A precious metals IRA or, more commonly known as a gold-backed IRA, can help protect your money from volatility in the market as well as protect you against inflation. Additionally, precious metals like silver and gold are different from standard assets like bonds and stocks and bonds, which makes them an excellent way to diversify.
We reviewed the top gold IRA companies to see what precious metal IRA accounts are the best deal. We looked at every gold IRA company below, based on a variety of factors, including the precious metals they provide, the fees they charge, the storage options they offer as well as their customer service and even their reputation.
Goldco is among the most trusted and best company generally for gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: New sales may get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company with regard to gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that can help you save for retirement. Goldco is a leader in the business of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets in different retirement accounts by moving them to a precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b), a precious metals expert from the company can show you how to transfer the funds from your account into a precious metals IRA.
This company also sells silver and gold directly to its customers. You can put your retirement savings or other savings accounts in real silver and gold.
If you’re looking to establish an precious metals IRA through Goldco, move or rollover the assets you have in your savings account to the new IRA. Goldco makes it simple and stress-free for customers to accomplish this by guiding them through the following steps:
Make a commitment to know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your precious metals Select the precious metals you want to include in your investment.
Goldco sells a variety of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Bars of silver and gold in different sizes can also be bought. These bars are as pure as.9999.
Goldco also offers a program to buy back gold. In the event that your situation alters and you have to sell the valuable metals in your account Goldco will buy these back for the highest price for buy-back, which is guaranteed.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a kit for free with details. This kit has written spoken, spoken, and a visual information on investing in rare metals.
Overall, we think Goldco is one of the best companies that provide gold IRAs.
One of the most trusted companies for buying in gold, silver, as well as platinum, through an IRA.
A reputable business with transparent prices
With the gold IRA move, you are able to switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy in silver and gold. The company is owned by a family, and is based in Los Angeles, CA. It has won several awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver in your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and complete the forms.
You can move your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you wish to place into your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, keep them with a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a wide range of gold and silver products which can be purchased directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to talk to a person about your investment and find out what they are doing. You can call the number on the company’s website anytime to speak to an agent.
If you want to learn more about purchasing gold before taking the step to buy it, you can ask the business for a free guide. This guide of 25 pages contains valuable details on how rare metals IRAs can help you take charge of your money.
You can also learn about the latest developments in the gold market by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide what to invest in.
American Hartford Gold is a reliable gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews and Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to put your gold IRA funds into Lear Capital. In this scenario, you can get help from a specialized expert and pay a flat amount and make sure that the purchase is guaranteed for 24 hours, and not pay fees when you make a large payment.
Here are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, are focused on smooth experiences, easy access to helpful support teams, and transparent prices among other things. To ensure that your money meets IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be placed in an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10to 100-ounce bar of your favorite metal. Prices for valuable metals change frequently to reflect market trends and make it easy to be aware of what to expect.
Follow these steps to begin with Lear Capital:
You can create a rare metals IRA account by filling out an online application which takes only 10 minutes.
You should hear from the person who is responsible for your IRA within 24 hours of how to make the tax-free move. It can take anywhere from five to seven days for your money to be moved.
You can purchase precious metals, and then let Lear Capital ship them to a safe place that is fully insured.
Create and store your IRA at no cost if you invest at least $25,000 to $50,000 for one year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you receive free set-up and holding services.
If you invest more than $10,000, you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at the flat price
One-on-one assistance from experts for gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals either in person or via an IRA. Since 2003, this company has been in business and a lot of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be sure that buying in rare metals through Birch Gold Group is a secure and secure process.
Birch Gold Group sells a variety of silver, gold, platinum, and palladium goods, among others. You can purchase these precious metals by themselves or use them to deposit money into an precious metals IRA.
This company makes it easy for you to transfer your retirement savings into an precious metals IRA. With the assistance of a qualified Precious Metals Specialist, you can take these five steps:
Set up your account and choose the method of funding it. Through Birch Gold Group, you can transfer an IRA or transfer a 401(k) to fund your new self-directed IRA.
Select the most valuable metals that will benefit your account. The valuable Metals Specialist can help you determine which metals to invest in to get the greatest tax benefits.
You can purchase your precious metals. Your Specialist will look over your order and inform you that your purchase was successful when they have confirmed it.
Find a storage solution for your things. Your specialist will guide you through the various ways to store your items. Birch Gold Group stores its customers’ funds at various locations including Delaware Depository and Brink’s Global Service.
Find out how your IRA is going. You can contact your Specialist at any time to check on your account or make adjustments.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium products directly from them. The company offers a broad variety of currency that is accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold and silver.
These are just a few of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They provide IRAs and cash payments for gold and silver. This firm also runs a website with lots of information for free regarding the investment in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting the new IRA.
Make use of the money in your savings account to fund your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers set up precious metals IRAs. This IRA company is a partner for people in all fifty U.S. states. They’ve been operating for over 30 years and been able to manage more than $25 billion.
After you buy silver and gold to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. All you have to do is transfer funds to the Augusta account and choose the silver and gold products you wish to purchase. Augusta will deliver them directly to your door and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars. 10- to 100-ounce silver bullion bars, and 90 silver bags containing 97 percent.
