A precious metals IRA, which is also called a gold-backed IRA, can help protect your investment from the volatility of markets and safeguard you against inflation. Also, valuable metals like silver and gold are different from the standard assets like bonds and stocks which makes them a good option to diversify your portfolio.
We reviewed the top gold IRA companies to determine which precious metal IRA accounts are the most beneficial. We evaluated every gold IRA company below based upon a range of factors, including the valuable metals they offer, the fees they impose, the storage options they provide as well as their customer service as well as their appearance.
Goldco is the most trusted and most reliable company in the field of gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: Sales made by the company can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company with regard to gold IRAs.
Goldco is an established dealer of rare metals that sells goods that can help you save more for retirement. This company is the leader in the field of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets of a variety of retirement accounts by moving them into the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at the company can show you how to move the money in your account to a precious metals IRA.
This company also sells gold and silver directly to customers. You can put your retirement savings as well as other savings accounts in actual gold and silver.
If you want to start a precious metals IRA through Goldco and move or roll over the assets you have in your current savings account to your new IRA. Goldco makes it easy and painless for customers to complete this process by guiding them through the steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your precious metals Choose the precious metals you’d like to add to your investment.
Goldco sells many different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Gold and silver bars of different sizes can also be bought. They are as pure as.9999.
Goldco also has a program for buying back gold. If your situation changes and you require to sell the precious metals that are in your account, Goldco will purchase them back at the best buy-back price, guaranteed.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit with information. The kit includes a written and spoken instructions on investing in rare and precious metals.
Overall, we think Goldco is one of the best companies that offer gold IRAs.
One of the most trusted companies to purchase gold, silver and platinum through an IRA.
reputable business with clear prices
With a gold IRA move, you can switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy gold and silver. The company is run by a family of employees and is located in Los Angeles, CA. It has won several awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver if you want through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill in the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you would like to put into your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, keep them with a safe storage company such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of gold and silver products that can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
On the other hand metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always talk to a person about your investments and learn what they are doing. You can call the number on the company’s website anytime to speak to your agent.
If you’re interested in learning more about purchasing gold prior to making the move to buy it, you can ask the business for a free guide. This guide, which is 25 pages long, provides details on how rare metals IRAs can assist you in taking charge of your money.
You can also get information about changes in the market for gold by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide how to spend.
American Hartford Gold is a reliable gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews as well as the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to put your gold IRA money in Lear Capital. In this scenario you will be able to get assistance from a personal expert or pay a fixed fee and make sure that the purchase is guaranteed for 24 hours, and avoid fees when you make a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, are focused on smooth experiences with easy access to knowledgeable support teams, and clear pricing as well as other aspects. To ensure that your money is in compliance with IRS standards, you should only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10 100-ounce bar made of your favorite metal. Prices for valuable metals change frequently to reflect changes in the market and make it easier to know what you should expect.
Follow these steps to get started with Lear Capital:
You can open an rare metals IRA account by filling out an online form that takes just 10 minutes.
You should hear from the person in charge of your IRA within 24 hours regarding how to complete the tax-free transfer. The money could take as long as five days to be moved.
You can purchase precious metals, and then let Lear Capital ship them to an appropriate location where they’ll be fully insured.
Set up and keep your IRA for free if spend at least $25,000 to $50,000 in a single year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you will receive free set-up and hold services.
When you have invested more than $10,000 you get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat cost
Assistance from a professional for gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from every source
Costs are clear because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, the company has been in business, and thousands of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be confident that purchasing rare metals through Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a wide range of silver, gold palladium, and platinum products in addition to other. You can purchase these precious metals on their own or use them to put money into an precious metals IRA.
This company makes it easy for you to transfer your retirement savings into an precious metals IRA. With the help of a trained Precious Metals Specialist, you can take the following steps:
Create your account and select the method of funding it. Through Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to fund your new self-directed IRA.
Choose the valuable metals that will benefit your account. Your precious Metals Specialist can help you figure out which metals to invest in to get the greatest tax benefits.
You can buy your valuable metals. Your specialist will go over your order and let you know that the purchase was successful when they have confirmed it.
Choose a way to store your belongings. Your Specialist will show you the different ways to store your items. Birch Gold Group stores its customers’ funds at various locations, such as Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is going. You can contact your Specialist at any time to check on your account and make any changes.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and goods straight from them. The company offers a broad variety of currency that is OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold as well as silver.
These are just a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They offer IRAs and cash payments for gold and silver. This business also offers a site that contains a lot of free information regarding the investment in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your new IRA.
Make use of the money in your savings account to pay for your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users to set up precious metals IRAs. This IRA company is a partner for people in all 50 U.S. states. They’ve been operating for more than 30 years and have managed more than $25 billion.
After you buy silver and gold for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. It’s as simple as transferring money to the Augusta account and select the silver and gold products you’d like to purchase. Augusta will bring them right to your doorstep, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the firm include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10-ounce bullion gold bars, 10 up to 100-ounce silver bullion bar, and 90% silver bags.
Some of the company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA, you can also look at a list of the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell gold, silver platinum, palladium, and. The company has a great rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools to assist you in establishing these funds. On the Oxford Gold website, you can find out how to move money to a precious metal IRA, how they function and what types are available, and why they are great investments.
