A precious metals IRA or, more commonly called a gold-backed IRA will help safeguard your money from volatility in the market and protect you from inflation. Additionally, precious metals such as silver and gold are different from the standard assets like bonds and stocks which makes them a good option to diversify.
We reviewed the top gold IRA companies to determine what precious metal IRA accounts offer the best value. We looked at every gold IRA company below based on a number of things, such as the valuable metals they offer, the fees they charge, the storage choices they offer, their customer service, as well as their appearance.
Goldco is one of the most trusted and most reliable company overall when it comes to gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company can get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall in the field of gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that will help you save more for retirement. Goldco is a leading company in the business of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco can help you protect the assets in a variety of retirement accounts by shifting them into a precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b), a precious metals expert at Goldco can help you understand how to transfer the money that is in the account to a precious metals IRA.
This business also sells gold and silver directly to clients. You can invest your retirement savings or money from other savings accounts into real silver and gold.
If you’re looking to establish a precious metals IRA through Goldco, move or rollover your assets from your savings account to your new IRA. Goldco makes it simple and easy for customers to accomplish this by guiding them through the steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your valuable metals: Choose the precious metals you’d like to add to your investment.
Goldco sells a variety of different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of different sizes can be purchased. They are as pure as.9999.
Goldco also offers a program for buying back gold. In the event that your situation alters and you require to sell the precious metals in your account, Goldco will purchase them back at the most competitive price for buy-back, which is guaranteed.
If you’re thinking of investing in an rare metals IRA, Goldco will send you a free kit that includes details. The kit includes written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we think Goldco is among the top companies that offer gold IRAs.
One of the most trusted companies to buy gold, silver, and platinum via an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy gold and silver. The company is run by a family and is headquartered in Los Angeles, CA. It has received numerous awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and complete the forms.
You can move your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you want to put in your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, you can keep them with a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also offers a variety of gold and silver products that can be bought directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
In contrast metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to speak with a representative about your investments and find out how they are doing. You can dial the number on the website anytime to speak to your representative.
If you want to learn more about buying gold prior to making the move to buy it, you can ask the company for a complimentary guide. This guide, which is 25 pages long, provides details on how rare metals IRAs can assist you in taking charge of your savings.
You can also learn about the changes to the gold market by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on what to invest in.
American Hartford Gold is a reliable gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been in business for more than 25 years. Based on gold IRA reviews, the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to invest your gold IRA money in Lear Capital. In that case, you can get help from a personal expert, pay a flat fee, guarantee your purchase up to 24 hours and avoid fees if you make a big payment.
The following are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, are focused on smooth experiences and easy access to friendly help desks, and clear pricing, among other things. To ensure that your money meets IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be put in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10– to 100-ounce bar of your favorite metal. Prices for precious metals change frequently to reflect changes in the market and make it easier to be aware of what you should expect.
Follow these steps to get started by contacting Lear Capital:
You can create a rare metals IRA account by filling in a simple online application that takes just 10 minutes.
You should hear from the person responsible for your IRA within 24 hours of how to do the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can purchase precious metals and let Lear Capital ship them to an appropriate location where they will be fully insured.
Create and keep your IRA for free if you invest at least $25,000 to $50,000 for a year, $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you get free setup and holding services.
If you invest more than $10,000, you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat rate
One-on-one assistance from experts in gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from all sources
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, this firm has been operating, and thousands of customers have praised the company. reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be assured that buying rare metals through Birch Gold Group is a secure and reliable process.
Birch Gold Group sells a variety of silver, gold, palladium and platinum items as well as other. You can purchase these metals by themselves or use them to put money into an precious metals IRA.
This company makes it easy for you to convert the retirement savings you have saved into an precious metals IRA. With the help of a trained Precious Metals Specialist you can follow the following steps:
Create your account and choose which method you would like to fund it. Through Birch Gold Group, you can transfer an IRA or roll over a 401(k) to fund your new self-directed IRA.
Select the most valuable metals that will benefit your account. Your valuable Metals Specialist can help you determine which metals you should invest in to gain the most tax advantages.
You can purchase your precious metals. Your Specialist will look over your purchase and inform you that your purchase was successful when they have confirmed it.
Choose a way to store your items. Your expert will help you understand the different ways to store your belongings. Birch Gold Group stores its customers’ investments at a number of places including Delaware Depository and Brink’s Global Service.
Check what your IRA is going. You can call your Specialist anytime to review your account or make adjustments.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium products directly from the company. The company sells a wide selection of coins that are accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold and silver.
Here are a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They provide IRAs and cash-payouts for gold and silver. This firm also runs a website with lots of information for free about investing in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
You can use money from your savings account to add funds to your account.
Through Augusta’s order desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers create precious metals IRAs. This IRA company is a partner for people across all 50 U.S. states. They’ve been operating for more than 30 years and have handled more than $25 billion.
When you purchase silver and gold for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in its Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an option to buy real gold and silver. It’s as simple as transferring money to the Augusta account and then select the silver and gold items you want to buy. Augusta will deliver them directly to your door and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods manufactured by the company include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars, 10- to 100-ounce silver bullion bars, and 90 silver bags that contain a minimum of 99.
