then let Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Create and store your IRA for free if you invest at least $25,000 to $50,000 for one year, $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you receive free setup and holding services.
If you invest more than $10,000, you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at the flat cost
One-on-one assistance from experts in gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals either in person or via an IRA. Since 2003, the company has been operating and a lot of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be assured that purchasing rare metals from this company is a secure and dependable process.
Birch Gold Group sells a wide range of silver, gold palladium, and platinum products, among others. You can buy these metals on their own or use them to put money into a precious metals IRA.
This company makes it easy for you to convert your retirement savings to a precious metals IRA. With the help of a trained Precious Metals Specialist, you can take these five steps:
Set up your account and choose how you want to fund it. Through Birch Gold Group, you can move an IRA or roll over a 401(k) to fund your new self-directed IRA.
Select the most valuable metals that will benefit your account. Your valuable Metals Specialist can help you determine which metals you should invest in to get the most tax advantages.
You can buy your valuable metals. Your specialist will go over your order and inform you that the purchase was successful when they have confirmed it.
Choose a way to store your belongings. Your specialist will guide you through the different ways to store your things. Birch Gold Group stores its customers’ funds in a variety of locations, such as Delaware Depository and Brink’s Global Service.
Find out how your IRA is performing. You can call your Specialist at any time to check your account or make changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium products directly from them. The company sells a wide range of gold and silver coins OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold as well as silver.
These are some of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They provide IRAs and cash-payouts for gold and silver. This company also has a website with lots of information for free regarding the investment in rare metals and setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your new IRA.
Make use of the money in your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help users create precious metals IRAs. This IRA company works with individuals from all fifty U.S. states. They have been in business for more than 30 years and have handled more than $25 billion.
When you purchase gold and silver for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. All you have to do is transfer money to your Augusta account and select the silver and gold items you want to buy. Augusta will deliver them to your door and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion products manufactured by the firm include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10-ounce bullion gold bars, 10 to 100-ounce silver bullion bars, and 90 silver bags that contain a minimum of 99.
Some of the company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA You can also look at a list of the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They sell gold, silver, platinum, and palladium. The company has an excellent evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools available to assist you in establishing these funds. On the Oxford Gold website, you can learn how to transfer money into a precious metal IRA and how these IRAs work, what kinds are offered, and why they are good assets.
On the Oxford Gold website, you can purchase bars and coins made of gold, silver, platinum, and palladium. The company sells a wide range of popular silver and gold coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The company also sells a limited amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals companies by listening to its clients and providing them with the tools needed to make sound financial decisions. On its website, the company has a complete learning center to assist buyers.
This study area has many tools which include:
Guide to investing in precious metals
News and stories about buying gold
A listing of terms
When you join the Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the company’s Managing Partners. The person will be able to answer any questions you might have regarding how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from a neutral point of view. This lets customers learn the pros and cons of these investments and make better choices.
In general, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its an array of high-quality metals that have been approved by the IRS. It also offers helpful educational materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After less than 10 years in operation Noble Gold’s gold IRA reviews on all sites have won it five stars.
Opening an gold IRA account is a great decision, so you must select a precious metals investment firm that values the opinions of its clients and its accreditations for affiliates in the first place. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were hard to find.
Noble Gold is like other gold investment companies in that you are able to place bars and coins made of gold, silver platinum, palladium, and platinum into your IRA. There are many different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare such as the 1oz Austrian Silver Philharmonic Coin. To meet IRS rules the rare metals that are included in IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay between $80 to $200 per year to keep your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to start with Noble Gold:
Complete the online form to get personalized advice or open an IRA account for gold. You can speak with an expert from the company about your options during the free sessions.
Talk to a Noble Gold expert to start the process of moving your gold IRA over to your new account. If you withdraw money of a retirement account to put into your gold IRA instead of rolling it over, you might be required to pay taxes on it. Consult a tax professional first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose the storage that you prefer and wait for Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many kinds of valuable metals to choose from.
Many sources have rated it five stars.
Access to the advice of experts
There are plenty of tools for training that can assist investors.
If you’re ready to sell, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated gold and silver dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for investors with experience in precious metals who know the market and would like to put a large portion of their money into an investment in gold IRA which offers savings for large investments, but doesn’t have a lot of tools to help investors who are new. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer that offers basic gold and silver as well as helpful ways to seek help.
The following grades, accreditations, and titles were given to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB gave the BBB an A+ rating and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its customers by giving them helpful support lines, transparent prices, and easy-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The price of gold is updated in real time on their website, which means you can easily see the risks, benefits and costs of your purchase. You can select from 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from as early as 50 years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, so it is best for buyers who have had this experience before. First year storage and maintenance costs $250 and each year following that is $200. There may be a need to pay a little more such as a fee to set up an account.
To start your journey with Patriot Gold Group, you must do the following:
Complete the online application form to start.
Contact a customer service worker to initiate your account restart or movement of funds.
You can purchase precious metals and choose how you’d like to store them.
You can receive free delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
Account fees have been eliminated for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide choice of gold coins as well as bullion.
AdvantageGold is among the top companies for gold IRAs. They claim to be the best gold company within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice If you enjoy doing things online and want easy access to high-quality training tools.
It is possible to apply for an account without talking to a person The company will give access to a vast knowledge base that includes tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and an A+ grade.
Over 700 customers have awarded Google 5 stars.
More than 1,400 people have rated Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, fantastic assistance and transparent prices in all of your contacts with AdvantageGold.
AdvantageGold allows you to put platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage charges for IRA purchases are between $100 and $150. Investors are also required to pay a $50 account-setting-up fee and a variety of annual upkeep charges. AdvantageGold has no minimum payment, which is a good thing.
To begin using AdvantageGold To begin using AdvantageGold, you must complete the following steps:
Fill out the form online and choose the account manager you want. You can do this first step by yourself using AdvantageGold or call the customer service team for personalized help.
Accept the policies and rules that the business follows, and then share your financial documents. You may be required to present different documents about your IRA or tax obligations.
Choose the method you wish to transfer funds into your account. An expert in rolling money over into an gold IRA will assist you in doing this.
You can purchase precious metals and select a secure storage space for them. In the final step, you have to sign the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out:
When you’re ready for selling, the buy-back scheme makes it easy.
A free guide to investing in gold through your IRA.
There are a variety of methods to study.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Step-by-step directions regarding how to withdraw funds
Customers on all websites give glowing feedback on gold IRAs.
What is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account that makes use of gold, silver, or other valuable metals instead of stocks or bonds.
To safeguard yourself from the effects of the risk of inflation and stock market crashes, you should have a diverse portfolio of investments. This is why a lot of people have started investing in silver, gold, and other valuable metals in retirement accounts because they are a fairly safe and reliable investment.
The companies listed on our list assist people in setting up gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, you should transfer the funds in your retirement savings into a new tab.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. These items have to be gold or coins and must meet specific “fineness” standards. These accounts can only hold coins that are approved by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it simple and easy to set up and manage these retirement accounts for individuals. Many companies place clients in contact with account reps who will assist them throughout the process.
But an agent of an account isn’t the same as a financial advisor. If you want to add a gold IRA to your retirement account to make it more diverse you should consult your financial adviser first to see if it makes sense for you.