A precious metals IRA, which is also called a gold-backed IRA will help safeguard your savings from market volatility and safeguard your investment from inflation. Also, valuable metals like gold and silver are very different from standard investments like stocks and bonds which makes them a good option to diversify your portfolio.
We looked at the top gold IRA companies to determine what precious metal IRA accounts offer the best deal. We looked at each gold IRA company below based upon a range of things, such as the valuable metals they offer and the charges they charge, the storage options they offer and their customer service as well as their appearance.
Goldco is the most trusted and most reliable company overall when it comes to gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: Sales made by the company could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall with regard to gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save more for retirement. Goldco is a leader in the field of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will help you protect the assets in various retirement accounts by moving them into an precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) and a precious metals expert from the company can show you how to transfer the funds in your account to a precious metals IRA.
The company also sells gold and silver directly to customers. You can put your retirement savings, or money from other savings accounts into real gold and silver.
If you’re looking to establish a precious metals IRA through Goldco, move or rollover your assets from your savings account into your new IRA. Goldco makes it simple and painless for customers to do this by walking them through the steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Purchase your precious metals: Choose the precious metals you’d like to add to your investment.
Goldco sells a variety of different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Bars of silver and gold in different sizes can be purchased. They are as pure as.9999.
Goldco also has a program for buying back gold. In the event that your situation alters and you have to sell the valuable metals that are in your account, Goldco will purchase them back at the best buy-back price, with a guarantee.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a kit for free with details. The kit includes a written, spoken, and seen information on investing in rare metals.
Overall, we think Goldco is one of the top companies that offer gold IRAs.
One of the most trusted companies for buying in gold, silver as well as platinum, through an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy in silver and gold. The company is owned by a family, and is headquartered in Los Angeles, CA. It has received numerous awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver if you want through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and fill in the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you wish to place in your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, you are able to keep them in a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also offers a variety of gold and silver products that can be bought directly. For instance, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
However, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investments and find out how they are doing. You can dial the number on the website at any time to talk to your agent.
If you want to learn more about purchasing gold prior to making the move to buy it, you can ask the business for a complimentary guide. This guide, which is 25 pages long, provides information on how rare metals IRAs can assist you in taking charge of your money.
You can also get information about changes in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine what to invest in.
American Hartford Gold is a trusted gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews, the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to invest your gold IRA money in Lear Capital. In that case you can seek advice from a personal expert or pay a fixed fee, guarantee your purchase up to 24 hours and avoid fees if you make a big payment.
Here are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, focus on smooth experiences with easy access to knowledgeable help desks, and clear pricing among other things. To ensure that your money meets IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, platinum, and silver bars and coins which can be put into an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10to 100-ounce bar of your favorite metal. Prices for valuable metals are always changing to reflect changes in the market and allow you to know the price you can expect.
Follow these steps to begin by contacting Lear Capital:
You can open a rare metals IRA account by filling in an online form which takes only 10 minutes.
You should hear from the person responsible for the IRA within 24 hours regarding how to do the tax-free transfer. It can take anywhere from five to seven days for your money to be transferred.
You can purchase valuable metals, and then allow Lear Capital ship them to an appropriate location where they will be fully insured.
Create and store your IRA for free if you spend between $25,000 and $50,000 for one year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you will receive free set-up and holding services.
When you have invested more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat cost
One-on-one help from pros in gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, this firm has been operating and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be assured that buying rare metals from this company will be a safe and reliable process.
Birch Gold Group sells a variety of silver, gold platinum, and palladium goods as well as other. You can purchase these metals on their own, or make use of them to deposit money into an precious metals IRA.
The company makes it simple for you to move the retirement savings you have saved into a precious metals IRA. With the assistance of a trained Precious Metals Specialist, you can take these steps:
Set up your account and decide which method you would like to fund it. With Birch Gold Group, you can transfer an IRA or roll over a 401(k) to fund your self-directed IRA.
Choose the best metals that will benefit your account. The valuable Metals Specialist can help you figure out which metals to invest in to get the highest tax advantages.
You can buy your valuable metals. Your specialist will review your order and inform you that your purchase went through after they have completed the transaction.
Find a method to store your belongings. Your specialist will guide you through the different methods to organize your items. Birch Gold Group stores its customers’ assets at a number of places, such as Delaware Depository and Brink’s Global Service.
Find out how you IRA is doing. You can contact your Specialist anytime to check your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and products directly from the company. The company sells a wide range of currency that is OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold and silver.
Here are a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They offer IRAs and cash payments for silver and gold. This firm also runs a website that contains lots of information for free about investing in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten positive feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
Use money from your savings account to pay for your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help users to set up precious metals IRAs. This IRA company is a partner for people across all 50 U.S. states. They’ve been in business for over 30 years and been able to manage more than $25 billion.
After you buy gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in its Delaware vault which is a secure, private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. All you have to do is transfer funds to your Augusta account and then select the gold and silver goods you’d like to purchase. Augusta will deliver them to your door and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion products manufactured by the company comprise coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1- to 10-ounce bullion gold bars, 10 up to 100-ounce silver bullion bar, and 90% silver bags.
The company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA, you can also check out the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They sell silver, gold platinum, palladium, and. The company has an excellent review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools that can help you get started with these funds. On the Oxford Gold website, you can find out how to transfer funds to an precious metal IRA and learn how they work and what kinds are available, and why they are great investments.
