A precious metals IRA or, more commonly known as a gold-backed IRA can help protect your savings from market volatility and safeguard you from inflation. Also, valuable metals like gold and silver are very different from traditional assets like bonds and stocks which makes them a great way to diversify.
We reviewed the top gold IRA companies to see the best precious metal IRA accounts offer the best value. We looked at each gold IRA company below based on a number of factors, including the quality of the metals they offer as well as the costs they charge, the storage options they offer and their customer service and even their reputation.
Goldco is the most reputable and best company generally in the field of gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company can receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company in the field of gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that can help you save more for retirement. Goldco is a leading company in the field of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will help you protect the assets in different retirement accounts by moving them to a precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert at Goldco can guide you on how to move the money from your account into an precious metals IRA.
This company also sells silver and gold directly to customers. You can put your retirement savings as well as other savings accounts in actual silver and gold.
If you’re looking to establish a precious metals IRA through Goldco and move or roll over the assets you have in your savings account to the new IRA. Goldco makes it easy and stress-free for customers to accomplish this by walking them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your precious metals Select the precious metals that you would like to include in your investment.
Goldco sells many different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of various sizes can also be bought. They are pure as.9999.
Goldco also offers a program to buy back gold. If your situation changes and you have to sell the precious metals that are in your account, Goldco will purchase them back at the best buy-back price, with a guarantee.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a kit for free with information. This kit contains written and spoken guide to investing in rare metals.
We believe that overall Goldco is one of the best companies to provide gold IRAs.
One of the top companies to purchase silver, gold, and platinum through an IRA.
reputable business with clear prices
With the gold IRA move, you are able to switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy gold and silver. The company is owned by a family, and is located in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver in your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill in the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the silver or gold items you would like to put in your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you are able to keep them in a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a broad range of gold and silver goods which can be purchased directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
However, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always talk to a person about your investment and find out what they’re doing. You can dial the number on the website at any time to talk to your agent.
If you’d like to know more about buying in gold before taking the step you can contact the business for a no-cost guide. This guide, which is 25 pages long, provides details on how rare metals IRAs can assist you in taking charge of your savings.
You can also learn about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on which way to spend your money.
American Hartford Gold is a trusted gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews and Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to put your gold IRA money into Lear Capital. In this scenario, you can get help from a personal expert, pay a flat fee and make sure that the purchase is guaranteed up to 24 hours and avoid fees for a large payment.
These are the Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, are focused on smooth experiences and easy access to friendly help desks, and clear prices as well as other aspects. To ensure that your money is compliant with IRS standards, you must only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be placed in an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10– to 100-ounce bar made of your favorite metal. Prices for valuable metals change frequently to reflect market changes and make it easy to anticipate what you should expect.
Follow these steps to get started by contacting Lear Capital:
You can open an rare metals IRA account by filling in a simple online application that only takes 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours about how to complete the tax-free move. It could take up to five days for the money to be moved.
You can buy valuable metals and allow Lear Capital ship them to a safe place where they’ll be fully insured.
Set up and keep your IRA for free if invest at least $25,000 to $50,000 for one year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account over $25,000, you receive free set-up and holding services.
When you have invested more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at an unbeatable rate
One-on-one assistance from experts in gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from every source
Costs are clear because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals in person or through an IRA. Since 2003, this company has been operating and a lot of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be confident that buying in rare metals from this company is a secure and reliable process.
Birch Gold Group sells a large selection of gold, silver, palladium and platinum items, among others. You can purchase these metals on their own, or use them to deposit money into a precious metals IRA.
The company makes it simple for you to move your retirement savings into an precious metals IRA. With the assistance of a certified Precious Metals Specialist, you can take the following steps:
Create your account and choose how you want to fund it. With Birch Gold Group, you can transfer an IRA or transfer a 401(k) to help fund your new self-directed IRA.
Choose the valuable metals that will benefit your account. Your valuable Metals Specialist can help you figure out which metals to invest in to gain the greatest tax advantages.
You can buy your valuable metals. Your Specialist will look over your purchase and inform you that your purchase went through when they have confirmed it.
Find a storage solution for your items. Your expert will help you understand the various ways to store your things. Birch Gold Group stores its customers’ investments at a number of places like Delaware Depository and Brink’s Global Service.
Find out what your IRA is going. You can call your Specialist at any time to review your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium items directly from them. The company offers a wide range of coins that are OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold and silver.
These are some of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They provide IRAs and cash-payouts for silver and gold. This company also has a website with many free information on investing in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
Make use of the money in your savings account to add funds to your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people set up precious metals IRAs. This IRA company works with individuals in all fifty U.S. states. They’ve been in business for over 30 years and handled more than $25 billion.
When you purchase silver and gold for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in its Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. All you have to do is transfer funds to the Augusta account and select the silver and gold products you’d like to purchase. Augusta will deliver them to your door, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion products manufactured by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1- to 10-ounce bullion gold bars, 10- up to 100-ounce silver bullion bar, and 90% silver bags.
