A precious metals IRA or, more commonly called a gold-backed IRA, can help protect your investment from the volatility of markets as well as protect your investment from inflation. Additionally, precious metals such as silver and gold are different from the standard assets like stocks and bonds, which makes them a good option to diversify your portfolio.
We looked at the top gold IRA firms to determine what precious metal IRA accounts offer the best deal. We looked at each gold IRA company below, based on a variety of factors, including the precious metals they provide as well as the costs they impose, their storage options they provide and their customer service and their image.
Goldco is one of the most trusted and most reliable company overall when it comes to gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company can get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company in the field of gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save more for retirement. This company is the leader in the business of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets in different retirement accounts by shifting them to the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert at Goldco can help you understand how to transfer the money that is in the account to an precious metals IRA.
This business also sells silver and gold directly to clients. You can also invest your retirement savings, or other savings accounts in real silver and gold.
If you’re looking to establish a precious metals IRA through Goldco and move or roll over your savings from your current savings account to the new IRA. Goldco makes it easy and painless for customers to do this by guiding them through the following steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Purchase your precious metals: Select the precious metals you would like to include in your investment.
Goldco sells a variety of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of various sizes can also be bought. They’re as pure as.9999.
Goldco also offers a program for buying back gold. If your situation changes and you require to sell the valuable metals that are in your account, Goldco will buy them back at the highest buy-back price, guaranteed.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit with details. This kit contains a written and spoken guide to investing in rare metals.
We believe that overall Goldco is among the best companies to provide gold IRAs.
One of the most trusted companies for buying in gold, silver and platinum via an IRA.
A reputable business with transparent prices
With a gold IRA move, you can alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is run by a family, and is located in Los Angeles, CA. It has won several awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill out the papers.
You can transfer your existing IRA to a new self-directed gold IRA.
Select the silver or gold items you wish to place into your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, you are able to store them with a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a wide range of silver and gold goods that can be bought directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
In contrast, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investment and find out what they are doing. You can dial the number on the website at any time to talk to an agent.
If you’re interested in learning more about buying in gold before taking the step you can contact the company for a complimentary guide. This guide of 25 pages contains valuable details on the ways that rare metals IRAs can assist you in taking charge of your money.
You can also get information about the changes to the market for gold by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on what to invest in.
American Hartford Gold is a trusted gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews and Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to put your gold IRA funds into Lear Capital. In this scenario you can seek advice from a personal expert or pay a fixed fee and make sure that the purchase is guaranteed for 24 hours, and avoid fees if you make a big payment.
These are the Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, focus on smooth experiences, easy access to helpful support teams, and clear pricing, among other things. To ensure that your money is in compliance with IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be placed in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10- to 100-ounce bar of your favorite metal. Prices for precious metals are always changing to reflect market trends and make it easier to be aware of what to expect.
Follow these steps to start with Lear Capital:
You can create a rare metals IRA account by filling out a simple online application that only takes 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours about how to do the tax-free move. It could take up to five days for the money to be transferred.
You can buy valuable metals, and then allow Lear Capital ship them to an appropriate location that is fully insured.
Set up and store your IRA at no cost if you invest at least $25,000 to $50,000 in a single year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you receive free setup and holding services.
If you make a purchase of more than $10,000 you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at the flat price
One-on-one help from pros for gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from every source
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, this company has been operating and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be sure that buying in rare metals through this company is a secure and secure process.
Birch Gold Group sells a wide range of silver, gold palladium and platinum items as well as other. You can purchase these metals on their own, or use them to deposit money into a precious metals IRA.
This company makes it easy for you to convert the retirement savings you have saved into an precious metals IRA. With the help of a qualified Precious Metals Specialist you can follow these steps:
Create your account and choose the method of funding it. Through Birch Gold Group, you can transfer an IRA or roll over a 401(k) to fund your self-directed IRA.
Choose the valuable metals to invest in for your account. The valuable Metals Specialist can help you determine which metals to invest in to gain the highest tax benefits.
You can purchase your precious metals. Your specialist will go over your purchase and inform you that your purchase was successful after they have completed the transaction.
Find a storage solution for your items. Your specialist will guide you through the different options for storing your belongings. Birch Gold Group stores its customers’ funds at a number of places including Delaware Depository and Brink’s Global Service.
Check how you IRA is performing. You can contact your Specialist at any time to review your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and products directly from them. The company offers a broad selection of gold and silver coins OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
These are some of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They offer IRAs and cash payments for gold and silver. The business also offers a site with many free information regarding investing in rare metals and establishing an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your new IRA.
Use money from your savings account to add funds to your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people set up precious metals IRAs. This IRA company works with individuals in all fifty U.S. states. They’ve been in business for more than 30 years and have been able to manage more than $25 billion.
When you purchase silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals inside the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. You just need to move funds to your Augusta account and choose the gold and silver goods you’d like to purchase. Augusta will bring them right to your door, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the company include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars, 10 to 100-ounce silver bullion bars, and 90 silver bags that contain a minimum of 99.
A few of the company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA you can take a look at the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set up gold IRAs. They sell gold, silver platinum, palladium, and. The company has a fantastic rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools that can help you get started with these funds. On the Oxford Gold website, you can learn how to transfer money to a precious metal IRA and learn how they work and what types are available and the reasons why they are great investments.
