A precious metals IRA or, more commonly known as a gold-backed IRA will help safeguard your investment from the volatility of markets and protect your investment from inflation. Additionally, precious metals like gold and silver are very different from traditional investments like stocks and bonds which makes them a good way to diversify.
We looked at the top gold IRA companies to determine what precious metal IRA accounts are the best deal. We evaluated every gold IRA company below based on a number of things, such as the valuable metals they offer as well as the costs they impose, their storage choices they offer and their customer service and their image.
Goldco is among the most reputable and most reliable company when it comes to gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: The new sales may get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that will help you save more for retirement. Goldco is a leading company in the business of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will help you protect the assets of different retirement accounts by moving them into a precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b), a precious metals expert from Goldco can help you understand how to transfer the funds that is in the account to an precious metals IRA.
This business also sells silver and gold directly to customers. You can invest your retirement savings, or money from other savings accounts in real gold and silver.
If you’re looking to establish a precious metals IRA through Goldco, move or rollover your assets from your savings account into the new IRA. Goldco makes it easy and painless for customers to accomplish this by walking them through the steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your precious metals Select the precious metals that you would like to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Marlin Gold
Gold and silver bars of different sizes can also be purchased. They’re pure as.9999.
Goldco also offers a program to buy back gold. In the event that your situation alters and you need to sell the valuable metals that are in your account, Goldco will buy these back for the highest buy-back price, with a guarantee.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit with information. This kit has a written, spoken, and seen information on investing in rare metals.
We believe that overall Goldco is among the best companies that offer gold IRAs.
One of the most trusted companies to purchase silver, gold, and platinum through an IRA.
reputable business with clear prices
With a gold IRA move, you can alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy in silver and gold. The company is owned by a family of employees and is headquartered in Los Angeles, CA. It has received numerous awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and complete the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you want to put in your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, you can keep them in a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also offers a variety of silver and gold goods that can be purchased directly. For instance, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
In contrast, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
Combibar Valcambi
When you purchase valuable metals from American Hartford Gold, you can always speak to someone about your investment and learn how they are doing. You can dial the number on the company’s website anytime to speak to your agent.
If you’re interested in learning more about buying gold prior to taking the next step to buy it, you can ask the firm for a free guide. This 25-page guide has useful information on how rare metals IRAs can help you take control of your money.
You can also get information about the changes to the market for gold by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that will help you decide on how to spend.
American Hartford Gold is a reliable gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews and the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to put your gold IRA money into Lear Capital. In this case you will be able to get assistance from a specialist and pay a flat amount and make sure that the purchase is guaranteed for 24 hours, and avoid fees for a large payment.
Here are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, are focused on smooth experiences, easy access to helpful assistance teams and clear prices as well as other aspects. To ensure that your money meets IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can pick from a variety of renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10– to 100-ounce bar made of your favorite metal. Prices for precious metals change frequently to reflect changes in the market and allow you to be aware of the price you can expect.
Follow these steps to start using Lear Capital:
You can open an rare metals IRA account by filling out a simple online application that takes just 10 minutes.
You should hear from the person responsible for the IRA within 24 hours regarding how to make the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can purchase valuable metals, and then allow Lear Capital ship them to an appropriate location where they will be fully insured.
Create and store your IRA at no cost if you spend at least $25,000 to $50,000 for a year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you receive free set-up and holding services.
When you have invested more than $10,000 you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat price
One-on-one assistance from experts in gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from every source
Costs are clear because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, this company has been operating and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be assured that buying rare metals from Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a variety of silver, gold, palladium, and platinum products as well as other. You can purchase these precious metals on their own or use them to put money into a precious metals IRA.
The company makes it simple for you to transfer your retirement savings to a precious metals IRA. With the help of a trained Precious Metals Specialist you can follow the following steps:
Set up your account and decide which method you would like to fund it. Through Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) for funding your self-directed IRA.
Select the most valuable metals that will benefit your account. The valuable Metals Specialist can help you figure out which metals to invest in to reap the greatest tax advantages.
You can buy your valuable metals. Your specialist will review your purchase and inform you that your purchase went through when they have confirmed it.
Find a method to store your belongings. Your Specialist will show you the different methods to organize your things. Birch Gold Group stores its customers’ funds in a variety of locations including Delaware Depository and Brink’s Global Service.
Check how your IRA is doing. Contact your Specialist anytime to check your account or make changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium goods straight from them. The company offers a wide selection of gold and silver coins accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold and silver.
These are some of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They offer IRAs and cash payments for silver and gold. The business also offers a site that contains a lot of free information on the investment in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your brand new IRA.
You can use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people to set up precious metals IRAs. This IRA company works with people from all 50 U.S. states. They’ve been operating for more than 30 years and have handled more than $25 billion.
When you purchase silver and gold for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in its Delaware vault which is a secure private vault.
Augusta Precious Metals is also a place where you can purchase real gold and silver. It’s as simple as transferring funds into your Augusta account and then select the silver and gold products you’d like to purchase. Augusta will deliver them directly to your door and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods made by the firm include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars. 10 to 100-ounce silver bullion bars and 90% silver bags.
