A precious metals IRA that is also called a gold-backed IRA can help protect your savings from market volatility as well as protect you from inflation. Also, valuable metals like gold and silver are very different from the standard investments like stocks and bonds, which makes them a good option to diversify your portfolio.
We looked at the best gold IRA firms to determine what precious metal IRA accounts are the best deal. We evaluated each gold IRA company below, based on a variety of things, such as the valuable metals they offer as well as the costs they impose, the storage options they offer as well as their customer service and even their reputation.
Goldco is the most reputable and best company generally for gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: New sales can receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that can help you save for retirement. This company is the leader in the business of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco can help you protect the assets in various retirement accounts by moving them to a precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert from the company can show you how to transfer the money in your account to a precious metals IRA.
This company also sells silver and gold directly to clients. You can put your retirement savings or money from other savings accounts in actual silver and gold.
If you want to start an precious metals IRA through Goldco move or rollover your savings from your current savings account into your new IRA. Goldco makes it easy and stress-free for customers to complete this process by guiding them through the steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your valuable metals: Choose the precious metals you’d like to add to your investment.
Goldco sells many different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of different sizes can also be bought. They are pure as.9999.
Goldco also offers a program to buy back gold. In the event that your situation alters and you require to sell the valuable metals that are in your account, Goldco will purchase these back for the best buy-back price, with a guarantee.
If you’re thinking of investing in an rare metals IRA, Goldco will send you a free kit that includes details. The kit includes written and spoken guide to investing in rare metals.
We believe that overall Goldco is one of the top companies that provide gold IRAs.
One of the most trusted companies for buying in silver, gold and platinum via an IRA.
reputable business with clear prices
With a gold IRA move, you can switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to purchase gold and silver. The company is run by a family and is based in Los Angeles, CA. It has won several awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver if you want through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and complete the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you want to put into your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, you are able to store them with a safe storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a broad range of silver and gold goods that can be purchased directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak with a representative about your investments and find out what they are doing. You can call the number listed on the company’s website anytime to speak to an agent.
If you’d like to know more about buying gold before taking the step, you can ask the company for a complimentary guide. This guide, which is 25 pages long, provides information about how rare metals IRAs can help you take charge of the savings you have.
You can also get information about changes in the gold market by going to the News and Charts part of the American Hartford Gold website. The site also has articles that will help you decide on how to spend.
American Hartford Gold is a trusted gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to put your gold IRA money in Lear Capital. In this case you will be able to get assistance from a specialist or pay a fixed fee and make sure that the purchase is guaranteed up to 24 hours and avoid fees when you make a large payment.
Here are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, emphasize smooth experiences with easy access to knowledgeable support teams, and clear prices among other things. To make sure your money is in compliance with IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be put in an IRA. You can pick from a variety of renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10- to 100-ounce bar made of your favorite metal. Prices for valuable metals are always changing to reflect changes in the market and allow you to be aware of the price you can expect.
Follow these steps to start by contacting Lear Capital:
You can open an rare metals IRA account by filling out a simple online application that only takes 10 minutes.
You should hear from the person responsible for your IRA within 24 hours regarding how to make the tax-free transfer. It can take anywhere from five to seven days for your money to be transferred.
You can purchase valuable metals and then let Lear Capital ship them to an appropriate location where they will be fully insured.
Create and keep your IRA for free if you spend at least $25,000 to $50,000 in a single year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account over $25,000, you receive free set-up and hold services.
When you make a purchase of more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
One-on-one assistance from experts in gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from every source
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals, either directly or through an IRA. Since 2003, this company has been in business and a lot of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be assured that buying in rare metals through Birch Gold Group is a secure and secure process.
Birch Gold Group sells a large selection of silver, gold palladium, and platinum products in addition to other. You can buy these metals on their own, or make use of them to deposit money into an precious metals IRA.
The company makes it simple for you to convert your retirement savings into a precious metals IRA. With the help of a qualified Precious Metals Specialist you can follow the following steps:
Create your account and decide how you want to fund it. Through Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to fund your self-directed IRA.
Choose the best metals to invest in for your account. The valuable Metals Specialist can help you determine which metals to invest in to get the highest tax advantages.
You can buy your valuable metals. Your specialist will review your purchase and inform you that the purchase was successful once they have done so.
Find a method to store your belongings. Your Specialist will show you the various options for storing your items. Birch Gold Group stores its customers’ assets in a variety of locations like Delaware Depository and Brink’s Global Service.
Check the status of you IRA is doing. You can call your Specialist anytime to check on your account or make changes.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and items directly from them. The company sells a wide selection of coins that are accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold and silver.
These are just a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you are looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They offer IRAs and cash-payouts for silver and gold. The business also offers a site that contains lots of information for free regarding investing in rare metals and setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set the new IRA.
Make use of the money in your savings account to pay for your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people set up precious metals IRAs. This IRA company works with people from all 50 U.S. states. They’ve been operating for over 30 years and managed more than $25 billion.
After you buy silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals inside the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. It’s as simple as transferring money to the Augusta account and then select the silver and gold products you wish to purchase. Augusta will bring them right to your door and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods made by the company include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars. 10 up to 100-ounce silver bullion bar, and 90% silver bags.
