A precious metals IRA that is also called a gold-backed IRA can help protect your money from volatility in the market and safeguard you from inflation. Additionally, precious metals like silver and gold are different from traditional assets like bonds and stocks and bonds, which makes them a great option to diversify.
We looked at the top gold IRA companies to see the best precious metal IRA accounts are the best deal. We evaluated every gold IRA company below, based on a variety of factors, including the quality of the metals they offer and the charges they impose, their storage choices they provide as well as their customer service and even their reputation.
Goldco is among the most reputable and most reliable company overall for gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company could receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall in the field of gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that can help you save for retirement. Goldco is a leader in the business of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets in various retirement accounts by transferring them to a precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) and a precious metals expert from Goldco can help you understand how to move the money that is in the account to an precious metals IRA.
This company also sells gold and silver directly to customers. You can also invest your retirement savings as well as other savings accounts in actual gold and silver.
If you’re looking to establish a precious metals IRA through Goldco, move or rollover your savings from your savings account to the new IRA. Goldco makes it simple and stress-free for customers to do this by guiding them through the steps:
Make a commitment to know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Purchase your precious metals: Select the precious metals that you’d like to add to your investment.
Goldco sells many different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of different sizes can be bought. They are as pure as.9999.
Goldco also offers an option to buy back gold. If your situation changes and you have to sell the precious metals in your account Goldco will buy these back for the highest buy-back price, with a guarantee.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit with information. The kit includes written, spoken, and seen information on investing in rare metals.
Overall, we think Goldco is among the top companies that provide gold IRAs.
One of the best companies to buy gold, silver and platinum via an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is owned by a family of employees and is headquartered in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and complete the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you want to put in your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, store them with a safe storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a wide range of gold and silver products that can be bought directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always speak to someone about your investment and learn how they are doing. You can dial the number on the company’s website anytime to speak to an agent.
If you want to learn more about purchasing gold before taking the step, you can ask the company for a free guide. This 25-page guide has useful details on the ways that rare metals IRAs can assist you in taking charge of your savings.
You can also get information about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine which way to spend your money.
American Hartford Gold is a reliable gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews and the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to put your gold IRA money into Lear Capital. In this scenario, you can get help from a personal expert, pay a flat fee, guarantee your purchase up to 24 hours and not pay fees for a large payment.
Here are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, are focused on smooth experiences, easy access to helpful support teams, and clear prices among other things. To make sure your money meets IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, platinum, and silver coins and bars which can be put into an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10- to 100-ounce bar of your preferred metal. Prices for precious metals change frequently to reflect changes in the market and allow you to know the price you can expect.
Follow these steps to begin with Lear Capital:
You can create an rare metals IRA account by filling in an online form that takes just 10 minutes.
You should hear from the person in charge of the IRA within 24 hours of how to do the tax-free transfer. It could take up to five days for the money to be transferred.
You can purchase valuable metals and allow Lear Capital ship them to a safe place where they will be fully insured.
Create and store your IRA for free if you spend at least $25,000 to $50,000 in a single year or $25,000-$50,000 for two years, and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you will receive free set-up and holding services.
If you make a purchase of more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at an unbeatable cost
Assistance from a professional on gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from all sources
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to buy rare metals, either directly or through an IRA. Since 2003, this firm has been operating, and thousands of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be confident that purchasing rare metals from Birch Gold Group is a secure and reliable process.
Birch Gold Group sells a large selection of gold, silver, palladium and platinum items as well as other. You can buy these metals on their own or use them to put money into an precious metals IRA.
The company makes it simple for you to transfer your retirement savings into an precious metals IRA. With the help of a certified Precious Metals Specialist You can follow the following steps:
Set up your account and choose how you want to fund it. Through Birch Gold Group, you can move an IRA or transfer an existing 401(k) to fund your new self-directed IRA.
Choose the best metals that will benefit your account. Your valuable Metals Specialist can help you determine which metals to invest in to get the highest tax advantages.
You can buy your valuable metals. Your specialist will review your purchase and inform you that the purchase was successful when they have confirmed it.
Find a method to store your belongings. Your specialist will guide you through the different options for storing your items. Birch Gold Group stores its customers’ funds in a variety of locations including Delaware Depository and Brink’s Global Service.
Check what your IRA is doing. Contact your Specialist anytime to review your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium products directly from them. The company sells a wide selection of coins that are accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
Here are a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They offer IRAs and cash-payouts for silver and gold. The firm also runs a website with a lot of free information on investing in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set the new IRA.
Use money from your savings account to fund your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers to set up precious metals IRAs. This IRA company works with individuals across all fifty U.S. states. They’ve been in business for more than 30 years and have been able to manage more than $25 billion.
When you purchase gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. It’s as simple as transferring funds to your Augusta account and then select the gold and silver goods you wish to purchase. Augusta will deliver them directly to your doorstep and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods manufactured by the company include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars, 10 to 100-ounce silver bullion bars and 90 silver bags that contain a minimum of 99.
The company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA you can check out the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They sell gold, silver platinum, palladium, and. The company has a fantastic rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools that can help you start these funds. On the Oxford Gold website, you can learn how to transfer funds into an precious metal IRA and how these IRAs work and what kinds are available and the reasons they are good assets.
