A precious metals IRA, which is also called a gold-backed IRA, can help protect your money from volatility in the market and protect you against inflation. Additionally, precious metals like silver and gold are different from the standard assets like stocks and bonds which makes them a good option to diversify your portfolio.
We looked at the top gold IRA companies to see which precious metal IRA accounts offer the most beneficial. We evaluated every gold IRA company below, based on a variety of factors, including the precious metals they provide and the charges they impose, the storage options they offer and their customer service as well as their appearance.
Goldco is one of the most trusted and most reliable company overall when it comes to gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: New sales may receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that can help you save for retirement. Goldco is a leading company in the field of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets of a variety of retirement accounts by shifting them to the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b), a precious metals expert at Goldco can help you understand how to transfer the money that is in the account to an precious metals IRA.
This company also sells gold and silver directly to customers. You can put your retirement savings as well as other savings accounts into real silver and gold.
If you are looking to open a precious metals IRA through Goldco and move or roll over your assets from your savings account into the new IRA. Goldco makes it easy and stress-free for customers to accomplish this by walking them through the following steps:
Make a commitment to know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your valuable metals: Select the precious metals that you would like to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of various sizes can also be purchased. They’re pure as.9999.
Goldco also has an option to buy back gold. If your situation changes and you need to sell the precious metals in your account Goldco will purchase them back at the highest buy-back price, guaranteed.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a kit for free with information. The kit includes a written, spoken, and seen instructions on investing in rare and precious metals.
Overall, we believe Goldco is among the best companies that offer gold IRAs.
One of the best companies to purchase silver, gold and platinum via an IRA.
A reputable business with transparent prices
With a gold IRA move, you can alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy gold and silver. The company is run by a family, and is headquartered in Los Angeles, CA. It has received numerous awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver if you want through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and complete the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you wish to place in your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you are able to store them with a safe storage service such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a wide range of silver and gold goods that can be bought directly. For instance, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
In contrast, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investments and find out what they are doing. You can dial the number on the company’s website anytime to speak to an agent.
If you’d like to know more about purchasing gold before taking the step you can contact the company for a no-cost guide. This 25-page guide has useful information about how rare metals IRAs can assist you in taking charge of the savings you have.
You can also learn about the changes to the gold market by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide which way to spend your money.
American Hartford Gold is a trusted gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews and the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to invest your gold IRA money in Lear Capital. In that case, you can get help from a specialized expert and pay a flat amount, guarantee your purchase for 24 hours, and avoid fees when you make a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, focus on smooth experiences with easy access to knowledgeable assistance teams and clear pricing among other things. To make sure your money meets IRS standards, you must only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10-to 100-ounce bar of your favorite metal. Prices for precious metals are constantly changing to reflect market trends and make it easy to be aware of what to expect.
Follow these steps to get started with Lear Capital:
You can open an rare metals IRA account by filling in a simple online application that only takes 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours about how to do the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can buy valuable metals and then let Lear Capital ship them to an appropriate location that is fully insured.
Set up and keep your IRA at no cost if you invest at least $25,000 to $50,000 in a single year, $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account over $25,000, you get free set-up and holding services.
If you have invested more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at the flat price
One-on-one assistance from experts in gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals, either directly or through an IRA. Since 2003, this company has been operating, and thousands of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be confident that buying rare metals through this company is a secure and secure process.
Birch Gold Group sells a variety of silver, gold palladium, and platinum products in addition to other. You can purchase these precious metals on their own or use them to deposit money into an precious metals IRA.
This company makes it simple for you to move your retirement savings to an precious metals IRA. With the assistance of a qualified Precious Metals Specialist, you can take these steps:
Set up your account and select the method of funding it. With Birch Gold Group, you can move an IRA or roll over a 401(k) to help fund your self-directed IRA.
Select the most valuable metals that will benefit your account. The valuable Metals Specialist can help you determine which metals to invest in to gain the greatest tax benefits.
You can purchase your precious metals. Your Specialist will look over your order and inform you that the purchase was successful once they have done so.
Find a method to store your things. Your expert will help you understand the various methods to organize your things. Birch Gold Group stores its customers’ investments in a variety of locations like Delaware Depository and Brink’s Global Service.
Find out what you IRA is going. Contact your Specialist at any time to check your account or make changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and products directly from them. The company offers a wide variety of gold and silver coins accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
These are some of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They provide IRAs and cash-payouts for silver and gold. The firm also runs a website that contains a lot of free information on the investment in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set the new IRA.
Use money from your savings account to add funds to your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users set up precious metals IRAs. This IRA company works with individuals across all 50 U.S. states. They’ve been operating since more than 30 years, and handled more than $25 billion.
After you buy gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in its Delaware vault which is a secure private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. All you have to do is transfer money into your Augusta account and select the silver and gold items you wish to purchase. Augusta will deliver them directly to your door and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods made by the company include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10-ounce bullion gold bars, 10- to 100-ounce silver bullion bars, and 90 silver bags containing 97 percent.
