A precious metals IRA, which is also known as a gold-backed IRA, can help protect your money from volatility in the market as well as protect your investment from inflation. Additionally, precious metals such as gold and silver are very different from standard investments like stocks and bonds and bonds, which makes them an excellent way to diversify.
We looked at the top gold IRA companies to see the best precious metal IRA accounts are the best deal. We analyzed every gold IRA company below based upon a range of things, such as the precious metals they provide as well as the costs they impose, the storage options they offer and their customer service and their image.
Goldco is one of the most trusted and best company generally when it comes to gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: Sales made by the company could receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the best company in the field of gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that will help you save more for retirement. This company is the leader in the field of rare metals, and has been awarded many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets in various retirement accounts by moving them to an precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b), a precious metals expert at the company can show you how to transfer the money that is in the account to an precious metals IRA.
This company also sells silver and gold directly to its customers. You can put your retirement savings or other savings accounts into real silver and gold.
If you are looking to open a precious metals IRA through Goldco move or rollover your assets from your current savings account into your new IRA. Goldco makes it simple and easy for customers to complete this process by guiding them through the following steps:
Make a commitment to know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Purchase your precious metals: Choose the precious metals you would like to include in your investment.
Goldco sells many different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of different sizes can also be bought. They are as pure as.9999.
Goldco also has a program to buy back gold. If you experience a change in your circumstances and have to sell the precious metals in your account Goldco will buy these back for the most competitive buy-back price, with a guarantee.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit that includes details. The kit includes written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we believe Goldco is one of the best companies to offer gold IRAs.
One of the most trusted companies to purchase silver, gold and platinum through an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy gold and silver. The company is owned by a family and is based in Los Angeles, CA. It has received numerous awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver if you want through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill in the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Select the silver or gold items you want to put into your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, you are able to keep them in a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a broad range of silver and gold goods that can be bought directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
However, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always talk to a person about your investment and find out what they are doing. You can dial the number on the website at any time to talk to your representative.
If you want to learn more about purchasing gold before taking the step, you can ask the firm for a no-cost guide. This 25-page guide has useful details on how rare metals IRAs can assist you in taking charge of your money.
You can also get information about the latest developments in the gold market by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide which way to spend your money.
American Hartford Gold is a trusted gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews, the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to put your gold IRA money in Lear Capital. In this case you will be able to get assistance from a specialist or pay a fixed fee, guarantee your purchase up to 24 hours and avoid fees for a large payment.
Here are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, emphasize smooth experiences with easy access to knowledgeable support teams, and clear pricing as well as other aspects. To make sure your money is in compliance with IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be placed in an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10to 100-ounce bar of your favorite metal. Prices for precious metals are constantly changing to reflect changes in the market and make it easy to know what to expect.
Follow these steps to begin using Lear Capital:
You can open a rare metals IRA account by filling in an online application that only takes 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours about how to make the tax-free transfer. It could take up to five days for the money to be transferred.
You can purchase valuable metals and then allow Lear Capital ship them to an appropriate location where they’ll be fully insured.
Set up and store your IRA for free if you spend at least $25,000 to $50,000 for one year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you get free set-up and hold services.
If you have invested more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat price
Assistance from a professional for gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from every source
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, the company has been operating, and thousands of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be assured that buying rare metals through this company will be a safe and secure process.
Birch Gold Group sells a variety of silver, gold, palladium, and platinum products as well as other. You can buy these metals on their own or use them to deposit money into an precious metals IRA.
This company makes it simple for you to transfer your retirement savings to an precious metals IRA. With the help of a trained Precious Metals Specialist you can follow these five steps:
Create your account and decide how you want to fund it. Through Birch Gold Group, you can move an IRA or transfer an existing 401(k) to fund your new self-directed IRA.
Select the most valuable metals to invest in for your account. Your valuable Metals Specialist can help you figure out which metals to invest in to gain the greatest tax advantages.
You can buy your valuable metals. Your Specialist will look over your order and let you know that your purchase went through once they have done so.
Choose a way to store your belongings. Your expert will help you understand the different ways to store your items. Birch Gold Group stores its customers’ assets at various locations, such as Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is doing. You can call your Specialist at any time to check on your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium items directly from the company. The company sells a wide variety of currency that is OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold as well as silver.
These are some of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They provide IRAs and cash payments for silver and gold. The business also offers a site that contains many free information regarding the investment in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
Make use of the money in your savings account to fund your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers create precious metals IRAs. This IRA company works with individuals across all 50 U.S. states. They’ve been operating since more than 30 years, and been able to manage more than $25 billion.
After you buy gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. All you have to do is transfer money into your Augusta account and select the gold and silver goods you want to buy. Augusta will deliver them to your doorstep and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods made by the company include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars. 10 up to 100-ounce silver bullion bar, and 90% silver bags.
Some of the company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA you can take a look at the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell silver, gold platinum, palladium, and. The company has a great review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and offers a range of tools available to assist you in establishing these funds. On the Oxford Gold website, you can learn how to move money to a precious metal IRA and how they function, what kinds are offered, and why they are great investments.
