A precious metals IRA or, more commonly known as a gold-backed IRA, can help protect your investment from the volatility of markets and protect you against inflation. Additionally, precious metals like gold and silver are very different from the standard assets like stocks and bonds which makes them a good option to diversify your portfolio.
We reviewed the top gold IRA companies to see which precious metal IRA accounts are the best value. We looked at every gold IRA company below based upon a range of things, such as the quality of the metals they offer and the charges they charge, the storage choices they offer and their customer service and even their reputation.
Goldco is one of the most reputable and most reliable company overall in the field of gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: New sales could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that will help you save more for retirement. This company is the leader in the field of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets of a variety of retirement accounts by moving them into a precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert at the company can show you how to move the money that is in the account to an precious metals IRA.
The company also sells gold and silver directly to clients. You can put your retirement savings or money from other savings accounts in actual gold and silver.
If you want to start a precious metals IRA through Goldco and move or roll over the assets you have in your current savings account into the new IRA. Goldco makes it easy and painless for customers to do this by guiding them through the following steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your valuable metals: Select the precious metals you would like to include in your investment.
Goldco sells many different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Marlin Gold
Silver and gold bars of different sizes can also be purchased. They’re pure as.9999.
Goldco also offers a program for buying back gold. If you experience a change in your circumstances and require to sell the precious metals that are in your account, Goldco will buy them back at the most competitive buy-back price, with a guarantee.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a free kit with details. This kit has a written, spoken, and seen guide to investing in rare metals.
Overall, we believe Goldco is one of the best companies that provide gold IRAs.
One of the best companies to buy silver, gold, and platinum through an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy in silver and gold. The company is owned by a family and is headquartered in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver in your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill in the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Select the silver or gold items you wish to place into your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, you are able to store them in a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of gold and silver goods which can be purchased directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
On the other hand metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 Oz and 100 oz
Combibar Valcambi
When you purchase valuable metals from American Hartford Gold, you can always talk to a person about your investments and find out what they are doing. You can call the number on the website at any time to talk to an agent.
If you’d like to know more about buying in gold before taking the step, you can ask the business for a free guide. This guide, which is 25 pages long, provides information on the ways that rare metals IRAs can help you take charge of the savings you have.
You can also learn about the changes to the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide how to spend.
American Hartford Gold is a trusted gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews, the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to invest your gold IRA money in Lear Capital. In this case, you can get help from a personal expert, pay a flat fee, guarantee your purchase up to 24 hours and avoid charges for a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, are focused on smooth experiences with easy access to knowledgeable assistance teams and clear pricing among other things. To make sure your money is in compliance with IRS standards, you should only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10to 100-ounce bar of your preferred metal. Prices for precious metals are always changing to reflect market changes and allow you to anticipate the price you can expect.
Follow these steps to get started using Lear Capital:
You can open a rare metals IRA account by filling in a simple online application that only takes 10 minutes.
You should hear from the person who is responsible for your IRA within 24 hours regarding how to do the tax-free move. It could take up to five days for the money to be transferred.
You can purchase valuable metals, and then allow Lear Capital ship them to an appropriate location that is fully insured.
Create and keep your IRA for free if you invest at least $25,000 to $50,000 in a single year and $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account over $25,000, you will receive free setup and holding services.
When you invest more than $10,000, you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
Assistance from a professional on gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from every source
Costs are clear because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals in person or through an IRA. Since 2003, the firm has been operating and a lot of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be confident that purchasing rare metals from Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a wide range of silver, gold palladium and platinum items in addition to other. You can purchase these precious metals by themselves or use them to put money into a precious metals IRA.
This company makes it simple for you to transfer your retirement savings to a precious metals IRA. With the assistance of a qualified Precious Metals Specialist, you can take the following steps:
Create your account and decide the method of funding it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or roll over a 401(k) to fund your self-directed IRA.
Choose the best metals for your account. The valuable Metals Specialist can help you determine which metals to invest in to gain the highest tax advantages.
You can buy your valuable metals. Your Specialist will look over your order and let you know that your purchase was successful once they have done so.
Find a storage solution for your items. Your specialist will guide you through the various options for storing your items. Birch Gold Group stores its customers’ funds at various locations, such as Delaware Depository and Brink’s Global Service.
Check what you IRA is doing. Contact your Specialist anytime to review your account or make changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium goods straight from the company. The company offers a wide selection of gold and silver coins OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold and silver.
These are some of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They provide IRAs and cash-payouts for gold and silver. This business also offers a site that contains many free information about investing in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your brand new IRA.
You can use money from your savings account to fund your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users set up precious metals IRAs. This IRA company works with individuals from all 50 U.S. states. They’ve been operating since more than 30 years, and handled more than $25 billion.
After you have purchased gold and silver to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. All you have to do is transfer money to your Augusta account and choose the silver and gold products you want to buy. Augusta will bring them right to your doorstep, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the company include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10 ounce bullion gold bars, 10 to 100-ounce silver bullion bars and 90 silver bags that contain a minimum of 99.
