A precious metals IRA or, more commonly known as a gold-backed IRA will help safeguard your money from volatility in the market as well as protect you from inflation. Additionally, precious metals such as silver and gold are different from the standard assets like stocks and bonds which makes them a great way to diversify.
We looked at the best gold IRA firms to determine what precious metal IRA accounts offer the most beneficial. We analyzed every gold IRA company below based on a number of factors, including the quality of the metals they offer as well as the costs they impose, their storage choices they offer, their customer service, and their image.
Goldco is one of the most reputable and most reliable company for gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall with regard to gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that can help you save for retirement. This company is the leader in the business of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets of various retirement accounts by shifting them to a precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) and a precious metals expert at Goldco can guide you on how to transfer the money from your account into a precious metals IRA.
This business also sells gold and silver directly to clients. You can also invest your retirement savings or money from other savings accounts in real silver and gold.
If you want to start an precious metals IRA through Goldco and move or roll over your assets from your savings account into your new IRA. Goldco makes it easy and easy for customers to do this by walking them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Purchase your precious metals: Choose the precious metals you’d like to add to your investment.
Goldco sells many different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of different sizes can also be bought. They’re as pure as.9999.
Goldco also offers a program for buying back gold. In the event that your situation alters and you need to sell the precious metals in your account, Goldco will buy them back at the best price for buy-back, which is guaranteed.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a free kit with details. This kit contains written spoken, spoken, and a visual guide to investing in rare metals.
We believe that overall Goldco is one of the top companies that offer gold IRAs.
One of the most trusted companies to buy silver, gold, and platinum through an IRA.
reputable business with clear prices
With the gold IRA move, you are able to alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you purchase gold and silver. The company is owned by a family and is based in Los Angeles, CA. It has received numerous awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and fill in the forms.
You can move your old IRA to a new self-directed gold IRA.
Select the silver or gold items you would like to put in your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you can keep them with a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of silver and gold goods which can be purchased directly. For instance, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
On the other hand, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 1 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak with a representative about your investments and learn what they’re doing. You can dial the number on the company’s website anytime to speak to your agent.
If you want to learn more about buying gold prior to making the move to buy it, you can ask the firm for a no-cost guide. This guide of 25 pages contains valuable information about how rare metals IRAs can assist you in taking control of your savings.
You can also learn about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine how to spend.
American Hartford Gold is a trusted gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews as well as the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to put your gold IRA money in Lear Capital. In that case you will be able to get assistance from a specialized expert and pay a flat amount and guarantee your purchase for 24 hours, and not pay fees for a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences with easy access to knowledgeable assistance teams and clear prices as well as other aspects. To ensure that your money is in compliance with IRS standards, you must only use a reputable service.
Lear Capital sells gold, platinum, and silver coins and bars that can be put in an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10- to 100-ounce bar of your preferred metal. Prices for precious metals change frequently to reflect changes in the market and make it easy to know the price you can expect.
Follow these steps to start using Lear Capital:
You can open a rare metals IRA account by filling in an online form which takes only 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours regarding how to complete the tax-free transfer. It can take anywhere from five to seven days for your money to be transferred.
You can purchase valuable metals, and then allow Lear Capital ship them to an appropriate location where they’ll be fully insured.
Create and store your IRA for free if spend at least $25,000 to $50,000 in a single year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you will receive free set-up and holding services.
If you invest more than $10,000, you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
One-on-one help from pros for gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from every source
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals, either directly or through an IRA. Since 2003, this company has been operating and a large number of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be confident that buying in rare metals from Birch Gold Group is a secure and secure process.
Birch Gold Group sells a wide range of gold, silver, platinum, and palladium goods in addition to other. You can purchase these precious metals on their own or make use of them to deposit money into an precious metals IRA.
This company makes it simple for you to move your retirement savings to a precious metals IRA. With the help of a certified Precious Metals Specialist you can follow the following steps:
Create your account and decide which method you would like to fund it. With Birch Gold Group, you can move an IRA or roll over a 401(k) for funding your new self-directed IRA.
Choose the best metals that will benefit your account. Your valuable Metals Specialist can help you determine which metals you should invest in to gain the highest tax advantages.
You can purchase your precious metals. Your specialist will go over your order and let you know that the purchase was successful once they have done so.
Choose a way to store your belongings. Your expert will help you understand the various methods to organize your things. Birch Gold Group stores its customers’ investments at various locations like Delaware Depository and Brink’s Global Service.
Find out what you IRA is going. Contact your Specialist at any time to check your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium goods straight from them. The company sells a wide range of coins that are accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold and silver.
These are just a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They provide IRAs and cash-payouts for gold and silver. The company also has a website with many free information on the investment in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
You can use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help users create precious metals IRAs. This IRA company is a partner for people in all 50 U.S. states. They have been in business for more than 30 years and have managed more than $25 billion.