The Oxford Gold website, you can buy coins and bars made of gold, silver, platinum, and palladium. The company sells a wide range of popular silver and gold coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The company also sells a small number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals companies by listening to clients and giving them the tools they need to make informed financial decisions. On their website, the business offers an entire learning center that can help with the buying process.
This study area has many tools that include:
Guide to investing in precious metals
News and stories about buying gold
A list of terms
If you are employed by Oxford Gold Group, you’ll also be able direct access to one of the Oxford Gold Group’s Managing Partners. The person will be able to help you answer any questions that you may have regarding how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from a neutral point of view. This allows customers to understand the advantages and disadvantages of these investment options and make better decisions.
In general, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its an extensive selection of precious metals that have been approved by the IRS. It also provides helpful training materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After just a few years in operation, the company’s gold IRA reviews on all sites have won it five stars.
Opening a gold IRA account is a big decision, so you must select a precious metals investment company that puts the reviews of its clients as well as the certifications of its affiliates in the first place. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can put bars and coins made of silver, gold platinum, palladium, and platinum into your IRA. There are many kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce such as the Austrian Silver Philharmonic 1oz Coin. To conform to IRS regulations all rare metals IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anywhere from $80 to $200 a year for storage of your valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to begin using Noble Gold:
Complete the online form to get an individualized advice or to create an IRA account for gold. You can speak to an expert in-house about your choices during the free sessions.
Speak to a Noble Gold expert to start the process of rolling your gold IRA over to the new account. If you take money out of a retirement account to transfer to your gold IRA instead of rolling it over, you may be required to pay tax on it. Consult a tax professional first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like.
Select the storage you want, and then wait for Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals to pick from.
A number of sources have rated it five stars.
Access to expert advice
There are plenty of training tools to help investors.
When you’re ready to sell, make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated silver and gold dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for investors with experience in precious metals who are familiar with the market and would like to put a big chunk of their money into an investment in gold IRA, since it gives savings for large investments but lacks many tools to help new investors learn. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that has options for basic gold and silver as well as the best ways to get assistance.
The following grades, accreditations and titles were given to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB awarded the BBB an A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates, and awards, you’ll be able to find a better organization than Patriot Gold Group. The company puts its customers first by providing them with helpful support lines, transparent pricing, and simple-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The value of gold changes in real time on their website, so you can easily see the risks, benefits and costs of purchasing. You can choose from a variety of gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from as far back as fifty years ago.
Patriot Gold Group has a high minimum account size of $50,000, so it is recommended for those who have had this experience before. First year storage and upkeep costs $250, and each year thereafter costs $200. You might have to shell out more such as the cost to open an account.
To start your journey with Patriot Gold Group, you need to do the following:
Complete the online application form to start.
Contact a customer service representative to start your account restart or movement of funds.
You can buy valuable metals and pick the way you’d like to store them.
You can get free delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Account fees have been waived for purchases over $100,000
Free investment guides for gold in an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good variety of physical gold coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They claim they are the top gold-producing company in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you If you enjoy doing things online and want easy access to high-quality training tools.
You can apply for an account with no need to talk to a person The company will give you access to a large knowledge base that includes videos, tools and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and an A+ grade.
Over 700 customers have awarded Google 5 stars.
More than 1,400 users have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, great help and clear pricing in all your interactions with the company.
AdvantageGold allows you to put gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage fees for IRA purchases range from $100 and $150. Investors are also required to pay a $50 account set-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To begin using AdvantageGold To begin using AdvantageGold, you must complete the following steps:
Complete the online form and choose the account manager you would like to work with. You can complete the first step on your own using AdvantageGold or contact the customer service team for personalized assistance.
Accept the rules and policies of the company, then share your financial documents. You may need to provide different papers about your IRA or tax obligations.
Choose the way you want to put money in your account. An expert in rolling money over into an gold IRA can assist you with this.
You can buy valuable metals and choose a safe storage space for them. In the final step, you must sign the declaration form.
AdvantageGold has the following traits that make it stand out:
When you’re ready to sell the property, the buy-back program makes it simple.
A free guide on investing in gold with your IRA.
There are a variety of ways to learn.
There are no minimum investments.
Rollover help is convenient.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources with step-by-step instructions for withdrawing money
Customers on all websites give excellent reviews of gold IRAs.
What exactly is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that uses silver, gold, or other valuable metals instead of stocks and bonds.
To protect yourself from the effects of inflation and potential stock market crashes, it is important to need a diversified collection of investments. Because of this, many people are placing silver, gold and other precious metals in retirement accounts due to them being relatively safe and dependable investment.
The companies on our list help people set in place gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, transfer the money in your retirement savings to a new tab.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. The items must be either coins or gold and meet certain “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it easy and stress-free to fund and take care of the individual retirement accounts. Many businesses put clients in contact with account reps who can help them through the process.
However, an agent for an account is not the same as an advisor to financial matters. If you want to add a gold IRA to your retirement account to diversify it You should speak to your financial advisor to determine whether it is a good idea for you.