Some of the company’s top-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA, you can also look at a list of the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They sell gold, silver platinum, palladium, and. The company has a fantastic rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools to assist you in establishing these funds. On the Oxford Gold website, you can find out how to transfer money into an precious metal IRA and learn how they work and what types are available and the reasons why they are good assets.
The Oxford Gold website, you can purchase bars and coins made of gold, silver platinum, palladium, and. The company sells a vast range of gold and silver coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
It also offers a limited number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals firms by listening to clients and giving them the tools needed to make sound financial decisions. On their website, the business offers a full learning center to help with the buying process.
This study area comes with several tools that include:
Guide to investing in precious metals
News and stories about buying in gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also get direct access to one of the company’s Managing Partners. The person you talk to will be able to assist you with any queries you have about how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from a neutral point of view. This allows customers to understand the advantages and disadvantages of these investments and make better choices.
In the end, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA firms because it provides a wide range of valuable metals that have been allowed by the IRS. It also offers helpful educational material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After less than 10 years in business Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening a gold IRA account is a good option, so it is important to select a precious metals investment firm that values the reviews of its clients and its accreditations for affiliates first. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you can put coins and bars made of silver, gold platinum, palladium, and tin in your IRA. There are many different types of valuable metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare like the Austrian Silver Philharmonic 1oz Coin. To meet IRS rules all rare metals IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anything from $80-$200 per year for storage of your valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to begin with Noble Gold:
Fill out the form online to get a custom advice or to create an IRA account for gold. You can speak with an expert in-house about your choices during the free sessions.
Speak to an Noble Gold expert to start the process of rolling your gold IRA over to the new account. If you withdraw money of a retirement account to transfer to your gold IRA instead of rolling it over, you may be required to pay tax on it. Consult a tax professional first.
Make sure you fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Select the storage you want, and then let Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are a variety of precious metals that you can pick from.
Several sources have rated it five stars.
Access to expert advice
There are plenty of training tools that can help investors.
When you’re ready for selling when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top silver and gold dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who are familiar with the market and wish to invest a significant portion of their wealth into an investment in gold IRA as it offers savings for large investments, but doesn’t offer the tools needed to help novice investors understand. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer that has options for basic gold and silver, and good ways to get help.
The following accreditations, grades, and titles have been granted to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB awarded the BBB the A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews, and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its clients by offering them friendly assistance lines, straightforward prices, and easy-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The price of gold fluctuates in real time through the site, so you are able to easily evaluate the risks, benefits and costs of your purchase. You can select from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as far back as fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, therefore it is recommended for those who have had this experience before. First year storage and upkeep costs $250 and each year following that is $200. You may have to shell out more for instance, a fee to set up an account.
To start with Patriot Gold Group, you must do the following:
Fill out the online account application to begin.
Contact a service representative to initiate your account restart or transfer of funds.
You can purchase valuable metals and decide how you’d like to store them.
You can get complimentary delivery to your safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Account fees have been eliminated for purchases over $100,000
Free investment guides for gold in an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide variety of gold coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They say they are the best gold-producing company in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be for you when you love doing things online and would like to have easy access to good training tools.
The application process is simple with no need to talk to anyone, and the company gives access to a vast knowledge base that includes tools, videos and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars with an A+ rating.
Nearly 700 of their customers have rated Google five stars.
More than 1,400 customers have rated Trustpilot five stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, great help and clear pricing throughout your interactions with AdvantageGold.
AdvantageGold lets you put platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most popular choices.
The annual storage costs for IRA purchases range from $100 to $150. Investors also have to pay a $50 account-setting-up cost and a range of different annual upkeep charges. AdvantageGold does not have a minimum amount to pay which is a great thing.
To begin using AdvantageGold, you need to follow these steps:
Fill out the form online and choose the account manager you want. You can do this first step on your own with AdvantageGold or call the customer service team for personalized assistance.
Accept the rules and guidelines of your company then share your financial records. You may be required to present various documents regarding your IRA or tax obligations.
Choose the way you want to transfer money in your account. A professional who has experience in rolling money into a gold IRA will help you do this.
You can purchase valuable metals and choose a safe storage space for them. As the last step, you have to sign the declaration form.
AdvantageGold has the following traits which make it stand out from the crowd:
When you’re ready to sell the house, the buy-back plan makes it easy.
A free guide on investing in gold through your IRA.
There are many methods to study.
There are no minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Step-by-step directions on how to withdraw money
Customers on all sites give glowing reviews of gold IRAs.
What is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that makes use of gold, silver or other precious metals instead of stocks and bonds.
To guard yourself against the effects of inflation and potential market crashes, you need a diversified collection of investments. Because of this, a lot of people are now placing silver, gold, and other valuable metals in retirement accounts since they are relatively safe and dependable investment.
The companies we have listed help people set in place gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, you should transfer the money from your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. They must be gold or coins that meet a set of “fineness” standards. These accounts are only able to hold coins that are approved by the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it simple and stress-free to manage and fund the individual retirement accounts. Many companies place clients in contact with account reps who will assist them throughout the process.
However, an agent for an account isn’t the same as a financial advisor. If you are considering adding an gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor first to find out if it makes sense for you.