The company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA You can also check out the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They sell gold, silver, platinum, and palladium. The company has a fantastic rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools available to help you get started with these funds. On the Oxford Gold website, you can learn how to transfer money to a precious metal IRA, how they function and what types are available and the reasons why they are good assets.
The Oxford Gold website, you can purchase bars and coins made of silver, gold platinum, palladium, and. The company offers a broad selection of popular silver and gold coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The firm also sells a small number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other companies that deal in precious metals by listening to customers and providing them with the tools needed to make informed financial decisions. The company’s website offers a full learning center to help with the buying process.
This study area comes with a number of tools that include:
Guide to investing in precious metals
News and stories about buying gold
A listing of terms
When you join the Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to assist you with any queries you might have about how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This allows customers to understand the advantages and disadvantages of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA firms because it provides an extensive selection of precious metals that have been approved by the IRS. It also offers helpful educational material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. In less than 10 years in operation Noble Gold’s gold IRA reviews on all sites have won it five stars.
Opening an IRA account is a good choice, so you should select a precious metals investment firm that places the reviews of its customers and its accreditations for affiliates in the first place. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were hard to find.
Noble Gold is like other gold investment firms in that you can put bars and coins made of gold, silver, platinum, and palladium in your IRA. There are many kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare, like the Austrian Silver Philharmonic 1oz Coin. To meet IRS regulations the rare metals that are included in IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anywhere from $80 to $200 per year for storage of your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin with Noble Gold:
Complete the online form to receive personalized advice or create an IRA account for gold. You can speak to an in-house expert about your options during free sessions.
Contact an Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you take money out from a retirement account and put into the gold IRA instead of rolling it over, you might be required to pay tax on it. Consult a tax professional first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like.
Choose your storage and wait for Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are a variety of valuable metals to choose from.
Several sources have rated it five stars.
Free access to expert advice
There are many tools for training that can assist investors.
If you’re ready to sell when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top gold and silver dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are familiar with the market and want to invest a significant portion of their assets into a gold IRA as it offers savings for big investments but doesn’t offer a lot of tools to help novice investors understand. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer that offers basic gold and silver, and the best ways to get assistance.
The following accreditations, grades, and titles have been given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB gave it an A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews, and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its clients by offering them friendly support lines, clear prices, and simple to use services that comply with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The price of gold fluctuates in real time on their website, which means you can easily assess the risks, benefits and costs of purchasing. You can pick among 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date as far back as 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, therefore it is best for buyers who have had this experience before. First year storage and maintenance costs $250 and each year thereafter costs $200. You may have to shell out more for instance, an amount to establish an account.
To start your journey with Patriot Gold Group, you have to follow these steps:
Complete the online account application to get started.
Contact a service representative to initiate your account restart or transfer of funds.
You can purchase precious metals and pick the way you want to keep them.
You can get free delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
Fees for accounts have been eliminated for purchases over $100,000
Free investment guides for gold within an IRA
Access to helpful customer service
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a good variety of gold physical coins as well as bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim they are the top gold firm within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice If you enjoy doing things online and would like to have easy access to quality training tools.
It is possible to apply for an account with no need to talk to a person The company will give you access to a large knowledge base, including tools, videos and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and the A+ rating.
Nearly 700 of their customers have rated Google 5 stars.
More than 1,400 users have given Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, fantastic assistance and transparent prices in all your interactions with the company.
AdvantageGold lets you deposit platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage fees for IRA purchases range from $100 and $150. Investors also have to pay a $50 account-setting-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To get started using AdvantageGold To begin using AdvantageGold, you must follow these steps:
Complete the online form and choose the account manager you would like to work with. You can complete the first step by yourself using AdvantageGold or contact the customer support team for personalized help.
Accept the rules and guidelines of your company then share your financial records. You may need to show different documents about your IRA or tax obligations.
Select the method you prefer to deposit money into your account. A professional who has experience in rolling money over into a gold IRA will help you do this.
You can buy valuable metals and select a secure place to store them. As a final step, you must sign the declaration form.
AdvantageGold has the following traits which make it stand out:
When you’re ready for selling the house, the buy-back plan simplifies the process.
A free guide on investing in gold through your IRA.
There are a variety of ways to learn.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources with step-by-step instructions for withdrawing money
Customers on all sites leave great feedback on gold IRAs.
What exactly is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-managed personal retirement account that uses gold, silver or other precious metals instead of stocks or bonds.
To protect yourself from inflation and possible market crashes, you should have a diverse portfolio of investments. This is why a lot of people are placing silver, gold, and other valuable metals in retirement accounts because they are a fairly safe and reliable investment.
The companies on our list help people set the gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, move the funds in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. These items have to be either coins or gold and must meet specific “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it easy and painless to fund and take care of these retirement accounts for individuals. Many businesses put customers in touch with account reps who will assist them throughout the process.
However, an agent for an account isn’t the same as a financial advisor. If you want to add an gold IRA to your retirement account to make it more diverse you should consult your financial advisor to see whether it is a good idea for you.