A precious metals IRA that is also known as a gold-backed IRA, can help protect your money from volatility in the market and protect you against inflation. Additionally, precious metals like silver and gold are different from standard investments like stocks and bonds and bonds, which makes them a great option to diversify.
We looked at the top gold IRA firms to determine which precious metal IRA accounts are the most beneficial. We evaluated every gold IRA company below based on a number of things, such as the precious metals they provide as well as the costs they impose, the storage choices they provide, their customer service, as well as their appearance.
Goldco is the most reputable and most reliable company overall in the field of gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: The new sales may get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall with regard to gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save for retirement. Goldco is a leading company in the business of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will help you protect the assets of a variety of retirement accounts by shifting them to a precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at the company can show you how to transfer the funds that is in the account to an precious metals IRA.
This company also sells silver and gold directly to its customers. You can invest your retirement savings, or other savings accounts into real silver and gold.
If you are looking to open a precious metals IRA through Goldco and move or roll over your savings from your current savings account into the new IRA. Goldco makes it simple and easy for customers to complete this process by walking them through the following steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your precious metals Select the precious metals you want to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Gold and silver bars of various sizes can also be purchased. These bars are as pure as.9999.
Goldco also offers an option to buy back gold. If you experience a change in your circumstances and have to sell the precious metals in your account Goldco will purchase them back at the most competitive buy-back price, guaranteed.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit that includes details. This kit has written and spoken guide to investing in rare metals.
We believe that overall Goldco is among the best companies to provide gold IRAs.
One of the most trusted companies for buying in gold, silver, as well as platinum, through an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy gold and silver. The company is owned by a family and is headquartered in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill out the papers.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you wish to place in your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, you can store them in a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a wide range of gold and silver goods which can be purchased directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
On the other hand, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak to someone about your investments and learn how they are doing. You can call the number listed on the company’s website anytime to speak to an agent.
If you’re interested in learning more about buying gold prior to taking the next step you can contact the business for a complimentary guide. This guide of 25 pages contains valuable details on how rare metals IRAs can help you take charge of the savings you have.
You can also get information about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on what to invest in.
American Hartford Gold is a trusted gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews, Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to put your gold IRA funds into Lear Capital. In that case you can seek advice from a specialist or pay a fixed fee and make sure that the purchase is guaranteed for 24 hours, and avoid fees if you make a big payment.
The following are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, focus on smooth experiences and easy access to friendly help desks, and clear prices, among other things. To ensure that your money meets IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be placed in an IRA. You can pick from a variety of renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10to 100-ounce bar made of your favorite metal. Prices for precious metals change frequently to reflect market changes and make it easy to know what you should expect.
Follow these steps to begin using Lear Capital:
You can create an rare metals IRA account by filling in an online application that takes just 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours of how to complete the tax-free transfer. The money could take as long as five days to be moved.
You can purchase valuable metals, and then let Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Create and keep your IRA for free if invest at least $25,000 to $50,000 for one year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you will receive free set-up and hold services.
If you have invested more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at the flat rate
One-on-one help from pros for gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from every source
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to buy rare metals in person or through an IRA. Since 2003, this company has been in business, and thousands of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be confident that buying in rare metals from this company is a secure and dependable process.
Birch Gold Group sells a variety of silver, gold palladium, and platinum products, among others. You can purchase these precious metals on their own or make use of them to deposit money into a precious metals IRA.
The company makes it simple for you to transfer the retirement savings you have saved into a precious metals IRA. With the assistance of a certified Precious Metals Specialist, you can take these steps:
Create your account and choose how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) to help fund your new self-directed IRA.
Choose the valuable metals to invest in for your account. Your valuable Metals Specialist can help you determine which metals you should invest in to get the greatest tax advantages.
You can buy your valuable metals. Your Specialist will look over your order and inform you that the purchase was successful once they have done so.
Choose a way to store your belongings. Your expert will help you understand the different options for storing your items. Birch Gold Group stores its customers’ assets at various locations, such as Delaware Depository and Brink’s Global Service.
Find out how you IRA is doing. You can call your Specialist at any time to check on your account or make changes.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and items directly from them. The company offers a wide range of gold and silver coins deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
Here are a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They offer IRAs and cash-payouts for silver and gold. This firm also runs a website that contains lots of information for free on investing in rare metals as well as setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting the new IRA.
You can use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people to set up precious metals IRAs. This IRA company works with individuals from all 50 U.S. states. They have been in business for more than 30 years and have managed more than $25 billion.
After you have purchased gold and silver for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in its Delaware vault which is a secure private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. You just need to move funds to your Augusta account and select the gold and silver goods you’d like to purchase. Augusta will bring them right to your door and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods made by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars, 10- up to 100-ounce silver bullion bar, and 90% silver bags.
Some of the company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA You can also check out the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They sell silver, gold, platinum, and palladium. The company has a fantastic rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and offers a range of tools that can help you start these funds. On the Oxford Gold website, you can find out how to transfer funds into an precious metal IRA and learn how these IRAs work and what kinds are available and the reasons they are good assets.
