A precious metals IRA or, more commonly called a gold-backed IRA can help protect your savings from market volatility and safeguard you against inflation. Additionally, precious metals like silver and gold are different from traditional assets like stocks and bonds which makes them a good option to diversify your portfolio.
We reviewed the top gold IRA companies to see which precious metal IRA accounts offer the best value. We looked at each gold IRA company below, based on a variety of things, such as the precious metals they provide, the fees they impose, the storage options they offer and their customer service as well as their appearance.
Goldco is among the most trusted and best company generally for gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: The new sales can get up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall in the field of gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that will help you save more for retirement. Goldco is a leading company in the business of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets of various retirement accounts by shifting them to the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert at Goldco can help you understand how to transfer the money in your account to an precious metals IRA.
This business also sells silver and gold directly to clients. You can also invest your retirement savings, or other savings accounts in actual silver and gold.
If you are looking to open an precious metals IRA through Goldco, move or rollover the assets you have in your current savings account into your new IRA. Goldco makes it easy and stress-free for customers to accomplish this by walking them through the steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your precious metals Choose the precious metals you would like to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Silver and gold bars of different sizes can be purchased. They are as pure as.9999.
Goldco also has a program for buying back gold. If you experience a change in your circumstances and need to sell the precious metals that are in your account, Goldco will buy these back for the highest buy-back price, guaranteed.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a free kit with information. This kit has written spoken, spoken, and a visual guide to investing in rare metals.
Overall, we think Goldco is one of the best companies to provide gold IRAs.
One of the top companies to buy silver, gold, and platinum via an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to switch your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy in silver and gold. The company is owned by a family and is located in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and complete the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you would like to put into your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, you can keep them with a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also offers a variety of gold and silver products which can be purchased directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak to someone about your investments and learn what they are doing. You can call the number on the company’s website at any time to talk to your representative.
If you’d like to know more about purchasing gold prior to making the move you can contact the business for a free guide. This 25-page guide has useful information about how rare metals IRAs can assist you in taking charge of the savings you have.
You can also find out about the latest developments in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine how to spend.
American Hartford Gold is a trusted gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews and the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to put your gold IRA funds into Lear Capital. In this case you will be able to get assistance from a personal expert and pay a flat amount and guarantee your purchase for 24 hours, and avoid fees for a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, focus on smooth experiences, easy access to helpful assistance teams and transparent prices as well as other aspects. To ensure that your money is compliant with IRS standards, you should only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins that can be placed in an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10-to 100-ounce bar of your favorite metal. Prices for valuable metals change frequently to reflect market trends and allow you to be aware of the price you can expect.
Follow these steps to begin by contacting Lear Capital:
You can create a rare metals IRA account by filling out an online form that takes just 10 minutes.
You should hear from the person responsible for your IRA within 24 hours about how to complete the tax-free transfer. It can take anywhere from five to seven days for your money to be transferred.
You can buy valuable metals and let Lear Capital ship them to an appropriate location that is fully insured.
Create and store your IRA for free if you spend at least $25,000 to $50,000 for a year or $25,000-$50,000 for two years, and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you get free set-up and holding services.
If you invest more than $10,000, you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat price
One-on-one help from pros for gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from every source
Costs are clear because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals either in person or via an IRA. Since 2003, this company has been in business and a large number of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be assured that buying in rare metals from Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a large selection of gold, silver, platinum, and palladium goods, among others. You can buy these metals on their own or make use of them to deposit money into an precious metals IRA.
This company makes it easy for you to convert the retirement savings you have saved into an precious metals IRA. With the help of a certified Precious Metals Specialist you can follow these steps:
Create your account and choose which method you would like to fund it. Through Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) for funding your new self-directed IRA.
Choose the valuable metals to invest in for your account. The valuable Metals Specialist can help you determine which metals you should invest in to reap the greatest tax advantages.
You can purchase your precious metals. Your specialist will go over your order and inform you that the purchase was successful once they have done so.
Find a storage solution for your things. Your specialist will guide you through the different methods to organize your items. Birch Gold Group stores its customers’ investments at a number of places including Delaware Depository and Brink’s Global Service.
Find out what you IRA is going. You can contact your Specialist at any time to review your account or make changes.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and items directly from them. The company offers a broad range of gold and silver coins accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold as well as silver.
These are some of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you’re looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They provide IRAs and cash-payouts for gold and silver. The company also has a website with lots of information for free regarding investing in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your new IRA.
Make use of the money in your savings account to add funds to your account.
Through Augusta’s order desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers to set up precious metals IRAs. This IRA company is a partner for people from all 50 U.S. states. They have been in business since more than 30 years, and handled more than $25 billion.
When you purchase silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. You just need to move funds into your Augusta account and select the gold and silver goods you want to buy. Augusta will deliver them to your doorstep, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods made by the company include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10-ounce bullion gold bars, 10- to 100-ounce silver bullion bars, and 90 silver bags containing 97 percent.