The Oxford Gold website, you can purchase coins and bars made of gold, silver platinum, palladium, and. The company sells a vast range of popular silver and gold coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The firm also sells a tiny number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be better than other companies that deal in precious metals in its ability to listen to customers and providing them with the tools they require to make good financial choices. The company’s website offers an entire learning center that can assist buyers.
This study area has a number of tools which include:
Guide to investing in precious metals
Stories and news about buying gold
A glossary of terms
When you join the Oxford Gold Group, you’ll also have the opportunity to work directly with one of the company’s Managing Partners. The person will be able to help you answer any questions that you may have about how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This lets customers learn the advantages and disadvantages of these investments and make better choices.
In the end, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its an extensive selection of precious metals that are regulated by the IRS. It also provides helpful training materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After just a few years in business, the company’s gold IRA reviews on all sites have won it five stars.
Opening an IRA account is a good choice, so you should select a gold investment firm that values the opinions of its clients and the accreditations of its affiliates in the first place. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to place bars and coins made of silver, gold, platinum, and palladium in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare such as the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations the rare metals that are included in IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anywhere from $80 to $200 a year for storage of your valuable metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to begin with Noble Gold:
Complete the online form to receive personalized advice or open an IRA account for gold. You can talk to an in-house expert about your options during the free sessions.
Speak to an Noble Gold expert to start the process of rolling your gold IRA over to your new account. If you take money out from a retirement account and transfer to the gold IRA instead of rolling it over, you might be required to pay tax on it. Consult a tax expert first.
Make sure you fund your precious metals IRA, and then buy the valuable metals you want.
Select the storage you want and wait for Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Great ways to assist customers
There are many types of valuable metals to choose from.
Many sources gave it five stars.
Access to the advice of experts
There are plenty of training tools that can help investors.
When you’re ready for selling when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated silver and gold dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are knowledgeable about the market and wish to invest a significant portion of their wealth into a gold IRA as it offers savings for large investments but doesn’t have a lot of tools to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that offers basic gold and silver, and helpful ways to seek help.
The following accreditations, grades, and titles have been given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB gave the BBB an A+ rating and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews and awards, you’ll be able to find a better company than Patriot Gold Group. The company puts its customers first by giving them helpful assistance lines, straightforward prices, and easy-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The price of gold fluctuates in real time through the site, which means you can easily see the risks, benefits, and costs of purchasing. You can select from 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins from as early as 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, therefore it is recommended for those who have had this experience before. The first year of storage and upkeep costs $250 and every year following that is $200. There may be a need to pay more, like the cost to open an account.
To start with Patriot Gold Group, you need to do the following:
Fill out the online application for a new account to begin.
Contact a customer service worker to get your account started or transfer of funds.
You can purchase precious metals and pick the way you want to keep them.
You can receive complimentary delivery to your safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Fees for accounts have been eliminated for purchases over $100,000
Free investment guides for gold in an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide variety of gold physical coins as well as bullion.
AdvantageGold is among the top companies that offer gold IRAs. They say they are the best gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you when you love doing things online and want easy access to high-quality training tools.
It is possible to apply for an account with no need to talk to anyone, and the company gives access to a vast knowledge base with tools, videos and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars and an A+ rating.
More than 700 users have rated Google five stars.
More than 1,400 people have given Trustpilot five stars.
Based on the reviews of AdvantageGold you can count on great customer service, excellent assistance and clear pricing throughout your interactions with the company.
AdvantageGold lets you put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most common choices.
Annual storage charges for IRA purchases range from $100 and $150. Investors also have to pay a $50 account-setting-up cost and a variety of annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To begin using AdvantageGold, you need to complete the following steps:
Fill out the online form and select the account manager you want. You can complete the first step on your own with AdvantageGold, or you can contact the customer service team for personalized assistance.
Accept the rules and guidelines of the company, and then share your financial records. You may be required to present different documents about your IRA or tax obligations.
Choose the method you wish to put money in your account. A expert in rolling money over into a gold IRA will assist you in doing this.
You can purchase precious metals and pick a secure place to store them. As the last step, you must sign the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out from the crowd:
When you’re ready to sell the property, the buy-back program simplifies the process.
A guide for investing in gold with your IRA.
There are a variety of methods to study.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions on how to withdraw funds
Customers on all sites leave excellent reviews of gold IRAs.
What exactly is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account that makes use of silver, gold, or other valuable metals instead bonds.
To protect yourself from inflation and possible market crashes, you need a diversified collection of investments. Because of this, many people are investing in silver, gold and other precious metals into their retirement accounts due to them being a fairly safe and reliable investment.
The companies listed on our list assist people in setting in place gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t start a gold IRA from scratch. Instead, you should move the funds in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. The items must be coins or gold that meet a set of “fineness” standards. These accounts can only hold coins that are approved by the IRS such as the Canadian Maple Leaf.
The top gold IRA companies make it easy and painless to manage and fund the individual retirement accounts. Many businesses put clients in contact with account representatives who can help them through the process.
But an agent of an account isn’t the same as an advisor to financial matters. If you are considering adding an gold IRA to your retirement account to make it more diverse You should speak to your financial advisor to see whether it’s a good idea for you.