A precious metals IRA, which is also called a gold-backed IRA, can help protect your money from volatility in the market and protect you against inflation. Additionally, precious metals like gold and silver are very different from standard assets like bonds and stocks, which makes them a great way to diversify.
We looked at the top gold IRA companies to determine which precious metal IRA accounts are the best deal. We evaluated every gold IRA company below based upon a range of things, such as the precious metals they provide as well as the costs they charge, the storage choices they offer, their customer service, and even their reputation.
Goldco is among the most trusted and most reliable company for gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company could receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company with regard to gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that can help you save more for retirement. Goldco is a leader in the business of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco can help you protect the assets in different retirement accounts by transferring them to an precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) and a precious metals expert at the company can show you how to transfer the funds in your account to an precious metals IRA.
This business also sells silver and gold directly to its customers. You can invest your retirement savings as well as other savings accounts in actual gold and silver.
If you want to start a precious metals IRA through Goldco move or rollover your savings from your current savings account into your new IRA. Goldco makes it simple and stress-free for customers to do this by walking them through the following steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your precious metals Select the precious metals you would like to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in various sizes can also be bought. These bars are pure as.9999.
Goldco also offers an option to buy back gold. If your situation changes and you require to sell the valuable metals in your account Goldco will buy them back at the highest buy-back price, with a guarantee.
If you’re considering investing in an rare metals IRA, Goldco will send you a free kit with information. This kit has written, spoken, and seen instructions on investing in rare and precious metals.
We believe that overall Goldco is one of the best companies to provide gold IRAs.
One of the top companies to buy silver, gold, and platinum through an IRA.
reputable business with clear prices
With a gold IRA move, you can switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy gold and silver. The company is run by a family of employees and is based in Los Angeles, CA. It has received numerous awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver if you want through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill out the papers.
You can move your old IRA to a new self-directed gold IRA.
Select the silver or gold items you would like to put into your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, store them with a safe storage firm like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of gold and silver products that can be purchased directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always speak to someone about your investments and learn what they’re doing. You can call the number on the website anytime to speak to an agent.
If you want to learn more about buying gold before taking the step to buy it, you can ask the firm for a no-cost guide. This guide, which is 25 pages long, provides information on the ways that rare metals IRAs can help you take control of your money.
You can also get information about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide how to spend.
American Hartford Gold is a trusted gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews as well as the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to put your gold IRA money into Lear Capital. In that case you will be able to get assistance from a specialized expert and pay a flat amount, guarantee your purchase for 24 hours, and not pay fees when you make a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, are focused on smooth experiences, easy access to helpful help desks, and transparent prices as well as other aspects. To ensure that your money is in compliance with IRS standards, it is best to only deal with a qualified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be put in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10to 100-ounce bar of your preferred metal. Prices for precious metals are always changing to reflect market trends and make it easy to be aware of what you should expect.
Follow these steps to start with Lear Capital:
You can create an rare metals IRA account by filling out an online application that takes just 10 minutes.
You should hear from the person who is responsible for the IRA within 24 hours of how to make the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can buy valuable metals and let Lear Capital ship them to a safe place that is fully insured.
Create and store your IRA at no cost if you invest at least $25,000 to $50,000 in a single year, $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you will receive free setup and holding services.
If you have invested more than $10,000 you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at the flat price
Assistance from a professional in gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to purchase rare metals, either directly or through an IRA. Since 2003, the firm has been operating and a lot of customers have praised the company. reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be assured that buying in rare metals through Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a variety of silver, gold, palladium, and platinum products as well as other. You can purchase these metals on their own or use them to deposit money into an precious metals IRA.
This company makes it simple for you to transfer your retirement savings into an precious metals IRA. With the assistance of a certified Precious Metals Specialist You can follow the following steps:
Create your account and choose which method you would like to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or roll over a 401(k) to help fund your self-directed IRA.
Choose the valuable metals for your account. Your valuable Metals Specialist can help you determine which metals you should invest in to gain the most tax benefits.
You can purchase your precious metals. Your specialist will go over your order and inform you that your purchase went through once they have done so.
Choose a way to store your belongings. Your expert will help you understand the various options for storing your things. Birch Gold Group stores its customers’ assets in a variety of locations including Delaware Depository and Brink’s Global Service.
Check how you IRA is going. Contact your Specialist anytime to check on your account and make any changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium products directly from them. The company offers a wide variety of currency that is accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
Here are a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They offer IRAs and cash-payouts for gold and silver. This business also offers a site that contains lots of information for free on investing in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received excellent feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your new IRA.
Use money from your savings account to fund your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people set up precious metals IRAs. This IRA company is a partner for people from all fifty U.S. states. They’ve been operating for over 30 years and managed more than $25 billion.
After you buy gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. You just need to move money to your Augusta account and choose the gold and silver goods you want to buy. Augusta will deliver them directly to your door and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods manufactured by the company comprise coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars. 10 to 100-ounce silver bullion bars and 90 silver bags that contain a minimum of 99.