The Oxford Gold website, you can purchase bars and coins made of gold, silver, platinum, and palladium. The company offers a broad range of popular silver and gold coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The company also sells a limited number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be different from other companies that deal in precious metals by listening to clients and giving them the tools needed to make sound financial decisions. On its website, the company offers a complete learning center to aid buyers in the purchasing process.
This study area comes with a number of tools, including:
Guide to investing in precious metals
Stories and news about buying gold
A listing of terms
When you join the Oxford Gold Group, you’ll also get to interact directly with one of the company’s Managing Partners. The person will be able to answer any questions you might have about how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial perspective. This lets customers learn the advantages and disadvantages of these investments and make better decisions.
In the end, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its an array of high-quality metals that are regulated by the IRS. It also has helpful teaching material for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After less than 10 years in operation, the company’s gold IRA reviews on all sites have earned it five stars.
Opening an gold IRA account is a great choice, so you should choose a precious metals investment company that puts the reviews of its customers and the accreditations of its affiliates in the first place. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to place bars and coins made of gold, silver platinum, palladium, and tin into your IRA. There are many different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare such as the Austrian Silver Philharmonic 1oz Coin. To conform to IRS rules the rare metals that are included in IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay between $80-$200 per year to store your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to get started using Noble Gold:
Fill out the form online to receive a custom advice or to create an IRA account for gold. You can speak with an expert from the company about your options during the free sessions.
Speak to a Noble Gold expert to start the process of rolling your gold IRA over to the new account. If you withdraw money of a retirement account to transfer to your gold IRA instead of rolling it over, you might be required to pay taxes on it. Consult a tax expert first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like.
Select the storage you want and wait for Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are many types of precious metals to pick from.
Several sources gave it five stars.
Free access to the advice of experts
There are plenty of training tools to help investors.
If you’re ready to sell when you’re ready to sell, consider a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated silver and gold dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who know the market and would like to put a large portion of their assets into an investment in gold IRA which offers savings for large investments, but lacks the tools needed to help new investors learn. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that has options for basic silver and gold and helpful ways to seek help.
The following accreditations, grades and titles were awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB awarded it the A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates, and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its clients by giving them helpful support lines, transparent pricing, and simple-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The price of gold changes in real time on the website, so you can easily assess the benefits, risks, and costs associated with your purchase. You can choose among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date 50 years ago.
Patriot Gold Group has a large minimal account size of $50,000 which is why it is best for buyers who have done this before. The first year of storage and maintenance costs $250 and each year after that costs $200. You might have to pay a little more like a fee to set up an account.
To begin working with Patriot Gold Group, you must do the following:
Complete the online application for a new account to get started.
Contact a service representative to initiate your account restart or transfer of funds.
You can purchase valuable metals and decide how you’d like to store them.
You can get free delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
The cost of accounts has been eliminated for purchases over $100,000
Free investment guides for gold within an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great choice of physical gold coins as well as bullion.
AdvantageGold is among the top companies for gold IRAs. They say they are the best gold company within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice if you like to do things online and need easy access to high-quality training tools.
It is possible to apply for an account without speaking to a person, and the company gives you access to a large knowledge base with videos, tools, and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars with it is awarded an A+ grade.
Nearly 700 of their customers have awarded Google 5 stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, fantastic assistance and transparent prices in all your interactions with the company.
AdvantageGold lets you put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage fees for IRA purchases are between $100 to $150. Investors also have to pay a $50 account set-up fee and a range of different annual upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To start using AdvantageGold, you need to follow these steps:
Complete the online form and select the account manager you would like to work with. You can do this first step by yourself using AdvantageGold or call the customer service team for assistance tailored to your needs.
Accept the rules and policies that the business follows, then share your financial records. You may be required to present various documents regarding your IRA or taxes.
Select the method you prefer to deposit funds into your account. A professional who has experience in rolling over money into a gold IRA will assist you in doing this.
You can purchase precious metals and choose a safe storage space for them. As the last step, you need to complete the declaration form.
AdvantageGold has the following traits that distinguish it from the crowd:
When you’re ready for selling the house, the buy-back plan makes it easy.
A free guide to investing in gold through your IRA.
There are many methods to study.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions on how to withdraw cash
Customers on all websites give glowing reviews of gold IRAs.
What exactly is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-managed personal retirement account which makes use of silver, gold or other precious metals instead bonds.
To guard yourself against the risk of inflation and stock market crashes, you require a variety of investments. Because of this, a lot of people are now putting gold, silver, and other valuable metals in retirement accounts since they are relatively safe and dependable investment.
The companies we have listed help people set up gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, you should move the money from your retirement savings to an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. The items must be coins or gold and must meet specific “fineness” standards. These accounts can only hold coins that are OK with the IRS such as the Canadian Maple Leaf.
The top gold IRA firms make it easy and stress-free to fund and take care of the individual retirement accounts. Many businesses put clients in contact with account representatives who can assist them in the process.
But an agent of an account isn’t the same as an advisor to financial matters. If you want to add gold IRA to your retirement account to make it more diverse you should consult your financial advisor to find out if it makes sense for you.