Some of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA you can look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They sell silver, gold, platinum, and palladium. The company has a fantastic rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools that can help you get started with these funds. On the Oxford Gold website, you can find out how to transfer money into a precious metal IRA and how they function and what types are available and the reasons they are a good investment.
On the Oxford Gold website, you can buy coins and bars made of gold, silver, platinum, and palladium. The company offers a broad range of popular silver and gold coins, as well as other items such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The company also sells a limited amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals companies by listening to its customers and providing them with the tools needed to make good financial choices. On their website, the business provides an entire learning center that can help with the buying process.
This study area has several tools which include:
Guide to investing in precious metals
News and stories about buying in gold
FAQs
A list of terms
When you work for Oxford Gold Group, you’ll also be able direct access to one of the Oxford Gold Group’s Managing Partners. The person will be able to help you answer any questions that you might have regarding how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial perspective. This lets customers learn the advantages and disadvantages of these investments and make better decisions.
Overall, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its a wide range of valuable metals that have been approved by the IRS. It also has helpful teaching materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After less than 10 years in business, the company’s gold IRA reviews on all sites have been awarded five stars.
Opening an IRA account is a big decision, so you must select a gold investment firm that values the reviews of its customers as well as the certifications of its affiliates first. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can put bars and coins composed of silver, gold, platinum, and palladium into your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare, like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations all rare metals IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anything from $80-$200 per year to keep your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin using Noble Gold:
Complete the online form to get a custom advice or to open an IRA account for gold. You can talk to an expert in-house about your options during the free sessions.
Speak to an Noble Gold expert to start the process of moving your gold IRA over to your new account. If you take money out of a retirement account to transfer to the gold IRA instead of rolling it over, you might be required to pay taxes on it. Consult a tax expert first.
You can fund your precious metals IRA, and then buy the precious metals you’d like.
Choose the storage that you prefer, and then let Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are a variety of precious metals that you can pick from.
Several sources gave it five stars.
Free access to expert advice
There are plenty of training tools to help investors.
When you’re ready to sell, a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated gold and silver dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who know the market and wish to put a big chunk of their assets into a gold IRA, since it gives savings for big investments but doesn’t have many tools to help novice investors understand. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer with options for basic gold and silver, and helpful ways to seek help.
The following accreditations, grades, and titles have been given to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB gave it the A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews, and awards, you won’t find a better organization than Patriot Gold Group. The company puts its customers first by giving them helpful support lines, clear prices, and easy-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The price of gold fluctuates in real-time on the website, so you can easily see the risks, benefits, and costs of your purchase. You can select from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins from as early as fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, so it is best for buyers who have previously had this service. The first year of storage and upkeep costs $250 and every year after that costs $200. There may be a need to pay more, for instance, the cost to open an account.
To start your journey with Patriot Gold Group, you have to follow these steps:
Complete the online account application to begin.
Contact a service representative to start your account restart or movement of funds.
You can purchase valuable metals and pick the way you want to store them.
You can get complimentary delivery to your safe locker.
Investors can get these important things from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Account fees have been eliminated for purchases over $100,000
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a great choice of gold physical coins as well as bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim to be the best gold company within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice If you enjoy doing things online and would like to have easy access to quality training tools.
You can apply for an account without talking to anyone and the company provides you access to a huge knowledge base that includes tools, videos, and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars with the A+ rating.
Over 700 customers have rated Google five stars.
More than 1,400 customers have rated Trustpilot five stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, excellent assistance and transparent prices throughout your interactions with AdvantageGold.
AdvantageGold lets you deposit gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage charges for IRA purchases are between $100 and $150. Investors also have to pay a $50 account-setting-up cost and a variety of yearly upkeep fees. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To begin using AdvantageGold you must follow these steps:
Fill out the online form and select the account manager you’d like to choose. You can complete this initial step on your own using AdvantageGold or call the customer service team for personalized help.
Accept the rules and guidelines of the company, and then share your financial documents. You may need to provide various documents regarding your IRA or tax obligations.
Choose the way you want to transfer money into your account. A professional who has experience in rolling money over into a gold IRA will assist you in doing this.
You can buy valuable metals and pick a secure location to store them. As the last step, you have to complete the declaration form.
AdvantageGold has the following characteristics that make it stand out:
When you’re ready for selling the property, the buy-back program makes it simple.
A free guide to investing in gold through your IRA.
There are many options to get involved in learning.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions on how to withdraw cash
Customers on all sites give glowing reviews of gold IRAs.
What exactly is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account which makes use of silver, gold, or other valuable metals instead of stocks and bonds.
To protect yourself from the risk of inflation and stock market crashes, it is important to require a variety of investments. Because of this, a lot of people have started investing in silver, gold, and other valuable metals in their retirement accounts because they are a fairly safe and reliable investment.
The companies listed on our list help people set in place gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t start a gold IRA from scratch. Instead, move the funds in your retirement savings to an account that is new.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. These items have to be coins or gold that meet a set of “fineness” standards. These accounts can only hold coins that are accepted by the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it easy and easy to set up and manage these individual retirement accounts. Many companies put customers in touch with account reps who will assist them throughout the process.
But an agent of an account is not the same as an advisor to financial matters. If you are considering adding a gold IRA to your retirement account to make it more diverse You should speak to your financial adviser first to determine whether it’s a good idea for you.
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