The Oxford Gold website, you can purchase bars and coins made of gold, silver platinum, palladium, and. The company sells a wide selection of popular silver and gold coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
It also offers a limited number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other companies that deal in precious metals by listening to customers and providing them with the tools needed to make sound financial decisions. On their website, the business provides an entire learning center that can assist buyers.
This study area has several tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
When you join the Oxford Gold Group, you’ll also get to work directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to answer any questions you may have regarding trading or how to keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This allows customers to understand the advantages and disadvantages of these investments and make better choices.
In the end, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its an extensive selection of precious metals that have been approved by the IRS. It also provides helpful training materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After just a few years of operation Noble Gold’s gold IRA reviews on all sites have been awarded five stars.
Opening a gold IRA account is a great decision, so you must choose a precious metals investment firm that places the reviews of its clients as well as the certifications of its affiliates in the first place. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you can place bars and coins made of gold, silver, platinum, and palladium into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare such as the 1oz Austrian Silver Philharmonic Coin. To meet IRS regulations the rare metals that are included in IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay between $80 to $200 per year to store your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin with Noble Gold:
Fill out the online form to receive an individualized advice or to open an IRA account for gold. You can speak with an expert in-house about your options during the free sessions.
Contact an Noble Gold expert to start the process of moving the gold IRA over to your new account. If you withdraw money of a retirement account to put into the gold IRA instead of rolling it over, you may be required to pay tax on it. Talk to a tax expert first.
Fund your precious metals IRA and then purchase the precious metals you’d like.
Select the storage you want and allow Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are many types of precious metals that you can pick from.
Many sources gave it five stars.
Access to expert advice
There are many training tools that can help investors.
When you’re ready to sell and sell your home, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that is rated as the top gold and silver dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who are familiar with the market and wish to put a big chunk of their wealth into a gold IRA which offers savings for large investments but lacks many tools to help investors who are new. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer with options for basic gold and silver, and the best ways to get assistance.
The following accreditations, grades, and titles were awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB gave it the A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates, and awards, you won’t find a better organization than Patriot Gold Group. The company puts its customers first by offering them friendly support lines, transparent pricing, and simple-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The price of gold changes in real-time through the site, so you can easily see the risks, benefits and costs associated with your purchase. You can choose from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating as far back as fifty years ago.
Patriot Gold Group has a high minimum account size of $50,000, which is why it is best for buyers who have done this before. First year storage and maintenance costs $250, and each year after that costs $200. You may have to pay more, like a fee to set up an account.
To start your journey with Patriot Gold Group, you have to follow these steps:
Fill out the online application for a new account to start.
Contact a service representative to initiate your account restart or transfer of funds.
You can purchase valuable metals and decide how you’d like to keep them.
You can get complimentary delivery to your safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Account fees have been eliminated for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great selection of physical gold coins as well as bullion.
AdvantageGold is among the top companies for gold IRAs. They say they are the best gold-producing company within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you if you like to do things online and want easy access to good training tools.
It is possible to apply for an account without speaking to a person The company will give access to a vast knowledge base, including tools, videos, and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars, and the A+ rating.
More than 700 users have given Google five stars.
More than 1,400 people have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews you can count on great customer service, excellent assistance and transparent prices in all your interactions with AdvantageGold.
AdvantageGold allows you to put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most popular choices.
The annual storage costs for IRA purchases range from $100-$150. Investors are also required to pay a $50 account-setting-up cost and a variety of annual upkeep charges. AdvantageGold has no minimum payment which is a great thing.
To begin using AdvantageGold, you need to follow these steps:
Complete the online form, and choose the account manager you would like to work with. You can do this first step on your own with AdvantageGold, or you can contact the customer support team for assistance tailored to your needs.
Accept the rules and guidelines of the company, and then provide your financial documents. You may need to provide different papers about your IRA or taxes.
Choose the way you want to transfer funds into your account. A expert in rolling money into an gold IRA can assist you with this.
You can purchase precious metals and choose a safe storage space for them. In the final step, you have to sign the declaration form.
AdvantageGold has the following traits that distinguish it:
When you’re ready to sell the property, the buy-back program makes it simple.
A free guide to investing in gold with your IRA.
There are many ways to learn.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Step-by-step directions for withdrawing cash
Customers on all sites give excellent reviews of gold IRAs.
What exactly is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-managed personal retirement account that uses gold, silver, or other valuable metals instead of stocks or bonds.
To safeguard yourself from the effects of the risk of inflation and market crashes, you require a variety of investments. This is why a lot of people are placing silver, gold and other precious metals in retirement accounts since they are an extremely safe and reliable investment.
The companies on our list assist people in setting up gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, move the money in your retirement savings to an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. The items must be coins or gold and meet certain “fineness” standards. These accounts can only hold the coins that are OK with the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it easy and stress-free to fund and take care of these individual retirement accounts. Many businesses put clients in contact with account reps who can assist them in the process.
But an agent of an account is not the same as a financial advisor. If you’re considering adding an gold IRA to your retirement account to make it more diverse You should speak to your financial adviser first to find out whether it is a good idea for you.