The company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA, you can also look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that helps people set up gold IRAs. They offer silver, gold, platinum, and palladium. The company has a fantastic evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools to help you start these funds. On the Oxford Gold website, you can learn how to transfer money into an precious metal IRA and how they function and what kinds are available and the reasons they are a good investment.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company offers a broad range of popular silver and gold coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The company also sells a tiny amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals companies by listening to clients and providing them with the tools they need to make sound financial decisions. On its website, the company offers a complete learning center to help with the buying process.
This study area has several tools that include:
Guide to investing in precious metals
Stories and news about buying gold
A glossary of terms
When you join the Oxford Gold Group, you’ll also get to work directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to help you answer any questions that you may have regarding how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial perspective. This allows customers to understand the advantages and disadvantages of these investments and make better decisions.
In general, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides a wide range of valuable metals that have been approved by the IRS. It also has helpful teaching material for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After just a few years in operation, the company’s gold IRA reviews on all sites have earned it five stars.
Opening an gold IRA account is a good decision, so you must choose a precious metals investment firm that values the reviews of its customers and its accreditations for affiliates first. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can put coins and bars made of gold, silver platinum, palladium, and platinum into your IRA. There are many different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce such as the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations the rare metals that are included in IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anywhere from $80-$200 per year to keep your valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to get started with Noble Gold:
Fill out the online form to receive a custom advice or to open an IRA account for gold. You can talk to an expert in-house about your options during the free sessions.
Talk to a Noble Gold expert to start the process of moving the gold IRA over to the new account. If you take money out of another retirement account to put into your gold IRA instead of rolling it over, you could be required to pay taxes on it. Consult a tax professional first.
You can fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Select the storage you want, and then wait for Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are many types of precious metals that you can pick from.
A number of sources gave it five stars.
Free access to the advice of experts
There are many tools for training that can assist investors.
When you’re ready to sell and sell your home, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated silver and gold dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who are knowledgeable about the market and would like to put a large portion of their wealth into an investment in gold IRA, since it gives savings for large investments, but doesn’t have the tools needed to help investors who are new. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer with options for basic gold and silver as well as the best ways to get assistance.
The following grades, accreditations and titles were given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB gave the BBB the A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its clients by providing them with helpful assistance lines, straightforward prices, and simple to use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The value of gold changes in real-time on the website, which means you are able to easily evaluate the risks, benefits, and costs of purchasing. You can choose from 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating as early as fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, which is why it is recommended for those who have had this experience before. First year storage and upkeep costs $250 and each year thereafter costs $200. There may be a need to pay more, for instance, an amount to establish an account.
To begin working with Patriot Gold Group, you have to follow these steps:
Complete the online application for a new account to begin.
Contact a customer service worker to initiate your account restart or to transfer funds.
You can purchase precious metals and pick the way you’d like to store them.
You can get complimentary delivery to your safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
The cost of accounts has been waived for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to helpful customer service
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide selection of physical gold coins and bullion.
AdvantageGold is among the top companies for gold IRAs. They say they are the best gold-producing company within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice when you love doing things online and want easy access to good training tools.
It is possible to apply for an account with no need to talk to a person and the company provides you access to a large knowledge base with tools, videos and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars and the A+ grade.
Nearly 700 of their customers have rated Google 5 stars.
More than 1,400 customers have rated Trustpilot five stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, fantastic assistance, and clear prices in all of your contacts with the company.
AdvantageGold allows you to put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage charges for IRA purchases are between $100 to $150. Investors also have to pay a $50 account set-up fee and a variety of yearly upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To start using AdvantageGold, you need to do the following:
Fill out the online form, and choose the account manager you want. You can complete the first step on your own with AdvantageGold, or you can contact the customer service team for personalized assistance.
Accept the rules and guidelines that the business follows, and then provide your financial documents. You may need to provide different papers about your IRA or tax obligations.
Choose the method you wish to deposit money into your account. An expert in rolling over money into a gold IRA will help you do this.
You can purchase precious metals and pick a secure storage space for them. As a final step, you need to complete the declaration form.
AdvantageGold has the following traits that distinguish it from the crowd:
When you’re ready for selling the house, the buy-back plan simplifies the process.
A free guide to investing in gold with your IRA.
There are a variety of ways to learn.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources with step-by-step instructions on how to withdraw cash
Customers on all sites give glowing reviews of gold IRAs.
What is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-managed personal retirement account that makes use of silver, gold or other precious metals instead bonds.
To guard yourself against inflation and possible stock market crashes, you need a diversified collection of investments. Because of this, a lot of people are now placing silver, gold, and other valuable metals in retirement accounts due to them being an extremely safe and reliable investment.
The companies listed on our list help people set the gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, you should move the money from your retirement savings into a new tab.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. These items have to be gold or coins that meet a set of “fineness” standards. These accounts can only hold the coins that are OK with the IRS such as the Canadian Maple Leaf.
The top gold IRA companies make it easy and easy to set up and manage the individual retirement accounts. Many companies place clients in contact with account reps who will assist them throughout the process.
But an agent of an account isn’t the same as an advisor to financial matters. If you want to add gold IRA to your retirement account to make it more diverse You should speak to your financial advisor first to find out whether it’s a good idea for you.