The company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA You can also take a look at the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell gold, silver platinum, palladium, and. The company has an excellent review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools available to assist you in establishing these funds. On the Oxford Gold website, you will learn how to transfer money to an precious metal IRA and learn how they function and what kinds are available and the reasons they are great investments.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company sells a vast selection of gold and silver coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The company also sells a small number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals firms by listening to its customers and giving them the tools they require to make sound financial decisions. On its website, the company offers a full learning center to aid buyers in the purchasing process.
This study area comes with several tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A list of terms
When you join the Oxford Gold Group, you’ll also have the opportunity to work directly with one of the Oxford Gold Group’s Managing Partners. This person can assist you with any queries you may have regarding trading or how to keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial point of view. This lets customers learn the pros and cons of these investments and make better choices.
In general, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides an array of high-quality metals that have been allowed by the IRS. It also provides helpful training materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After less than 10 years in business Noble Gold’s gold IRA reviews on all websites have been awarded five stars.
Opening a gold IRA account is a big choice, so you should select a gold investment firm that values the opinions of its clients as well as the certifications of its affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were hard to find.
Noble Gold is like other gold investment companies in that you can put coins and bars made of gold, silver platinum, palladium, and tin into your IRA. There are many kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce, like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS regulations all rare metals IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay between $80-$200 per year for storage of your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to get started using Noble Gold:
Fill out the form online to receive a custom advice or to open an IRA account for gold. You can talk to an expert in-house about your options during the free sessions.
Speak to a Noble Gold expert to start the process of moving your gold IRA over to your new account. If you withdraw money of a retirement account to put into the gold IRA instead of rolling it over, you may be required to pay taxes on it. Consult a tax expert first.
You can fund your precious metals IRA and then purchase the valuable metals you want.
Choose the storage that you prefer, and then wait for Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals that you can pick from.
Many sources have rated it five stars.
Free access to expert advice
There are many tools for training that can assist investors.
When you’re ready for selling and sell your home, you should have make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top silver and gold dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who know the market and would like to put a large portion of their assets into a gold IRA as it offers savings for big investments but doesn’t have a lot of tools to help new investors learn. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer that has options for basic gold and silver as well as the best ways to get assistance.
The following grades, accreditations and titles were given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB gave the BBB an A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates, and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its clients by providing them with helpful assistance lines, straightforward prices, and simple to use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The price of gold is updated in real time on the website, so you are able to easily evaluate the benefits, risks, and costs of purchasing. You can select among 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating as early as 50 years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, so it is best for buyers who have previously had this service. The first year of storage and upkeep costs $250, and each year thereafter costs $200. You might have to pay a little more such as the cost to open an account.
To begin your journey with Patriot Gold Group, you need to do the following:
Fill out the online application form to start.
Contact a customer service worker to start your account restart or movement of funds.
You can purchase precious metals and decide how you want to store them.
You can get free delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
The cost of accounts has been waived for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a good variety of gold coins and bullion.
AdvantageGold is among the top companies for gold IRAs. They claim to be the best gold-producing company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice if you like to do things online and want easy access to quality training tools.
You can apply for an account without speaking to a person and the company provides you access to a huge knowledge base with videos, tools and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars and the A+ rating.
More than 700 users have awarded Google 5 stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, great help, and clear prices in all your interactions with AdvantageGold.
AdvantageGold allows you to put gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most popular choices.
The annual storage costs for IRA purchases are between $100 and $150. Investors are also required to pay a $50 account set-up fee and a variety of annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To start using AdvantageGold To begin using AdvantageGold, you must do the following:
Fill out the form online and select the account manager you’d like to choose. You can complete this initial step by yourself using AdvantageGold or call the customer service team for personalized help.
Accept the rules and guidelines of the company, then share your financial documents. You may need to show different papers about your IRA or tax obligations.
Choose the method you wish to transfer funds into your account. A professional who has experience in rolling money into a gold IRA will help you do this.
You can purchase valuable metals and select a secure location to store them. As a final step, you must complete the declaration form.
AdvantageGold has the following characteristics that make it stand out:
When you’re ready to sell the property, the buy-back program simplifies the process.
A free guide to investing in gold with your IRA.
There are many ways to learn.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions regarding how to withdraw money
Customers on all sites leave great review of gold IRAs.
What is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that uses gold, silver or other precious metals instead bonds.
To protect yourself from the risk of inflation and market crashes, you require a variety of investments. Because of this, a lot of people are putting gold, silver, and other valuable metals in retirement accounts since they are relatively safe and dependable investment.
The companies on our list help people set in place gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, you should transfer the funds in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. The items must be gold or coins and meet certain “fineness” standards. These accounts can only hold coins that are approved by the IRS such as the Canadian Maple Leaf.
The top gold IRA companies make it simple and stress-free to set up and manage these retirement accounts for individuals. Many companies put clients in contact with account representatives who can help them through the process.
However, an agent for an account isn’t the same as a financial advisor. If you’re considering adding an gold IRA to your retirement account to diversify it you should consult your financial adviser first to see whether it is a good idea for you.