The company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA, you can also take a look at the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They sell gold, silver platinum, palladium, and. The company has a fantastic rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools that can help you get started with these funds. On the Oxford Gold website, you can find out how to move money to a precious metal IRA and how they work, what kinds are offered and the reasons why they are great investments.
The Oxford Gold website, you can buy coins and bars made of gold, silver, platinum, and palladium. The company sells a wide variety of popular silver and gold coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
It also offers a limited number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be different from other companies that deal in precious metals by listening to its customers and providing them with the tools needed to make good financial choices. On their website, the business has an entire learning center that can aid buyers in the purchasing process.
This study area has many tools which include:
Guide to investing in precious metals
News and stories about buying gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also be able to interact directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to answer any questions you have regarding how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial perspective. This helps customers understand the advantages and disadvantages of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides an array of high-quality metals that have been allowed by the IRS. It also has helpful teaching material for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. In less than 10 years in operation, the company’s gold IRA reviews on all websites have won it five stars.
Opening a gold IRA account is a big decision, so you must select a precious metals investment company that puts the reviews of its clients as well as the certifications of its affiliates in the first place. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to put coins and bars composed of silver, gold platinum, palladium, and tin in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare, like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS regulations the rare metals that are included in IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anywhere from $80 to $200 a year to store your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to start using Noble Gold:
Complete the online form to receive personalized advice or open an IRA account for gold. You can talk to an expert in-house about your options during the free sessions.
Speak to a Noble Gold expert to start the process of rolling the gold IRA over to your new account. If you take money out of a retirement account to put into the gold IRA instead of rolling it over, you could be required to pay taxes on it. Consult a tax professional first.
Make sure you fund your precious metals IRA and then purchase the valuable metals you want.
Select the storage you want and allow Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals to pick from.
Many sources have rated it five stars.
Access to expert advice
There are many training tools to help investors.
When you’re ready to sell and sell your home, you should have you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a company based in Los Angeles that is rated as the top gold and silver dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who know the market and would like to invest a significant portion of their assets into an investment in gold IRA which offers savings for large investments but doesn’t offer many tools to help investors who are new. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer that offers basic gold and silver, and helpful ways to seek help.
The following accreditations, grades and titles have been awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB awarded the BBB the A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its clients by providing them with helpful support lines, clear prices, and easy-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The value of gold fluctuates in real-time on the website, so you are able to easily evaluate the benefits, risks, and costs of your purchase. You can select from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating as far back as fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, therefore it is recommended to go with buyers who have previously had this service. The initial year of storage and upkeep costs $250 and every year thereafter costs $200. There may be a need to pay a little more like an amount to establish an account.
To start your journey with Patriot Gold Group, you have to follow these steps:
Complete the online account application to get started.
Contact a service representative to start your account restart or movement of funds.
You can purchase valuable metals and decide how you’d like to store them.
You can get complimentary delivery to your safe locker.
Investors can obtain these essential items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
The cost of accounts has been eliminated for purchases over $100,000
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company with a great selection of gold coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They claim they are the top gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you when you love doing things online and want easy access to good training tools.
The application process is simple without talking to a person and the company provides access to a vast knowledge base, including tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and an A+ rating.
Over 700 customers have given Google five stars.
More than 1,400 people have rated Trustpilot five stars.
Based on the reviews of AdvantageGold you can count on great customer service, fantastic assistance and clear pricing in all your interactions with the company.
AdvantageGold lets you deposit platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most common choices.
Annual storage charges for IRA purchases range from $100 to $150. Investors also have to pay a $50 account-setting-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To begin using AdvantageGold To begin using AdvantageGold, you must do the following:
Complete the form online and select the account manager you’d like to choose. You can do this first step by yourself using AdvantageGold or contact the customer support team for assistance tailored to your needs.
Accept the policies and rules of the company, then share your financial records. You may need to show different documents about your IRA or tax obligations.
Choose the method you wish to transfer funds into your account. A expert in rolling money over into an gold IRA will help you do this.
You can purchase valuable metals and pick a secure storage space for them. As the last step, you have to sign the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out from the crowd:
When you’re ready to sell, the buy-back scheme makes it easy.
A guide for investing in gold through your IRA.
There are many options to get involved in learning.
There are no minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions for withdrawing funds
Customers on all websites give excellent reviews of gold IRAs.
What is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that uses gold, silver or other precious metals instead of stocks or bonds.
To safeguard yourself from the effects of inflation and possible market crashes, you should have a diverse portfolio of investments. Because of this, a lot of people are now putting gold, silver, and other valuable metals in retirement accounts because they are a fairly safe and reliable investment.
The companies we have listed assist people in setting in place gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, transfer the funds in your retirement savings into an account that is new.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. They must be gold or coins and meet certain “fineness” standards. These accounts can only hold coins that are approved by the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it easy and stress-free to fund and take care of these individual retirement accounts. Many companies put clients in contact with account representatives who can assist them in the process.
But an agent of an account isn’t the same as a financial advisor. If you’re considering adding a gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor first to find out whether it’s a good idea for you.