The Oxford Gold website, you can purchase coins and bars made of silver, gold platinum, palladium, and. The company offers a broad variety of gold and silver coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The company also sells a limited amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals firms by listening to its customers and giving them the tools needed to make sound financial decisions. On its website, the company has an entire learning center that can help with the buying process.
This study area comes with several tools that include:
Guide to investing in precious metals
News and stories about buying gold
A list of terms
If you are employed by Oxford Gold Group, you’ll also get to work directly with one of the company’s Managing Partners. This person can help you answer any questions that you might have regarding trading or how to store your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This allows customers to understand the advantages and disadvantages of these investments and make better decisions.
Overall, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides a wide range of valuable metals that have been allowed by the IRS. It also offers helpful educational materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After less than 10 years in operation, the company’s gold IRA reviews on all sites have been awarded five stars.
Opening an gold IRA account is a big choice, so you should select a precious metals investment firm that places the opinions of its clients and the accreditations of its affiliates in the first place. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can put bars and coins made of gold, silver, platinum, and palladium in your IRA. There are many kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare such as the 1oz Austrian Silver Philharmonic Coin. To meet IRS regulations all rare metals IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay between $80-$200 per year to store your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to start using Noble Gold:
Fill out the form online to receive personalized advice or open an IRA account for gold. You can speak to an expert from the company about your options during the free sessions.
Contact an Noble Gold expert to start the process of rolling your gold IRA over to your new account. If you withdraw money of a retirement account to put into your gold IRA instead of rolling it over, you might have to pay taxes on it. Consult a tax professional first.
Fund your precious metals IRA and then purchase the precious metals you’d like.
Choose the storage that you prefer, and then allow Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Great ways to assist customers
There are a variety of precious metals that you can pick from.
Many sources gave it five stars.
Free access to expert advice
There are plenty of training tools to help investors.
If you’re ready to sell and sell your home, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated silver and gold dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for experienced precious metals investors who are knowledgeable about the market and wish to invest a significant portion of their wealth into a gold IRA which offers savings for large investments, but lacks many tools to help novice investors understand. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer with options for basic silver and gold and the best ways to get assistance.
The following accreditations, grades, and titles have been given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB awarded the BBB the A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates, and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its customers by giving them helpful support lines, clear prices, and easy-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The price of gold changes in real time on the website, so you can easily see the benefits, risks, and costs of your purchase. You can pick from a variety of gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from as far back as fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, which is why it is best for buyers who have done this before. The first year of storage and upkeep costs $250 and every year thereafter costs $200. You might have to pay more, like a fee to set up an account.
To begin with Patriot Gold Group, you must do the following:
Complete the online application for a new account to begin.
Contact a customer service representative to initiate your account restart or transfer of funds.
You can purchase precious metals and pick the way you’d like to keep them.
You can receive free delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
Account fees have been waived for purchases over $100,000
Free investment guides for gold in an IRA
Access to helpful customer service
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide selection of gold coins and bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim they are the top gold-producing company in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice when you love doing things online and want easy access to good training tools.
You can apply for an account with no need to talk to a person, and the company gives access to a vast knowledge base that includes videos, tools, and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars with an A+ grade.
Over 700 customers have awarded Google 5 stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold, you can expect great customer service, excellent assistance and transparent prices in all of your contacts with the company.
AdvantageGold lets you deposit gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most common choices.
Annual storage fees for IRA purchases range from $100-$150. Investors also pay a $50 account-setting-up fee and a range of different annual upkeep charges. AdvantageGold does not have a minimum amount to pay which is a great thing.
To begin using AdvantageGold To begin using AdvantageGold, you must do the following:
Fill out the online form, and select the account manager you want. You can do this first step on your own using AdvantageGold, or you can contact the customer support team for personalized assistance.
Accept the rules and guidelines that the business follows, and then provide your financial documents. You may be required to present different documents about your IRA or tax obligations.
Choose the method you wish to put money into your account. A professional who has experience in rolling over money into an gold IRA will help you do this.
You can purchase valuable metals and pick a secure location to store them. As a final step, you have to sign the declaration form.
AdvantageGold has the following traits which make it stand out:
When you’re ready for selling the house, the buy-back plan makes it easy.
A free guide to investing in gold through your IRA.
There are a variety of methods to study.
There are no minimum investments.
Rollover help is convenient.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Step-by-step directions for withdrawing cash
Customers on all sites give excellent review of gold IRAs.
What exactly is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account which makes use of silver, gold, or other valuable metals instead of stocks and bonds.
To safeguard yourself from the effects of the risk of inflation and stock market crashes, you should have a diverse portfolio of investments. Because of this, a lot of people are now investing in silver, gold and other precious metals in their retirement accounts due to them being relatively safe and dependable investment.
The companies we have listed help people set in place gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, transfer the money in your retirement savings into an account that is new.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. They must be gold or coins that meet a set of “fineness” standards. These accounts can only hold coins that are OK with the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it simple and painless to fund and take care of these individual retirement accounts. Many businesses put clients in contact with account reps who can help them through the process.
However, an agent for an account is not the same as a financial advisor. If you want to add gold IRA to your retirement account to diversify it you should consult your financial advisor first to see if it makes sense for you.