A precious metals IRA or, more commonly known as a gold-backed IRA, can help protect your money from volatility in the market and protect your investment from inflation. Also, valuable metals like gold and silver are very different from standard investments like stocks and bonds which makes them an excellent option to diversify.
We reviewed the top gold IRA companies to determine what precious metal IRA accounts are the best value. We analyzed every gold IRA company below, based on a variety of factors, including the quality of the metals they offer and the charges they charge, the storage choices they provide, their customer service, and their image.
Goldco is among the most trusted and most reliable company in the field of gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: New sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that can help you save for retirement. Goldco is a leader in the field of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets in a variety of retirement accounts by transferring them into an precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b), a precious metals expert at Goldco can help you understand how to transfer the funds in your account to a precious metals IRA.
This company also sells gold and silver directly to clients. You can put your retirement savings as well as other savings accounts into real gold and silver.
If you are looking to open a precious metals IRA through Goldco and move or roll over the assets you have in your savings account into the new IRA. Goldco makes it easy and easy for customers to accomplish this by walking them through the steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your precious metals Select the precious metals you’d like to add to your investment.
Goldco sells a variety of different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Marlin Gold
Gold and silver bars of various sizes can also be purchased. These bars are as pure as.9999.
Goldco also offers a program for buying back gold. In the event that your situation alters and you require to sell the precious metals in your account Goldco will purchase them back at the highest price for buy-back, which is guaranteed.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a free kit that includes information. This kit has a written and spoken instructions on investing in rare and precious metals.
Overall, we believe Goldco is among the top companies that offer gold IRAs.
One of the top companies for buying in silver, gold, as well as platinum, through an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you purchase gold and silver. The company is owned by a family of employees and is headquartered in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver in your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and fill in the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Select the silver or gold items you wish to place into your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, you are able to keep them with a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a wide range of gold and silver products which can be purchased directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
However, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
Combibar Valcambi
When you purchase valuable metals from American Hartford Gold, you can always speak with a representative about your investments and find out what they’re doing. You can dial the number listed on the company’s website at any time to talk to your representative.
If you’re interested in learning more about buying in gold prior to making the move to buy it, you can ask the company for a no-cost guide. This guide, which is 25 pages long, provides details on the ways that rare metals IRAs can help you take control of your savings.
You can also get information about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide how to spend.
American Hartford Gold is a reliable gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews as well as the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to invest your gold IRA money into Lear Capital. In this case, you can get help from a specialized expert and pay a flat amount and guarantee your purchase for 24 hours, and avoid fees if you make a big payment.
Here are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, focus on smooth experiences and easy access to friendly help desks, and transparent prices among other things. To make sure your money meets IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be placed in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10– to 100-ounce bar of your preferred metal. Prices for valuable metals are always changing to reflect market trends and make it easy to anticipate what you should expect.
Follow these steps to start using Lear Capital:
You can create an rare metals IRA account by filling out an online form that takes just 10 minutes.
You should hear from the person responsible for your IRA within 24 hours about how to do the tax-free transfer. It could take up to five days for the money to be transferred.
You can purchase precious metals and then allow Lear Capital ship them to a safe place where they will be fully insured.
Set up and keep your IRA at no cost if you spend at least $25,000 to $50,000 in a single year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account over $25,000, you will receive free set-up and hold services.
If you invest more than $10,000, you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
Assistance from a professional in gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals either in person or via an IRA. Since 2003, this company has been in business, and thousands of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be assured that buying rare metals from this company is a secure and dependable process.
Birch Gold Group sells a large selection of gold, silver, palladium and platinum items, among others. You can buy these metals on their own, or use them to put money into an precious metals IRA.
This company makes it easy for you to move your retirement savings into an precious metals IRA. With the assistance of a qualified Precious Metals Specialist you can follow these five steps:
Set up your account and choose which method you would like to fund it. With Birch Gold Group, you can move an IRA or transfer a 401(k) for funding your self-directed IRA.
Choose the best metals that will benefit your account. Your valuable Metals Specialist can help you figure out which metals to invest in to get the highest tax benefits.
You can buy your valuable metals. Your specialist will go over your purchase and inform you that your purchase went through when they have confirmed it.
Find a storage solution for your things. Your expert will help you understand the different methods to organize your belongings. Birch Gold Group stores its customers’ funds at a number of places, such as Delaware Depository and Brink’s Global Service.
Check how your IRA is doing. Contact your Specialist at any time to review your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and goods straight from the company. The company offers a wide variety of currency that is OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold and silver.
These are just a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They provide IRAs and cash-payouts for gold and silver. The company also has a website with lots of information for free about the investment in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your new IRA.
Use money from your savings account to add funds to your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people set up precious metals IRAs. This IRA company works with people from all fifty U.S. states. They have been in business since more than 30 years, and handled more than $25 billion.
When you purchase silver and gold to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals inside the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to buy real gold and silver. You just need to move money into the Augusta account and then select the gold and silver goods you want to buy. Augusta will deliver them to your door, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion products manufactured by the firm include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars. 10- up to 100-ounce silver bullion bar, and 90% silver bags.
