A precious metals IRA that is also called a gold-backed IRA, can help protect your savings from market volatility and safeguard your investment from inflation. Additionally, precious metals like gold and silver are very different from the standard assets like bonds and stocks which makes them an excellent option to diversify your portfolio.
We looked at the best gold IRA companies to determine what precious metal IRA accounts are the best deal. We looked at every gold IRA company below based on a number of things, such as the precious metals they provide as well as the costs they impose, the storage options they offer as well as their customer service as well as their appearance.
Goldco is among the most trusted and most reliable company in the field of gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: Sales made by the company can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall in the field of gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that can help you save for retirement. Goldco is a leading company in the business of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco can help you protect the assets in various retirement accounts by shifting them into an precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert at the company can show you how to transfer the funds that is in the account to a precious metals IRA.
The company also sells gold and silver directly to its customers. You can invest your retirement savings or other savings accounts into real gold and silver.
If you want to start a precious metals IRA through Goldco, move or rollover your assets from your current savings account to your new IRA. Goldco makes it simple and painless for customers to complete this process by guiding them through the following steps:
Make a commitment to know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Purchase your precious metals: Choose the precious metals you want to include in your investment.
Goldco sells a variety of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Marlin Gold
Bars of silver and gold in different sizes can also be bought. These bars are as pure as.9999.
Goldco also offers a program to buy back gold. If you experience a change in your circumstances and require to sell the valuable metals that are in your account, Goldco will buy these back for the highest buy-back price, with a guarantee.
If you’re considering investing in an rare metals IRA, Goldco will send you a free kit with details. The kit includes written and spoken guide to investing in rare metals.
Overall, we believe Goldco is among the best companies that offer gold IRAs.
One of the most trusted companies to purchase gold, silver as well as platinum, through an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is owned by a family, and is located in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver in your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and complete the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you would like to put into your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, you are able to store them in a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a broad range of gold and silver goods that can be bought directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
However metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
Combibar Valcambi
When you purchase valuable metals from American Hartford Gold, you can always speak to someone about your investments and find out what they’re doing. You can dial the number listed on the company’s website at any time to talk to your agent.
If you want to learn more about buying gold prior to taking the next step to buy it, you can ask the firm for a free guide. This guide, which is 25 pages long, provides information on the ways that rare metals IRAs can assist you in taking charge of your savings.
You can also find out about changes in the gold market by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide how to spend.
American Hartford Gold is a reliable gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews as well as the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to invest your gold IRA funds into Lear Capital. In this scenario, you can get help from a specialist or pay a fixed fee and make sure that the purchase is guaranteed for 24 hours, and not pay fees if you make a big payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, focus on smooth experiences and easy access to friendly help desks, and clear pricing among other things. To ensure that your money is compliant with IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, silver, and platinum coins and bars that can be put in an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10– to 100-ounce bar of your favorite metal. Prices for precious metals are always changing to reflect market changes and make it easy to be aware of what to expect.
Follow these steps to get started using Lear Capital:
You can create a rare metals IRA account by filling in an online application that takes just 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours regarding how to complete the tax-free move. The money could take as long as five days to be moved.
You can purchase precious metals and then let Lear Capital ship them to an appropriate location where they will be fully insured.
Set up and keep your IRA for free if spend at least $25,000 to $50,000 for one year or $25,000-$50,000 for two years, and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account over $25,000, you get free set-up and holding services.
If you make a purchase of more than $10,000 you get the $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
One-on-one assistance from experts in gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals either in person or via an IRA. Since 2003, this company has been operating, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be assured that purchasing rare metals from this company will be a safe and secure process.
Birch Gold Group sells a large selection of silver, gold, palladium, and platinum products in addition to other. You can buy these metals by themselves or use them to deposit money into a precious metals IRA.
This company makes it simple for you to move your retirement savings to a precious metals IRA. With the assistance of a trained Precious Metals Specialist You can follow these steps:
Set up your account and choose the method of funding it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to help fund your new self-directed IRA.
Choose the valuable metals to invest in for your account. The valuable Metals Specialist can help you determine which metals to invest in to reap the greatest tax advantages.
You can buy your valuable metals. Your specialist will review your order and inform you that your purchase went through once they have done so.
Find a storage solution for your belongings. Your Specialist will show you the different methods to organize your things. Birch Gold Group stores its customers’ assets in a variety of locations, such as Delaware Depository and Brink’s Global Service.
Check how you IRA is going. Contact your Specialist at any time to check on your account or make adjustments.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and products directly from them. The company offers a broad selection of currency that is accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold as well as silver.
These are some of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They offer IRAs and cash payments for silver and gold. The firm also runs a website with lots of information for free regarding investing in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting the new IRA.
Use money from your savings account to pay for your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people to set up precious metals IRAs. This IRA company works with individuals across all fifty U.S. states. They have been in business for over 30 years and handled more than $25 billion.
