A precious metals IRA or, more commonly known as a gold-backed IRA can help protect your savings from market volatility and safeguard you from inflation. Also, valuable metals like silver and gold are different from standard assets like bonds and stocks, which makes them an excellent option to diversify.
We looked at the top gold IRA firms to determine which precious metal IRA accounts are the best value. We looked at every gold IRA company below, based on a variety of factors, including the precious metals they provide as well as the costs they impose, the storage options they provide, their customer service, and even their reputation.
Goldco is one of the most trusted and most reliable company overall when it comes to gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company may get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save for retirement. This company is the leader in the business of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets of various retirement accounts by shifting them to an precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at Goldco can help you understand how to move the money from your account into a precious metals IRA.
The company also sells silver and gold directly to its customers. You can also invest your retirement savings as well as other savings accounts into real silver and gold.
If you’re looking to establish an precious metals IRA through Goldco, move or rollover the assets you have in your current savings account into the new IRA. Goldco makes it simple and stress-free for customers to do this by walking them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your precious metals Select the precious metals you want to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Marlin Gold
Silver and gold bars of different sizes can also be purchased. They are as pure as.9999.
Goldco also has a program to buy back gold. If your situation changes and you require to sell the valuable metals in your account Goldco will purchase these back for the best buy-back price, guaranteed.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a free kit with details. This kit has written, spoken, and seen instructions on investing in rare and precious metals.
Overall, we think Goldco is among the best companies to provide gold IRAs.
One of the top companies to buy gold, silver as well as platinum, through an IRA.
A reputable business with transparent prices
With the gold IRA move, you are able to change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to purchase gold and silver. The company is run by a family and is headquartered in Los Angeles, CA. It has received numerous awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and complete the forms.
You can move your old IRA to a new self-directed gold IRA.
Select the silver or gold items you would like to put into your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, you can keep them with a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a wide range of gold and silver products that can be purchased directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
In contrast metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 1 oz and 100 oz
Combibar Valcambi
When you purchase valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investment and find out what they’re doing. You can dial the number listed on the company’s website anytime to speak to your agent.
If you’d like to know more about buying gold prior to taking the next step to buy it, you can ask the firm for a no-cost guide. This guide, which is 25 pages long, provides information on the ways that rare metals IRAs can help you take control of your savings.
You can also find out about the changes to the market for gold by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide what to invest in.
American Hartford Gold is a reliable gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews as well as the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to put your gold IRA money in Lear Capital. In that case you will be able to get assistance from a specialized expert, pay a flat fee, guarantee your purchase for 24 hours, and avoid fees when you make a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, emphasize smooth experiences and easy access to friendly help desks, and clear pricing as well as other aspects. To make sure your money is in compliance with IRS standards, you must only use a reputable service.
Lear Capital sells gold, platinum, and silver coins and bars which can be put into an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10 100-ounce bar made of your favorite metal. Prices for precious metals change frequently to reflect market changes and make it easier to anticipate what you should expect.
Follow these steps to start using Lear Capital:
You can open a rare metals IRA account by filling in an online form that takes just 10 minutes.
You should hear back from the person responsible for the IRA within 24 hours of how to do the tax-free transfer. The money could take as long as five days to be transferred.
You can buy valuable metals and allow Lear Capital ship them to an area that is secure and that is fully insured.
Set up and store your IRA for free if spend at least $25,000 to $50,000 for one year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you get free set-up and hold services.
When you have invested more than $10,000 you get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat cost
Assistance from a professional in gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from every source
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals either in person or via an IRA. Since 2003, the company has been in business and a lot of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be assured that buying rare metals through this company is a secure and reliable process.
Birch Gold Group sells a variety of silver, gold, palladium and platinum items as well as other. You can buy these metals on their own, or use them to put money into an precious metals IRA.
This company makes it simple for you to transfer your retirement savings into a precious metals IRA. With the assistance of a certified Precious Metals Specialist you can follow these steps:
Create your account and select the method of funding it. Through Birch Gold Group, you can move an IRA or roll over an existing 401(k) to help fund your new self-directed IRA.
Choose the valuable metals that will benefit your account. The valuable Metals Specialist can help you figure out which metals to invest in to reap the greatest tax benefits.
You can buy your valuable metals. Your specialist will review your order and let you know that your purchase was successful when they have confirmed it.
Find a storage solution for your belongings. Your expert will help you understand the various ways to store your items. Birch Gold Group stores its customers’ investments at a number of places, such as Delaware Depository and Brink’s Global Service.
Find out the status of your IRA is performing. You can contact your Specialist at any time to check on your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and products directly from the company. The company offers a broad selection of coins that are deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
Here are a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They provide IRAs and cash-payouts for silver and gold. This company also has a website with a lot of free information about the investment in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
Use money from your savings account to pay for your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people to set up precious metals IRAs. This IRA company works with individuals in all fifty U.S. states. They’ve been operating since more than 30 years, and handled more than $25 billion.