The company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding products to your IRA You can also take a look at the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They offer silver, gold platinum, palladium, and. The company has an excellent evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools available to help you start these funds. On the Oxford Gold website, you can find out how to move money into a precious metal IRA and how these IRAs work and what kinds are available, and why they are good assets.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company offers a broad variety of popular silver and gold coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
It also offers a tiny number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be better than other companies that deal in precious metals by listening to its clients and providing them with the tools they require to make sound financial decisions. On its website, the company provides a full learning center to assist buyers.
This study area comes with several tools that include:
Guide to investing in precious metals
Stories and news about buying gold
A glossary of terms
When you join the Oxford Gold Group, you’ll also be able to work directly with one of the company’s Managing Partners. This person can assist you with any queries you may have about how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial point of view. This allows customers to understand the pros and cons of these investments and make better decisions.
Overall, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers a wide range of valuable metals that have been approved by the IRS. It also has helpful teaching materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After less than 10 years in operation, the company’s gold IRA reviews on all websites have earned it five stars.
Opening a gold IRA account is a good option, so it is important to select a precious metals investment firm that values the reviews of its customers and the accreditations of its affiliates first. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment firms in that you can put bars and coins made of gold, silver platinum, palladium, and tin into your IRA. There are many kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare such as the 1oz Austrian Silver Philharmonic Coin. To comply with IRS rules the rare metals that are included in IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anywhere from $80 to $200 per year to store your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to begin with Noble Gold:
Complete the form online to receive an individualized advice or to create an IRA account for gold. You can talk to an expert in-house about your choices during the free sessions.
Speak to a Noble Gold expert to start the process of rolling your gold IRA over to the new account. If you take money out of another retirement account to put into your gold IRA instead of rolling it over, you might have to pay taxes on it. Consult a tax expert first.
Fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Select the storage you want, and then wait for Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are many types of precious metals to pick from.
A number of sources have rated it five stars.
Access to the advice of experts
There are plenty of training tools that can help investors.
When you’re ready for selling when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated gold and silver dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who are knowledgeable about the market and wish to invest a significant portion of their assets into an investment in gold IRA which offers savings for big investments but doesn’t offer a lot of tools to help novice investors understand. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer with options for basic gold and silver as well as good ways to get help.
The following accreditations, grades, and titles have been given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB gave the BBB the A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates and awards, you’ll find a better organization than Patriot Gold Group. The company puts its customers first by offering them friendly assistance lines, straightforward prices, and easy-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The price of gold changes in real time on their website, so you can easily see the risks, benefits and costs associated with your purchase. You can choose from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date as far back as fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, so it is recommended for those who have previously had this service. The first year of storage and upkeep costs $250, and each year following that is $200. There may be a need to pay more, for instance, a fee to set up an account.
To begin with Patriot Gold Group, you have to follow these steps:
Complete the online account application to start.
Contact a service representative to initiate your account restart or to transfer funds.
You can purchase valuable metals and decide how you’d like to store them.
You can receive complimentary delivery to your safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Fees for accounts have been eliminated for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great choice of gold physical coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They say they are the best gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice when you love doing things online and need easy access to good training tools.
You can apply for an account without talking to anyone and the company provides you access to a large knowledge base that includes videos, tools, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars with an A+ grade.
More than 700 users have given Google 5 stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on the reviews of AdvantageGold you can count on great customer service, fantastic assistance and transparent prices throughout your interactions with the company.
AdvantageGold allows you to put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage charges for IRA purchases are between $100-$150. Investors also have to pay a $50 account-setting-up fee and a range of different annual upkeep charges. AdvantageGold has no minimum payment which is a great thing.
To begin using AdvantageGold you must do the following:
Complete the online form and choose the account manager you want. You can do this first step on your own with AdvantageGold, or you can contact the customer service team for personalized help.
Accept the rules and policies of the company, then share your financial records. You may be required to present different papers about your IRA or tax obligations.
Choose the way you want to put money in your account. An expert in rolling over money into an gold IRA will assist you in doing this.
You can buy valuable metals and choose a safe storage space for them. As a final step, you must sign the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out from the crowd:
If you’re ready to sell, the buy-back scheme makes it simple.
A guide for investing in gold with your IRA.
There are a variety of ways to learn.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources that provide step-by-step instructions on how to withdraw cash
Customers on all sites leave excellent reviews of gold IRAs.
What exactly is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account which makes use of gold, silver or other precious metals instead of stocks and bonds.
To guard yourself against the effects of inflation and potential stock market crashes, you require a variety of investments. Due to this, a lot of people have started putting gold, silver, and other valuable metals in retirement accounts because they are relatively safe and dependable investment.
The companies listed on our list help people set the gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, move the money in your retirement savings to a new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. These items have to be coins or gold and meet certain “fineness” standards. These accounts can only hold the coins that are OK with the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it easy and stress-free to set up and manage these retirement accounts for individuals. Many businesses put clients in contact with account reps who can help them through the process.
But an agent of an account is not the same as a financial advisor. If you are considering adding an gold IRA to your retirement account to make it more diverse you should consult your financial advisor to find out if it makes sense for you.