The company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA You can also check out the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They offer silver, gold, platinum, and palladium. The company has an excellent review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools to help you get started with these funds. On the Oxford Gold website, you can learn how to transfer money into an precious metal IRA, how they work, what kinds are offered, and why they are a good investment.
The Oxford Gold website, you can purchase bars and coins made of silver, gold platinum, palladium, and. The company offers a broad range of popular silver and gold coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
It also offers a small amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other companies that deal in precious metals in its ability to listen to clients and giving them the tools they need to make informed financial decisions. The company’s website has a complete learning center to aid buyers in the purchasing process.
This study area includes many tools that include:
Guide to investing in precious metals
News and stories about buying in gold
FAQs
A listing of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity to work directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to answer any questions you have about how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial perspective. This allows customers to understand the pros and cons of these investment options and make better decisions.
In general, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its a wide range of valuable metals that have been allowed by the IRS. It also has helpful teaching materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After just a few years in business Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening a gold IRA account is a great choice, so you should select a gold investment firm that places the reviews of its customers and the accreditations of its affiliates first. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can put coins and bars made of gold, silver, platinum, and palladium into your IRA. There are many different types of valuable metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS rules the rare metals that are included in IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anything from $80 to $200 per year to store your real precious metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to start with Noble Gold:
Fill out the form online to get personalized advice or open an IRA account for gold. You can talk to an in-house expert about your options during the free sessions.
Talk to an Noble Gold expert to start the process of rolling the gold IRA over to your new account. If you take money out of another retirement account to put into the gold IRA instead of rolling it over, you may be required to pay taxes on it. Consult a tax professional first.
Fund your precious metals IRA and then purchase the valuable metals you want.
Choose the storage that you prefer and wait for Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are many types of precious metals to pick from.
A number of sources gave it five stars.
Free access to the advice of experts
There are many training tools that can help investors.
When you’re ready to sell and sell your home, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated gold and silver dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who are knowledgeable about the market and want to invest a significant portion of their assets into a gold IRA, since it gives savings for big investments but doesn’t have the tools needed to help new investors learn. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer that has options for basic silver and gold and helpful ways to seek help.
The following grades, accreditations and titles have been given to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB awarded it the A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews and awards, you won’t find a better organization than Patriot Gold Group. The company puts its customers first by offering them friendly support lines, clear prices, and simple to use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The price of gold changes in real time on the website, so you can easily see the benefits, risks, and costs associated with your purchase. You can select from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as early as fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 which is why it is recommended for those who have done this before. First year storage and maintenance costs $250, and each year thereafter costs $200. There may be a need to shell out more like the cost to open an account.
To start working with Patriot Gold Group, you have to follow these steps:
Fill out the online application for a new account to begin.
Contact a customer service representative to get your account started or transfer of funds.
You can purchase valuable metals and decide how you want to keep them.
You can get free delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
The cost of accounts has been waived for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great selection of physical gold coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim they are the top gold-producing company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you when you love doing things online and need easy access to quality training tools.
The application process is simple without speaking to anyone The company will give you access to a huge knowledge base with videos, tools, and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars, and it is awarded an A+ rating.
More than 700 users have rated Google five stars.
More than 1,400 customers have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, great help and clear pricing throughout your interactions with AdvantageGold.
AdvantageGold allows you to put platinum, gold, silver, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage charges for IRA purchases are between $100 to $150. Investors also pay a $50 account set-up fee and a range of different annual upkeep charges. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To start using AdvantageGold you must complete the following steps:
Complete the online form, and choose the account manager you want. You can complete the first step on your own with AdvantageGold, or you can contact the customer support team for personalized help.
Accept the rules and policies of the company, then share your financial records. You may need to provide various documents regarding your IRA or tax obligations.
Choose the way you want to deposit money into your account. A professional who has experience in rolling over money into a gold IRA can assist you with this.
You can purchase precious metals and choose a safe location to store them. As a final step, you must sign the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out from the crowd:
If you’re ready to sell the property, the buy-back program makes it easy.
A free guide on investing in gold with your IRA.
There are many ways to learn.
There are no minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions for withdrawing money
Customers on all sites leave excellent reviews of gold IRAs.
What exactly is an IRA that is backed by gold?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account that makes use of gold, silver or other precious metals instead of stocks or bonds.
To protect yourself from inflation and possible stock market crashes, it is important to need a diversified collection of investments. Because of this, a lot of people are now placing silver, gold and other precious metals into their retirement accounts since they are an extremely safe and reliable investment.
The companies on our list assist people in setting up gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, you should move the money in your retirement savings into a new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. They must be either coins or gold and must meet specific “fineness” standards. These accounts can only hold coins that are accepted by the IRS such as the Canadian Maple Leaf.
The top gold IRA companies make it simple and painless to set up and manage these individual retirement accounts. Many companies put customers in touch with account reps who can assist them in the process.
But an agent of an account isn’t the same as a financial advisor. If you want to add gold IRA to your retirement account to diversify it, you should talk to your financial advisor to find out if it makes sense for you.
Precious Metals IRA Previous Post