After you buy gold and silver to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals inside the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. You just need to move funds to your Augusta account and then select the gold and silver goods you want to buy. Augusta will bring them right to your door and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods manufactured by the company comprise items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars. 10- to 100-ounce silver bullion bars, and 90 silver bags that contain a minimum of 99.
The company’s top-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA, you can also look at a list of the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They sell silver, gold platinum, palladium, and. The company has a fantastic rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools to help you start these funds. On the Oxford Gold website, you can find out how to transfer money to an precious metal IRA and how they function and what kinds are available and the reasons why they are a good investment.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold platinum, palladium, and. The company sells a wide range of gold and silver coins, as well as other items like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The company also sells a limited number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals firms by listening to its clients and providing them with the tools they require to make sound financial decisions. The company’s website offers an entire learning center that can help with the buying process.
This study area has a number of tools, including:
Guide to investing in precious metals
News and stories about buying in gold
FAQs
A list of terms
When you join the Oxford Gold Group, you’ll also get to work directly with one of the company’s Managing Partners. The person will be able to assist you with any queries you may have about how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial point of view. This lets customers learn the pros and cons of these investments and make better choices.
In the end, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its a wide range of valuable metals that have been approved by the IRS. It also provides helpful training materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After less than 10 years in operation Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening an IRA account is a big decision, so you must select a precious metals investment company that puts the reviews of its clients as well as the certifications of its affiliates in the first place. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you can place bars and coins made of gold, silver platinum, palladium, and tin in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare, like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations the rare metals that are included in IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anything from $80-$200 per year for storage of your real precious metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin with Noble Gold:
Complete the online form to receive a custom advice or to create an IRA account for gold. You can speak with an expert from the company about your choices during the free sessions.
Contact an Noble Gold expert to start the process of moving the gold IRA over to your new account. If you withdraw money of a retirement account to put into your gold IRA instead of rolling it over, you could be required to pay tax on it. Talk to a tax expert first.
Fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose your storage, and then let Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are many kinds of precious metals to pick from.
Several sources gave it five stars.
Access to expert advice
There are many training tools that can help investors.
When you’re ready for selling, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top silver and gold dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who are knowledgeable about the market and would like to invest a significant portion of their wealth into a gold IRA, since it gives savings for large investments, but doesn’t offer many tools to help new investors learn. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer with options for basic gold and silver as well as the best ways to get assistance.
The following accreditations, grades, and titles have been granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB gave the BBB the A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates, and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its customers by giving them helpful assistance lines, straightforward pricing, and simple-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The price of gold is updated in real-time through the site, so you can easily assess the risks, benefits, and costs of your purchase. You can pick from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, so it is best for buyers who have had this experience before. The initial year of storage and maintenance costs $250 and every year following that is $200. You may have to shell out more such as the cost to open an account.
To start working with Patriot Gold Group, you must do the following:
Fill out the online account application to begin.
Contact a service representative to initiate your account restart or movement of funds.
You can purchase valuable metals and decide how you’d like to store them.
You can receive no cost delivery to the safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
The cost of accounts has been waived for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a great selection of physical gold coins and bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim they are the top gold firm within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be for you If you enjoy doing things online and need easy access to quality training tools.
It is possible to apply for an account with no need to talk to a person and the company provides access to a vast knowledge base with tools, videos, and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars and it is awarded an A+ rating.
Over 700 customers have rated Google 5 stars.
More than 1,400 customers have rated Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, great help and transparent prices in all of your contacts with AdvantageGold.
AdvantageGold lets you deposit platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage fees for IRA purchases are between $100-$150. Investors are also required to pay a $50 account-setting-up fee and a variety of yearly upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To get started using AdvantageGold To begin using AdvantageGold, you must follow these steps:
Complete the form online and select the account manager you would like to work with. You can complete this initial step on your own using AdvantageGold, or you can call the customer service team for assistance tailored to your needs.
Accept the policies and rules of the company, then share your financial records. You may be required to present various documents regarding your IRA or taxes.
Choose the way you want to deposit money in your account. An expert in rolling over money into an gold IRA will assist you in doing this.
You can purchase precious metals and choose a safe place to store them. As a final step, you need to sign the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out:
When you’re ready for selling the house, the buy-back plan makes it easy.
A guide for investing in gold with your IRA.
There are a variety of methods to study.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions on how to withdraw funds
Customers on all sites give glowing feedback on gold IRAs.
What is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-directed personal retirement account which makes use of gold, silver, or other valuable metals instead bonds.
To safeguard yourself from the effects of the effects of inflation and potential market crashes, you need a diversified collection of investments. Due to this, many people have started placing silver, gold, and other valuable metals in retirement accounts because they are relatively safe and dependable investment.
The companies we have listed assist people in setting up gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, you should move the money from your retirement savings into an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. They must be either coins or gold that meet a set of “fineness” standards. These accounts can only hold the coins that are approved by the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it simple and easy to manage and fund the individual retirement accounts. Many companies place clients in contact with account representatives who will assist them throughout the process.
However, an agent for an account is not the same as a financial advisor. If you want to add gold IRA to your retirement account to make it more diverse You should speak to your financial advisor first to see if it makes sense for you.
Precious Metals IRA Previous Post