After you have purchased silver and gold for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. All you have to do is transfer money to your Augusta account and choose the gold and silver goods you wish to purchase. Augusta will bring them right to your door and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods manufactured by the firm include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10 ounce bullion gold bars, 10 up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
Some of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA you can look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set up gold IRAs. They sell silver, gold platinum, palladium, and. The company has a fantastic evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools that can assist you in establishing these funds. On the Oxford Gold website, you will learn how to transfer funds to a precious metal IRA and how they work and what kinds are available and the reasons they are good assets.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold platinum, palladium, and. The company offers a broad selection of popular silver and gold coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The firm also sells a tiny amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals companies by listening to its clients and giving them the tools they require to make sound financial decisions. On their website, the business provides an entire learning center that can aid buyers in the purchasing process.
This study area comes with several tools, including:
Guide to investing in precious metals
News and stories about buying in gold
FAQs
A listing of terms
When you work for Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the company’s Managing Partners. This person can help you answer any questions that you have regarding how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying valuable metals from a neutral point of view. This allows customers to understand the advantages and disadvantages of these investments and make better decisions.
In general, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an array of high-quality metals that are regulated by the IRS. It also provides helpful training materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. In less than 10 years of operation, the company’s gold IRA reviews on all sites have won it five stars.
Opening an IRA account is a good option, so it is important to choose a precious metals investment firm that places the opinions of its clients and its accreditations for affiliates in the first place. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were hard to find.
Noble Gold is like other gold investment companies in that you can put bars and coins made of silver, gold, platinum, and palladium in your IRA. There are many kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS regulations, all rare metals IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay between $80 to $200 a year for storage of your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to get started using Noble Gold:
Fill out the online form to get an individualized advice or to create an IRA account for gold. You can speak to an expert in-house about your choices during the free sessions.
Talk to a Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you withdraw money of another retirement account to put into the gold IRA instead of rolling it over, you may be required to pay tax on it. Consult a tax expert first.
You can fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Select the storage you want, and then allow Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are many kinds of valuable metals to choose from.
Several sources have rated it five stars.
Free access to the advice of experts
There are many training tools to help investors.
When you’re ready for selling when you’re ready to sell, consider a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who know the market and want to invest a significant portion of their money into a gold IRA which offers savings for big investments but doesn’t offer a lot of tools to help new investors learn. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer with options for basic gold and silver, and good ways to get help.
The following grades, accreditations and titles have been given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB gave it an A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates, and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its customers by giving them helpful support lines, transparent prices, and simple to use services that meet IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The value of gold changes in real-time through the site, so you are able to easily evaluate the risks, benefits and costs associated with your purchase. You can select from 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as early as fifty years ago.
Patriot Gold Group has a large minimal account size of $50,000 therefore it is best for buyers who have had this experience before. First year storage and maintenance costs $250 and every year thereafter costs $200. You might have to pay more, like the cost to open an account.
To start working with Patriot Gold Group, you have to follow these steps:
Fill out the online application form to start.
Contact a service representative to get your account started or transfer of funds.
You can purchase precious metals and decide how you’d like to keep them.
You can get free delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
The cost of accounts has been eliminated for purchases over $100,000
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a great variety of gold physical coins as well as bullion.
AdvantageGold is one of the top companies for gold IRAs. They claim they are the best gold firm within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice when you love doing things online and would like to have easy access to quality training tools.
It is possible to apply for an account without speaking to anyone The company will give you access to a huge knowledge base, including videos, tools, and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars, and the A+ rating.
Nearly 700 of their customers have rated Google five stars.
More than 1,400 people have given Trustpilot five stars.
Based on the reviews of AdvantageGold you can count on great customer service, great help and clear pricing in all your interactions with AdvantageGold.
AdvantageGold allows you to put gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most popular choices.
The annual storage costs for IRA purchases are between $100 and $150. Investors also pay a $50 account set-up fee and a variety of annual upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To start using AdvantageGold To begin using AdvantageGold, you must follow these steps:
Complete the form online and choose the account manager you want. You can complete this initial step by yourself using AdvantageGold, or you can contact the customer support team for assistance tailored to your needs.
Accept the policies and rules of your company and then provide your financial documents. You may need to show different papers about your IRA or tax obligations.
Select the method you prefer to deposit money in your account. A professional who has experience in rolling over money into an gold IRA will help you do this.
You can buy valuable metals and choose a safe location to store them. As a final step, you must complete the declaration form.
AdvantageGold has the following traits that distinguish it from the crowd:
If you’re ready to sell the house, the buy-back plan makes it easy.
A free guide on investing in gold through your IRA.
There are a variety of options to get involved in learning.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions for withdrawing funds
Customers on all sites give glowing feedback on gold IRAs.
What is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that makes use of gold, silver or other precious metals instead bonds.
To safeguard yourself from the effects of inflation and possible market crashes, you require a variety of investments. Due to this, a lot of people have started investing in silver, gold and other precious metals in retirement accounts due to them being relatively safe and dependable investment.
The companies listed on our list assist people in setting up gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You should not create a new gold IRA from scratch. Instead, you should move the money from your retirement savings into a new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. The items must be gold or coins and meet certain “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it easy and stress-free to fund and take care of the individual retirement accounts. Many companies put clients in contact with account reps who can help them through the process.
But an agent of an account is not the same as an advisor to financial matters. If you are considering adding an gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor to see if it makes sense for you.
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