When you purchase silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals inside the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. It’s as simple as transferring money to your Augusta account and select the silver and gold items you want to buy. Augusta will bring them right to your door and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion products manufactured by the company comprise things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars. 10- up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
Some of the company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding products to your IRA you can look at a list of the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that helps people set up gold IRAs. They sell gold, silver, platinum, and palladium. The company has an excellent evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools available to help you get started with these funds. On the Oxford Gold website, you can find out how to move money to an precious metal IRA and how they work and what kinds are available and the reasons why they are great investments.
The Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company sells a wide selection of popular silver and gold coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
It also offers a limited number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be superior to other companies that deal in precious metals by listening to customers and giving them the tools needed to make good financial choices. The company’s website offers a full learning center to assist buyers.
This study area includes many tools, including:
Guide to investing in precious metals
News and stories about buying gold
A list of terms
If you are employed by Oxford Gold Group, you’ll also get to interact directly with one of the company’s Managing Partners. The person you talk to will be able to assist you with any queries you have regarding how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This lets customers learn the advantages and disadvantages of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its an array of high-quality metals that have been allowed by the IRS. It also offers helpful educational material for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After just a few years in operation, the company’s gold IRA reviews on all websites have been awarded five stars.
Opening an gold IRA account is a big option, so it is important to choose a precious metals investment firm that places the opinions of its clients and its accreditations for affiliates in the first place. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were hard to find.
Noble Gold is like other gold investment companies in that you can place bars and coins composed of silver, gold platinum, palladium, and platinum into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare such as the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations the rare metals that are included in IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anywhere from $80 to $200 a year to store your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to get started with Noble Gold:
Fill out the form online to get personalized advice or open an IRA account for gold. You can speak to an in-house expert about your options during free sessions.
Contact an Noble Gold expert to start the process of moving the gold IRA over to your new account. If you take money out from a retirement account and transfer to the gold IRA instead of rolling it over, you may be required to pay taxes on it. Talk to a tax expert first.
You can fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Select the storage you want, and then allow Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Excellent ways to help customers
There are many kinds of valuable metals to choose from.
Several sources gave it five stars.
Access to expert advice
There are many training tools to help investors.
When you’re ready for selling when you’re ready to sell, consider a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated gold and silver dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are familiar with the market and want to put a large portion of their assets into a gold IRA as it offers savings for large investments, but doesn’t offer the tools needed to help investors who are new. Patriot Gold Group might be the right choice if you’re looking for a basic IRA dealer that offers basic silver and gold and good ways to get help.
The following grades, accreditations and titles were awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB gave the BBB an A+ rating and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its clients by providing them with helpful support lines, clear pricing, and simple-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. Gold prices changes in real time on their website, which means you can easily assess the risks, benefits, and costs of purchasing. You can choose among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating 50 years ago.
Patriot Gold Group has a high minimal account size of $50,000 so it is recommended for those who have had this experience before. First year storage and maintenance costs $250, and each year following that is $200. You might have to shell out more like the cost to open an account.
To begin working with Patriot Gold Group, you must do the following:
Fill out the online account application to start.
Contact a customer service worker to initiate your account restart or to transfer funds.
You can purchase precious metals and decide how you’d like to store them.
You can receive complimentary delivery to your safe locker.
Investors can get these important things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Account fees have been eliminated for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good selection of physical gold coins and bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim they are the top gold-producing company in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice when you love doing things online and want easy access to good training tools.
You can apply for an account with no need to talk to a person The company will give you access to a large knowledge base with tools, videos, and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars, and it is awarded an A+ rating.
Nearly 700 of their customers have given Google five stars.
More than 1,400 users have rated Trustpilot five stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, fantastic assistance and transparent prices in all of your contacts with the company.
AdvantageGold lets you put gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage fees for IRA purchases are between $100-$150. Investors also pay a $50 account-setting-up cost and a range of different annual upkeep charges. AdvantageGold has no minimum payments which is a great thing.
To get started using AdvantageGold, you need to complete the following steps:
Complete the online form and choose the account manager you want. You can complete the first step on your own with AdvantageGold, or you can contact the customer service team for personalized assistance.
Accept the rules and policies of your company and then share your financial documents. You may be required to present various documents regarding your IRA or tax obligations.
Select the method you prefer to deposit money in your account. An expert in rolling money into an gold IRA will assist you in doing this.
You can purchase valuable metals and pick a secure storage space for them. As the last step, you have to sign the declaration form.
AdvantageGold has the following characteristics that distinguish it:
When you’re ready for selling the property, the buy-back program makes it easy.
A free guide on investing in gold with your IRA.
There are a variety of ways to learn.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Resources with step-by-step instructions for withdrawing money
Customers on all sites give glowing review of gold IRAs.
What is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account that makes use of silver, gold, or other valuable metals instead bonds.
To protect yourself from inflation and possible market crashes, you should have a diverse portfolio of investments. This is why a lot of people are now investing in silver, gold, and other valuable metals into their retirement accounts since they are relatively safe and dependable investment.
The companies we have listed help people set in place gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, transfer the funds in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. These items have to be either coins or gold and meet certain “fineness” standards. These accounts can only hold coins that are OK with the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it simple and painless to set up and manage these retirement accounts for individuals. Many companies place customers in touch with account representatives who will assist them throughout the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you want to add an gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor to see if it makes sense for you.