The company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA, you can also take a look at the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They offer silver, gold, platinum, and palladium. The company has a fantastic rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools that can assist you in establishing these funds. On the Oxford Gold website, you can find out how to transfer money into a precious metal IRA, how they function and what kinds are available, and why they are good assets.
The Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company sells a vast selection of gold and silver coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The firm also sells a tiny number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be better than other companies that deal in precious metals in its ability to listen to clients and providing them with the tools they require to make informed financial decisions. On its website, the company provides a full learning center to assist buyers.
This study area includes a number of tools that include:
Guide to investing in precious metals
Stories and news about buying gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also be able to interact directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to help you answer any questions that you have regarding how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from a neutral point of view. This lets customers learn the pros and cons of these investments and make better decisions.
Overall, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an array of high-quality metals that have been allowed by the IRS. It also has helpful teaching material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. In less than 10 years in business Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening a gold IRA account is a good decision, so you must select a precious metals investment company that puts the reviews of its customers and the accreditations of its affiliates first. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment companies in that you can place bars and coins made of silver, gold, platinum, and palladium into your IRA. There are many different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce such as the Austrian Silver Philharmonic 1oz Coin. To comply with IRS rules all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anything from $80 to $200 per year for storage of your precious metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to start using Noble Gold:
Complete the online form to get personalized advice or create an IRA account for gold. You can speak with an expert in-house about your choices during the free sessions.
Speak to a Noble Gold expert to start the process of moving your gold IRA over to the new account. If you withdraw money of another retirement account to put into the gold IRA instead of rolling it over, you might have to pay taxes on it. Consult a tax expert first.
You can fund your precious metals IRA and then purchase the valuable metals you want.
Select the storage you want, and then allow Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are many types of valuable metals to choose from.
Many sources gave it five stars.
Access to the advice of experts
There are many training tools to help investors.
When you’re ready for selling and sell your home, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been rated the highest-rated silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for experienced precious metals investors who are familiar with the market and wish to put a large portion of their wealth into a gold IRA which offers savings for large investments but doesn’t offer many tools to help investors who are new. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer that has options for basic silver and gold and helpful ways to seek help.
The following grades, accreditations, and titles were granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB gave the BBB the A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its clients by providing them with helpful support lines, transparent prices, and simple to use services that comply with IRS rules.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. Gold prices is updated in real-time on their website, so you can easily assess the risks, benefits and costs of your purchase. You can choose from 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating 50 years ago.
Patriot Gold Group has a large minimal account size of $50,000 therefore it is recommended to go with buyers who have previously had this service. The initial year of storage and maintenance costs $250 and every year after that costs $200. There may be a need to pay more, for instance, the cost to open an account.
To start working with Patriot Gold Group, you need to do the following:
Fill out the online account application to get started.
Contact a customer service worker to start your account restart or transfer of funds.
You can buy valuable metals and pick the way you want to store them.
You can get no cost delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
The cost of accounts has been eliminated for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good variety of gold physical coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They say they are the best gold-producing company in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you If you enjoy doing things online and would like to have easy access to quality training tools.
You can apply for an account with no need to talk to a person and the company provides you access to a huge knowledge base that includes tools, videos and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars with it is awarded an A+ rating.
More than 700 users have awarded Google 5 stars.
More than 1,400 customers have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, excellent assistance, and clear prices in all of your contacts with the company.
AdvantageGold lets you deposit gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage charges for IRA purchases range from $100-$150. Investors are also required to pay a $50 account set-up fee and a range of different annual upkeep charges. AdvantageGold has no minimum payment, which is a good thing.
To get started using AdvantageGold, you need to follow these steps:
Complete the online form, and choose the account manager you want. You can complete this initial step by yourself using AdvantageGold, or you can contact the customer support team for personalized assistance.
Accept the rules and guidelines of the company, and then share your financial documents. You may be required to present various documents regarding your IRA or taxes.
Choose the way you want to transfer money into your account. A expert in rolling over money into a gold IRA will help you do this.
You can purchase valuable metals and choose a safe storage space for them. As the last step, you need to sign the declaration form.
AdvantageGold has the following traits which make it stand out from the crowd:
If you’re ready to sell the property, the buy-back program makes it easy.
A free guide on investing in gold with your IRA.
There are a variety of options to get involved in learning.
There are no minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Resources with step-by-step instructions regarding how to withdraw funds
Customers on all sites leave great reviews of gold IRAs.
What exactly is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account which makes use of gold, silver or other precious metals instead bonds.
To guard yourself against the effects of inflation and potential market crashes, you need a diversified collection of investments. This is why many people are putting gold, silver and other precious metals into their retirement accounts since they are relatively safe and dependable investment.
The companies listed on our list help people set the gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, you should transfer the funds in your retirement savings into a new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. These items have to be gold or coins and meet certain “fineness” standards. These accounts can only hold the coins that are approved by the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it simple and stress-free to manage and fund these individual retirement accounts. Many companies place customers in touch with account representatives who can help them through the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you want to add gold IRA to your retirement account to make it more diverse You should speak to your financial adviser first to determine whether it’s a good idea for you.