Some of the company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA you can take a look at the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They offer silver, gold platinum, palladium, and. The company has an excellent evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools that can assist you in establishing these funds. On the Oxford Gold website, you can learn how to move money into an precious metal IRA, how they work and what kinds are available and the reasons they are a good investment.
The Oxford Gold website, you can purchase coins and bars made of silver, gold platinum, palladium, and. The company sells a vast selection of popular silver and gold coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The company also sells a limited amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be better than other companies that deal in precious metals by listening to its customers and providing them with the tools needed to make informed financial decisions. On their website, the business offers a complete learning center to assist buyers.
This study area includes several tools, including:
Guide to investing in precious metals
Stories and news about buying gold
FAQs
A listing of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity to work directly with one of the company’s Managing Partners. The person will be able to help you answer any questions that you have regarding how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This lets customers learn the advantages and disadvantages of these investments and make better decisions.
In the end, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides a wide range of valuable metals that are regulated by the IRS. It also offers helpful educational materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After less than 10 years in business, the company’s gold IRA reviews on all websites have earned it five stars.
Opening an gold IRA account is a great choice, so you should choose a precious metals investment firm that places the opinions of its clients as well as the certifications of its affiliates in the first place. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were difficult to locate.
Noble Gold is like other gold investment firms in that you can put coins and bars made of silver, gold platinum, palladium, and tin in your IRA. There are many different types of valuable metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce such as the Austrian Silver Philharmonic 1oz Coin. To comply with IRS rules all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anything from $80-$200 per year to keep your valuable metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to get started with Noble Gold:
Fill out the form online to receive an individualized advice or to open an IRA account for gold. You can speak with an expert from the company about your options during free sessions.
Speak to a Noble Gold expert to start the process of rolling your gold IRA over to your new account. If you withdraw money of another retirement account to put into the gold IRA instead of rolling it over, you could have to pay taxes on it. Consult a tax expert first.
Fund your precious metals IRA and then purchase the valuable metals you want.
Select the storage you want, and then allow Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are many kinds of valuable metals to choose from.
Many sources have rated it five stars.
Access to the advice of experts
There are many training tools to help investors.
When you’re ready to sell, make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top silver and gold dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who are familiar with the market and wish to put a large portion of their money into a gold IRA which offers savings for large investments but doesn’t offer many tools to help new investors learn. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer that has options for basic gold and silver, and good ways to get help.
The following accreditations, grades, and titles were granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB gave it the A+ rating and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its clients by giving them helpful support lines, clear prices, and easy-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. Gold prices is updated in real time through the site, so you can easily see the risks, benefits, and costs of purchasing. You can select among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, so it is recommended to go with buyers who have had this experience before. The first year of storage and upkeep costs $250, and each year thereafter costs $200. There may be a need to shell out more such as the cost to open an account.
To start with Patriot Gold Group, you must do the following:
Complete the online application form to start.
Contact a customer service worker to start your account restart or movement of funds.
You can buy valuable metals and pick the way you want to store them.
You can get complimentary delivery to your safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
The cost of accounts has been waived for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to helpful customer service
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a great selection of physical gold coins as well as bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim to be the top gold company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice when you love doing things online and need easy access to high-quality training tools.
The application process is simple without talking to anyone, and the company gives access to a vast knowledge base with videos, tools and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with an A+ grade.
More than 700 users have rated Google 5 stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, great help and clear pricing throughout your interactions with the company.
AdvantageGold lets you deposit platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most commonly used options.
The annual storage costs for IRA purchases are between $100-$150. Investors are also required to pay a $50 account-setting-up cost and a variety of yearly upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To begin using AdvantageGold you must complete the following steps:
Fill out the online form, and choose the account manager you would like to work with. You can do this first step on your own using AdvantageGold or contact the customer support team for assistance tailored to your needs.
Accept the rules and guidelines of the company, and then share your financial documents. You may be required to present different documents about your IRA or tax obligations.
Select the method you prefer to put money in your account. A expert in rolling money over into a gold IRA will help you do this.
You can purchase precious metals and select a secure place to store them. As a final step, you need to sign the declaration form.
AdvantageGold has the following characteristics which make it stand out:
If you’re ready to sell, the buy-back scheme simplifies the process.
A guide for investing in gold with your IRA.
There are a variety of methods to study.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Resources with step-by-step instructions regarding how to withdraw money
Customers on all sites leave glowing feedback on gold IRAs.
What is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-directed personal retirement account that makes use of gold, silver, or other valuable metals instead of stocks or bonds.
To guard yourself against inflation and possible market crashes, you require a variety of investments. Due to this, a lot of people have started placing silver, gold, and other valuable metals in retirement accounts because they are an extremely safe and reliable investment.
The companies listed on our list help people set up gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, transfer the money from your retirement savings to an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. These items have to be gold or coins that meet a set of “fineness” standards. These accounts can only hold the coins that are approved by the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it easy and easy to set up and manage these individual retirement accounts. Many companies place clients in contact with account representatives who can help them through the process.
But an agent of an account isn’t the same as an advisor to financial matters. If you’re considering adding gold IRA to your retirement account to diversify it you should consult your financial advisor first to determine whether it is a good idea for you.
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