The Oxford Gold website, you can purchase bars and coins made of gold, silver, platinum, and palladium. The company offers a broad range of gold and silver coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The firm also sells a tiny number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals companies by listening to its customers and providing them with the tools needed to make good financial choices. On its website, the company offers an entire learning center that can assist buyers.
This study area comes with many tools that include:
Guide to investing in precious metals
Stories and news about buying gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also get direct access to one of the company’s Managing Partners. The person will be able to help you answer any questions that you may have regarding how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial point of view. This allows customers to understand the advantages and disadvantages of these investments and make better choices.
In general, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its an extensive selection of precious metals that have been approved by the IRS. It also provides helpful training materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. In less than 10 years in business, the company’s gold IRA reviews on all sites have won it five stars.
Opening an gold IRA account is a good option, so it is important to select a gold investment firm that values the reviews of its customers and the accreditations of its affiliates in the first place. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were difficult to locate.
Noble Gold is like other gold investment firms in that you can put coins and bars composed of silver, gold, platinum, and palladium into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations the rare metals that are included in IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay anywhere from $80 to $200 per year to store your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to begin with Noble Gold:
Complete the form online to get an individualized advice or to create an IRA account for gold. You can talk to an expert from the company about your options during the free sessions.
Talk to a Noble Gold expert to start the process of moving your existing gold IRA over to your new account. If you withdraw money of a retirement account to transfer to your gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax expert first.
Fund your precious metals IRA, and then buy the precious metals you’d like.
Select the storage you want, and then let Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals to pick from.
Many sources gave it five stars.
Access to the advice of experts
There are a lot of tools for training that can assist investors.
When you’re ready to sell when you’re ready to sell, consider a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated gold and silver dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who are familiar with the market and wish to put a big chunk of their wealth into a gold IRA which offers savings for big investments but doesn’t have the tools needed to help investors who are new. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer with options for basic gold and silver, and the best ways to get assistance.
The following grades, accreditations, and titles were given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB gave the BBB an A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates, and awards, you’ll find a better company than Patriot Gold Group. The company puts its customers first by providing them with helpful support lines, clear prices, and simple to use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. Gold prices fluctuates in real time on the website, so you can easily see the risks, benefits, and costs of purchasing. You can choose from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as far back as 50 years ago.
Patriot Gold Group has a large minimal account size of $50,000 so it is recommended to go with buyers who have previously had this service. First year storage and upkeep costs $250 and each year after that costs $200. There may be a need to shell out more for instance, the cost to open an account.
To begin working with Patriot Gold Group, you have to follow these steps:
Complete the online application for a new account to get started.
Contact a customer service worker to start your account restart or transfer of funds.
You can purchase precious metals and choose how you’d like to store them.
You can receive complimentary delivery to your safe locker.
Investors can obtain these essential items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Fees for accounts have been eliminated for purchases over $100,000
Free investment guides for gold within an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company with a good selection of physical gold coins and bullion.
AdvantageGold is one of the top companies for gold IRAs. They claim they are the best gold firm within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you If you enjoy doing things online and want easy access to good training tools.
You can apply for an account without talking to anyone, and the company gives you access to a huge knowledge base, including tools, videos, and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and the A+ rating.
Over 700 customers have rated Google five stars.
More than 1,400 people have rated Trustpilot five stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, excellent assistance and clear pricing in all your interactions with AdvantageGold.
AdvantageGold allows you to put gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage charges for IRA purchases are between $100-$150. Investors also pay a $50 account set-up fee and a variety of annual upkeep charges. AdvantageGold has no minimum payment which is a great thing.
To get started using AdvantageGold you must do the following:
Complete the form online and select the account manager you want. You can complete the first step on your own using AdvantageGold or contact the customer support team for personalized help.
Accept the rules and guidelines that the business follows, and then provide your financial records. You may need to show different documents about your IRA or tax obligations.
Choose the method you wish to put money in your account. A professional who has experience in rolling money into a gold IRA will assist you in doing this.
You can purchase valuable metals and select a secure location to store them. As a final step, you need to complete the declaration form.
AdvantageGold has the following traits that make it stand out from the crowd:
If you’re ready to sell the house, the buy-back plan simplifies the process.
A free guide to investing in gold through your IRA.
There are many ways to learn.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions for withdrawing cash
Customers on all websites give excellent review of gold IRAs.
What exactly is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-managed personal retirement account that makes use of gold, silver, or other valuable metals instead bonds.
To protect yourself from inflation and possible stock market crashes, it is important to should have a diverse portfolio of investments. Because of this, many people are placing silver, gold and other precious metals into their retirement accounts due to them being relatively safe and dependable investment.
The companies we have listed assist people in setting up gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, you should move the funds in your retirement savings to an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals can be placed in precious metals IRAs. They must be coins or gold and meet certain “fineness” standards. These accounts can only hold coins that are approved by the IRS such as the Canadian Maple Leaf.
The top gold IRA companies make it easy and painless to fund and take care of these individual retirement accounts. Many companies put customers in touch with account reps who will assist them throughout the process.
But an agent of an account isn’t the same as an advisor to financial matters. If you are considering adding an gold IRA to your retirement account to diversify it you should consult your financial advisor first to determine whether it is a good idea for you.